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On August 23, 2022, the MEC plans to hold by-elections in three wards: Wenya in Chitipa Wenya Constituency, Lupembe in Karonga Central, and Shire in Balaka Central East Constituency.
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Economic Challenges Preventing Women from Participating In Local Politics-Gender Activists
Malawi: Women's rights activists believe that financial constraints prevent women from participating in local politics because the country's political landscape requires participants to be financially prepared and sustained.
The activists also believe that the climate in political parties does not typically favour female candidates because most of them do not take affirmative action to encourage women's participation.
The Malawi Electoral Commission-MEC has released a list of participants in local government by-elections.
On August 23, 2022, the MEC plans to hold by-elections in three wards: Wenya in Chitipa Wenya Constituency, Lupembe in Karonga Central, and Shire in Balaka Central East Constituency.
According to the MEC's list of candidates, all of the candidates who will run in the by-elections are men.
According to Barbara Banda of the NGO-GCN, this is very unfortunate and demonstrates that women still have a long way to go both locally and nationally.
According to Banda, most women lack the economic means to participate in politics.
“Political campaigns require money and many women in the village are not financially ready to go down that road,” Banda lamented.
“The avenues through which women get money are limited especially in the rural areas. There are a lot of constraints and in the parties the competition is stiff. Women need to study the climate in order to prepare in good time,” she added.
She believes that political parties must implement deliberate policies that allow women to compete on a level playing field.
“Political parties need to put in place affirmative policies to increase participation of women, otherwise, they leave it open for whoever is capable to participate. This puts at an advantage those who are capable of running for political office,” she said.
While agreeing with Banda, another women's rights activist, Beatrice Mateyo, adds that socio-cultural norms that are prevalent and deeply rooted in the country put women at a disadvantage.
“Much as some would want to take part in electoral processes, communities look down on such women, labelling them with all sorts of negative words, which forces them to withdraw their intentions,” said Mateyo.
As the country prepares for the next election in 2025, gender activists believe that the time has come to begin implementing programs aimed at empowering women and changing people's perceptions of women's roles in politics.
‘Organisations need to go back to the drawing board, interrogate the effectiveness of existing policies and assess how they can support women in future elections,’ Banda said.
Mateyo, for one, believes that women's empowerment programs should not end after elections.
“We need to have these programmes from the grassroots continuously. We should not stop after elections, we need to reach out to as many women as possible in that way we will know how best we can support them in their quest to take part in the political landscape,’ she said.
In the 2019 tripartite elections, 44 women won parliamentary seats out of 193 total seats, while 2064 women ran in local government elections, with more than 55 elected.
Following the deaths of their respective councillors, by-elections are being held in Chitipa, Karonga, and Balaka.
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The third edition of Canada’s largest gathering of Software as a Service companies, which takes place from Nov. 28 to 29 in Ottawa at the Shaw Centre, will be predicated around the idea of involving a more diverse group of minds in the tech scene.
Michelle Sklar, the director of conferences for Cube Business Media, is again organizing this year’s SAAS North Conference and told StartupBeat in a Q&A that her group’s goal is to make the event as diverse and inclusive as possible. Through a fund supported by Shopify, organizers are able to pay for travel, accommodation, and tickets to the conference for successful applicants who come from underrepresented communities and backgrounds.
The focus on engagement of all types has clearly paid dividends so far. As Sklar told Startup Beat, currently 50 percent of the speakers confirmed for the event later this year are women.
In total, the event expects to attract some 1,500 attendees, more than 70 speakers, and be represented by around 500 companies.
Here is the full Q&A with Sklar. Please note that the excerpts below were edited for brevity:
SuB: Tech conferences often get typecast as a white male event in a white male industry like software. What trends are you seeing to suggest that maybe that isn’t the case?
MS: I think first of all it’s really wonderful that there are a number of organizations across the country that are huge advocates of making a change. They’re literally starting to move the dial to the point where there is a recognizable group of thought leaders that is continuously connecting and providing opportunities to bring people together where either the topics they are covering are around how you break down those barriers through to just ensuring that experts in a range of fields that have greater diversity in their backgrounds are making it up to stages of all sizes across the country. I think we’re starting to see a shift in awareness for finding the right people who can speak to a range of topics. It’s certainly about wanting to find the best person for the job. The challenge has always been that the funnel hasn’t been very wide. So the funnel has gotten much wider and I would say that’s the first step that is opening a lot more doors.
The second thing is that I think that it’s really challenging to stay committed to what your North Star is. When it comes to SaaS North, from the beginning it’s been about bringing together a diverse and inclusive community from the SaaS ecosystem across the country. That’s something that over time needs to be built. We’re going into our third year. Now we’ve got a couple years under our belt. We’ve got profiles, we’ve got traction, great reviews and awesome experience for people. The opportunity to get involved in SaaS North is now on more peoples’ radar, which makes my job easier.
We have a long-standing, wonderful relationship with Shopify. They helped us make possible what is called the SaaS North fund. That fund is an opportunity to help us further remove the barriers to ensure that people who wouldn’t otherwise be able to make it to this conference, largely because they are from communities that are less represented and have less opportunities financially. This fund is for a select group and we have an application process in the works but what I love is this is the first time that I’d ever seen a conference like ours where it wasn’t just about the tickets but that we’re being fair about the real barriers which are travel and accommodation, especially in Canada which is so widespread and super expensive to travel across the country. So let’s knock that barrier out and we can start leveling the playing field.
SuB: Where are you guys in the application process with the SaaS North fund?
MS: The application is open until Sept. 10. So we’ve made the application process fairly easy. Obviously, we are looking for people that are going to truly benefit from being at the conference and we want to understand the challenges that would prevent them from otherwise attending the conference. There are companies that do have professional development funds to help ensure that if they have experts in their organizations that want to attend a conference, then they can help remove that barrier.
SuB: So at this point is it hard to say how many of the startups on display will be led by women or people of color?
MS: It is hard to say right now. It really is broad-ranging. We will be making our selections later on in September, but honestly the story we want to be able to tell around this on the other side of the conference is how it was able to make an impact. It’s too early to tell what the exact impact is going to be but it’s great that we have the applications that we do have. We’ve been sharing the opportunity with our partners and it’s been wonderful to see across the ecosystem what our partners are doing to help champion this message that we’re trying to do our best to get out to every corner of Canada.
SuB: Do you have an estimate of how many applications have come in for the fund?
SuB: When talking about the startup scene in Canada, what is it that people from other countries get wrong? Or what would you want to tell someone from another country coming to a conference in Canada?
MS: The depth and breadth of the companies and founders that are in Canada are amazing. Canada is still flying under the radar for how thriving and dynamic our tech ecosystem is. For Saas North, for example, 70 percent of the attendees are SaaS companies and, of that, more than 50 percent are from companies with more than 50 employees.
What was interesting to me in this process was to see the number of companies that we have that are over 50 (employees). You really start to connect the dots on how much the tech sector is contributing to the overall economic growth in Canada in terms of jobs. The second thing is, with regards to companies under that 50-employee mark, is that the attraction to SaaS North is they’re on this cusp of hypergrowth. They’re looking for support, whether it’s network or education. They’re looking for the pieces they know they need to make that huge difference. It’s great to see how many companies are on that growth trajectory. It certainly validates some of the things I’ve been seeing in the tech sector and there’s a lot more going on here that has a lot of strength than what is necessarily recognized outside of Canada.
What is also interesting is that we had a lot of interest in supporting the conference from the investment community outside of Canada, in particular in the U.S. Certainly we are on the radar and there is a real eagerness to connect with companies here. I think that the tech community in Canada is super driven to connect with those in the U.S.
SuB: So it’s kind of safe to say then that the SaaS North Conference legitimizes the startup ecosystem in Canada and attract interest from outside the country while building connections within the country?
MS: Yeah and, in fact, I’d have to say that the partners at this event have done a phenomenal job of galvanizing the SaaS ecosystem. So people that came out the first year, came out the second year and will be coming out again the third year. I think that says a lot because there are so many great events but sometimes you don’t necessarily see that there’s a community that has been galvanized around that, but I would have to say that it is the case with SaaS North.
And going back, we have diversity and inclusivity across the board. Even the speaker applications we get are inundated with great stories that they want to share at Saas North, so I think it speaks to how well we have brought the community together.
Right now, 50 percent of the speakers we have confirmed for SaaS North are women. I feel really proud about that. When I’m talking to companies and partners that want to engage, I make sure they understand that this conference is predicated on diversity and inclusion. There isn’t going to be, as best as I can help it, a discussion that is all white males. By virtue of people knowing that that is my goal, they are far more willing to work with me and offer up quality people that are not in this status quo, homogenous group you would normally see.
People are, I think, excited to work with me to find great speakers from a range of industries and communities.
Disclosure: This article includes a client of an Espacio portfolio company
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If your contractions are still far apart and you want things to go faster, try taking a walk. It can help your baby move around your pelvis. The pressure that gravity puts on your cervix can also help things move forward. You can also try these work and birth positions to relieve discomfort and possibly speed things up a bit. It`s common to think that the first signs of contractions are your signal to get to the hospital, but that`s usually not the case. Early labor can last for days. All we can do at this point is wait for the signs that your body is ready to deliver, so many people arrive too early and end up going home. Going from point A to point B is not fun at any stage of work, so call us before you come so we can help you avoid multiple trips. Counting your contractions can help you determine when it`s really time to go. When you call your doctor or hospital, you will need to provide information about the duration and frequency of your contractions and the duration of this scheme. Let`s go back to these three important moments: the beginning of a contraction, the end of a contraction, and the beginning of the next contraction. Writing these three times for at least an hour can help you answer the most important questions you need to know about changes in your contraction pattern that may indicate changes: “How long does each contraction last?” “How far are they?” and “How long have you felt them?” Timing is everything when it comes to labor, but do you know how to properly track contractions? Learn how to monitor the distance and duration of the contraction so you know when to go to the hospital. Each stage of labor is characterized by the degree of dilation of the cervix, as well as the timing of contractions: sometimes there are signs that it is time to give birth to your baby before labor begins on its own.
If this happens, your healthcare team may step in and get things done by starting the work. Your body begins to prepare for labor in advance – up to a month before delivery. It can be difficult to know when this is happening. We`ll help you tell the difference between a dress rehearsal and the real deal. Timing your contractions can help you determine if you are in established labor and determine what stage of labor you are at so you know what to do. You also need to know how to time contractions well in advance of your due date so that you can spot signs of preterm labor. It`s only natural to worry about contractions and contractions as your due date approaches. Talking to your doctor or doula about your worries can help calm you down. Tell your doctor if your labor contractions seem wrong. If you can`t time the gap between contractions because there is no gap, it`s time to call the doctor. “If it`s continuous pain rather than a pattern of coming and going, that could be a problem,” says Dr. du Treil.
If this is the case, do not hesitate to call the doctor. Contractions occur when your uterus tightens in preparation for your baby`s birth. The timing of the duration of the contractions, as well as the space between them, help the future parents to follow the phases of labor. If you have real labor contractions, you will feel how they become stronger each time, and they will increase in frequency and duration. Actual labor contractions won`t go away, even if you move or change position. The timing of your contractions will help you and your doctor keep track of what`s going on. You need to know how long your contractions last (duration) and how close they are to each other (frequency). In general, however, unless your doctor or midwife has told you otherwise, you should go to the hospital or birthplace you choose if your contractions are separated every three to five minutes and last from 45 seconds to 60 seconds over an hour if this is your first baby. The general advice was to wait until the work was spaced five minutes apart, for an hour before calling and going to the hospital. But talk to your doctor to find out what works best for you.
“Each provider will have a slightly different approach, depending on the individual risk factors for pregnancy,” Kubesh says. “Some first-time mothers may have long contractions, while for a second baby, a woman may not be aware of the intensity until she gets much closer to the transition.” Your location may also come into play – if you live almost an hour from the hospital, your doctor may recommend that you leave as soon as possible. If you read our article on how contractions feel, you can also spot real labor contractions, but your doctor can tell you for sure. In general, it`s a good idea to call your doctor when you first notice signs of labor, such as. B, water breakage, mucus plug discharge or contractions. The timing of your contractions can also help you determine if you`re actually in labor or if you`re just experiencing Braxton Hicks “exercise” contractions. Your abdomen tenses during contractions, then relaxes and softens in between. You may prefer to ask your birth partner, midwife, or doula (if you have one) to time your contractions.
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Since the ceding of the Panamá Canal from the United States to the Republic of Panamá in 1999, human development has accelerated, resulting in the loss of tropical rainforest habitat and declines in wildlife populations. In 2007 this area of vast plant and wildlife diversity experience further loss of habitat as land clearing and excavation commenced for the Panamá Canal Third Locks Expansion Project. As one of the largest construction projects in the world, the potential impacts of the expansion prompted the Panama Canal Authority to work with a local non-governmental conservation organization to initiate a wildlife rescue and relocation operation to conserve wildlife in the affected areas. From 2007 to 2010, 896 wildlife rescue events occurred in 11 areas along the Canal; 806 of these individuals (90%) were successfully relocated to protected areas (n=749) or captivity (n=57). These wildlife rescue efforts were summarized, including human labor required, wildlife species composition, and conservation statuses according to the IUCN and CITES. Also quantified were wildlife dominance and biodiversity using the Simpson, Shannon, Berger-Parker, and Brillouin diversity indices, relative abundance of >100 Neotropical species, and habitat-abundance relationships for four focal species: Hoffman's two-toed sloth, Choloepus hoffmanni; brown-throated three-toed sloth, Bradypus variegatus; American crocodile, Crocodylus acutus; and common caiman, Caiman crocodilus. Relationships between diversity indices and habitat for the wildlife rescued during the wildlife rescue project were also analyzed. Results indicate the Panamá Canal Watershed to ii possess a diverse representation of Neotropical wildlife. Habitat-abundance relationships of focal species suggest two-toed sloth numbers increased as the edge of secondary forest decreased and number of three-toed sloths increased as total landscape area of agriculture decreased. Crocodile populations increased as number of patches on the landscape and mean patch size of secondary forest decreased, and caiman numbers increased as the edge density of secondary forests decreased and mean patch size of agriculture increased. Diversity-habitat relationships revealed wildlife diversity increased with heterogeneous secondary forest landscape consisting of less edge. This project provides rare insights into wildlife rescue operations and wildlife-habitat relationships for Neotropical wildlife species that will be useful for a range of conservation efforts. Additionally, this research provides updated population assessments for many of the species included in the research, especially the focal species, in which a need for them has been stressed in the conservation literature.
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Aside from their dirty and poor working conditions, children in workhouses were often victims of corporal punishment. The Poor Law Commissioners tried to put regulations in place protecting children from too much abuse. But even in the new rules, hitting children was still allowed under certain circumstances. In 1838, a letter was written to The Times from Bath reporting an incident when an 8-year-old boy was beaten for three days straight after complaining that he was unjustly beaten. A man named Henry Morton Stanley grew up in a poor house, and would later go on to become a writer. He testified that one of his friends, Willie Roberts, was literally beaten to death by the workhouse schoolmaster. Another incident involved a woman called Nurse Gillespie, who would use “systematic cruelty” on children by whipping them with stinging nettles and forcing them to kneel on hot water pipes.
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The Richmond Tramp House is still standing as a museum today. Credit: Historical Marker Database
By the late 1800’s to early 1900’s, vagabonds or “tramps” were no longer being kicked out of towns. They were accepted as being a reality of life with men moving from town to town looking for work. There was an uptick of traveling “tramps” due to an increase in railroads throughout the United States. This began secret lodgings called “Tramp Houses”, which were very tiny one-room shacks. They only had a bed and a heater to help keep a traveler warm for one night before they moved on to their next location. Usually, these tramp houses were a secret. It wasn’t published at all, because the town didn’t want their citizens to know that it was hiding these migrants and giving them a free place to stay.
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The tragic true story of one woman who sold her kids for just $2 each. Credit: NY Post
The Poor Were Forced to Sell Their Children for $2
One of the most horrific consequences of poverty is when parents are forced to sell their children. This still happens around the world today. But tragedies like this were still possible, even in the United States. There is a famous photo from 1948 of a poor couple Mr. and Mrs. Ray Chalifoux from Chicago were forced to sell her children. They were being evicted from their apartment. With no place to live and no income to take care of their children, they made the tragic decision to sell their kids. A sign reads, “4 children for sale. Inquire within.” The children were sold for just $2 each. With modern inflation, that’s still less than $25 each. Each of the children were sent to different families across the country, being spread hundreds of miles away from one another.
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During the 1800’s, single women had few options when it came to finding work. Life in workhouses was dirty and dangerous. And working in a factory would often mean hard labor with long excruciating hours. One of the “better” options was to become a sex worker. However, society looked down harshly on these women, calling them “fallen women”. As in- they have lost their innocence and have fallen from the grace of God. Charles Dickens was fascinated with fallen women, and even invested in Urania Cottage, a place that was meant to help these women learn household skills. However, in order to gain access to Urania Cottage, these women were interviewed by Charles Dickens and forced to tell their whole life story as to why they turned to a life of crime. He would later go on to use the stories for characters in his books.
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This woman’s skin turned blue because of Cholera. Credit: Branch
In the 1800’s, many rich people began leaving central London for the surrounding suburbs. This left many parts of the city to be populated by the poor. Many of these slums were awful to live in. They had no proper sanitation, no drains, and some apartments didn’t even have windows. Since people lived without running water, they would all share the same water pump on their street. These conditions were a perfect storm when it came to the spread of disease. One of the most famous examples was the 1854 Broad Street Cholera Outbreak. This outbreak killed 616 people. Finally, a doctor named John Snow figured out that the water pump on Broad Street was the source of the Cholera germs.
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The poor are more likely to be murdered, because of financial inequality. Credit: The Times
There was a joint study conducted by Universities of Bristol, Sheffield and Edinburgh that concluded that even in modern times, poor people are more likely to be murdered. They studied data from 1981 to the year 2000, and concluded that people living in the bottom 10% of earners were 182% more likely to be murdered. Over half of these victims were cut with a knife or broken glass. Strangely, the rich were more likely to be murdered through poison or strangulation. Since guns are not widely available in Great Britain the way they are in the United States, gun violence was just 29% of the rich, who could actually afford to acquire a gun in the first place.
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Indentured servants worked in all sorts of fields from kitchens to manual labor. Credit: Family Tree
Many Sold Themselves into Indentured Servitude in Exchange For a Ticket to The New World
For years, indentured servitude was a popular practice in England. In the 1600’s, many people were immigrating to the “New World” to find a better life. But not everyone could afford a ticket. This is when many of the poor would become indentured servants. They signed a contract promising to work for a certain period of time for free in exchange for transportation to Virginia as well as food and shelter once they arrived. Adults worked as indentured servants for an average of four to seven years. For some reason, children were forced into labor contracts that were much longer. Unfortunately, a lot of these travelers died of disease, or were terribly mistreated by the farmers in charge of them. By the end of the seventeenth century, fewer people were willing to become indentured servants, and farmers began to use enslaved Africans.
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Children working with their mother to assemble things in a home workshop. Credit: Library of Congress
Children Were Once Kept Out of School to Work in “Home Workshops”
According to the Bureau of Labor Statistics, “As child labor expanded through the end of the 19th century, these practices diminished. The 1870 census found that 1 out of every 8 children was employed. This rate increased to more than 1 in 5 children by 1900. Between 1890 and 1910, no less than 18 percent of all children ages 10‒15 worked.” Children were forced to work in factories, farms, cotton mills, mines, and on the streets. But in some instances, kids were kept out of school by their parents to work at “Home Workshops”. Their parents would acquire goods that could be assembled, and bring them home for their kids to put together. Compared to working in a dirty factory, this was a much better option. However, obviously, it meant that these children were kept out of school, and it doomed them to continue the cycle of poverty.
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A close-up example of how houses in shantytowns were built out of scraps. Credit: Iowa Department of Cultural Affairs
During the Great Depression, Thousands of People Live in Shantytowns and Hoovervilles
During the Great Depression, unemployment forced many families out of their homes. This caused a rise in shanty towns- camps surrounding major cities made up of shacks made of cardboard, tar paper, glass, and any lumber that people could find. Some of these homes were holes dug into the dirt with a makeshift roof fastened on top. Obviously, these houses were not well insulated or safe for the people who were forced to live in them. These were given the nickname “Hoovervilles” by a newspaper reporter named Charles Michelson in 1930. By the 1940’s, The New Deal helped give many unemployed Americans new jobs, and these Hoovervilles were eventually torn down.
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Black farmers sharecropping wasn’t far off from slavery. Credit: Library of Congress
Many Former Slaves Were Forced into Sharecropping
After the Civil War, many African Americans were finally freed from slavery. However, this wasn’t the end of exploiting their labor. Unfortunately, many of these former slaves were forced into “sharecropping“. This was a type of farming where a family would rent a plot of land from a landowner, and farm the land. Part of their crop was given to the landowner every year as payment. Two-thirds of these sharecroppers were actually white, while a third were black. However, many of these black former slaves were coerced by violence into a sharecropping contract with their former owners. They also had to take out loans in order to buy their own farming equipment. It put them in so much debt that it kept rolling over year after year, and they were never able to work their way out of poverty.
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This entire family was forced into a sharecropping scheme. Credit: Picturing Black History
As we mentioned earlier, once these former slaves agreed to sharecropping, it became nearly impossible to escape poverty. According to the Equal Justice Initiative, many of these black sharecropping farmers tried to renegotiate their unfair contracts and were met with violence again. In the South, this scheme continued long after slavery was abolished. It was essentially a loophole that kept these African Americans under the thumbs of the plantation owners. And if they tried to stand up for themselves, they were met with violence. One horrific example happened in 1921, when a plantation owner named John Williams killed 11 of his black farmers, because they were planning to testify against him in court for continuing to put them into slavery-like conditions.
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The US government is to blame for African-American “ghetto” neighborhoods filled with poverty. Credit: The Chronicle of Higher Education
The Government Created “The Ghetto”
Pretty much everyone is familiar with the concept of “the ghetto”. These are predominantly black neighborhoods in cities around the United States that have an elevated level of crime and poverty. But fewer people realize that the ghettos were actually created on purpose by the US government. In the 1930’s, the Federal Housing Administration came up with a policy of “redlining”, which meant that they refused to insure the mortgages of African Americans. And it was literally written into agreements with new housing builders that they should refuse to sell homes to black people in white neighborhoods. This made it nearly impossible for black people to become homeowners, so they continued to rent without building any sort of personal wealth. This was improved with The Fair Housing Act of 1968. But there are still prejudices in the law to this very day.
How did we find this stuff? Here are our sources:
Poorhouses Were Designed to Punish People For Their Poverty. Erin Blakemore. History. 2018.
Poor Us: An Animated History of Poverty. The Why YouTube Channel.
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Employee performance analysis of Paul Bakery Restaurant in Jakarta during the COVID-19 pandemic by measuring leadership, motivation and compensation through job satisfaction
Wrocław Tourist Lines: The changing nature of its offer and the tourist product life cycle
The identification of internal and external attractiveness factors for water parks as tourist destination products
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In 2022, the University of Notre Dame celebrates 50 years of being a coeducational institution. Daughters of Our Lady: Finding a Place at Notre Dame joins the year-long celebrations occurring throughout campus. This exhibit presents a selection of correspondence, articles, documents, and other materials from the Notre Dame Archives that record the journey toward coeducation. The transition to fully include women in all aspects of student life was a long, winding, and sometimes bumpy road. Since the 1910s, women have been studying at and earning degrees from the University of Notre Dame. For the most part, their experiences were exclusive to the Summer School Program, which was established in 1918. However, by the 1960s, it was clear that Notre Dame, like its peers, had to pursue coeducation to remain a relevant, top-tier university. Notre Dame became coeducational in the fall of 1972, but it would take years for women to be fully integrated into undergraduate life. Women struggled for representation in the classrooms, in student organizations, and on the athletic fields. This exhibit takes a look back at the pioneering women who have helped shape Notre Dame for over one hundred years. This exhibit is curated by Elizabeth Hogan, Senior Archivist for Photographs and Graphic Materials. All exhibits are free and open to the public during business hours. 2022 Fall Exhibit Open House Tour Exhibit curator, Elizabeth Hogan, will be available in the exhibit gallery to walk you through the exhibit and answer questions on the following dates:Friday, October 14, 3:00pm – 4:00pm Friday, November 4, 3:00pm – 4:00pm Friday, November 18, 3:00pm – 4:00pm
9:30 AM
In 2022, the University of Notre Dame celebrates 50 years of being a coeducational institution. Daughters of Our Lady: Finding a Place at Notre Dame joins the year-long celebrations occurring throughout campus. This exhibit presents a selection of correspondence, articles, documents, and other materials from the Notre Dame Archives that record the journey toward coeducation. The transition to fully include women in all aspects of student life was a long, winding, and sometimes bumpy road. Since the 1910s, women have been studying at and earning degrees from the University of Notre Dame. For the most part, their experiences were exclusive to the Summer School Program, which was established in 1918. However, by the 1960s, it was clear that Notre Dame, like its peers, had to pursue coeducation to remain a relevant, top-tier university. Notre Dame became coeducational in the fall of 1972, but it would take years for women to be fully integrated into undergraduate life. Women struggled for representation in the classrooms, in student organizations, and on the athletic fields. This exhibit takes a look back at the pioneering women who have helped shape Notre Dame for over one hundred years. This exhibit is curated by Elizabeth Hogan, Senior Archivist for Photographs and Graphic Materials. All exhibits are free and open to the public during business hours. 2022 Fall Exhibit Open House Tour Exhibit curator, Elizabeth Hogan, will be available in the exhibit gallery to walk you through the exhibit and answer questions on the following dates:Friday, October 14, 3:00pm – 4:00pm Friday, November 4, 3:00pm – 4:00pm Friday, November 18, 3:00pm – 4:00pm
9:30 AM
In 2022, the University of Notre Dame celebrates 50 years of being a coeducational institution. Daughters of Our Lady: Finding a Place at Notre Dame joins the year-long celebrations occurring throughout campus. This exhibit presents a selection of correspondence, articles, documents, and other materials from the Notre Dame Archives that record the journey toward coeducation. The transition to fully include women in all aspects of student life was a long, winding, and sometimes bumpy road. Since the 1910s, women have been studying at and earning degrees from the University of Notre Dame. For the most part, their experiences were exclusive to the Summer School Program, which was established in 1918. However, by the 1960s, it was clear that Notre Dame, like its peers, had to pursue coeducation to remain a relevant, top-tier university. Notre Dame became coeducational in the fall of 1972, but it would take years for women to be fully integrated into undergraduate life. Women struggled for representation in the classrooms, in student organizations, and on the athletic fields. This exhibit takes a look back at the pioneering women who have helped shape Notre Dame for over one hundred years. This exhibit is curated by Elizabeth Hogan, Senior Archivist for Photographs and Graphic Materials. All exhibits are free and open to the public during business hours. 2022 Fall Exhibit Open House Tour Exhibit curator, Elizabeth Hogan, will be available in the exhibit gallery to walk you through the exhibit and answer questions on the following dates:Friday, October 14, 3:00pm – 4:00pm Friday, November 4, 3:00pm – 4:00pm Friday, November 18, 3:00pm – 4:00pm
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Ally’s going to her next home on Monday. Her work with me is done. She’ll be thirteen this November and time is simply catching up with this physical body. If i can ever return to her a small part of what she’s given me, it is the gift of peace i hope she finds and perhaps shares again–hence the arrangements for Monday. Though we might clear up her current infection, her system can’t stave off repeats.
Ever since my mother brought her in her arms to me, shortly after my return from four difficult years in korea and the california desert, she’s been my beloved and generous companion. At the time the message was “you got wierd, now you’ve got a dog, and it’s time to get un-fucked.” And that happened. Ally and i spent every morning and night in the sand of Virginia Beach. She came to work with me after giving me “the eyes”. We slept in the same sandy bed. We surfed the same board and paddled with dolphins. I trained her in some things that dogs do, she taught me more things that people can be. While I worked in the S-3 shop, she had the run of Fort Story and every formation commanded on the parade ground. While I didn’t work, she ran around the beach but always came back to where i was reading and dug a hole right beside and then under me or my soccer ball pillow. She led me through the pitch-dark woods on my mountain bike in Williamsburg, when the only cues were shifting shadows and the jingling of her dog tags. She taught me I could be not a poison to anyone come close or entrusted to my care.
She jumped out the window of my (slowly) moving truck, got her paw caught in a rabbit trap, she got stung by underground wasps, cut her foot on broken glass in a chicago river but she never complained. Later, much later in life, her hip ground on itself, the bottomland of her lungs crackled with fluid and her hind end slowed its signals. Still she never complained. I’m told that she wanted to please me, to be what i wanted her to be, to be a good dog. I hope those observations are incorrect. i hope i pleased her. I hope i became what she thought i could be. i hope i was her good person. Perhaps when i doubt these, I can look at my daughter and be re-affirmed for it seems entirely possible that it was Ally unlocked the doors to fatherhood.
It’s 0430 and I’m near San Antonio, Texas, getting ready to fly home. I’ve been here with Ma, Pete, Ma’s cousin Rene and his wife Beatriz. We came here to renew family and recon the hill country around Medina–where a new life for MP might begin. While doing these things, my girlfriend Peper refused to let Ally go to the kennel and has been up every hour of the night since, tending to a raging UTI that brought considerations of dignity and quality-of-life to bear. As with the putting to bed of Grandma, Grandpa and Terry, I must confess to the fatigue that accompanies the uncertain watch of physical decline. These four days without a cell signal in southern texas though have been friendly for reflection on Ally and what should best be done. Without Peper, I shudder to think what these days and longer nights would have been for Ally. While on the phone with her, on a street corner in Bandera, the right course of action became clear. Peper has been a gift for me, for Ally and those who care about us both.
Now I’m going to ask for something from you. Each of you is a holder of pieces of my life with Ally. I’ll be very grateful if you’ll think of sharing one of them so the mosaic with which I’ll remember her will be most complete. If this doesn’t seem appropriate i hope you’ll just think a good thought to speed her on to her next mission.
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Like many of you reading this site, I've been an avid follower of ajarn.com for quite some time. It's been an invaluable resource, assisting in my transition to Thailand.
I'd been teaching within FE and HE in the UK for many years and I'd always held the dream of teaching abroad.
What a place!
Back in 2007 I made my first trip to Thailand with my Thai fiancé. I fell in love with the place and we got married. At that time my wife was making preparations on laying foundations for building our home in N.E Thailand. Teaching back in England was becoming more of a challenge, and after one stressful Ofsted inspection too many, I considered it time to move on and make the leap.
I'm a fully qualified teacher with nearly twenty years teaching experience. So why not, life's too short.
By that time Mrs Q had moved back to Thailand to oversee construction of our home. My brother in law is in the building trade and he commenced building us a comfy bungalow on my wife's land.
Looking for work
I'd been scouring the internet for teaching posts, reading up on Thai culture and a few great help books. I arrived in Thailand on a tourist exemption visa and took the month off sourcing work. I'd met with an English manager at a local school who'd offered some sage advice on his fifteen years in Thailand.
We had a long talk, probably been a while since he'd spoken with an English native. I also visited a couple more local schools with my resume at hand to find potential teaching posts. There weren't many opportunities in August, yet it wasn't long before the job offers came in from a few schools, agencies and a local university.
Within FE and HE I'd become accustomed to lecturing students from sixteen years old plus, so Mattayom level or university was more suited to my skill set. The university offer was appealing, but it took them so long to arrange a job interview I grew impatient. Not a good sign, on their behalf with the administration.
I then met up with a small, local teaching agency that was growing its business, and I got on really well with the CEO. After an informal interview and checking my qualifications, I was offered a job there and then. I was keen to visit the government school I was to teach at, which was located in a rural area. With approximately five hundred students, at Mattayom levels one to six, I got a good ‘vibe' from the lovely location.
Meeting the director and students was a plus too and it all seemed rather laid-back. Something I've had to get used to, from the manic pace to teaching in England.
Despite being seventy kilometres from home I was more than happy to make the commute. I'd previously worked at a grade one college in London, which was a fair commute. Believe me the salary, i.e. ‘danger money' was good, but not worth it.
So I needed a car. That proved more complicated than expected. But the car salesman was happy to make concessions when he heard I was a teacher. One thing I begun to learn here, the amount of respect teachers lauded upon from the Thais. More than I received in the UK.
So after two months arriving in Thailand I was to start teaching. My only regret is that I hadn't moved to Thailand sooner.
The Thai visa and work permit have been a bit of a kerfuffle sorting out. That's another story altogether, and now I'm a popular visitor at immigration. We always end up having a photo opportunity of sorts. Imagine my surprise when everyone wanted a picture with the ‘farang' despite the fact I'd overstayed my visa. Seriously though, get on well with your local immigration and visas become far easier.
But overall, the most stressful part of my job is the drive to work. Yes, driving in Thailand is an eye opener, to say the least. Mirror, signal, manoeuvre? Manoeuvre, what's that indicator for, oh look a nice mirror to do my make-up/hair etc. I'm still amazed at how many young kids I've seen zipping about on mopeds, covering their faces from the dust kicked up by the cattle truck they're tail gating.
Anyways, my teaching contract will be up for renewal soon and I hope I can continue to teach at the same school for next semester. It's been a great adventure whilst teaching here.
Even ‘working' on Christmas day was fun, as I played the role of Santa Claus in the students Christmas pantomime.
I would recommend anyone wishing to teach in Thailand, to seriously give it consideration. I'm here for the duration and yes, it has its downsides like anywhere else, but I still have to pinch myself to realise that I'm living my dream, working and living in Thailand. Just be prepared to take each day as it comes, and go with the flow.
You might be interested in....
Teaching in the sticks - 31 cool and awesome things about living and teaching in rural Thailand
government schools
leaving the uk for thailand
moving to thailand
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Comments
I like to teach in rural areas because I am used to rural life
By John Kamungeremu, Bangkok (12th October 2019)
Many thanks to you both for taking the time to reply to this potential newbie.
I look forward to reading your article Mark
By Sean, England (20th January 2016)
Sean, you have inspired me.
I'm in the process of writing an article for this website for educated people over 40, who are thinking about the move to Thailand to retire or at least stick around for a while.
By Mark Newman, Thailand (19th January 2016)
I'm pleased you liked the blog. Much like yourself I have the qualifications and experience but I'm still a newbie teaching in Thailand. I'd highly recommend reading 'Teaching in Thailand: A Practical System' which helped me immensely and of course searching through ajarn.com. Also Marks advice is on the money. I don't possess any TEFL qualifications to date, which hasn't hindered me in getting teaching offers. I've met more teachers with TEFL quals, some with/without degrees but not much classroom experience. I'd say go for it. Maybe don't discuss politics ;)
Best of luck. NQ
P.S. Mark, we've got an inspection this week.
By Nigel Quinn, Thailand (19th January 2016)
Thanks for the sound advice Mark.
Ajarn seems to have the balance right-taking the business of teaching seriously whilst enjoying the Thai culture and having a good laugh.
I have one more question if you or anyone wants to venture a reply-I am 47, have a degree (Politics) but no TEFL qualification. I have a postgraduate qualification in Careers Guidance and I have worked in English High Schools and Further Education Colleges for 10 years delivering groupwork from time to time but mainly one-to-one .
Initially I was considering applying for a Teaching position in Thailand without taking a recognised TEFl qual e.g. CELTA. In terms of competition to find work and the possibility of completely floundering when entering a classroom to teach English, is this a wise move? I have got a few course books which I could imagine mongrelising and developing lesson plans from.
I know there may not be a comprehensive answer to the above but any thoughts gratefully received.
Apologies if this isnt the correct thread to be asking these questions.
By Sean Millar, England (19th January 2016)
Every single case of people who have had a bad experience in Thailand has been entirely the fault of that person.
It's next to impossible to have 'bad luck' over here.
Here is the list of reasons why people fail in Thailand.
Poor planning.
Bad research.
Not enough money.
Importing Western sensibilities to an Asian culture.
If you are reasonably educated, easy going and have common sense then everything else falls into place just fine.
To misquote the song... If you can't make it here, you can't make it anywhere!
By Mark Newman, Thailand (19th January 2016)
Decent article. I am thinking of heading out to teach English for a year or two so good to hear about someone having such a positive experience.
From reading other, sometimes horrendously negative, posts on another EFL site it would seem your philosophy of 'taking each day and going with the flow' is the best approach to living and working in Thailand.
By Sean Millar, England (18th January 2016)
Cheers Mark. I shall download a learn to speak Thai for the commute :)
By Nigel Quinn, Thailand (18th January 2016)
Great stuff and thanks for taking the trouble to write down your journey.
Mine is 45 kms and takes me about 45 minutes. (I'm a slow driver.) I suspect like me, you have no radio channels that interest you. I download Howard Stern shows and burn them to a CD for my commute! I also have a flask of coffee and some breakfast along the way. By the time I arrive I feel great.
What do you do in your two hours each day in the car?
Even after 5 years I still love the drive to and from work. It's quiet and relaxing.
Good luck for the future and have a good life in Thailand.
Sound me out if you're ever near Ratchaburi.
Should your school write a thank you note to OFSTED?
By Mark Newman, Thailand (17th January 2016)
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Have you ever thought about the pros and cons of technology in the classroom? Teachers have to stay up-to-date with all the latest gadgets and tools. That can help them provide better learning experiences for their students.
However, there are some concerns about how much technology has used in classrooms today. Â There are two different viewpoints on this topic.
For one, technology in the classroom is a good thing. For example, the ability to use Google Apps and iPads in classrooms can help students with various academic subjects, such as math and science.
In addition, using technology can also help students learn how to type more quickly. As a result, they can spend more time writing essays and other assignments. Instead of spending hours typing out their papers on the computer.
However, there are some who believe that technology is not helpful in classrooms. For example, when teachers use projectors and other technologies during lessons, students often pay less attention to what the teacher is saying. Because they have distracted by all the visuals around them.
As a result, it becomes difficult for teachers to communicate with their students effectively. Because everyone has just focused on what’s happening on the screen instead of what’s being said by the teacher.
Another concern about technology in classrooms is that some students tend to become lazy. When they know that they can use a computer or iPad to complete assignments instead of writing them out by hand.
While this may be true for some students, most kids have no problem using technology for educational purposes. As long as it has used correctly and not just for entertainment purposes only.
What do you think? Is technology good or bad for classrooms? Do you think it should be used in classrooms or not? Share your thoughts! Read more similar posts about Technology Changes the Education System: Are Schools still relevant? or other posts on Cudy Blog page.
Cudy works to help students achieve their academic goals. As a student, you will get to learn from the best tutors Online, when you register on Cudy. You will have the easiest time finding a tutor based on your location. Along with the course you are taking and the subjects you need help with.
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The Fed orders another jumbo interest rate hike. Many are wondering what's next
Published November 2, 2022 at 5:01 AM EDT
Federal Reserve Chair Jerome Powell attends a meeting of the International Monetary and Financial Committee in Washington, DC, on Oct. 14. Powell is expected to announce another interest rate hike on Wednesday.
Updated November 2, 2022 at 6:04 PM ET
The Federal Reserve ordered another big boost in interest rates on Wednesday, and warned that rates will have to go even higher to bring stubbornly high inflation under control.
The central bank raised its benchmark interest rate by 3/4 of a percentage point. The rate, which was near zero in March, has jumped 3.75 percentage points in the last eight months. That's the most aggressive string of rate hikes in decades, but so far it's done little to curb inflation.
"Interest rates have risen at a whiplash-inducing speed, and we're not done yet," said Greg McBride, chief financial analyst at Bankrate. "It's going to take some time for inflation to come down from these lofty levels, even once we do start to see some improvement."
Annual inflation in September was 6.2%, according to the Fed's preferred yardstick — unchanged from the month before. The better known consumer price index shows prices rising even faster, at an annual rate of 8.2%.
Fed chairman Jerome Powell warned that taming such severe inflation will likely require even higher interest rates than he and his colleagues had predicted just two months ago.
"What I'm trying to do is make sure our message is clear," Powell told reporters Wednesday. "We have some ground to cover with interest rates before we get to that level that we think is sufficiently restrictive."
At the same time, Powell said the pace of rate increases may soon slow, as policymakers take stock on the effect higher borrowing costs are having on the economy.
"That time is coming, and it may come as soon as the next meeting or the one after that," Powell said.
Stocks initially rallied at the hint of smaller rate hikes in December or January, but soon sank at the prospect that rates will ultimately have to go higher. The Dow Jones Industrial Average fell more than 500 points or 1.55%. The broader S&P 500 index fell 2.5%.
McBride argues that in order to curb inflation, borrowing costs will likely have to remain elevated for an extended period.
"The mantra for 2023 is 'higher for longer,'" he said. "When inflation's been running at 6, 7, 8% and the target is 2%, it's going to take a while."
Rate hikes are having an effect, even if inflation remains untamed
Higher borrowing costs have already put a big dent in the housing market. And other parts of the economy are beginning to slow. But consumers, still flush with cash saved up early in the pandemic, continue to spend money. As a result, the Fed may have to tap the brakes harder, for longer, than it otherwise would.
"We see today that there is a bit of a savings buffer still sitting for households, that may allow them to continue to spend in a way that keeps demand strong," said Esther George, president of the Federal Reserve Bank of Kansas City. "That suggests we may have to keep at this for a while."
Like her colleagues on the Fed's rate-setting committee, George has expressed a determination to control inflation. But she's also cautioned against raising rates too rapidly at a time of economic uncertainty.
"I have been in the camp of steadier and slower [rate increases], to begin to see how those effects from a lag will unfold," George said last month. "My concern being that a succession of very super-sized rate hikes might cause you to oversteer and not be able to see those turning points."
With polls showing inflation is a top concern among voters, the Biden administration and most members of Congress have stayed out of the Fed's way as it tries to control prices. But a handful of Democrats have begun to challenge the central bank's approach, warning that aggressive rates hikes could put millions of people out of work.
"We are deeply concerned that your interest rate hikes risk slowing the economy to a crawl while failing to slow rising prices that continue to harm families," Sen. Elizabeth Warren, D-Mass., and colleagues wrote in a letter Monday to Fed chairman Jerome Powell.
The housing market has already slowed to a crawl, as mortgage rates top 7% for the first time in two decades.
Kansas City homebuilder Shawn Woods said his company has gone from selling a dozen houses a month before the Fed started raising rates to fewer than five.
"Never in my wildest dreams would I have thought we'd go from 3% [mortgage rates] to 7% within six months," said Woods, president of Ashlar Homes and the Home Builders Association of Kansas City.
"I think we're in for a rough six or eight months," Woods said. "Typically, housing leads us into downturns and it leads us out of downturns. And I think from a housing perspective, we've probably been in a housing recession since March or April."
Despite the fallout from rising interest rates, Powell said the central bank has a responsibility to bring inflation under control.
"No one knows whether there's going to be a recession or not, and if so how bad that recession would be," Powell said. "Our job is to restore price stability so that we can have a strong labor market that benefits all, over time."
Scott Horsley is NPR's Chief Economics Correspondent. He reports on ups and downs in the national economy as well as fault lines between booming and busting communities.
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“A little piece of heaven . . .” That’s how the local postman has described Vellandreath, a lovely and hidden corner of West Penwith in Far West Cornwall overlooking the wide sweep of Whitesands Bay, Sennen.
Well-appointed in an Area of Outstanding Natural Beauty – a haven for botanists, wildlife enthusiasts, beachcombers, climbers, ramblers and watermen – this delightful holiday cottage in Cornwall by the sea is set in the privately owned, unspoilt 8-acre Vellandreath Valley in Sennen, by the beach, bordered by a stream and sand dunes offering spectacular panoramic sea views all year round.
Converted with flair and imagination this quiet and magical setting is only accessible on foot down the sandy beach path from Sunny Corner Lane, Sennen, Cornwall.
Enjoying superb sea and bay views, and even distant glimpses of the Isles of Scilly from the patio and living area, The Studio is a perfect place to unwind and explore South West Cornwall.
What our guests say...
We had a lovely stay at the Studio. Upon arriving we met Paul who was very helpful with our luggage. The studio was larger than the pictures had led me to believe…. The small garden was lovely for eating out when the weather was nice, as well as being a good space for our dog to wander in between walks...
Highly reccomend the studio. Its a beautiful little place to stay with the most breath-taking sunsets. The weather was very unkind to us. But.... when the sun did come out the wander down to the beach was amazing (if not a little strenuous) same as the walk down to the studio...
Such a magic place, our own slice of paradise. Cant wait to come back
We spent a wonderfully relaxed weekend in The Studio: the location was beautiful and the cottage, very pretty - would thoroughly recommend to anyone looking for a laid back getaway!
Fourth stay and it still doesn’t disappoint. First time at The Studio and it was excellent. Great setting and a lovely secluded garden. The cottage itself had everything we needed and was spotless when we arrived...
We and our cockerpoo Oscar recently stayed at the Studio, near the most gorgeous beach, for a few days break after the many lockdowns and what a treat we had. The Studio was delightful, extremely well equipped, in the most peaceful setting, just birdsong and rolling wave noise...
Absolutely stunning location. The studio had everything we needed and was perfect for our stay. Brian was so helpful a credit to your company. A big thank you and we will be back.
We stayed for 3 days during our honeymoon. We were greeted by Brian who kindly took our luggage to the studio. When was arrived we were blown away by the view from the private garden. Inside was so beautiful also...
What a gorgeous place to stay! We absolutely loved it- the location is superb and just a very short walk to the beach. The Studio was spotless- which during these times made us feel reassured. We will be back as soon as we can be!
We absolutely loved our weekend at The Studio. What a lovely space! Loved the interior. The cottages are so peaceful- falling asleep to the sound of the sea was the best. The garden is wonderful and a real suntrap! We surfed every day, visited the local pub and did some great walks with the dog...
Everything was perfect. From the extraordinary lovely furnished studio to the help whenever we needed something. The view from the garden ...we could not get enough of it. Also the location is just great...
Had a wonderful holiday in Vellandreath. It truly was a little piece of heaven. The studio was very comfortable & met all our needs. A great location for visiting this beautiful area. However you do not need to drive at all as great for walking and an open top bus takes you to St Ives, easier than trying to park there!!...
We had a short 4 night stay at the studio at the end of June. We were met by Brian who was so welcoming. The studio is small but had everything we needed and so quiet and comfortable and is in a glorious location...
Idyllic location. Superbly furnished cottage and also excellent support from caretaker Brian. Cant wait to come back for next holiday.
This was a very last minute booking but what a treat. The Studo was beautifully warm and tastefully cosy and well equipped with a wonderful view over Sennen beach. What better than to be able to listen to the waves crashing on the rocks at night and be able to wake up in the morning and wander down to the vast sandy bay with dog, without a car in sight and walk to the dog friendly pub! This is a magical part of the SW with access to the best sandy beach in Cornwall...
Jo and Andrew
This was our first time in the Studio, the rest of the family (6 adults ) occupied Tresillian, but we thought we would have our own space . The Studio is beautifully furnished and a delight to stay in...
The Tyers family
This is the 4th time we have stayed in the Velandreath Cottages, the 2nd at the Studio. We enjoy it so much we have booked again. The position is perfect and the facilities meet our requirements perfectly.
We loved The Studio ,which, whilst compact, had everything a couple would need for a beach based holiday. It was beautifully decorated obviously by someone with very good taste and expertise in interior design...
my teenage daughter , myself and two mini dachshunds had a wonderful weekend . absolutely beautiful views , stunning beach and very well thought out and attractive accommodation. I will be back. Thank you.
We had a lovely stay at the Studio.We have been to Sennen many times over the last 30 years s it is Englands most beautiful beach, so it was a treat to discover your cottages and get to stay within earshot of the sea...
My English is not so good behause I'm from Germany. But I can say we enjoyed our Holidays in this beautiful studio with amazing views to the beach and to the see. Perhaps we come back nett year ;-))
Excellent really enjoyed our stay at The Studio...very clean..lovely views..small and cosy. Would stay there again...lovely being able to take our dog....
Fantastic place, looked after by a wonderful crew of people. Thank you. Would love to come back as soon as possible!
Once again a lovely stay, chilled and laid back is still the order for the day. The studio is equal to all the others at Vellandreath that we've stayed at. Will again be back in the autumn for I'm sure what will be another relaxing break...
Recently spent 4 days in 'The Studio'. The accommodation was just right, more than covering the essentials for a comfortable and relaxing stay. With a world class beach just 3-5 minute walk away (depending on how fast you can go) and an ever changing mesmerizing view from the patio I would highly recommend.
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This cosy granite built, open-plan studio accommodation is enhanced with underfloor heating and has superb sea and bay views.
The property makes the most of the unique south-facing position with skylights in the roof and large, double glazed oak-framed, folding patio doors.
Beyond the patio is a pretty, private enclosed garden with barbecue area overlooking the sea.
Living/dining room and kitchen area with large patio doors and slate floor, open plan with double bedroom area with antique style iron bed and carved fretwood screen.
Wet room/utility with Belfast sink and toilet.
200 metres from the beach
An Area of Outstanding Natural Beauty, Vellandreath has No Vehicular Access = No cars = No Traffic = Peace & Quiet.
The Studio is only accessible by foot down the sandy beach path from our private car park off Sunny Corner Lane, a distance of 250 metres. We advise that this property is not suitable for the infirm or those with restricted mobility. Due to the uneven ground of the sand dunes it is advisable to wear sensible shoes. If you are arriving after dark please take a torch. A luggage service is available at check-in and departure times.
Sleeps up to 2 people
Bed linen and towels included
Underfloor Heating (cost included)
Electric Night Storage Heaters (cost included)
Garden with patio and furniture
BBQ
Private car park 250 metres
Luggage can be transported up and down the valley by tractor – small charge payable to driver
Wet suit and surf board for hire locally
Unsuitable for the infirm and those with restricted mobility
Friday to Friday Changeover
Dogs are permitted on the sand dunes, neighbouring Gwenver beach, and Whitesand’s Bay (restricted access during the day in summer at Whitesands Bay)
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We are using a sample with our specific IDs for each household. These ID numbers are 11 digit numeric variables. We need then to merge the data with data form previous survey rounds. We are able to upload that sample, but when the cases are completed out and when we download the data, our ID numbers are gone, and instead replaced by the Survey Solutions automatically generated string variable (str32). Is there no way to keep our ID numbers?
Secondly, we would like to assign individual ID numbers during the survey to each member in the household that is listed. Is there anyway to do this during the survey, so that when the data is downloaded each person already has an individual ID assigned to them? this way for each different roster we can match the respondents by ID number.
sergiy (sergiy) April 5, 2017, 9:59pm #2
the answer to both of your questions is YES. You can achieve this with the help of the hidden questions, which are created precisely for this purpose.
emoroz (emoroz) April 7, 2017, 6:37pm #3
Great! I don’t see the syntax for this in the Variables article, nor in any of the public roster questionnaires. Do you have any examples of how to do this?
sergiy (sergiy) April 7, 2017, 7:06pm #4
When the scope HIDDEN is selected, the question is destined to be hidden and store the prefilled values to be used in validations and enabling conditions. For example, one may create a validation that the highest educational attainment of a person now is no lower than it was during the last visit. At the same time, because they are hidden, they do not reveal their value to the interviewer, thus eliminating the possibility for a simple carry-over of the values from the previous wave of the survey without asking the respondent for the updated information.
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Interviewing candidates for a job is a very expensive process. If your intention is to hire only the best people, as it should be, you will probably have to interview dozen of candidates until you find one good match. And … Continue reading →
Posted in Hiring | Tagged Hiring | 4 Comments
An Interview Question for Fresh Graduates
Posted on March 15, 2012 by Hayim Makabee
It is extremely difficult to evaluate a candidate in a job interview, and even more difficult if this candidate is a fresh graduate. In this case we can talk about his grades, the courses he took and the projects he … Continue reading →
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Recycled 18k gold tab earrings, .75" long. 18k gold posts and 14k and silicone safety earring backs. Handmade by the artist in her Taos, New Mexico studio.
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Supporting Independent artists is our jam...
Our webstore allows us to support our artists even during the winter... when the boat schedule can't get you there! Thank you for your continued patronage!
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We hope that you are enjoying every second with your children this summer! We are missing them but loving some time with our own children. However, the excitement always builds around this time to start planning and decorating our classrooms for our students. I already feel the energy from our staff as we kick off a new school year! We will have a sports related theme this year with all of our events, "We're on the same TEAM!" We are so glad you and your family are on our team.
Administration will be back in the office starting August 5th preparing for the teachers to return August 19th for training. Then, we look forward to Meet the Teacher! This year, we have the Meet the Teacher Nights scheduled as follows:
August 21st
3rd Grade 5:00pm
4th Grade 6:00pm
5th Grade 7:00pm
August 22nd
Kinder 5:00pm
1st Grade 6:00pm
2nd Grade 7:00pm
** Each event will begin in the cafeteria for a brief meeting to introduce grade level teachers and review curriculum information. Then, off to meet your personal teacher and then to the gym for T.H.E. and PTA needs.
If you know of any new families not registered, please let them know about these events for their children and we will begin registration on August 6th.
PTA News
T.H.E. PTA Summer General Meeting, Friday, August 9, 10 AM: All PTA members are invited to our summer PTA meeting at Michelle Kaiman's house, 727 Sentry Hill (Canyon Springs Neighborhood). We will be discussing our plans for meet the teacher nights, new spirit items, and we will be voting on giving a donation to Bradley Middle School's Mill Springs Cabins. This living history exhibit was recently vandalized and is funded only through donations. Please read the news story regarding the incident and fundraising efforts. Click here to read about Mill Spring Cabin Please RSVP to Mindy Waters at [email protected] if you plan to attend.
Welcome Back Online Registration Coming Soon! Our PTA website, tuscanyheightspta.org, is currently being updated and will be ready for the new school year and orders to be placed soon! An e-blast will be sent when the website is ready, so make sure and complete the online Welcome Back registration and order your new spirit items so they can be delivered on Meet the Teacher nights.
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Quebec City is a new chapter. We love serving children in other countries and inspire young people to get involved and help those in need, encouraging them to let them know that they are not alone and that they are loved. Each Christmas we collect gifts and school supplies to send to different countries. We send them letters as a way to warm their hearts. We hope that this program will spread throughout Canada.
We want to bring hope to those most in need and mobilize people through our programs, awakening their desire to give and be a part of the solution.
Donate to our Chapter
Volunteer Opportunities
Backpack full of love for the children of Ukraine
In collaboration with HOPE and Cape Rouge Youth House we are collecting gifts for children in Ukraine. We are collecting one backpack per child ages 2-16 (you can choose the age) that will contain school supplies, toys and clothing. You can drop it off at the Cape Rouge Youth House, or contact us at [email protected] for other arrangements.
This project is made with lots of love and joy. Many thanks for your participation.
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Manuela Valverde is the co-chapter director of the Quebec City chapter of HOPE worldwide Canada. Originally from Colombia, she moved to Canada in 2012. She has been following Jesus since 2021. She loves reaching out to people and helping them. She also enjoys dancing, exercising, learning about new cultures, and traveling. With HOPEwwC, she would like to help children and inspire young people in Quebec to help other communities. She wants to share the love that God gives her every day.
Quebec City Co-Chapter Director
Grace Rojas joined HOPE worldwide in 1997 when she became a Christian in Bogota, Colombia. She volunteered as a psychology student assisting in different social programs and was moved by the impact of loving others in need. She moved to Quebec in 2010 and now wants to continue serving God by responding with compassion instead of indifference. She enjoys nature, biking, reading, sharing with people, and getting to know new places and cultures.
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If you have taken part in a traditional tea ceremony in East Asia, especially China, you might have spotted a little clay figure sitting by the main pot on your tea table, on top of the teapot, or even in a small clay container of its own. But really what is a tea pet?
This amazing little companion is what is known as a 'tea pet'. They are usually a red-brown color, although that may vary depending on what kind of clay it is made from.
In recent years, they have captured the hearts of many tea lovers around the world, with their charming designs, and often cheeky features.
This includes the humorous and appropriately named 'pee-pee-boy'. They have become a staple of many Chinese tea shops across the world.
So, to learn a little more about these interesting little tea companions, here is our guide to tea pets!
*This post may contain affiliate links. If you make a purchase, I get a small commission. Please see my disclosure policy for details
What Exactly Is A Tea Pet?
So, to give a very basic summary of this age-old tradition, a Tea Pet is kind of exactly what it sounds like: A little figure, typically made from clay, that you keep by you while you are drinking tea.
That might sound almost too simple for some, but that is the truth! Sometimes, these kinds of objects and traditions are as easy to understand as they sound.
However, just because it’s easy to understand, does not mean that they aren’t important, or have plenty of meaning behind them.
Often, a tea pet will be kept by your side during a tea-drinking ceremony, but it is also common for people to have them by them in personal tea-drinking seasons.
Having a tea pet during those important moments is said to bring good luck to the person who owns or brings the tea.
Traditionally, tea pets are typically made of clay from the Yixing area in China, in the Jiangsu province, and have long been associated with the Yixing teapot tradition that comes with the regional history (a topic we will go into detail more about in the next section).
While a tea pet has usually been a small clay man or boy of some design or other, it is also pretty common to see tea pets that are animals too. From frogs to cats, to pigs, to birds, and even mythological animals.
In Chinese culture, there are many different types of lucky charms that people use to bring them luck and happiness and can be used for a whole range of situations and occasions. The tea pet is just one of these symbols.
To learn more, we must travel back in time to the Yixing area in the Jiangsu province of China, during the Song dynasty of the 10th century CE in China. Teapot making was taking off in the region and becoming incredibly popular around this time.
Alongside the traditional teapots that were made in the area, small clay figurines were made alongside these famous makes of teapots.
As time went on, many types of clay figurines, now known as tea pets, would be made into many popular shapes and figures amongst Chinese tea culture, from pigs to dragons!
Interestingly, although the Yixing region of China is well-known for its clay teapot making, tea pets are very rarely mentioned in historical records, if ever. It’s only in the last few years that they have become popular and recognized across the world.
So, we know what a tea pet is, and we have a little context as to when and why they were made in Chinese history.
Now comes the part that every tea enthusiast is eager to hear: how to use and treat your tea pet!
As we've already mentioned, the tea pet is often present at tea ceremonies in the Jiangsu province, often using the same type of clay that you would find in traditional Yixing clay teapots and decorations.
Usually, while the main tea ceremony takes place, a small amount of leftover hot water will be poured into the tea pet, and allowed to sit whilst the tea ceremony takes place.
Cleaning out these clay figurines is very simple too. Simply using plain water or cold water will be enough to clean them out, and soap is very rarely if ever necessary.
These little figures are typically placed on top of cups of tea or coffee to bring you good fortune. It is believed that if you drank your tea while a tea pet was present, then good luck and fortune would be brought to the drinker of the tea.
This would especially be the case depending on what form the tea pet takes.
If the tea pet is a pig, which is considered a very lucky animal in China, then that good fortune is meant to be bestowed upon whoever takes part in the ceremony, making it a popular figure to feature in many designs.
Mythical creatures are also a popular choice to be chosen as tea pets by their tea masters. The dragon is another popular clay figure for many tea tables, as dragons are symbols of great wisdom and nobility throughout most of China.
So, as we touched on earlier, tea pets come in a variety of forms. They can be made to look like humans, animals, or creatures of folklore.
They can even be historical figures that have importance to the owner or manufacturer. Models of Buddha are a very popular design for tea pets.
With so many designs, this starts to beg the question: Can anything be a tea pet?
Well, to tell you the truth, the answer can be a little hazy.
For a start, you can find a whole range of different sizes of tea pets out there. Some are pretty large, bigger than 3 inches, which can be considered to be a pretty standard size, or much smaller.
The main distinction that seems to be the most important feature for tea pets, and what separates them from other ornaments, is that they are made from clay of some kind. Ideally the same as the teapot the tea pet would be served with.
Although the Yixing clay is their original home, they have since become a popular fixture around the world, and have long since outgrown their humble origins.
Still, that doesn't mean that there isn't a connection between these clay figurine symbols and their home region, and gifting one of these original, with their natural colors of clay red and brown, is a beautiful git that any tea lover would be thrilled to receive.
What is a Tea Cozy
A tea pet is not just any old ornament, but something special.
A symbol that is representative of the craftsmanship in the tea industry, as well as a reminder of the love and care given to the plant material before it's processed into such a delicious beverage.
And, as we've hopefully shown, a symbol of good fortune to come for everyone involved.
Now, whether you use a real teapot with a tea pet in it, or opt for a more modern version, either way, we hope that you get the chance to experience them for yourself.
If you found this guide informative and interesting, we hope that you take this knowledge with you in all your future tea-related endeavors!
Here at Elm Tea Leaf, We will share some education, recipes, and all things tea, that will help you on your tea journey. Whether you are just starting out or are well-versed in the Art of Tea. I’ll be cheering you on all the way.
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The Appointment of Vice Chairman, Independent Director, Chairman of Audit Committee and Chairman of Risk Management Committee (Revised Version)
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The contents contained in this website are provided for informative and educational purpose only. SET does not make any representations and hereby disclaims with respect to this website.
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Everyday across the world, thousands of businesses are victimized by fraud. Who commits these bad acts? Why? And, how? In this course we are going to help you answer the questions: who commits fraud, why and how. We’ll also help you develop skills for catching them....
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This course is one of a kind, it's simple, professional and straight to point. I've really been exposed to the concept of fraud and it's dynamics. This will take me a long way in my career.
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I enjoyed learning this course . It made me aware about the various ways frauds are committed, showed practical examples, discussed data analytic tools . I look forward to learning this subject more.
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To tackle a +6.8% year-over-year CPI inflation rate, the Federal Reserve has stated it will be pursuing QT rather than QE in the year ahead, quantitative tightening rather than easing, and that there may be as many as three upwards adjustments to interest rates. On the residential construction side, the expectation of higher interest rates may counterintuitively speed up groundbreakings for a while as prospective new homeowners try to beat the financing cost increases.
Did you miss our previous article…
Construction Worker Deaths Decreased in 2020 →
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Different Types of Plumbers
Depending on your needs, you might have to hire a plumber for plumbing issues or to install a new sewage system. Plumbers El Cajon are experts in installing and maintaining water and drainage systems. Whether you’re interested in becoming a plumber or just want to learn more about the plumbing industry, there are many options to choose from. Apprenticeships are a great way to gain experience and knowledge and earn a good salary while you’re learning the trade. Apprenticeships typically require at least a high school diploma or GED and can be two, four, or five years in length. Most apprenticeships also include thousands of hours of on-the-job training and comprehensive classroom instruction. There are many benefits to apprenticeships, including a pay raise every six months, a chance to earn credit at local community colleges, and access to a host of resources to help you succeed. Apprenticeships can also provide you with a solid foundation for your career and a more fulfilling work life. Apprenticeships for plumbers are designed to teach you the essentials of the trade. They also include on-the-job training and coursework that will enable you to earn a well-paying job in a growing industry. Apprenticeships for plumbers are often governed by a union or private company. Contact your local plumber’s union to find out about local programs. You should also find out how long your apprenticeship will take before you are eligible for benefits. Generally, you’ll start out working at $15-17 an hour and earn an additional benefit after working for two months. You may be required to work weekends and evenings as well. If you’re looking for a job as a plumber, you’ll need to meet municipal regulations and pass a certification exam. If you are looking to become an apprentice plumber, you’ll need to be organized, have a strong mechanical aptitude, and be willing to learn. You’ll also want to be able to read blueprints and use basic tools of the trade. In addition to the practical training, you’ll also learn about new technologies and techniques. You’ll also gain experience working with other professionals in the plumbing industry and learn about plumbing codes and regulations. Depending on the apprenticeship program you choose, you may be eligible for additional certifications that can help improve your marketability and pay. For example, you may want to become an OSHA-certified plumber or have a certification in advanced training for water treatment systems. Getting a job as a pipefitter or plumber is a great choice if you’re interested in the construction industry. Both professions require a high level of skill and training. In addition, both jobs require a thorough knowledge of local building codes and regulations. In addition to repairing clogged pipes, plumbers also install fixtures and appliances that use plumbing systems. They are also responsible for maintaining and repairing pipes for heat, electricity, and gases. They may also design water systems and venting systems. They can also be self-employed. If you are a good communicator, you might want to consider a career as a plumber. The most important part of this job is communication, as it is necessary to plan work schedules and supervise workers. Plumbers work in a variety of settings, from residential homes to commercial buildings. They can also handle a variety of projects, including installing pipes, repairing drains and sinks, and installing water heaters. They may also handle hazardous materials, such as chlorine or other chemicals. Plumbers are often hired by large construction companies, but they can also be self-employed. They can work on residential projects or commercial ones and may be called in to perform maintenance tasks after the construction is completed. Pipefitters usually work in an industrial setting, although they may also work in a residential setting. They will install heavy-duty pipes, as well as repair faulty steam pipes. They may work in a tight space, such as a construction site. They may be exposed to hazardous gases, which could require them to wear a respirator. Pipefitters are required to have a high level of skill, including dexterity, practical knowledge, and teamwork. They will also have to have a solid welding and construction background. In addition to these skills, they will need to have a passion for learning. They may have to work in tight spaces, as well as in industrial settings. Pipefitters may also be required to wear a respirator or mask, which may be necessary for work in hazardous areas. They will also be required to complete safety and site-specific training. The most important thing to remember about plumbers and pipefitters is that they both have their own unique responsibilities. If you are thinking about a new career, make sure you do your research and decide if the job is right for you.
There are several advantages of aluminum fences. In addition to being lightweight, it is durable. It can be installed with ease and can be used for many different purposes. In addition, aluminum fences are very affordable. So, whether you need to protect your yard from intruders, you should consider an aluminum fence at https://www.jriversfence.com. A durable aluminum fence offers several benefits to both you and the environment. Aside from offering protection from unwanted intruders, this material is highly recyclable and requires no routine painting, making it a great choice for environmentally conscious homeowners. Its low maintenance costs also result in a cost-effective solution for your fencing needs. Another benefit of an aluminum fence is that it’s highly resistant to rust and water corrosion. Other fence materials, such as iron, rust easily, and a small paint chip can turn into an unsightly eye sore in no time. Moreover, the aluminum fencing doesn’t require any painting or sealants and is resistant to extreme weather conditions. The installation of an aluminum fence is easy and requires little maintenance. Apart from brushing regularly, there’s no need to repaint it unless you notice some signs of damage. However, you’ll need to regularly check the fence for dirt, stains, and loose components. If you’re installing a fence in a sloped area, make sure to spray it frequently to prevent any potential damage. A durable aluminum fence is a good choice if you want to keep pets and children safe. You can buy aluminum fences in a variety of colors, styles, and heights. They will suit most areas on your property. But make sure you consider the time your fence will be on the property before you make a decision. Installing an economical aluminum fence is a good way to add beauty to your home. It also increases the value of your property. It is an excellent investment and doesn’t seem like a lot of money at all. However, there are some things you need to consider before installing one. To ensure a proper and safe installation, you should consult with a professional contractor before making any decisions. You will need to consider several factors when choosing a contractor to install an aluminum fence. First of all, the size and height of your fence will impact the price. You also need to consider labor costs in your area. A typical installation cost for an aluminum fence ranges between $2,198 and $5,585, depending on your local area. The price of the materials and labor vary depending on the size, style, strength, and difficulty of installation. Aluminum fences are long-lasting and require little maintenance. These features make them the perfect option for homeowners who want to save money on their fencing. They also require less upkeep than other materials, including wood and vinyl. Aluminum fences also require less toxic materials, which means you will save money in the long run. A fence that is 150 feet long will require about 25 six-foot-wide by four-foot-high panels. For this size, you will need to install 24 six-foot-high posts, two 6 to seven-foot-high gate posts, and 25 6-foot-wide by four-foot fence panels. The finished fence will stand about four feet tall. Choosing an environmentally friendly aluminum fence is an excellent way to protect your yard and save on maintenance costs. It can last for decades without needing repairs and will not harm the surrounding soil and grass. Furthermore, aluminum fencing does not contain any toxic materials and is easier to maintain than wood or vinyl fences. Aluminum is a great choice for many reasons, but here are just a few. First, aluminum fencing is recyclable, making it a sustainable and environmentally friendly option. Unlike wood or wrought iron, aluminum fences will not rot or rust. They can be recycled years after they’re no longer needed. This means they won’t end up in a landfill. Another benefit of an aluminum fence is that it will last for years, compared to wood and other types of fencing materials. Aluminum fences also don’t need to be re-stained. Most aluminum fences do not require painting or staining, which means less waste and fewer toxic chemicals. In addition, aluminum fences don’t absorb moisture. This makes them much lighter than their counterparts, so they are easier to clean. Aside from its environmental benefits, aluminum fences are also highly durable and easy to maintain. This makes them an excellent choice for homeowners who want a fence that will last for years without costly repairs. They also look great and are highly attractive. Additionally, because aluminum is recyclable, it won’t end up in a landfill.
How Do Water Softeners Work?
Water softeners are devices that remove calcium, magnesium, and certain metal cations from hard water. This means that users can use less soap to clean their surfaces. It also means that soap is not wasted bonding with calcium ions. These benefits will make water softeners an increasingly popular choice for homes. Negatively charged resin beads. Water Softeners Boise works by removing calcium and magnesium ions from water. The negative charges of the resin beads attract these ions and displace them, allowing soft water to flow from the resin tank. This process is referred to as regeneration. Before a regeneration cycle, the water softener backwashes the resin bed. This removes any suspended matter in the tank and loosens the resin bed. On the other hand, sodium ions have a lower charge than calcium and magnesium. This means that sodium ions will have a more difficult time dislodging the calcium and magnesium ions from the resin beads. In a regeneration cycle, the resin is refilled with a concentrated sodium chloride brine, forcing the ions off the resin beads. Ion exchange process. Water softeners use a process known as ion exchange to change water’s mineral makeup. The process uses a polymer resin that contains cations and anions. Cations are mobile, while anions are fixed. Both types of ions have different properties, and the resin can remove both types of contaminants. The ion exchange process is a multistep one, and involves a series of chemical reactions. The first step in the process involves the removal of dissolved ions from water. The second step involves demineralization. This involves replacing positive ions with negative ions, called OH-, in order to soften the water. The Ion exchange process is safer for the operator and is more cost-effective when treating ground waters. The process is usually used to treat non-carbonate water hardness. The process is highly effective at removing contaminant ions. The ion exchange process is also highly effective at softening water. The technology is relatively simple and can be carried out in most buildings. Regeneration cycle. Water softeners work in a cycle called regeneration. The first stage of regeneration is backwashing, where a pump pushes water backward through the treatment medium. This process helps remove sediments. The second step is the brine draw cycle. During this step, brine is pumped through the softener’s resin bed and exchanges hardness ions for sodium ions. This cycle can take up to 50 minutes. When a water softener is in regeneration, it flushes the tank with brine, a solution of salt and water. The brine is higher in magnesium and calcium ions than in sodium, which means they will knock hardness ions off of the resin beads. This process repeatedly happens until the brine tank is empty. Water softeners work by removing salt from water. The cost of installing water softeners can vary greatly. The price you pay will depend on the size and type of water softener you want. The system you choose should be able to handle the amount of water you use in your home. There are two main types of water softeners: alkaline and acidic systems. Salt-based water softeners have two tanks: the salt tank and the resin tank. Water passes through the salt tank and into the resin tank each day. The water then rinses out the drain. These salt-based water softeners have the advantage of being low maintenance and easy to use. The downside is that they can be less effective if you have hard water or a high water usage. Maintenance of water softeners requires the replacement of certain components. Some of these parts are easy to replace, while others may require special tools and skill. Generally, replacing a component requires disengaging the system and unscrewing the valve head. Once the valve head has been removed, replace the old beads with the new ones. Regular maintenance will help the system last for several years. Periodical maintenance is important in order to ensure that the water softener is functioning properly. Aside from replacing the salt, other maintenance steps include checking the salt level and cleaning the brine tank. Both of these procedures can help the water softener perform at its best. The salt level in a water softener should be checked once a month. The float assembly must also be checked and cleaned.
Solar Roofing is a relatively new technology. This more efficient technology has allowed many different types of applications. These uses include the manufacture of solar shingles and solar panels. A tile, slate, or other reflective surface is covered with a solar cell or photovoltaic. When sunlight hits the panel, its photovoltaic cells produce electricity which is then sent to the electrical panel on the roof. Solar Roofing, also called Solar Thermal, systems are usually utilized on roofs. Solar Roofing Aurora CO is used both on the ground as well as on the roof. Ground-mounted systems tend to be preferred for longevity and efficiency, while rooftop systems are used for less-than-ideal efficiency and durability. The roofing materials most commonly used are asphalt shingles and metal sheets. They are designed to hold up to high winds and extreme temperature fluctuations. One benefit of using solar panels as a roofing material is that they don’t add to the cost of electric bills. Typically the powerwall battery will store the excess electricity produced by the solar panels during the day so that it can be sold back to the electric company. Most utility companies offer a discount on their monthly rate when you account for the savings that solar Roofing material produces. As with any installation, certain considerations must be made before the powerwall system is installed. An untrained layperson should not tackle the installation of solar roof panels. Any layman should be able to install solar roofs. This is because proper installation requires precise measurements, a steady hand, and precise angles for the screws and mounting brackets. The right materials will be needed to install a solar roofing system correctly. A good solid piece of plywood or lumber is required to support the solar panels. Wood is preferable to asphalt shingles because asphalt shingles are weaker and more easily damaged. For the solar roofing material to fully absorb the energy from the sun, the roof shingles should be securely placed at the correct angle. Depending on the size of the intended roof, the amount of sunlight being exposed to the solar roofs, and the intended life of the solar system, different types of solar roofing material can be used. For example, larger solar roofing systems in remote areas may use active solar roof shingles. These sheets of asphalt shingles have been specially fabricated to maximize light absorption. However, passive solar roof shingles cost the same or less to install for many areas than active solar roof shingles. The difference comes from increased lifetime, which is about 25% longer for passive solar roofs. The average cost per watt for solar shingles is lower than the average cost per watt for asphalt shingles, but the cost is still much higher than that for standard asphalt shingles. This is due primarily to installation and maintenance costs, which are both higher. The cost of installing a solar panel varies greatly depending on the size and the number of panels needed. The average number of watts you can expect to need for your home will depend largely on the area of the country in which you live, as well as your specific roof design and materials. Once installed, few maintenance or repair issues occur with solar shingles. The only maintenance issues are proper cleaning and occasional inspection of the solar panels. They require no maintenance other than regular cleaning to ensure their proper function. It is also recommended to check for damage periodically. However, it is important to realize that while solar shingles provide an excellent return on investment for homeowners, they require more attention than traditional solar panels. Solar panels should always be installed by a qualified professional to prevent damage.
What do you know about Roofers?
A Roofer, also known as a roofing mechanic or a roofing contractor, is a tradesperson whose specialty is building and repairing roofs. They use a variety of materials and techniques to install, repair, or replace roofs. There are three main types of roofers: metal roofers, flat roofers, and flat roofers. Some roofers specialize in just one type of roof. They can repair, install, or replace roofs of any size, shape, or style. They also repair and replace any type of roof, including asphalt shingles, roll roofing, or any other material that can be used for a roof. Whether the roof is made of asphalt or another material, a roofer can fix it with minimal effort. These roofs protect both the building and the contents underneath. However, a leaky roof can damage the walls, ceilings, and furnishings. Roofers also perform reroofing jobs, which replace an existing building’s roof with a new one. Visit Website to learn more about roofers. While many people have no experience as a roofer, those who have done the job are likely to be independent and persistent. They are also thrifty and practical. Roofers enjoy physical tasks and often like to use tools to make their lives easier. While some roofers like to be hands-on, others prefer to be intellectual and introspective. But regardless of their personality traits, they are all devoted to completing their work and ensuring safety. The job of a roofer is very demanding. They work on a wide variety of roofs and are required to be physically fit and fearless when working at heights. They should have a good sense of balance, good carpentry skills, and a willingness to take on a project. They are responsible for replacing old materials with new ones and putting up new, solid structures. Roofing is a highly technical profession, and roofers deal with different materials. For instance, they replace joists and plywood, install layers of insulation, and make other changes to a roof to make it watertight. Most roofers learn the trade on the job as an apprentice. Although high school graduates are generally preferred, applicants who lack a high school diploma can also apply for an apprenticeship program. An apprenticeship program in roofing requires a minimum of three years and combines at least 2000 hours of on-the-job training with 144 hours of classroom instruction. During the training period, apprentices learn how to use tools of the trade, as well as basic math and safety procedures. A roofer can do everything from installing a roof to repairing one. They work on a variety of roofs, and some specialize in certain types. Typically, roofers work in all types of weather, and they should be comfortable working at heights. This job is physically demanding and can require extensive experience. Those with experience and physical fitness are ideal candidates for the job. They may also specialize in leadwork. These professionals are responsible for the construction and maintenance of leadwork. Generally, roofers work forty-hour weeks. While the summer is the peak roofing season, bad weather can affect the work of roofers. In addition, roofers are usually required to work outdoors and are likely to build serious muscles from the physical demands of the job. Because they don’t need an academic degree, most people who enter this field learn the trade on the job. However, some enter the profession through an apprenticeship program. A roofer can be found in both commercial and domestic settings. In a home, they might be hired to inspect a roof and assess storm damage. If necessary, roofers will replace missing shingles or repair damaged joists. Some also work on construction sites, while others may specialize in residential roofing. The job demands a certain level of skill and a good attitude, and it can be a very rewarding career. The pay is competitive, and the hours are plentiful. In addition to hand tools and ladders, roofers also use various power equipment to complete their work. Among this equipment, roofers use hammers, nail guns, saws, and utility knives. They also use crowbars to pry off shingles, utility knives to cut down asphalt or fiberglass shingles, a level, and a tape measure to ensure the roof is level. These tools and equipment are necessary for successful roofing. Roofing is a physically demanding career, requiring workers to be comfortable working on roofs that are many feet off the ground. Roofers typically work a forty-hour work week, with overtime pay being higher for longer hours. Because roofers are often required to work outdoors in inclement weather, they are at risk of being injured while standing, bending, and climbing ladders. Roofing work typically requires extra time, which may make it difficult for the job to be permanent.
Many people who have tried Internet marketing in the past have not been successful, so they feel that it is not possible to earn money online. Try not to let this dissuade you from becoming as successful as you want to be. If you have had trouble before, then read on. This article is designed to provide you with the keys to Internet marketing success. When you can admit your site is not perfect, you can successfully improve it. Knowing that your site will always be a work in progress, gives you the freedom to improve at will. No one has a perfect site, which means that constant improvement can greatly enhance the performance of your targeted traffic. Explore the value of social media for your marketing push. Social media is blowing up at this time and it will not be slowing down any time soon. Taking advantage of the word of mouth these sites offer is a key to generating a lot of business for your products. With a little effort on your part, these sites can become a regenerating source of income. Claim your business on yelp, google maps, map quest and everywhere else on the web that it exists. Use these pages to communicate with your customers and make sure that your information is accurate. Many of these sites can contain false info regarding your hours, services, and price. Make sure to control the conversation about your business. YouTube is one of the most fascinating marketing tools in the business world today; as you are able to create videos that promote your business at no cost. To improve your bottom line and upgrade your marketing plan, produce YouTube videos that show either your product characteristics or overall strategy to your potential clients. The information in this article has been given and used by Internet marketing experts. It is important to note that there isn’t a specific recipe for success. If this was the case, you and your competitors would be doing the same thing! Motivation and this helpful information can help you find true success. You can also visit our other website and post your article. Philomena-Life Coach , RD Construction NW, Social Scaling Formula, Tesco Electrical Trade-In, USA Fast Support, Build Tall Build Safe, Fenton Construction, CHV Cash Explorer, Open House, Boston Best Electrician, Craven Local Food Market, Plumbing And Heating, The Ginco, A Toast to the Valley, Artist Collective Studio, Bethan Brook Illustration, Shades Of Green, St. Bernard BWP, Aqua Mechanica, Power House 2030, Tree Service Frederick, Giallo Tile and Stone, Ane Kitchen Cabinets, Top This Pizza, Advanced Animal Health Center, Internet Reality In Current Years, Nurse On Holiday, Oh House Cleaner, The Landings Sharon PA, Miami Slalom Series, DNA Check-Up, Wood Right Products, Oregon Park Managers, Texas Pie Kitchen, UpBus, Code And Hardware, Armstrong Building System, Jasso Tree Service, Ultimate Remodeling, GTDS-Training
This isn’t to say that the stock market is worthless, however. When you look at the historical returns of stocks, you can see that they’ve been much better than inflation over time. The S&P 500 has been a strong performer, generating an average return of 6.8% per year (after inflation). In contrast, long-term government bonds have been much less successful, generating an average return of only 2.4% per year (before inflation). Various factors can affect your investment returns, including the duration of the investment, taxes, and inflation. In general, long-term stock market returns don’t match short-term trends. For instance, the S&P 500 fell 39% during the 2008 financial crisis but recovered 30% by 2009. From 2004 to 2008, an S&P 500 portfolio lost 2.26% per year and gained 0.55% annually from 2009. That’s not a good return for short-term financial goals. To learn more, check out swagacademy.com. The return of investments depends on the risk involved. Investing in stocks requires regular purchases over a long period of time. Long-term holdings increase your chances of achieving attractive returns. While short-term trading is risky, it can produce above-average returns. However, you may incur a lot of fees and taxes in the process. In the end, the stock market is the best place to invest your money. You can use the average return from the S&P 500 index to design your portfolio to achieve this return. This is a good starting point, though the return above that may only be icing on the cake. The key is to remember that past performance doesn’t guarantee future results. A good strategy will allow you to plan for that return. And remember: there is no guarantee that returns will match expectations. The long-term average of 10% per year for stocks is a good starting point for retirement planning. However, that number is lowered by inflation. Inflation is a major factor in investing, so you should factor this in when planning your portfolio. A 100% equity portfolio will increase your chances of achieving this return. If your time horizon is shorter than that, you should focus on safer, less volatile investments. Historically, the S&P 500 has seen ups and downs. The S&P 500 decreased 4.1% between the first and last days of 2018, but gained over 31% in 2019. That’s an average gain of 8.7% per year. Even though stock markets are subject to cyclical ups and downs, these gains are not usually as significant as one might expect. Historically, investors have had to suffer through a period of losses before they begin to reap the rewards of investing. Although there is no single formula for determining the return rate, the data are generally pretty reliable. Annual rates of return for stocks vary significantly. According to Cochrane (1997), stocks have averaged an excess of 8 percent over Treasury bills over 50 years. However, a standard statistical confidence interval stretches from 3 percent to 13 percent. Moreover, longer time periods tend to reduce confidence intervals, assuming that the stochastic process remains stable. While investors’ long-term expectations are important, it’s best to keep in mind that they can be overly optimistic or overly pessimistic. In fact, in the U.S., large-cap stocks soared 27% in 2017 and have priced in future growth more than international stocks. On the other hand, international stocks rose only 9% in 2017. This is not surprising considering that historically, international stocks have lagged behind their domestic counterparts. Therefore, they have a better chance of outperforming domestic stocks in the next decade. Investors also pay close attention to quarterly results, including guidance on future performance. After all, they’re looking for evidence that companies’ prices are rising at a faster pace than expected. They also want to know how consumers will react to price increases. As a result, many investors worry that the markets might go into a free fall, which can cause panic, but they quickly recovered. When to Buy? Although 8% annual returns are good for small-cap stocks, many investors wouldn’t consider that to be a high rate of return. This is because small-cap stocks tend to be risky, and most investors wouldn’t consider a return of 8% as a high ROI. In contrast, a ten percent return is a better rate of return for investors. The market does fluctuate, so take some time to think over your investment decisions.
Our story begins during the late ‘70s and early ‘80s when two independent companies, Construction Data out of Philadelphia and Construction Market Data of Atlanta, were just starting out. In 2015 these two former competitors joined forces with Chicago-based BidClerk and Cincinnati-based iSqFt, who had completed a merger the previous year, for what would become ConstructConnect in 2016. Later that year, ConstructConnect would make another strategic move by joining the Roper Technologies portfolio. Did you miss our previous article… https://rdconstructionnw.com/?p=1834
ConstructConnect’s Hot Projects – July 19, 2021
Listed below are ConstructConnect’s Hot Commercial Construction Projects, both public and private, for the week. Our Hot Projects showcases three currently bidding or sub-bidding projects from all 50 states and the District of Columbia pulled from our extensive database of construction leads.
For many, the summer months mean vacations at the beach, lounging by the pool, and spending more time outside in the sun. For construction workers, summer means working long hours in the hot sun. All that time in the sun can lead to an increased risk of sunburn, sun poisoning, and skin cancer. Did you miss our previous article… https://rdconstructionnw.com/?p=1826
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To celebrate the end of 2009 and the Christmas season, we’re giving away prizes on WorkAwesome and FreelanceSwitch. All you have to do to enter is tell us the most important thing you learned about getting ahead in the office this year in the comments–but make sure you read the instructions below before you do so!
The Prizes
We have some software from Marketcircle to give away. WorkAwesome readers can get their hands on a copy of Daylite and Daylite Touch, while FreelanceSwitch readers could receive a free copy of Billings. We’ll be giving away three copies of Daylite and Daylite Touch this week.
We’re also giving away ThinkGeek products (because they’re awesome). In each article throughout the week, we’ll tell you what that day’s ThinkGeek prize is, and provide you with special instructions for entering for that draw.
Since this is a week so many people take off work and away from the Internet, it’s a great way to show your dedication and work ethic. Publicize your entrepreneurial spirit by entering awesome giveaways all week!
How to Enter
To win a copy of Daylite and Daylite Touch, leave a comment on this post telling us the most important lesson you learned in 2009 about getting ahead in the office.
Make sure you use a valid email address with your comment, so we can let you know you’ve won.
Marketcircle develops software for the Mac only. If you’re not a Mac user, we’ve got ThinkGeek giveaways lined up throughout the week, which you can enter by following the instructions on our regular content this week.
Employees and contractors of Envato, past and present, can’t enter (but you can bathe in the residual awesomeness of having worked with us, which we feels makes up for it).
I select the winners at my sole discretion, based on how awesome I think the entries are.
Entries close on Christmas Day, Australian timezone (that’s the 25th of December, in case you didn’t know). You can bet your mother’s uncle I won’t be checking them on that day, but that’s when the deadline is!
You must be 18 or above to enter. Sorry to be a bunch of Scrooges, but Santa has monopolised the youth market already.
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Joel Falconer is the co-founder of public relations company Methodic Studios, publishes the gaming blog StartFrag, and is an editor at leading technology news site The Next Web. You can follow him on Twitter.
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Get Organized Now: 3 Ways to Get Organized
Michael Buckingham on the 21st December
As cliche as it sounds, you have to be a part of the team.
This is a team sport. If you want to run a one man show, then hop on board the freelance train (yep, that’s where you can plug freelanceswitch) and call all the shots (and feel each one).
And do what you love. Ask yourself what you’re passionate about and dive in. I believe we were all created for a unique purpose with unique skills doing anything but tapping into those is just painful.
if you can’t be a part of the team, if you don’t believe in what you’re doing getting ahead shouldn’t be your goal, getting out should be. Trust me, I’ve been there. I chased position and money for too long…it truly doesn’t pay off no matter how much the paycheck.
Samir on the 21st December
Learned organizing project files, keeping my desk clean & most of all using weekends for work.
Marius M. on the 21st December
Learned the differences between Office-life in different countries and how people try to handle it.
oykun yilmaz on the 21st December
I hardly learned that when we work at a project as team, I should not expect same level as me from team members and find a way to make myself feel okay with team member’s works, and being adapted. so if you ask if I’m happy with what I learned in 2009 like this matter, hmmm I don’t know.
Brent Alexander on the 21st December
I’m a student/freelancer. My laptop is my office. The most important lesson I learned this year is that I cannot do everything. For everyone. For little or no pay. I’ve realized that some clients just aren’t for me and I’m not the man for the job. And when I am the man for the job I’ve learned how to charge them in a way that is fair to both designer and client. I expect to learn much more throughout as I grow in the industry.
Adzar on the 21st December
Hmmm, I noticed that getting ahead in office may have some fun.
Maigret on the 21st December
Don’t be afraid of work ! This is the GOLD rule for all entrepreneurs… at least, it’s mine.
Mark Dijkstra on the 21st December
Ashish Bogawat on the 21st December
Punctuality! Although one’s compulsive desire to live by the clock can lead to discomfort in some teams – especially ones that include a number of disorganized individuals – over time people learn to respect this as a quality and give in to having some of it rub off them in the deal.
Othman on the 21st December
Just learned how to make the most of my weekend
smashill on the 21st December
processing my items as fast as possible to spend the rest of the time on my freelance projects. introducing other co-workers to the concept of “not being available when they cry” resulting in getting more stuff done and reducing the nick nack party whack time wasters, office space pointer: [blockquote]”Yeah, I just stare at my desk; but it looks like I’m working. I do that for probably another hour after lunch, too. I’d say in a given week I probably only do about fifteen minutes of real, actual, work. “[/blockquote] that are used to fill so much work time, that resulted in even more stuff done, yet more time for the side projects.
Brandon on the 22nd December
Pick your battles. Everyone always says this, but in the heat of the moment sometimes you loose sight of what is really important. Recently I went on a business trip with a coworker. We both ate at the same places and when we got back to work they really stuck it to us on our expenditures. Both of us were upset by this because we felt like we had followed the guidelines setup for traveling. I decided that paying for a few meals out of my pocket was a lesson learned and that I would move on. My coworker decided a terse email to our Manager and VP might “enlighten” them. I have since learned that he received a sit down that involved terse talking to. When you think about it in retrospect, fighting on “principal” is usually not worth it. $40 worth of meals is not worth standing in the unemployment line or pissing off your VP.
Drew on the 22nd December
I learned the importance of getting and staying organized! I’ve never been very well organized. Over the past year I’ve tried to do that and it’s helped a lot.
Richard on the 22nd December
My lesson for this year was: Don’t dispair, salvation is coming in some form.
Keep talking about your needs and your ideas don’t shutup because you think no one is listening. The truth is they are but they can’t help, cope or are afraid at that moment in time but might be able and willing in the future.
Andy on the 22nd December
The most important thing I’ve learned this year is that providing for my family is more important than loving what I do. If I can combine them, great. But there’s nothing wrong with a job that provides even if it isn’t changing the world. Changing the world comes second. And I’m okay with that, now. Because providing for my family will soon mean I have the time to change the world once again.
Thanks
Paul on the 22nd December
Hmm, most important lesson of ’09?
I’d say it’s that communication is key. If you can’t communicate, you’re going to lose clients, whether you got skills or not! I work in the web development field, where it is especially important to properly communicate the goals of any site project. Your looking at a long frustrating relationship if you do not clearly express what is expected of both your company and the client in the project plan.
Remeber, kids, communication is foundation!
Andrew Possehl on the 22nd December
The most important lesson I learned this year was organization and documentation. I really started to crack down on keeping notes and folders organized so I am not scrambling to find things while clients are waiting on end. It really speaks volumes to people that you have their accounts organized and they are getting the most out of the relationship. Some applications that have helped me with these tasks are Billings, Things, and Evernote. Daylite would only add to this process and make me even more put together.
Dominik Porada on the 22nd December
I’ve learnt how to efficiently isolate my work and myself from disturbances outside my desk. Mostly thanks to your blog.
Tim on the 22nd December
I learnt a lot this year. My main lesson was not to be afraid of self-redundancy. I’ve spent the whole year systemising and automating my role (where possible) to the extent that I’ve automated about 7 work days of work. This has automated repetitive low value tasks that really were unproductive for me (given my wage).
This has freed me to attack higher level strategic tasks and unlock a whole lot of insight in our data (I work at a telco as the Network Capacity Planner) including new upsell opprtunities and the ability to accurately forecast required resources and capital. More value added through more productiveness and more efficient deployment of capital.
So, my overarching lesson is: embrace your dispensibility – make yourself indispensible by constantly adding value to each role by systemising, automating and cataloguing knowledge and information. Even if you make yourself redundant from that role, you’ll still be valuable to that, or another, company.
Dennis Baker on the 22nd December
A way that I learned to be awesome at work is to connect with my co-workers and share. That might sound very kindergarden-ish, make sure and share. But where I work, we are all reaching for the same goal for different clients, and so one can easily stay in their cubicle and not be part of the team.
Instead, by having a team mentality, and a willingness to share, the free exchange creates a better work flow and result for everyone.
William Barrera on the 22nd December
In any type of business organization is always important. In my case, lack of organization resulted in loss of customers and deterioration in relations with others. Goals for 2010 is to renew my system of organization and begin to grow my business.
Rod Hardman on the 22nd December
For getting ahead and staying organized I finally took charge of my own IT platform! There was a time when you could sit back and let IT look after your PC and Applications – These days “outsourcing” and “right-shoring” etc has left Corporate IT an empty shell. This is particularly true as we get ready for the mainstream adoption of “the cloud”.
So now, I’m working on the platform of my choice – a “Universal Client”, Win & Mac OSx Virtual machines running on MacBook HW with Productivity apps that link to my iPhone – Now those Daylite & Billing Apps look good!
Tim on the 22nd December
I have another. Liberation of information – goes hand in hand with what I mentioned above. I’ve wikified all my knowledge. Now people at work don’t ask me stupid questions every 5 minutes. “CHECK THE WIKI!” yell I.
Also the old story of absolutely not doing any work that is not germane to the success curve of what I am doing. I’ve just closed down my first business after 8 years (a snowboarding company) as it just wasn’t scalable and growing.
Eric Marshall on the 22nd December
What I learned most in 2009 was the value of planning ahead. This stems from being laid off. I always knew that it was a possibility, but I really didn’t think it would happen to me. When it did, I was unprepared. I haven’t been in the job market for over 5 years. Things have changed drastically. It has taken me about a month to figure out the “new wave” of self-promotion; using social media to reconnect with colleagues, deciphering the code in cryptic job postings, reanalyzing my professional accomplishments for promotion, and developing a bulletproof resume and cover letter.
This process has made me proud to be an American. I am so grateful to live in a country that is willing to help a person/family out financially when they are down. I understand that this is often abused by many people, but there are millions of people out there like myself who are fighting to stay above water and aggressively seeking to re-enter the American workforce. We should all be thankful for the hand that this country offers us in our time of need.
Armin on the 22nd December
I learned how to work from home and stay productive at it.
Oscar on the 22nd December
Most important lesson of getting ahead in the office is: getting out of the office!
I can do it myself. It can also be done in an organized manner using great software. Thanks for all the recomendations this year.
Alex I on the 22nd December
organize, organize, organize
Jason on the 23rd December
This year I’ve learned the power of accepting responsibility. Acknowledging that there is a problem, and setting out to fix it, regardless of who or what caused the problem or if it’s technically “your problem”. This is the opposite of “That’s not my job.” I’ve had a fantastic year and have gone from entry level developer to working side by side with our CEO (mid to large corporation) and now with full responsibility for what I do. I’ve seen that through the simple act of accepting responsibility, you change your role from reactively being told what to do into proactively moving things forward. People notice.
Diarmuid on the 23rd December
2 production tools… “Actionmethod” and “Evernote” … combined with one website packed with knowledge and skill “Envato” thats how I got ahead in the office in 2009
Mike Branski on the 29th December
My biggest pitfall since starting to work from home has been this: not falling a regular schedule. It’s important to have flexibility – and is certainly a big draw to working from home – but I found it’s crucial (for me, anyway) to set a schedule and stick to it. Instead of sleeping ’til whenever, then checking e-mail and getting to work, working during different hours each day, I found I function so much better giving myself a regular routine.
Even if I’m doing the same amount of work, following some sort of structure has really helped me to stay focused and be monumentally more productive.
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Stories entertain us. Stories inspire us. Stories inform us. And above all, stories bring us together. That’s why Naperville Community Television, Channel 17’s mission of “Connecting Our Community Through Shared Stories” is more vital than ever.
The professional staff captures moments in time and preserves that memory forever. Whether the story is about honoring first responders at the Commander Dan Shanower Sept. 11 Memorial; students exploring STEM through a high school robotics club; or neighbors helping out a family in need, every story shared on Channel 17 and on NCTV17.com connects our community on a human level.
NCTV17 reaches all the cable subscribers of Naperville on Comcast, WideOpenWest! and AT&T, as well as a worldwide audience on NCTV17.com.
NCTV17, Naperville’s nonprofit television station, has faithfully served the community since 1987. What started as a traditional “Wayne’s World” cable access channel has grown into a true community-based television station, staffed by professionals in news, sports and video production. NCTV17’s Video Production Services department is one of its key sources of funding. Experienced staff members produce videos for local businesses and fellow nonprofits. The money raised goes back into creating the award-winning programming broadcast on Channel 17 and at NCTV17.com.
“NCTV17 tells stories that help Naperville residents feel more like neighbors, businesses feel like friends, and nonprofits feel like partners,” said Elizabeth Braham Spencer, executive director of NCTV17. “And ultimately, we showcase what makes Naperville a community that is a great place to live, work and serve!”
The DuPage Habitat for Humanity chapter was established in 1995 in order to help residents build new homes, rehab/repair existing homes for residents and make critical repairs to roofs, furnaces and other key areas of the homes of long-time, needy homeowners.
Their aim is to bring people together to build homes, communities and hope, said Sue Ward, director of development. “Our vision is a world where everyone has a decent place to live.”
In fact, recently DuPage Habitat volunteers and employees have been revitalizing a neighborhood in Hanover Park by painting and making critical repairs to homes in disrepair; removing overgrown vegetation; and building up the area’s Homeowners’ Association. But, at the same time, they are building new homes on donated or purchased lots and refurbishing older homes all over the county. In fact, they are currently working four days a week to construct a 27-home townhouse community, also in Hanover Park. In addition, they offer clients “no- to low-interest” loans so that they may become homeowners for the first time.
Most of the labor on these projects is provided by volunteers. Last year 1,997 volunteers from corporations, churches and universities, as well as individuals, devoted over 35,000 hours to their efforts. Experienced volunteers taught “newbies” skills ranging from installing exterior siding and flooring, to putting up trim. More specialized work, like plumbing and electrical, is generally provided by licensed professionals at a discounted rate.
“People are our biggest asset,” Ward said. “All of our volunteers understand that they can help their neighbors and fellow suburban residents build strength, stability and self-reliance by offering them shelter.”
Girls are most vulnerable during middle school and junior high. That is when many suffer from low self esteem. They have difficulty accepting compliments, exhibit insecurity and anxiety, and often tend to live their lives on the edges of their peer group, making them perfect targets for bullies and even sex traffickers, said Michelle Jenks, founder and director of The Fusion Project.
Jenks experienced this issue herself as a young teen and later while raising her daughters. (She is the mother/stepmother of five children.) So she set out to find a way to help girls of all socio-economic levels living in Naperville, Plainfield and Oswego. That “way” became The Fusion Project, which currently operates through four schools in Oswego and one in District 204. Jenks hopes to soon expand it into the Naperville and Plainfield schools.
“We work to build these girls’ self-esteem by letting them know that they are worthy and helping them identify what they are good at,” Jenks said.
“So many girls are bullied during junior high and it is terribly damaging to their self-esteem,” she continued. “Some even turn to alcohol and drugs – or even suicide – to cover up that pain.”
Sex-trafficking is also a part of the equation. Often older peers recruit the girls at parties or school. Some are kidnapped and taken from the area, but others are convinced to regularly sneak out of school in order to meet customers and are told that if they talk about it, their family members will be killed, Jenks stated.
Girls enrolled in The Fusion Project meet once a week after school for fun, entertaining and enlightening programs. Speakers about specific topics are invited to make presentations and a one-week camp is offered each summer.
List of Articles
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Things to Do in Naperville
All About the Experience Unique and entertaining experiences make life interesting and several area businesses endeavor ...
Breweries in Naperville
The days of consumers only having mass-produced beer and spirit choices are over. Craft choices ...
Activities for Kids
Activities for Kids in Naperville In Naperville there is no reason for boredom. Fun destinations for ...
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New York man, who previously pleaded guilty to rape, receives no jail time; gets probation
"Justice was not done today"
No jail time for man charged with rape & sexual assault of four victims
By: WKBW Staff
Posted at 6:18 PM, Nov 17, 2021
LEWISTON, N.Y. — A former Lewiston man who pleaded guilty to rape and sexual abuse in 2019 has been sentenced to eight years probation.
7 Eyewitness News was in the courtroom Tuesday when 20-year-old Christopher Belter received his sentence. Niagara County Judge Matthew Murphy sentenced Belter to eight years of probation, and he must also register as a sex offender. He will face no jail time.
WKBW
Christopher Belter appears in court for sentencing.
According to 7 Eyewitness News, senior reporter Eileen Buckley, a victim in the courtroom, was upset by the judge's decision.
No jail time for 20-year-old Christopher Belter of Lewiston accused of rape and sexual abuse of multiply victims. Judge Murphy orders him to continue 8-years of probation. A victim in courtroom clearly upset by sentence. @WKBW
“Through treatment and reflection, I’ve come to feel deep shame and regret my actions. None of you deserved to be in this situation,” stated Belter. “I hope each of you could close that wound I gashed.”
Belter addressed the court before his sentencing for the rape and sexual assault of four teenage girls.
WKBW
Christopher Belter reading from his notes in court.
“I know, though, that a scare will remain that will serve as a reminder of the evil of that night,” Belter read from his notes.
Some of his victims were in the courtroom for his sentencing, learning he wouldn't serve any time behind bars.
Judge Murphy decided prison time would be "inappropriate."
WKBW
Judge Matthew Murphy sentencing Belter to probation only.
“I agonized — I’m not ashamed to say that I actually prayed over what is the appropriate sentence in this case. Because there was great pain. There was great harm — There were multiple crimes committed in the case,” Judge Murphy explained. "It seems to me that a sentence that involves incarceration or partial incarceration isn’t appropriate, so I am going to sentence you to probation."
The judge issued a lengthy list of probation rules for Belter, who now lives in the City of Lockport. He also had a stern warning about following the rules.
"It's going to be like a sword hanging over your head for the next eight years," Judge Murphy remarked.
Belter must also register as a sex offender.
He returns to court on Dec. 2 for a Sex Offender Registration Act hearing where it will be decided whether it is a level one, two, or three sex offender.
In 2018, when Belter was 17, he was charged with first-degree rape, third-degree rape, and sexual abuse involving multiple 15- and 16-year-old girls at his Lewiston home.
In 2019, Belter pleaded guilty to two counts of second-degree sex abuse, third-degree attempted abuse, and third-degree rape. He received a sentence of two years interim probation. If he successfully completed probation, he would be granted Youthful Offender status.
His probation involved the following restrictions:
Remain in Niagara County
Have employment or be a full-time student
Live with parents
Order of protection by victims
No contact with anyone under 18
No visiting locations where minors are present unless probation agrees
Random polygraph and drug tests
"I am deeply, deeply disappointed. I expected a different outcome today,” declared Steve Cohen, attorney. "Justice was not done today."
WKBW
Steve Cohen, attorney, represents one of the four victims.
Cohen represents one of the victims and is outraged with the sentence. Cohen says there were "zero consequences" for violating his previous probation.
“He is privileged. He comes from money. He is white. He was sentenced as an adult, appropriately — for an adult to get away with these crimes is unjust,” Cohen remarked.
Cohen noted how difficult it was for his client to hear Belter would not go to jail.
“I believe she’s in the bathroom throwing up, right now, excuse me," described Cohen before leaving the courthouse.
Before the sentencing, Belter's attorney, Barry Covert, spoke about his client, saying he was a remorseful young man
"He is tremendously remorseful for what he has done," Covert stated.
During the sentencing, the prosecutor Peter Wydysh told the court calling the home where the attacks occurred a “party house” was a disservice to all the victims.
“It was not a party house case judge; it was a house of sexual assault — that is what happened there — that is not something we should look past,” Wydsh stated.
In October, nearly two months from the start of sentencing, Judge Murphy ruled that Belter would be sentenced as an adult and denied Youthful Offender status. Judge Murphy said of Belter, "we now know from his documented failure to follow the rules imposed by the Court about abstinence from pornography that this defendant does not hesitate to ignore the rules when they compete with his carnal appetites."
In his October decision, the judge continued to say, "the defendant has made progress, and perhaps if the defendant is continued on probation and sex offender counseling for another eight years, the risk to re-offend will be eliminated. But, in the meantime, Defendant still posts an 'above average risk' to re-offend even after two years of counseling."
Anthony Reyes and Eileen Buckley at WKBW first reported this story.
Copyright 2021 Scripps Media, Inc. All rights reserved. This material may not be published, broadcast, rewritten, or redistributed.
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We extend a warm welcome back to all our pupils after the Christmas break. We trust that Santa successfully made it to all homes in Tattyreagh and that the season was one of great joy for all families.
The after school clubs for football, drama, art and movie club will recommence next week. Please note that this terms block for art will be for P6/P7 pupils. After school provision for pupils in P1-P3 will operate as usual this week.
Application forms for parents planning to enrol their child in P.1 next September are available in the school. Should you be aware of anyone with a child in this age group, please remind them that completed application forms need to be returned by next Wednesday, 14th January 2015.
Milk will start again this Thursday (8th) with a cost of £7 per pupil up to Easter. Money should be sent in by Wednesday of this week.
SCHOOL DINNERS/FREE SCHOOL MEALS
This week the Dinner Menu is starting at Week 1. A gentle reminder that anyone who feels their child may be entitled to free school meals/uniforms can make enquiries to the
Meals & Uniform Section at WELB (tel. 8241 1496). The criteria for these benefits have eased in recent months so it may be well worth an enquiry.
The school is once again acting as a promoter for the Drumragh Parish Draw. So if anyone still wishes to sign up, they must do so this week as registration is on Saturday. Cost for the draw is £60 for 12 months. (This can be paid monthly if preferred).
We welcome along 2 new pupils to our school this week. Kayleigh and Patrick McGeown have moved into the area recently and will join Mr Kelly and Miss Mimnagh’s classes respectively. We trust that everyone will make them feel most welcome and that Kayleigh and Patrick enjoy their time at Sacred Heart P.S.
Entries are now being collected for this year’s West Tyrone Feis. Please fill in the attached sheet if you wish your child to participate and return to the school along with £2 per event by this Thursday, 8th January 2015.
« Back to news
Monday, 27th June 2022
P3 – P5 SCHOOL TRIP P3/4/5 pupils are off on their school trip tomorrow (Tues) and we hope everyone has a great day. Further info has been issued on a separate note. DINNER MONEY Anyone with outstanding dinner monies is asked to pay as soon as possible and no later than Wednesday, if possible. CONGRATULATIONS […]
27th June 2022
Monday, 6th June 2022
Good luck to our P7 students who will receive the Sacrament of Confirmation on Thursday evening at 5.00pm in the Sacred Heart Church.
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The Treehouse SW12 is a co-working space on a mission to grow you and your work. We are creative, connected and collaborative and FREE to trial. #liveworkthrive
Treehouse dwellers include boutique and award-winning PR and brand specialists, graphic designers, content generators, editors and web developers. Not to mention innovative start-ups that are finding new ways to feed, clothe us and keep us healthy!
Together we're forming a thriving collaborative that makes our whole greater than the sum of our parts.
You'll never work alone and you'll never work (or live) smarter
The Treehouse SW12 is a co-working space on a mission to grow you and your work. We are creative, connected and collaborative and FREE to trial. #liveworkthrive
Treehouse dwellers include boutique and award-winning PR and brand specialists, graphic designers, content generators, editors and web developers. Not to mention innovative start-ups that are finding new ways to feed, clothe us and keep us healthy!
Together we're forming a thriving collaborative that makes our whole greater than the sum of our parts.
Just 12 minutes into London's congested, fume filled centre, SW12 has air you can breathe in, the wilds of Tooting Bec Common just moments away for restorative walk and talk meetings, and transport links that connect you directly to the city centre, the South coast and North of the Watford Gap.
Not only is our space light and airy, SW12 has consistently been named one of the best places to live in London.
A fabulous location for getting to and from practically anywhere. Especially home. And, it’s doubly brilliant if you fancy a bit of trainspotting – or watching the commuters trying to get on the 08.17 to Victoria.
Just 12 minutes into London's congested, fume filled centre, SW12 has air you can breathe in, the wilds of Tooting Bec Common just moments away for restorative walk and talk meetings and transport links that connect you directly to the city centre, the coast and north of the Watford Gap.
Not only is our space light, airy and dog-friendly, SW12 has consistently been named one of the best places to live in London.
A fabulous location for getting to and from practically anywhere. Especially home. And, it’s doubly brilliant if you fancy a bit of trainspotting – or watching the commuters trying to get on the 08.17 to Victoria.
The Treehouse has flexible space combining open-plan desks with dedicated, enclosed space if you're a 6+ company.
Expected boxes are ticked - an inclusive price covers wifi throughout, access to the communal meeting room plus an extensive range of teas, coffees and chilled, filtered water on tap. And eat, brew, chat with clients on Zoom - or simply make new connections - in our chill zone.
The Treehouse offers flexible open-plan desks that are available hot or cold - and dedicated, enclosed space if you're a 6+ company.
Expected boxes are ticked - an inclusive price covers wifi throughout, access to the communal meeting room plus an extensive range of teas, coffees and chilled, filtered water on tap. And eat, brew, chat with clients on Zoom - or simply make new connectons - in our chill zone.
This is Bailey, and he's always happy to see you.
Work wellbeing
Did we say we love dogs and have more than one or two to keep us happy and often sniffing out the next best story.
And we're exploring in-house yoga, mindfulness, share and solve sessions, shared support services and other useful stuff.
Work wellbeing friendly
Did we say we love dogs and have more than one or two to keep us happy and often sniffing out the next best story.
And we're exploring in-house yoga, mindfulness, share and solve sessions, shared support services and other useful stuff.
This is Bailey, and he's always happy to see you.
Please do give us a call or send an email to discuss costs
Want to try Treehouse for FREE?
If you’d like some more information – or to come and visit – or a FREE day’s trial
Cost for a full time desk is £325 per month. We can be flexible if you don’t want to commit to full time desk – call us for details.
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In journalism school they teach you how to write a good story. You become an expert at interviews — attempting to uncover a person’s deepest emotions in just a few minutes. Write about someone else? No problem. What you don’t learn in journalism school, though, is how to write about yourself when you marry into a story.
I first saw Jordan in 2011. I was in the stands at the NCAA Championships in Philadelphia, watching my brother Matty compete when this seemingly tall, dark and handsome wrestler took the mat. Turns out I was wrong about the tall part.
We connected on Facebook, and continued to keep in touch until a few months later when he “just so happened” to be working a camp in my hometown. He had just returned from a tournament in Kiev, Ukraine, where his cell phone and laptop were stolen. Still, he managed to find someone else’s phone to use to send me a message on Twitter asking to meet up. It took a little prodding, but I eventually agreed. Well, that night I discovered he was 5-foot-7 (about the same height as me), but also that he could make me laugh harder than anyone else. He was charming, opened my car door for me, and pursued wrestling with his whole heart. Everything a woman wants — or at least one who comes from a family full of wrestlers.
We still had some growing to do, but a year or so later, after a steep 2,000-foot climb to the top of the Manitou Incline in Colorado Springs, Jordan dropped down on one knee in front of a bunch of strangers. Six months after that I became Mrs. Lauren Burroughs, and with that new last name came a few other big changes.
Early on in our engagement we had a deep discussion about our careers. I had graduated with honors from Columbia University with a Masters degree in journalism. “Work” was engrained deep into my being. I had big plans for my career and it was already off to a great start. I was four years in at The Buffalo News and loving my job as a sports reporter and video producer. I was good at it. We won several Associated Press sports awards my first few years at The News. But what I wasn’t winning was an Olympic gold medal, and my husband and I made the difficult, but right decision to put Jordan’s career first. I left Buffalo and moved to Lincoln, Neb., where Jordan was training.
Within the first month of our marriage we realized two very important things:
It was going to be impossible for me to work another job while still maintaining a healthy marriage. Jordan’s career requires constant travel, and management. So either I stay at home, work my own job and we never see each other or two truly “become one” and we work together. Aside from covering high school football, never in my life have I been OK with staying on the sidelines. Writing would always be there, but sharing this journey with my family would not. Easy decision.
Oh yeah, and I was pregnant.
It’s difficult for many modern-day women to understand taking a back seat to your husband’s career, and I can relate. It took a lot of pride-swallowing to get to where I am today. But almost four years into this life I have fully embraced my role. My husband has big dreams — dreams too big for just one person to tackle alone. So instead of chasing my own dream, I married his.
It’s a good thing too, because this man needs help. He’ll never admit it, but when it comes to life off a wrestling mat, he’s easily overwhelmed — and with good reason. Most days I feel like our home is a business center. From usually before we wake up, there are phone calls and messages coming in, boxes landing on our porch filled with things needing to be signed, and emails in our inboxes with contracts to negotiate and clinic opportunities to be discussed. At least once a week we book travel to and from somewhere, usually between throwing sweaty laundry in the wash and preparing meals according to Jordan’s weight. Interviews are sprinkled throughout the week, while visits from our friends at the United States Anti-Doping Agency like to take us by surprise. It’s always pleasant hearing a few fist pounds on your front door before 7 a.m. when you have babies. Oh yeah, did I mention we have kids?!
Loving each other, and our babies, and doing everything we can to make sure Jordan is the best wrestler in the world takes front and center in our lives right now. Being the best at anything in this life requires full commitment, and a whole lot of God’s grace. I’d like to believe that as a wife I am fully committed to my husband’s pursuit of greatness.
That commitment means living in the middle of the country, thousands of miles away from family and friends so that we can train with who we believe to be the best. It means traveling alone with my kids almost once a month and lots of Facetime calls with Daddy throughout the season. On a really long day, I’m awake at 4 a.m. searching unreliable international websites for a live video feed of Jordan’s competitions, and on the really special days he’s collapsing into my arms in an arena filled with wrestling fans shouting his name.
I’ve had people ask me about “the sacrifices we make” so that Jordan can be a professional athlete. Military families make sacrifices. We make choices. We choose to live this life. It’’s chaotic, but it’s fun. It’s heartbreaking at times, but it’s memory making. It’s a rollercoaster of emotions but it’s character-building, because if there’s one thing more motivating than having a dream, it’s sharing one.
(Photo by Aaron Ontiveroz)
Family
Select ... January 2021 (1) January 2019 (1) November 2018 (1) October 2018 (3) April 2018 (2) March 2018 (1) January 2018 (3) December 2017 (1) November 2017 (2) October 2017 (2) September 2017 (2) August 2017 (2)
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I’ve been wanting to do this for some time now, but welcome to the first Tomorrow’s Edge Tuesday! As you might have guessed, I’m going to try to become at least somewhat consistent about posting on Tuesday things related to my dystopian sci-fi Tomorrow’s Edge series. Day Moon, Veiled Sun, and Book 3 news; article links and takes related to tech in the real world that appears or is precursor to what’s in Tomorrow’s Edge, and artwork, behind the scenes, and personal meditations from the series. This is super ambitious for me, because consistent posting isn’t my forte and right now I’m under some major deadlines. Which I guess is a good segue into today’s major news…
I’ve kept kind of quiet about it, but a few months ago, the publisher for Tomorrow’s Edge, Clean Reads, announced it was closing. As you can probably guess I was pretty crestfallen. Tomorrow’s Edge had lost its publishing home. I haven’t yet tried indie publishing, so that made me super anxious. Should I try sending it to another publisher with two out three books already published? Would anyone want it?
I prayed about it some and drafted a query letter to my publisher for Quest of Fire, Expanse Books. Linda the owner has always been a huge supporter of speculative fiction and the parent house, Scrivenings Press, had even celebrated Veiled Sun being a Selah finalist in 2021. Expanse has been really good to me, so I thought it would be a good fit. I sent the letter and waited and prayed some more.
Well, this is my announcement that Linda and Expanse said yes! Over the past several months we’ve been quietly working on a new release of Day Moon for September 20th and a new release of Veiled Sun for October 18th! So, here is the new cover art for Day Moon:
It’s been five years since Day Moon released so in that time there are some things I’ve wanted to tweak and tighten. I didn’t want to change it too much though because it’s a story I loved. Expanse was gracious enough to support me on that as well. There will be more about both re-releases including Veiled Sun‘s cover art coming soon. But first, the next bit of big news…
For those of you who have patiently waited on the conclusion to Elliott, Lara, and John’s quest to stop Project Alexandria’s sinister manipulations, thank you so much! I know the normal publishing schedule for series these days is a year per book. While I’ve been blessed to meet that so far with Quest of Fire, Tomorrow’s Edge has had a rockier road to walk and really needed that extra time to steep in me. But now is the time to let you all know that Silent Stars, the concluding entry in the series was also picked up by Expanse Books and is set to release July 4, 2023!
Which means I need prayers, because I have two huge deadlines looming, as both Silent Stars and Book #5 in Quest of Fire are supposed to release in 2023. I’ve done multiple books in a year before, but that was a novel and novella at opposite ends of the calendar and for this year two novellas. This will be two full length, sweeping, action and intrigue, and deeply resonant novels months apart. Am I insane? Sure looks that way. But the Lord has been with me along my writing and publishing journey from the start, and I’m going to lean on Him. Because in my weakness and insufficiency, He is strong and able to do more in me than I could ever hope on my own.
So, please keep me in your prayers. And check back often. Lord willing, there will be lots more to come for Tomorrow’s Edge, Quest of Fire, and some other things TBA…
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August 23, 2022
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In recent years, Bitcoin has gotten a lot of media attention, mainly for its large price fluctuations. Especially in 2017, as the price of the digital currency was rising to new record heights, more and more people were jumping on the bandwagon, hoping to quickly get rich from this hype. This may have left the impression that Bitcoin is merely about price bubbles. However, in this article, I want to dive a little deeper into the economic value behind this digital currency by looking at a much broader concept: money. Text by: Ridho Hidayat
Direct and indirect exchange
What is money? At first glance, money seems to be a strange concept. Throughout the world people work 40 hours a week, primarily to see a number on their personal bank account go up. Intrinsically, you could say that this number is meaningless. Even in its physical form of currency, such as banknotes and coins, you could say that money is intrinsically quite useless. You cannot eat it, it does a poor job at keeping you warm, and you will have a hard time protecting yourself from wild animals with a €10 bill. So, what is money exactly, and why is it so important that we are willing to dedicate a large portion of our lives to obtaining it? To answer these questions, we need to look at the function and history of money.
Since the beginning of human history, exchanging value with one another has been a key aspect of any society. For example, one person makes bread, which provides food, while another person makes clothing, which provides warmth and protection. Both are needed for survival, and therefore it makes sense that these people may want to exchange these valuable goods in order to increase their likelihood to survive. The simplest way to do that is by direct exchange, also called barter. In the previous example, the bread is exchanged for the clothes. While barter has always existed throughout human history, it is highly impractical, especially in larger societies. The problem is that there is often a lack of coincidence of wants: what you want to acquire is produced by someone who does not want what you have for sale [1]. A person may not want to exchange his clothes for your bread.
The most logical way to overcome this problem is through indirect exchange.Indirect exchange means that you use a medium of exchange to get the goods that you want. Say you want to exchange your bread for clothes, but the person who has the clothes wants potatoes instead of bread. If you find someone else who wants to buy your bread for his potatoes, you can use the potatoes as a medium of exchange, so that you can buy the other person’s clothes. While any good can serve as a medium of exchange, as societies become larger, it quickly becomes impossible to keep track of everyone’s wishes. Therefore, it is much more efficient to use a single medium of exchange that everyone uses to trade their goods for. This is the primary function that defines money. It is not consumed, nor used in the production of other goods, but mainly used to exchange it for other goods. Thus, money can be defined as a good that is widely accepted as a medium of exchange.
In theory, any good could be used as money. So how does one specific good emerge on the market as money that is widely used by society? According to Carl Menger, there is one key property that leads to this: salability [4]. Salability is the ease with which a good can be sold on the market whenever its holder desires, with the least loss in its price. To measure the salability of a good, we can look at three different dimensions: salability across scale, space, and time.
Scale: Can the good be easily divided into smaller units or grouped into larger units?
Space: Can the good be easily transported or carried along?
Time: Can the good hold its value into the future?
This last aspect, salability across time, is the most interesting, because it can be considered to be the second function of money: being a store of value. If money maintains its value over time, it means that it retains its purchasing power and therefore people can preserve their wealth.
If people would store their wealth in apples, they would quickly lose this wealth as the apples rot over time, and rotten apples are hardly worth anything. On the other hand, gold hardly deteriorates, as it does not naturally corrode over time. Therefore, physical integrity, being immune to deterioration, is a necessary condition for salability across time. However, it is not a sufficient condition. A good can still lose its value, even if it does not physically deteriorate.
A good can also devalue if its supply increases drastically, as it becomes relatively less scarce. Money whose supply can be largely increased is called easy money, as opposed to hard money, whose supply is hard to increase. For that reason, hard money is more likely to hold its value into the future.
There are two quantities related to the supply of a good that determine money’s hardness:
Stock: the existing supply of the good, consisting of everything that has been produced, minus everything that has been consumed or destroyed.
Flow: the extra production that will be made in the next time period.
The ratio between these two quantities, the stock-to-flow ratio, can be seen as a reliable indicator of the goods’ hardness. If a good has a low stock-to-flow ratio, it means that its supply can have a relatively large increase. If it has a high stock-to-flow ratio, its supply is more stable, and therefore the good is more likely to hold its value into the future and be more salable over time. Note that money’s hardness can change over time and with it its salability.
The problem with easy money, money with a low stock-to-flow ratio, is that it falls into what Saifedean Ammous calls the easy moneytrap: anything that is used as a store of value, will have its supply increased, and anything whose supply can be easily increased, will transfer the wealth from those who hold it as a store of value to those who can produce it at a low cost [1].
Let us take a look at a historical example. For centuries, aggry beads were used as money in western Africa [6], [7]. They were small in size, making them salable across space, they could be combined into chains, making them salable across scale, and most importantly, they were hard to produce in Africa as glassmaking was uncommon there, making them salable across time. When European explorers came to Africa, they quickly learned how valuable these beads were for the Africans. Since they were cheap to produce in Europe, they were made and shipped in large quantities, and traded for valuable resources including gold, slaves, ivory, and palm oil. Gradually, the beads lost their hardness, and with it, their purchasing power. However, during that process, the wealth of the Africans who held the beads as a store of value was being transferred to the Europeans who could produce them at a low cost.
For around 2500 years, gold, silver, and copper were the prime form of money in many civilizations around the globe. Among these metals, gold has always been the most salable across time due to its rarity and its resistance to decay, and therefore the most useful as a store of value. Even today, central banks still hold thousands of tons of gold in their reserves [9]. The reason for that is that gold’s hardness has a flawless track record; it beats the easy money trap. Even though people constantly increase the supply of gold for its function as a store of value, it cannot be increased significantly enough to bring the price down. Since the flow of gold is relatively low, due to its rarity, and its stock is relatively high, due to its indestructibility and the accumulation of thousands of years of mining, the stock-to-flow ratio is still very low.
From Ancient Greece to the early twentieth century, gold was mainly used to preserve wealth into the future. However, trading physical gold can be cumbersome. Transferring it can be troublesome, and more importantly, its high value makes gold less suitable for smaller transactions. While silver was used for smaller transactions, due to its lower value, the fluctuating exchange rate between gold and silver created additional trade and calculation problems.
More efficient trading became possible with the invention of new technologies, such as the electrical telegraph in 1837. This made communication easier, which resulted in the switch from a physical gold standard, to a monetary standard of paper. Bank papers were created, which were fully backed by gold or silver which was held in vaults. This was the modern gold standard. Everyone could use these bank papers at any time to redeem their gold or silver. People could simply store their gold in bank vaults and they could make payments of any size with these bank papers and checks, without having to physically transfer the gold. As long as the banks would not increase the supply of papers, gold could serve as the best monetary medium, being salable across scale, space, and time. However, this era, in which gold was chosen by the free market as the prime form of money, ended with the beginning of World War I.
At the start of the twentieth century, with the invention of modern central banks, governments brought their citizen’s gold under their control. The central banks held large gold reserves, while governments issued their own printed money, called fiat money, to the people. This government money became the standard medium of exchange, and citizens were often obliged to use this money, for instance, to pay taxes. It got its salability because it was under a gold standard, meaning that the paper money was fully backed by the gold reserves that were held by the central banks.
However, within a few weeks after the start of World War I, countries that were involved in the war suspended the gold standard. They started printing more money than they could back by their gold. The reason was simple: under the gold standard, governments could only spend what they owned, but by suspending the gold redeemability, they could also spend the wealth of their citizens. For as long as newly printed money was accepted by the population, governments would not run out of money to finance the war. Through inflation, and thus the devaluation of their money, citizens indirectly paid for the war. This allowed governments to wage war for longer than they otherwise could. By the end of the war, the supply of the German mark was six times larger than at the start [2]. This caused the German mark to devalue significantly, making their defeat inevitable. After the war, the value of the Reichsmark devalued a lot further as the German government printed more money to pay for the damages done to other countries. This eventually led to the hyperinflation of the Reichsmark.
While this may seem to be a unique historic event, hyperinflations have occurred more frequently and severely than one may think. It has occurred 56 times since the end of World War I according to Steve Hanke and Charles Bushnell, who define hyperinflation as an inflation rate of at least 50% over a period of a month [3]. The German hyperinflation only ranks 5th in the world hyperinflation rankings, with a peak of 29500% in October 1923. Zimbabwe takes the second place with a peak inflation of 79.6 billion percent in November 2008, and Hungary ranks first with a peak inflation rate of 41.9 quadrillion percent in July 1946. These are economic disasters that destroy all money savings of a society in a manner of months or even weeks, something which has not happened once in economies that used the gold or silver standard.
While hyperinflation only happens in extreme situations, money devaluation happens continuously now that economies no longer operate under the gold standard. This does not only apply to currencies of third world countries, but for instance to the dollar as well (albeit to a lesser extent), as can be seen in the graph below [8].
CPI-Urban (blue) vs M2 money supply (red); recessions in gray
There has been an average annual supply rate of about 6.0% since 1980, and an annual inflation rate averaging at about 3.5% since 1950. This means that the purchasing power of 1 dollar in 1950 is equivalent to the purchasing power of more than 11 dollars today. The reason is simple: the hardness of government money is only dependent on those in charge to not inflate its supply, in other words, political constraints. However, there are no natural, physical, or economic constraints to the supply rate. Thus, government money falls into the easy money trap: its supply is continuously increased, and the wealth of the holders is transferred to those who print the money or receive it first. We also see it happening right now, as governments are implementing multi-trillion dollar stimulus packages to face the current economic crisis. While it may help out some businesses, it significantly devalues the currencies in the process.
Since easy money does not hold its value into the future, this incentivizes people to spend it instead of saving it, thereby giving more value to the present than the future. This is called a high time preference, as opposed to a low time preference, in which people give more value to the future. The downside of a high time preference is that it focuses on immediate gratification. In the long run, it would be more beneficial to save resources, accumulate capital, and invest it to raise productivity. This would result in more income and higher living standards.
Now, how does Bitcoin fit into all of this? How does this digital money work, and what can we say about its salability and hardness? To quote Yan Pritzker, Bitcoin can roughly be summarized by three different points [5] (p. 2):
A digital asset (typically bitcoin with a lowercase b) whose supply is limited, known in advance, and unchangeable.
A bunch of interconnected computers (the Bitcoin network), which anyone can join by running a piece of software. This network serves to issue bitcoins, track their ownership, and transfer them between participants without relying on any middlemen such as banks, payment companies, and government entities
The Bitcoin client software, a piece of code that anyone can run on their computer to become a participant in the network. This software is open source, which means that anyone can see how it works, as well as contribute new features and bugs to it.
Let us further break down this summary. First of all, bitcoin is a digital asset, it is a currency that fully operates on the Internet. As such, it is a good that can be easily transferred across the globe, making it highly salable across space. Bitcoin’s supply is limited to 21 million coins, each of which is divisible into 100 million units that are now called satoshis*, for a total of 2.1 quadrillion satoshis. This makes the currency highly salable across scale, as you do not have to transfer entire bitcoins, but you can also transfer these much smaller satoshis. The big question that remains is: is Bitcoin salable across time? If it is, then Bitcoin is arguably a better form of money than both gold and fiat money, as gold is not very salable across scale (and less salable across space than bitcoin), and fiat money is not very salable across time.
The smallest divisible units are called satoshis, named after the person or group of people who developed bitcoin, known only by the pseudonym Satoshi Nakamoto
However, answering that question is much more difficult. And even though I will use the remainder of this article to argue that bitcoin is indeed salable across time, and thus a good store of value, it is advisable to read more about Bitcoin to be able to fully answer this question for yourself. That being said, why do many people believe that Bitcoin is salable across time?
The nature of digital objects is that they are not scarce. They can be reproduced endlessly, making it impossible to use them as a currency, because sending a digital object will duplicate it. That is why there is usually a third party involved, such as PayPal, which controls the digital currency, its supply, and the ownership of its coins. The problem is that a third party always adds a security risk, because you not only have to trust them that they do not increase the supply, but you also have an extra risk of theft or technical failure. However, Bitcoin is a game changer, because it does not require trust in third parties, nor can its supply be altered by any other party. The reason for that is that Bitcoin is built on a foundation of proof and verification, which removes the need for trust completely.
As stated before, Bitcoin is built on a network, and every transaction on the network has to be recorded by every member of the network so that one common ledger of balances and transactions is shared by the entire network. Whenever a sum is transferred from one member to another, all network members can verify that the sender has a sufficient balance, and nodes in the network compete to be the first to update the shared ledger with a new block of transactions roughly every ten minutes. Importantly, the node that commits a valid block of transactions receives a block reward consisting of newly created bitcoins added to the supply, along with the transaction fees paid by the people who are transacting. This process is called mining. In order to commit such a block to the ledger, a node must solve complicated mathematical problems that are hard to solve, but whose correct solution is easy to verify. Only with a correct solution can a block be committed and verified by all network members, which is called the proof-of-work (PoW) system. The larger the network, the more difficult it becomes to make invalid transactions, because a majority of the network needs to come to a consensus on what the state of reality is. Thus, with a larger network, you need to convince more nodes that a transaction is valid.
The quantity of bitcoins that are newly created is preprogrammed, even if more effort and energy is put into its proof-of-work system. This is done through a process called difficulty adjustment, which is the primary reason why bitcoin is hard money, and why the stock-to-flow ratio is low today and remains low in the future. As Bitcoin’s value rises, and people use it as a store of value, more effort is put into its production. However, this does not actually lead to an increase in the supply rate. Instead, the difficulty to commit valid transactions in the proof-of-work system increases, and therefore this extra effort only increases the security of the network, not the supply rate of Bitcoin. This makes Bitcoin resistant to the easy money trap, and actually, the hardest money ever created: growth in its value does not lead to an increase in its supply, but instead it only makes the network more secure and immune to attack. Therefore, Bitcoin remains to have a lower stock-to-flow ratio than the dollar or the euro, which is why it is likely that Bitcoin’s value (measured in fiat money) will increase over time, thus attracting more people to the network who use Bitcoin as a store of value.
The security in the network comes from the fact that there is an asymmetry between the cost of solving the proof-of-work that is required to commit a transaction to the ledger and the cost of verifying the validity of a transaction. Recording new transactions requires an increasing amount of electricity and processing power as the network grows larger, while the cost of verifying the validity of a transaction remains close to zero, regardless of the size of the network.
Lastly, the question arises: can a person or a group change Bitcoin? Can for instance its maximum supply be altered, the difficulty adjustment be removed, or the proof-of-work system be tampered with? What ensures that Bitcoin remains the hard money that it is right now?
In theory, this is possible, as the software is open source. However, in practice, it is highly unlikely. This stems from the fact that Bitcoin is both fully decentralized, and that everyone has a strong incentive to abide by consensus rules. Since it is fully decentralized, there is not a single entity that can change its rules. Furthermore, all participants have an incentive to abide by consensus rules:
Programmers will only have their code adopted if other programmers accept their code, which is unlikely if it tampers with Bitcoin’s integrity;
Miners have to abide by consensus rules to receive the block reward for the resources they spend on the proof-of-work system;
Node operators are incentivized to abide by consensus rules because it ensures that they can make transactions on the network.
Every individual is dispensable to the network. Straying away from the status quo is likely to result in a waste of resources. As long as participants benefit from the Bitcoin network, and the benefit from the hard money that Bitcoin provides, it is likely that new participants will come up to replace individuals that strayed away. The consensus rules and specifications of Bitcoin can therefore be seen as sovereign. Bitcoin will only exist according to these rules and specifications for as long as it exists, and altering the rules and specifications becomes increasingly difficult as the network grows. For that reason, Bitcoin can be considered to be hard money, salable over time, and a good store of value.
Altogether, this article has hopefully given you some more insights into the history of money and the potential of Bitcoin. I have merely scratched the surface of Bitcoin, and I advise you to continue reading about the subject, for instance with Inventing Bitcoin from Yan Pritzker to understand the technical basics, or The Bitcoin Standard from Saifedean Ammous for the economic background, which I also used for this article. At last, if you would only remember one thing from this article, I hope it is the following: Bitcoin is not built to quickly make you rich. If anything, it is built to prevent you from slowly becoming poor.
[7] – Victoria and Albert Museum, “Trade Beads”, URL: http://www.vam.ac.uk/content/articles/t/trade-beads/ (2016)
[9] World Gold Council, “World Official Gold Holdings as of May 2020”, URL: https://www.gold.org/download/file/7739/world_official_gold_holdings_as_of_May2020_ifs.xlsx (2020)
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Books, gardens, birds, the environment, politics, or whatever happens to be grabbing my attention today.
Your taxes at work
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April 20, 2013
This is the week that our income taxes were due and it was a week when we got a vivid example of our taxes at work.
As a society, we like to complain about our taxes, but the truth is that the U.S. has some of the lowest taxes in the industrialized world.
Personally, I've never begrudged paying taxes. I see them as a part of the social contract that binds us together, as the price of all the goods and services I receive from the government, and paying them is part of my patriotic duty as a citizen.
If you feel disposed to grouse about your taxes, just keep this image in mind. Perhaps it may make you think twice.
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Study Guides provide help for applicants for the CCC , CCSP , CMCS , CSCDA . Additional resources can be found in the Standards section of the website, including the NCDA Code of Ethics and the Multicultural Career Resource List .
More information is available at the annual NCDA Career Development Conference and Career Practitioner Institutes.
Read more about NCDA Credentials in NCDA Publications:
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Would you like to let others know that you provide help to those with career needs? Credential holders are eligible for an exclusive web listing on the NCDA website! This is an excellent way to market your services to those who visit www.ncda.org looking for career help. The web listing is $50 annually or $125 for three years and can be paid when you receive your credential welcome email or renewal email.
Why has NCDA embarked on this credentialing initiative?
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Why has NCDA embarked on this credentialing initiative?
The National Career Development Association (NCDA) is the recognized leader in developing standards for the career development profession, for the provision of career counseling programs and services, and for the evaluation of career information materials. Members and the public-at-large have repeatedly asked for clarification among the distinctions between the variety of practitioners providing career services. NCDA’s Board of Directors has long reflected on the need for industry credentials for its members. In spring 2016, the NCDA Board formed a committee to research the viability and plan for the establishment of a credentialing entity to address the need for formal certifications for the career development field. The new credentialing entity is the NCDA Credentialing Commission.
How will NCDA’s credentials differ from existing/past credentials?
NCDA had previously offered self-selected membership designations including the Master Career Counselor (MCC) and the Master Career Specialist (MCS), also formally known as the Master Career Development Professional (MCDP). NCDA believes the complexity in our field needs to be recognized by a variety of high quality credentials. NCDA has determined that establishing its own credentialing body will allow NCDA to most effectively uphold its standards of practice and code of ethics. The new credentials will assess competency through a formal application procedure. The MCC and MCS/MCDP designations were discontinued early 2018 and members should no longer use these inactive designations.
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You should receive an email response within two weeks after submitting the credentialing application. Please check your spam folder or see if your institution is blocking emails. You may also call NCDA headquarters if you need to update your email address. No applications are processed on Fridays or holidays, when NCDA headquarters is closed.
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No, your response should not reference specific resources or contain any citations. The NCDA assessment is not an "open book" assessment, thus, it is not reasonable to expect that applicants would remember specific quotes from books, articles, or papers, nor would they have appropriate citation information like page numbers, publishing dates, and the like. If one wishes to make reference to a theory, a practice, a thought leader or course material, we would accept a general reference, for example, "According to NCDA ethics. . . " or "Schlossberg's Transition Theory focuses primarily on specific times in life when change is occurring rather than the total life span." Any assessments that cite specific page numbers from outside sources or use exact quotes in their answers will not be accepted, and applicants will be required to complete the assessment again.
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When the applicant’s work samples and/or case studies are transferred to the “review” phase, the appointed reviewer will not have access to core identifying information on the applicant. This process in meant to address any potential bias on the part of a reviewer.
Those who do not pass their first attempt may retest with new assessment items within one month. If the retest is also unsuccessful, the applicant must wait one year to reapply.
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All of NCDA Credentials require continuing education. The required 30 contact hours every 3 years must meet the NCDA’s Credentialing Commission’s requirements regarding competency area and activity type, as described in the Continuing Education Manual. Maintain your continuing education contact hours by logging them as follows:
Record the activities that you attend for recertification of your NCDA Credential in the Credential Holder Continuing Education Log. The activities must occur within the three-year certification cycle at renewal of your credential. You must obtain 30 contact hours during each three-year cycle. Any course or activity offered by an NCDA approved provider, or state licensure-approved provider, that addresses one or more of your credential competency areas is acceptable. (See the CE Manual for details.) You will need to keep your log updated in case you are randomly selected for an audit at your credential renewal time. You must maintain proper documentation in your files (hard copies or scanned copies of certificates, agendas, letters, etc.) in the event of an audit of CE contact hours. If you are an NCDA member, your CE contact hours at NCDA-sponsored events will be documented for you and available when you login to your NCDA member account.
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NCDA publishes a Continuing Education Manual. Record your continuing education in the Credential Holder Continuing Education Log. NCDA members can login to the Members Only section to see their NCDA events documented. The Continuing Education webpage provides detailed information about options.
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The Credentialing Commission has declared the following benefits:
Supports your professional brand and profile in the field of career development
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Highlights your strengths and expertise as a practitioner, educator and/or supervisor
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Ask your question here.
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Suresh Patel, Director of NA Business Development, holds M.S Degree in Chemical Engineering from NJIT and has been with Chemetall for 30 years. He has held various positions at Chemetall throughout his career starting with lab Chemist, Process Engineer, Process Equipment Mfg. Manager, Marketing Manager, Business Manager, General Industry (GI) and Director, Mexico Sales, Tech Service and Marketing. During his 30 years of service at Chemetall, he has been involved with large corporations within GI, Auto OEMs, Auto Comps and other segments related to their approvals and processes.
He has made numerous presentations to trade organizations and companies, including several Powder Coating, CCAI, Fabtech, STLE, SFM-MX, and ECOAT Conferences and has written articles for several trade magazines.
Vice President:
Michael Stuhldreher is a Market Development Manager with Axalta Coating Systems. He has 30 years of experience in the coatings industry, with 21 years of Ecoat-related business development for Axalta’s General Industrial Total Solutions unit. Mike holds a BA from Notre Dame and an MBA from Ohio State University.
Treasurer:
Dr. Mark Rizzone is Sales Manager- Industrial Processes with Koch Separation Solutions. He has 37 years of experience in electrocoat paint and general industrial applications. Prior to joining KSS in 1996, he held key technical, sales and marketing positions at ROMICON, Sanborn Technologies, CUNO Separations and Metcalf & Eddy.
Dr. Rizzone is Treasurer of the Electrocoat Association and has been past President 2009-2011. He received the 2012 Brewer Award for Market Promotion of the Technology. Mark holds BS, MS and PhD degrees in Chemical Engineering from Tufts University.
Secretary:
Todd Luciano is publisher of Products Finishing, Products Finishing Mexico and the VALVE Magazine brands, overseeing advertising sales and collaborating with each brand’s editorial teams on topics and content for multiple media platforms, including a print magazine along with all their digital channels, including both brand websites. Todd supervises each brand professional staff of editors, columnists and contributors and is responsible for the day-to-day business operation of the brand with the goal of maintaining our standards of excellent content for the surface technology sector and valve manufacturers. He also works extensively with industry trade organizations to articulate each brand’s value and vision and is responsible for developing and carrying out the brand’s long-term strategic plan.
Past President:
Ben Hill, Brose, has over 15 years in the finishing industry, working around captive e-coat shops in various function from a lab technician to the maintenance manager. In his current role, he oversee the NA region for Brose, supporting their internal e-coat lines as well as various sub-suppliers. In 2016, Benjamin was awarded the Best End User Paper Award for E-Coat 2016. Additionally, he was named as one of Products Finishing 40 under 40: Class of 2017. In 2021, he received his Certified Electroplater Finisher certification from NASF. He currently serves on the E-coat Board of Directors.
Rex Krohn, from Deere & Company, Manager of Enterprise Facilities Services in Moline, IL. He leads the Paint Materials group responsible for innovation, specifications, standard processes, and qualification of paints and painters. He also leads the Paint Process Engineering group responsible for designing and constructing new and renovated paint systems. In 2020, Rex took on additional responsibility for the Enterprise Facilities Competencies – Electrical, Mechanical, Environmental, Civil and Structural Engineering. Similar to the Paint Competency, the Facilities Group is responsible for large capital projects, equipment standards, and specifications. Rex began his career with John Deere in 2000 and has held positions at the WWHQ, Harvester Works, Waterloo Works, and at the John Deere Engine Works. Prior to joining John Deere, Rex held multiple manufacturing and materials engineering positions in the paint/coatings industry.
Rex holds a B.S. degree in Chemical Engineering from the University of Illinois, an M.S. degree in Systems Engineering from Iowa State University and an MBA from the University of Iowa.
Kirsten Kulik, F.A.S.T. International, as an expert in sales and marketing, has over 21 experience in all types of marketing and 10 years in sales and marketing of electrocoat paint filtration and separation technology. She served on the board of director and chair of the American Filtration and Separation Society. She is currently serving on the board of directors for The Electrocoat Association.
David George from Henkel is a Surface Treatment Technical Manager. In his 34 years with Henkel, he has held various positions within The Automotive Technical Service Group including Director, as well as Global Technical Sales Manager, and Head of Henkel’s Automotive Training Programs. Throughout his career, he has given numerous presentations to technical/trade organizations including SURCAR, Fabtech, CCAI, and The Electrocoat Association. In his current role, David provides technical expertise and support for Automotive OEMs’ conversion coating processes, focusing on innovations in sustainable metal pretreatment technology. David and his Henkel team have won two Automotive News PACE awards for the introduction of zirconium oxide (Thin Film) technology in 2009 and Henkel Flex (Two-Step) hybrid technology in 2014. He currently serves on the board of directors for The Electrocoat Association. David is also a professional photographer and a music enthusiast.
James Gezo, PPG Industries, Inc., Industrial Coatings Americas Strategic Business Development Manager, has been in the electrocoat industry since 1982. He began his career in automotive resin synthesis and product development and then moved into the Industrial Coatings Team as a Service Representative in southeast MI. He then moved back into the laboratory and worked in IC Electrocoat Team in product development, Tank Sampling Laboratory Team Leader, and Customer Response Chemist and Team Leader before moving into Product Management. Jim has been responsible for a number of major electrocoat launches including one-coat acrylic for the appliance industry and PPG’s 9th Generation cationic epoxy electrocoat.
A 2018 Brewer Award recipient and member of the Electrocoat Association’s Board of Directors, Conference Steering Committee, and prior Boot Camp Presenter, Jim received a B.S. in Chemistry from the University of Pittsburgh and a M.S. in Environmental Science and Management from Duquesne University.
as a Project Engineer. He earned his BS in Mechanical Engineering Technology from the Milwaukee School of Engineering (MSOE). Chris joined TTX in 2013 and has had a variety of experiences that have developed and honed his understanding of equipment used in electrocoat finishing system processes. Chis joined the Electrocoating Association Board in 2020 and is eager to gain more industry experience.
Executive Director, Conference Manager
Copyright © 2016 The Electrocoat Association, All rights reserved. Content and images may not be used without authorization from The Electrocoat Association.
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Through our global gateway network, international university partnerships, and alumni chapters, we have an extensive international network of contacts; and resources to help connect faculty members with people, organizations, and opportunities across the world. Work with us to:
IU Global staff will get in touch with you to kick off the project
Find an expert from a foreign university, NGO, or government to give a guest lecture or participate in a panel discussion.
Connect your class to one (or more) peer classes overseas.
Develop a flexible research-based exchange.
Convene a graduate-level reading group bringing IU students in a particular discipline together with their counterparts across the world.
"The Mexico Gateway connected me with faculty at the UNAM School of Nursing, and we set up a virtual exchange for our students to talk about their perspectives on global health issues. It was a wonderful opportunity and I plan on doing this regularly with my undergraduate and graduate courses."
IU School of Nursing
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Contact us and we will brainstorm with you on how to plan a strong international connection. Possibilities are as broad as your imagination, and we will help you think about your ideal level of engemement, potential topic(s) to explore, and how to make connections and facilitate. Contact us to start the process.
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Whether gambling online is really a serious pastime for you or perhaps a casual hobby, choosing between your hundreds of online casinos available online today can be rather intimidating. In the end, every online gamer has their own unique personality, likes, dislikes and preferred games. In the same way every player is different, so can be online casinos. Below are the basics to consider when shopping around for an online casino that may meet your gambling needs and some.
With regards to online casinos, I arrived at play and I play to win. But first of all, I come to play. That means that you’re not going to stick around playing a game you don’t enjoy. Even if you play a game common to all or any casinos like poker, if the interface is weak you are all but guaranteed to produce a fast “exit.”
Because online casinos only feature games where wagers are involved, you might think your choices are limited, but you couldn’t be farther from the truth. Many companies pride themselves on thinking outside the box and offering new and innovative games that raise the bar with regard to graphics, sound and playability. This can be a good idea to get a concept which online casinos carry games that you are thinking about playing. Companies like Rival and Cryptologic are simply two of the many top online casino software providers that push the envelope with every game they put out.
Also know that each software provider has their own style. Rival, as I mentioned above, has stellar games, but tends to cater to younger crowd of online casino players. They focus more on graphics and games that interest “video gamers” more than other people. Where as Cryptologic has a knack for taking classic games and making them fresh and exciting again.
Naturally people when playing online, one really wants to make sure that they could access their money as quickly and conveniently as possible. Most online casinos offer simple depositing processes whereby you deposit money into a merchant account for use within that particular online casino. Still, don’t assume all casino operates the same way. RTG and Playtech incorporate their own software methods to manage money while Cryptologic uses “Ecash.”
Look for agen togel will let you know anything and everything to make you gamble at their online casino. Is it possible to blame them? They want to make money. It is within their best interest to sell their online casino because the biggest and the best. Therefore, your very best bet on researching an online casino is to search for customer reviews on gambling review websites.
Online gamers are passionate about the casinos they love and venomous towards those they hate. Before spending a dime, it behooves you to read some reviews and benefit from the experience of others. There are so many sites out there offering top-notch, alternative party reviews of online casinos. Even though you’ll be gambling at the casino, it is best never to gamble on a casino.
Sign up bonuses as far as I’m concerned are the candy a shady stranger uses to lure a kid into a van. They say nothing for the web casino’s game-play or customer support. I will use another simile. They are like an ad incentive from a car dealership put out there to draw suckers into the clutches of salesman. Important thing, there’s always a catch. In the above scenarios you either get kidnapped or have the old “switcharoo” pulled on you and end up paying way more than you wanted for a car.
Online casinos are no different. Often the sign up bonus will offer some exorbitant amount of free money. That’s what it says on the surface. But what they don’t tell you is that if you wish that money to pay off, you will have to pay a far more exorbitant amount in wagers until you meet your minimum that enables you to cash out…when you have any winnings that is.
Are You a Mac or perhaps a PC?
While each online casino is PC friendly, the same cannot be said for Macintosh computers. However, online casino bosses aren’t blind and several have developed platforms which are compatible with both PC and the rising amount of Mac users. So if you are on a Mac, your choice is fairly limited. If you are on a PC, the online casino world is your oyster.
There are a number of third-party online casino watchdogs on the market, every one of them monitoring the casinos to note that they are playing fair. The most trusted of these all is eCogra (short for eCommerce Online Gaming Regulation and Assurance). There is absolutely no way to ensure that any online casino is absolutely fair 100% of that time period. However, seeing that a casino is certified by eCogra is the greatest way to understand that play is as fair as it can be.
There are other names out there, but none as universally trusted as eCogra. While others may certainly do their job in addition to if not much better than eCogra, their reputation is obviously strongest. In theory, anyone could start a watchdog company and develop a seal. By going with an eCogra certified casino, you understand that they stake their reputation on the fact that your gaming experience will be a fair one.
Even though it shouldn’t be, online gambling is basically prohibited in many places, america included. In those places where it really is legal, it is highly regulated. Therefore, whether online gambling is legal in your town or not, you should know the law before you start spending. An online casino allowing you access does not necessarily mean that their services are legal what your location is. It is difficult for governments to regulate the internet and often the player is the one at an increased risk. If your funds are seized, the casino has their money already since it is legal for most casinos to accept deposits. So before making a deposit, look into online gambling laws specific to your geographical area for a hassle-free gaming experience.
May 15, 2022 admin
Online Gambling has lots of effects on people, thus article explains the various factors on all the possible angles of what actually is the impact of gambling on the internet got. The Good: There are a few good factors due to which online casinos are really a much better option. They are as follows:- 1. […]
October 22, 2022 admin
It checks to see whether online casinos are honest, fair and safe. ECOGRA is the word on responsible gambling and protects players against unfair practices. When controlling for all other variables, the frequency of online gambling using EGMs, venue gambling using EGMs, and venue gambling using sports betting each uniquely predicted greater PGSI scores. Demographic […]
November 16, 2022 admin
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SealSkinz Waterproof Beanie Hat The best selling, totally waterproof, windproof and breathable SealSkinz knitted beanie hat. Suited to a multitude of outdoor uses, could this be the most versatile hat on the market? Hats have to work as both a base layer and outerwear, but they should be considered as an important bit of kit. SealSkinz think they’re essential and carry their expertise across into this range of waterproof, windproof and breathable hats. With all-purpose and sport specific styles, anatomically engineered for amazing fit and flexibility, their hats feature various levels of insulation for all weather conditions, as well as performance tested sport specific features. Features: Thermal Rating: 1 - 2 - 3 - 4 - 5 Totally waterproof, windproof and breathable. Acrylic knitted outer for maximum water repellence. Close fitting knitted construction with improved fit. Micro fleece lining for warmth and moisture control. SealSkinz design and engineer the entire range of products so there is something suitable for all weather conditions. Naturally, how cold or hot someone feels is relative to the individual. They have developed a thermal rating system, graded from ONE to FIVE to indicate the relative warmth of their products Products with a thermal rating of ONE are lighter weight and/or thinner and suited to warmer conditions or more energetic activities, such as running. Products with a thermal rating of FIVE are heavier weight and/or thicker, these are great for cold, extreme conditions and are suited to less-energetic, static activities, such as fishing and shooting. Buy SealSkinz Clothing from Chain Reaction Cycles, the World's Largest Online Bike Store.
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Mr Radayev briefed Vladimir Putin on the region’s socioeconomic situation and the completion of several major infrastructure projects.
February 4, 2016
Mr Radayev said that the region’s industrial output growth came to 109.9 percent in 2015. Growth was around 135 percent in the processing industry. The metals sector also showed growth, and three new plants were built over the last two years. In agriculture, despite a drought that affected the region, the sunflower harvest was good, and the total volume of produce raised in greenhouses is also on the increase.
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Coke has partnered with an Indiana dairy farm, called Fair Oaks to create Fairlife milk. The milk is created through a method called ultra-filtration — a process invented by Mike and Sue McCloskey, owners of Fair Oaks in Indiana. It’s now on local grocery shelves.
Fair Oaks is part of Select Milk Producers Inc., a coop founded by the McCloskey family. The co-cop is the source of the milk and technology, and Coca-Cola is in charge of marketing and advertising. More farmers might want to take a look at the possibilities similar partnerships offer.
In the case of Fairlife milk, the process used to make the milk is similar to the process used to make skim milk. Filters separate the components of milk — such as water, lactose and proteins. Then more favorable components, such as calcium, are added, while other components are removed. The result is that Fairlife is lactose free and has 50 percent more protein, 30 percent more calcium and 50 percent less sugar than regular milk.
A similiar process is used make Coke’s Core Power, a drink marketed to athletes that has even more protein and calcium than Fairlife milk.
The national rollout of Fairlife marks Coca-Cola’s entry into the milk case in the U.S. and is one way the world’s biggest beverage maker is diversifying its offerings as Americans continue turning away from soft drinks. It also comes as people increasingly seek out some type of functional boost from their foods and drinks, whether it’s more fiber, antioxidants or protein. That has left the door open for Coke step into the milk category, where the differences between options remain relatively minimal and consumption has been declining for decades.
Sue McCloskey, who developed the system used to make Fairlife with her husband Mike, said Fairlife will be marketed more broadly to women who are the “gatekeepers” for their families’ nutritional needs.
“As dairy farmers and parents of four, we believe that milk could and should be even better,” Sue McCloskey said. “With Fairlife, we’re bringing families everywhere great-tasting, convenient, high-quality, simple nutrition from real food.”
“We know people want food to be real, less processed and come from a source they can trust,” said Mike. “Fairlife is brought to you by a group of dedicated dairy farmers that put great care of everything they do. It comes from a sustainable source that traceable from grass to glass. As a result we are setting a new standard for milk.”
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About the author
Charlyn Fargo spent 27 years at the State Journal-Register covering agriculture, business and food. She currently is the Bureau Chief of County Fairs & Horse Racing with the Illinois Department of Agriculture. She is also a Registered Dietitian and writes a weekly syndicated nutrition column for Creator’s News Service (www.creators.com) and is co-owner of Simply Fair, a fair trade boutique at 2357 W. Monroe in Springfield. She has bachelor’s degrees in agricultural communications and food from the University of Illinois, Champaign and a master’s degree in nutrition from Eastern Illinois University. She and her husband, Brad Ware, have a daughter, Kate, and son, Jayden. When she’s not working or writing, she enjoys baking cookies for Simply From Scratch, a company she formed to support faith-based ministries.
View all articles by Charlyn Fargo
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Recently, keto supplements have become popular among people who want to follow the keto diet without having to make any changes to their diet or lifestyle. Some of the most common keto supplements are high-fat, low-carbohydrate powders or bars. They can be purchased at most health food stores or online. In this article, we will try to tackle the best keto supplements available.
2.3 Greens powder as keto supplements
2.4 MCT oil
2.9 Vitamin D as a keto supplement
2.10 Supplements to boost athletic performance
4 Frequently asked questions
4.2 What is the highest-rated keto supplement?
4.3 Do you need supplements on keto?
4.4 How can I raise my ketone levels?
The ketogenic diet has been around for more than 100 years and has been used to treat epilepsy, chronic pain, and other medical conditions. Keto is a low-carb diet and a high-fat diet that has been shown to be effective for weight loss and improving blood pressure, cholesterol, and triglycerides. It is also being studied for its potential as a treatment for type 2 diabetes.
Keto diet has been proven popular among people who are going on a diet. However, going into this kind of diet may include big adjustments in anyone’s lifestyle. What’s more, as the body adjusts to the new diet, some unpleasant effects may emerge.
Keto flu. Keto flu is a term used to describe the symptoms that many people experience when starting the keto diet. These symptoms can include fatigue, headaches, muscle cramps, and nausea. While these symptoms are definitely unpleasant, they aren’t life-threatening. If you experience any of these symptoms while on the keto diet, don’t worry—just adjust your diet accordingly and you should be able to get through the phase without any problems.
The ketogenic diet is extremely restrictive, and it requires a lot of planning and patience on the part of the person following it. Some people who follow the keto diet get help from keto diet supplements to aid weight loss. There are so many keto diet supplements available, and people have been trying to identify which ones are the best. At the end of the day, the best keto diet supplements are those that work best for your individual needs.
Ketogenic diet is a great way to lose weight and improve your health, but they can be difficult to stick to. This is where keto pills come in. There are a variety of different keto supplements on the market, and each one has its own benefits. Here are the best keto supplements to help you stick to your diet and achieve your goals.
Electrolyte supplements are popular among keto dieters. Electrolytes help the body maintain fluid balance, nerve function, and muscle contraction. The most common electrolytes are sodium, potassium, calcium, magnesium, and chloride.
Some people choose to take an electrolyte supplement in pill form or as a powder that can be mixed with water. Others get their electrolytes from mineral-rich foods like avocados, leafy greens, nuts, and seeds.
Which option is best for you depends on your individual needs and preferences. If you’re not getting enough electrolytes from your food, then supplements may be a good choice. But if you’re already eating a lot of mineral-rich foods, then you may not need to take supplements.
See also Benefits of keto diet
Supplementing with omega-3 fatty acids can help keto dieters maintain ketosis. Omega-3s are a type of polyunsaturated fat that is necessary for human health. They play a role in cell signaling, gene expression, and inflammation control. While the body can produce some omega-3s, most people don’t eat enough of the right kinds of foods to get enough of them. This is where supplements come in.
Keto dieters who supplement with omega-3s may find that they have an easier time staying in ketosis. This is because omega-3s help improve insulin sensitivity and reduce inflammation. They also promote healthy blood sugar levels and reduce hunger cravings. In addition to helping with ketosis, omega-3s offer other health benefits such as reducing the risk of heart disease and cancer.
Omega 3 fatty acids are also found in fatty fish, such as salmon, mackerel and herring. Omega 3s are important for good health because they help to prevent heart disease, stroke and other diseases.
Greens powder as keto supplements
Ketogenic diet has become all the rage in recent years as a more sustainable way to lose weight, and there are plenty of supplements on the market that promises to help keto dieters along the way. But among all of these supplements, greens powders may be one of the best options for those on a keto diet.
Greens powders are made up of various types of leafy greens and other superfoods, such as berries, fruits, and vegetables. They come in both powder and pill form, and they’re typically taken as a daily supplement to improve overall health.
But what makes them a good option for those on a keto diet is their high nutrient content. Greens powders are packed with antioxidants, vitamins, minerals, and other nutrients that can help improve overall health and support the keto diet.
MCT oil
MCT oil is a supplement that can help you lose weight and feel fuller longer when in keto. MCT oil is made of medium chain fatty acids, which the body can easily convert into ketones and use for energy. MCT oil can help you feel fuller longer, helping you to eat less and lose weight. MCT oil also helps to increase your energy levels, allowing you to stay active while on the keto diet.
Magnesium is an essential mineral that is required for many metabolic processes, including ketogenesis. A lack of magnesium can lead to a number of health problems, including ketoacidosis. Supplementing with magnesium may help to prevent these problems and improve ketone levels. Magnesium is available in a variety of forms, including tablets, capsules, powders, and liquids. To get your daily dose of magnesium, include magnesium-rich foods to your diet along with your supplements. When choosing a magnesium supplement, it is important to select one that is absorbable and has a low risk of side effects.
Medium chain triglycerides (MCTs) have been shown to help people lose weight and improve their cholesterol levels while on the keto diet. The keto diet is a high-fat, low-carbohydrate diet that has been shown to be effective for losing weight and improving heart health. MCTs are a type of fat that is metabolized quickly and provides energy quickly, which can help you stay on track while on the keto diet.
Endogenous ketones or exogenous ketone supplements are produced in the liver by the breakdown of fatty acids. Exogenous ketones are not produced in the body, but are instead introduced through diet or supplementation.
Two types of exogenous ketones. The two main types of exogenous ketones are beta-hydroxybutyrate (BHB) and acetoacetate (ACA). BHB is the most common and is considered to be the best source of energy for the brain. ACA is less common but can be used by people who are trying to lose weight. Exogenous ketones have been shown to improve mental clarity, increase physical endurance, and reduce appetite.
See also Foods that cause belly fat
Digestive enzymes
As the popularity of the ketogenic diet grows, people are looking for ways to increase their ketone levels and improve their overall experience on the diet. One way to do this is by taking digestive enzyme supplements. Digestive enzymes can help you break down food more efficiently, leading to increased absorption of nutrients and a better overall keto experience. There are many different types of digestive enzymes available, so it’s important to do your research and find the right supplement for you.
Vitamin D as a keto supplement
If you’re following a ketogenic diet, you may be wondering if you should also be taking a vitamin D supplement. After all, this fat-soluble vitamin is important for maintaining strong bones and teeth, and it’s also thought to play a role in regulating blood sugar levels and inflammation. But is there really enough evidence to support using vitamin D as a keto supplement?
Studies have shown that people who are deficient in vitamin D are more likely to develop insulin resistance and other metabolic problems associated with the keto diet. And since being in ketosis can sometimes result in decreased absorption of nutrients from food, it makes sense to consider taking a supplemental form of vitamin D.
But not all forms of vitamin D are created equal. The active form of the vitamin, called calcitriol, is thought to be the most beneficial for people on a keto diet.
Supplements to boost athletic performance
No matter how dedicated you are to your sport, there will always be areas where you can improve. Many athletes try to boost their performance with supplements, but which ones actually work? And are they safe? Here is a look at some of the most popular supplements and what science has to say about their efficacy:
Creatine: This is one of the most popular supplements among athletes and has been shown to be effective for building muscle mass and strength. It is thought to work by providing energy for muscle cells, allowing them to contract more forcefully.
Caffeine: Caffeine is a stimulant that can improve alertness and endurance. It is found in many popular sports drinks and supplements. However, it can also have negative effects such as anxiety and nausea, so it should be used sparingly.
L-Arginine: L-arginine is a naturally occurring amino acid that can increase nitric oxide levels in the body. It has been shown to improve blood flow and oxygen delivery to muscles, which relieves muscle cramps and improves athletic performance.
L-Carnitine: L-Carnitine is an amino acid that is useful when the body burns fat. It is one of the amino acids that the body uses to turn fat into energy. It is found in red meat, dairy products, and some plant foods. L-Carnitine is also available as a dietary supplement. Some people use it to lose weight or to improve athletic performance.
L-Taurine: L-Taurine is an amino acid that is found in the body and is especially high in seafood. It is a non-essential amino acid, which means that the body can produce it, but it can also be taken in through food or supplements. L-Taurine has many benefits for the body, including improving cardiovascular health, aiding in weight loss, fighting inflammation, and helping to prevent diabetes. It is also known for its positive effects on the brain and nervous system.
See also The best diet for weight loss
L-Threonine: L-Threonine is one of the essential amino acids that is not produced by the body. It must be obtained through diet or supplementation. L-Threonine is found in high concentrations in dairy products, meat, and eggs. It is also available as a supplement in powder or capsule form. L-Threonine has many benefits including improved cognitive function, better sleep quality, and reduced anxiety.
L-Tryptophan: Tryptophan is an essential amino acid found in many foods, including nuts, meats, cheeses, and milk. It is necessary for the body to make serotonin, a neurotransmitter that helps regulate mood, sleep, and appetite. Low levels of serotonin are associated with depression and anxiety. Tryptophan can also be taken as a dietary supplement to boost serotonin levels.
In conclusion, it is evident that there are many different supplements that can be beneficial for those following a keto diet. However, it is important to do your research and find the right supplements for you, as not all of them may be effective. By following the tips listed in this article, you can ensure that you are taking the right supplements and getting the most out of your keto diet.
Frequently asked questions
The keto diet is a popular way of eating that focuses on consuming foods that are high in fat and low in carbohydrates. While there are many different ways to follow the keto diet, one common approach is to take supplements to help with weight loss, energy levels, and overall health. Some of the most popular keto supplements include MCT oil, exogenous ketones, and collagen protein.
What is the highest-rated keto supplement?
If you’re on the keto diet, you know that supplements can be a big help in staying on track. But which keto supplement is the best? According to users, the highest-rated keto supplement is Perfect Keto Base. It’s a powdered drink mix that helps you get into ketosis quickly and easily, without the unpleasant side effects of other supplements. It also helps you stay in ketosis longer, so you can stick to your diet goals. Plus, it’s sweetened with stevia and monk fruit extract, making it a healthier choice than other keto supplements.
Do you need supplements on keto?
Keto is a diet that is high in fat and low in carbs. Some people may wonder if they need to take supplements while on keto. The answer to this question depends on several factors, including your current health, diet, and lifestyle. There are some supplements that may be beneficial for those following a keto diet. However, it is important to consult with a doctor before starting any new supplement regimen.
How can I raise my ketone levels?
There are many ways that you can raise your ketone levels. One way is to follow a ketogenic diet. This diet is high in fat, low in carbohydrates, and moderate in protein. Another way to raise your ketone levels is to use a ketone supplement. A ketone supplement is a powder or liquid that you can add to your water or beverage that will help raise your blood ketone levels.
Many people achieve ketosis by fasting or following a ketogenic diet, which is low in carbs and high in healthy fats. But some people find it difficult to stay in ketosis or reach their goals. Taking the right vitamins can help. Some vitamins are essential for ketosis because they help the body break down fat more efficiently.
Nutritionist who helps people achieve their health goals through balanced diets and healthy lifestyles
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I love peanut butter. It’s one of those foods that I miss when Pesach comes around. A couple of years ago I saw almond butter, Kosher for Passover, being sold in the store. I tried it, but it was so greasy and laden with sugar that it was inedible. Because of that, I decided to make my own. It’s so easy to make, I won’t be spending another Passover without it.
By Rena March 15, 2015
Almond butter is great on apples. It's also great as a Pesach substitute for peanut butter. It works very well with jelly on matzo.
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Did you know that there are at least three different methods of division they are teaching kids in school today? Yeah, we just had one. Divide this number into that number and write down the answer. Now they have to use the designated method and show the work for that method or it is wrong. I wonder how many of us adults would pass in school today? I was explaining this to my oldest son the other day and he proceeded to tell my second oldest that "They only taught mommy one way to do division back in the old days." I felt like I should disintegrate into dust right then, but I got to thinking, how many other things were different in the "old days."
1. There were hardly any electronic toys. You went outside found a stick or a rock and you were good to go. I can remember making entire cooking shows out of plants I found in the yard. Too bad I don't still foster that love for cooking. Everything is more fun when you aren't old enough to do it.
2. Girls clothes were longer and covered more. Seriously, why does almost every outfit in the store for tween or teen girls look like it belongs on a stripper pole?
3. Electronics were not as prominent. These days you can't walk two feet outside your door without seeing a cell phone attached to someones ear and even my 11 year old has an iPod Touch. When I was young, you were the coolest kid if you had a Walkman. I had a bright yellow sport one and I thought it rocked!
4. You could let your kids run loose in the neighborhood. We live in a fairly isolated, quiet area in the country outside of town, but there is no way I would feel comfortable letting any of my kids run around the neighborhood by themselves. Not with the constant stories you see in the news.
5. Songs were less raunchy. Is it just me or does pretty much any new song that come out cuss at you or talk about sex? Not that I don't enjoy the beat of some, but when I have to mute parts of songs on the radio in the car, it is not a great thing. You also shouldn't have to answer questions like "Mommy what does she want people to take off?" "Their coats honey, she wants them to take off their coats and stay awhile."
6. Have you seen kids cartoons lately? Adventure Time, Chowder, The Amazing World of Gumball, Flapjack? What the hell were those guys smoking when they created these cartoons? I mean really, some of them are enough to give me nightmares. I grew up on Barney, Mr Rogers Neighborhood, Gummy Bears and Smurfs.
7. Everything is made for convenience now. There are tons more prepackaged foods, pay at the pump, self checkout lanes at the grocery store. Don't get me wrong, I take advantage of some of these things, but they sure didn't exist when I was growing up. If you walked out the door at the grocery store and told them you "did the self checkout" they called the cops.
What else was different when you were growing up and don't say the color of your parents' hair!
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Kathleen is a homeschooling mom of four boys with a serious case of the Wanderlust bug. Her love of travel extends to her children, and has resulted in the family visiting 48 states to date, and traveling nearly a third of the year. She is the owner of LifeWith4Boys.com where you will find information on Family Travel, recipes, reviews, lifestyle and more.
34 comments
Amanda September 28, 2011 at 6:35 AM
I remember when MAC machines came out, and then they started calling them ATMs. Man, I feel old. I remember when we went to the bank every week to deposit paychecks every week and get money for grocery shopping before going grocery shopping.
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Liz Mays September 28, 2011 at 9:16 AM
I never understood that about the math. As long as you get the right answer, doesn't the process seem irrelevant? Songs were way less raunchy. You're absolutely right!
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BethElderton September 28, 2011 at 9:17 AM
I'm old enough to have been grown and had a child when Walkmans came out. When I was a kid there were 3 TV stations and you walked to the TV to change channels. Households had one TV, and it was in the living room--probably a console style. I graduated college without owning a computer. And really? There are three ways to do division?
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Kathleen September 28, 2011 at 10:01 AM
Elizabeth you are so right. I don't understand why it matters and it is pretty confusing to have to learn all the different ways.
Beth, we had one TV too and my parents didn't buy cable when I was younger so we had 3-4 channels too. We did get a computer when I was about 13 though.
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Lisa Noel September 28, 2011 at 10:05 AM
I have to disagree with the music, it was raunchy then, we just didn't know what it meant then. Cherry Pie, Like a Virgin, Big Butts and on and on.
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Mary T September 28, 2011 at 10:06 AM
I was not aware that there are now 3 ways to do division...ahh the new math. But being new or different does not make it better.
Like BethElderton, I grew up in the b/w tv age with 3 channels to choose from.
And I think it is a naughtier, raunchier world today. I would give up my computer to go back to a more simple time so that my grandchildren could grow up in a safe, honest and Godly world like I did.
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Unknown September 28, 2011 at 10:35 AM
Yes indeed the times are a changing. I pretty much bowed out on helping the kids with their math homework once they hit junior high :-)
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Megan September 28, 2011 at 11:08 AM
I like the cartoons like Adventure Time and the Regular show but I do agree, they are trippy. lol I love the new Looney Tunes as well.
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Kathleen September 28, 2011 at 12:02 PM
See Lisa, that is true. I guess you don't see it when you are young lol. I do think that the atmosphere nowadays is much more sexually charged than back then though.
My youngest actually really loves Looney Tunes Megan.
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Curt September 28, 2011 at 12:25 PM
I'm 56 years old, and I remember learning short and long division. I suppose the third method today would the division by calculator!
They were definitely simpler times.
Cartoons were cleaner back then but still violent. Popeye and Bluto were always beating the (you know what) out of each other over a girl. Tom & Jerry, Roadrunner, etc....
You never would have seen a commercial with a woman or man walking around in their underwear!
BTW, very good post. I had to laugh out loud at the comment about calling the cops for "self checkout"!
Or would I just say LOL?
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Marcie W. September 28, 2011 at 12:37 PM
First, I adore the post's title! I was born in 83 and one of my oldest memories is listening to Madonna's Like A Virgin with my mom, jumping on her bed, dancing, while she got ready for work. I must have been around 4. I can still picture her blue eyeshadow and teased bangs LOL
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I'm LOVING the pic! I sooo wish we could just let the kids go outside and ride bikes without worrying. I remember we left the house at breakfast and was gone riding bikes all day.
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Sam September 28, 2011 at 3:11 PM
Yes, the times sure are changing. We also had just 3 channels, and I clearly remember getting our first VCR when I was 13 and being SO EXCITED! Even microwaves were a novelty...now they're a necessity, lol.
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MTgunfighter September 28, 2011 at 3:15 PM
"Pay at the pump" and self-serve is not an advance for anybody but the station that cuts down labor cost. I love going to New Jersey and Oregon where they pump your gas for you with no premium. In Oregon, if you get out of the car and try to pump your own gas, they run you back into your car.
Another thing I miss is cheap gasoline and gas wars. (Gas Wars were between two stations across the street from each other. One would lower their prices, the other would lower their prices. The point was to get customers. I can remember prices lowered to as little as 17 cents a gallon. Doesn't that sound great right about now...)
There was Gulf oil commercial that showed a young kid in a car buying 50 cents worth of gas, about 2 gallons. The station attendants washed his windshield, checked oil and water, (they didn't use much coolant back then)...
For 17 cent a gallon gas, I'd put up with a Walkman over my iPod... LOL
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Sheila Rae September 28, 2011 at 3:16 PM
Great post!! I remember we had an old tv with only 4 channels. No remote, no vcr or anything.
I got my first stereo in 7th grade and I cried!! LOL
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Shelley September 28, 2011 at 5:50 PM
LOVE this post... I remember being able to drive for 2 weeks on $10 worth of gas... and you left out tin cans from our "playthings" you know when "kick the can" was AWESOME...
Ranchier songs - I don't know about that one... Kinda like Grease - HOLY COW I missed it back then but get it now... I just think as kids WE were more innocent and didn't notice... great post!
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Simply Being Mommy September 28, 2011 at 8:18 PM
So true. The way I see women and girls dress these days makes me sick to my stomach.
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Kathleen September 28, 2011 at 8:37 PM
No Curt, there are really crazy methods they use for division now. I had to Google them just to learn them to teach my son lol.
Sam, I totally forgot VCR's we went from those to DVD's and now to Blu-rays. Pretty soon they will just stick a chip in our brain.
MTgunfighter, I had no idea about that in Oregon. There were still a few stations around here that pumped for you when I was a teenager. I agree about the cost of gas too. When I was 16, it was 99 cents a gallon.
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1stopmom September 28, 2011 at 10:39 PM
I totally agree about the clothes. I have to really search now to find clothes that are appropriate for kids. I still remember when I bought my first Nintendo when I started working. Those were the days. A few years ago my husband found me one with tons of games at a garage sale. I still pull it out to play on it. My kids hate it because you can't save, lol
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Crafts And Activities For Kids September 28, 2011 at 10:59 PM
Oh heavens times certainly have changed, LOL! I use to have the TALLEST bangs in middle school! Ha!
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HilLesha O'Nan September 29, 2011 at 12:04 AM
Yep, times have changed drastically! :(
And, what the hell is Adventure Time, Chowder, The Amazing World of Gumball, Flapjack? New ones for me! Perhaps, I'm glad my son doesn't watch any of these? :)
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Barbara's Beat September 29, 2011 at 2:11 AM
Since I am older than most of you, I probably remember things you aren't familiar with, but I won't go there
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Tricia Nightowlmama September 29, 2011 at 2:47 AM
don't get me started on todays math there was absolutely nothing wrong with math the way I did back when why on earth they have to change it to make me feel like a mindless math nut is beyond me
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Anonymous September 29, 2011 at 4:02 AM
You grew up with those? I am 19 and I grew up on Gummy Bears, Mr. Roger's Neighborhood and Smurfs. I feel that people my age are the last of an era. When I was a kid, we watched broadcast and saw movies on VHS.
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Kathleen September 29, 2011 at 5:45 AM
Hi'Lesha Yes, you probably are glad he doesn't lol.
Barbara - You sure don't look any older. :)
Anonymouse- You are probably right. Even my oldest boys had tons of VHS tapes when they were little. It wasn't until they were 4-5 that I started getting the DVD's.
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Heather September 29, 2011 at 9:00 AM
my kiddo is amazed when I tell her we didn't have cell phones when I was a kid...cell phones and ipads. Crazy times!
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Anonymous September 29, 2011 at 1:46 PM
Record player! With 45 rpm's and 33's. That was when I was about 8 or 9 (in the early 50's). Stayed with my Grandma - she didn't believe in tv and NEVER had one. Dial phones that STAYED attached to the wall by the phone wire. B&w tv's, no microwave, no computer. In high school in 1963, we took typing ON A TYPEWRITER.
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Unknown September 29, 2011 at 8:39 PM
I wish I could put my kids in a time machine and raise them in the 80s. Seriously. I hate that they have to grow up in a world where everyone is so entitled and lazy and privileged. It's ridiculous and it drives me insane.
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Courtney October 1, 2011 at 12:39 PM
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Rhea October 1, 2011 at 11:13 PM
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Anonymous October 3, 2011 at 11:58 AM
I must be older than most of you here because I remember H.R. Puffenstuff and if you think cartoons are crazy now, check it out ... these guys were definitely smoking something
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Louise Bishop October 11, 2011 at 4:31 PM
Oh my gosh this cracks me up. I remember dancing to MC hammer when I was little. LOL
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Anonymous October 31, 2011 at 10:39 PM
Going round to a friend's house at the arse crack of dawn to see if they wanted to build a dam or just hit weeds with a stick. Kids don't do this unless there's a zombie version of these activities on Call of Duty or some other similar wank.
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mrs henery February 19, 2012 at 7:10 AM
i remember when all you had to do was stand on the porch and yell for the kids to come and they did. or when you could babysit at 12 years old to earn money for the things you wanted. when i told my kids about picking strawberries and beans on my summer vaction to earn money to help pay for new school clothes, they think i'm teasing them. the look on thier faces is priceless. lol
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Lunardi posted an article today introducing a new metric to be used for seeding. The metric, which he calls "Winning Points", credits or debits a team for each game, depending on W/L result, location, and quality of opponent. I think this a solid framework, one which I've used in the past myself. So, promising start. But then he had to go and post this chart:
So, if you play a top 25 team on the road, you're guaranteed at least two "Winning Points" (even if you lose!), which is same number you get for beating a 101-200 team away from home. This approach is fairly obviously going to reward teams which have played more difficult schedules, regardless if they've actually won the games against these teams.
And, wouldn't you know it, the focus of the article ends up being a comparison of Kansas and Wichita St., with Lunardi eventually "elevating the four-loss 'major' over the undefeated mid-major".
Which was the inevitable result as soon as he posted that chart. In fact, it was pretty much a lock even before either of these teams have played a game. Below, I've used the current KenPom ratings/rankings to evaluate the chances Michigan (currently the #10 team in Pomeroy's ratings) would've had in each game on the schedules of the Jayhawks and Shockers. Combining that with the chart above, we get the expected "Winning Points" from the #10 team playing each of these schedules.
Keep in mind, this is the result we'd expect if literally the exact same team played against these slates.
First, the Jayhawks:
Only three games with a negative expectation, versus eight where losing points wasn't even a possibility. Obviously Michigan is quite good, but you could put a team which doesn't fit that description (let's say Elon, #160 in KenPom) through this schedule and they'd still be expected to come out a couple "Winning Points" ahead (1.97, to be exact). Which makes sense; they're probably not going to win against Iowa St., but it doesn't even really matter, since they get two points just for showing up.
Well, "Winning Points" sure doesn't approve of that home game against Emporia St. I mean, Wichita won by 43, but I guess that's just not good enough. In fact, the Shockers lose the same number of points for that result as if they'd lost on the road against a sub-201 team.
Before either team played a possession of basketball, Kansas had an edge of nearly 16 "Winning Points. Not because they had better players or anything like that; just by virtue of the teams they were scheduled to play over the season's first three months. As @BPredict pointed out, this is quite reminiscent of the RPI, which is like comparing an NFL team to the '08 Lions. Both these metrics give far too much focus to the difficulty of your schedule, and not nearly enough to your performance against it.
It seems fairly clear that a similar approach, except where both teams start on a level playing field, and then are adjusted based on performance, would be superior. Below I simply credited and debited based on the odds of Michigan winning or losing each game. So if Michigan had a 70% chance of winning a game, they'd be +0.30 if they won, and -0.70 if they lost. This works out such that the expectation for Michigan in each game is +0.00, regardless of opponent or location. The result of this approach, as you'd imagine, is quite different:
Has Kansas faced a more difficult schedule? Yes, obviously. But it's not like Wichita is playing in the SWAC, and the Shockers' W/L results have been superior by a wide margin. Maybe they won't be able to keep it up, but as of now the undefeated mid-major's season has been more impressive -- if you ever gave them a chance in the first place.
Posted by Vegas Watch at 3:37 PM 1 comment:
Monday, January 20, 2014
#Seahawks would be 3.5 point favorites in Super Bowl vs. #Broncos (via Bob Scucci on @chadmillman podcast)
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Date Posted: Wednesday, August 13, 01:03:06am
Author: Peacock
Subject: Re: Just a short thought
In reply to: Sludge 's message, "Re: Just a short thought" on Tuesday, August 12, 08:38:19pm
Not sure there could be any D1 shoters out there. Only ones out there that can shot would most likely lack quickness. I would like a 6'5" or about that is extremly athletic and has a take charge approach. His size would relegate him for lower than the BIGS. Many like this go to Prep because they are given hope they can get to the higher conferances. These are the kids that might have decent value for us and might reconsider with a firm offer.
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[> [> [> [> [> [> [> [> [> [> [> [> A quick question -- Sludge, Thursday, August 14, 05:01:16pm [1]
What have you heard on CF, the kid you felt should have been given a better look a couple year's back? Heard grades were the hurdle. I believe I saw mention where he just finished up at a JC in Texas. Kid certainly can muscle inside.
[> [> [> [> [> [> [> [> [> [> [> [> [> Re: A quick question -- Peacock, Thursday, August 14, 05:52:34pm [1]
Funchess. I believe he has one more year to go in JC. Made people notice in the local activities they play in around here during the summer. Would readily help, but I am sure he is not eligible this year. He was very pro SPC. Don't know if Dunne cares now.
Still wondering if that sixth kid in orientation was a recruit or just a possible walk on. With Conley coming on, you don't need to go necessarily that big and the tweener is OK if he is talented, such as Goodwin. Now have no idea if Goodwin is even in the mix or even eligible, but there are a quite a lot middle size kids always available. On the other hand, Conley has to pass and we have no idea on any sanctions.
[> [> [> [> [> [> [> [> [> [> [> [> [> [> Re: A quick question -- Sludge, Friday, August 15, 07:31:27am [1]
Again, many names were tossed in the past, none with any certitude. Surprised me that a sixth was even mentioned, given what was deemed available and, from my view, the threat posed by the potential sanction. A big was once in the mix but, as I have said, not one looked at for immediate help. If there is a sixth, a tweener, as you deduce, is likely the choice, based on best available. On the other hand, Conley is at best a year away, so I would not necessrily say that a big is not a first or at least a major priority. As things now stand, Bacon is our only servicable 4/5, and he hangs perilously as in one concussion away from watching in civies.
Many question marks again this year. To have any hope for double digits, more than one of the current core will have to surprise and step up.
[> [> [> [> [> [> [> [> [> [> [> [> [> [> [> Re: A quick question -- Peacock, Friday, August 15, 11:00:42am [1]
You don't like when I say this, but is not it about time for Dunne to step up and with all due respect, this season is more about him than any of the players stepping up. Considering that we are the consensus 11th team in this league speaks volumes about us. Along with some others outside this board, the talent last year was deemed to be decent. They didn't show it, or the structure didn't show it. So your comment about the core applies to more than the players.
[> [> [> [> [> [> [> [> [> [> [> [> [> [> [> [> Re: A quick question -- Sludge, Friday, August 15, 11:27:32am [1]
Whether justified or not, agree that John will be put to greater scrutiny this year.
On the other hand, based on what I saw last year, talent level was considerably less than what was first thought.
Hard to step up when you may not have the horses to ride. Add to that the lack of pedigree in any of the new arrivals.
[> [> [> [> [> [> [> [> [> [> [> [> [> [> [> [> [> I just don't think you are expert enough -- Peacock, Friday, August 15, 02:01:02pm [1]
to know if the issue was the talent you saw or the improper use of that talent and the schemes used to bring the talent out. In fact I doubt you saw enough games to even make that evaluation. How many times did people wonder what offense was being run. End game scenarios were atrocious. The best retort to you was the turnaround with virtually the same personnel of Dukiet taking over from Kelly. Coaches can make crap out of steak. Now we all make crap out of steak but not before we eat it. Coaches do the preparation.
Secondly, I am glad you are well versed on the quality of the incoming freshman. With a little more practice you could make a first team Siena poster.
[> [> [> [> [> [> [> [> [> [> [> [> [> [> [> [> [> [> No need for me to be judged an expert....... -- Sludge, Friday, August 15, 07:51:21pm [1]
since I can generally count on you to make the case for me.
Do you need to be reminded of your praise for the likes of Lampley, Costner, Leon, and even our redshirt in hiding, Mumford? How, I was asked, could I downgrade the talented MVP of the North Division, Catholic League. Why did I offer that Costner was not showing development in the early practice. How could I deny the exploits of the MVP of the PSAL Championship game. Or, how about our consumate team player from Linden who, I argued, was only the second best guard on that championship team. One only needs to look at the other schools involved with our recruits. Aside from Daryl getting a sniff from Hofstra, don't believe other's saw more than maybe a D-2 offer on the table.
Maybe now you will add recruiting to John's resume of shortcomings. At the same time you can tell us of the attraction of playing in a high school gym in Jersey City for a school that has almost a decade of losing seasons and an administration that, until recently, was known for its hostility toward athletics.
You talk of a different age when you speak of the partimer Kelly and Dukiet. An age where there was no Big East, A-10, and you had a tiny schools in New York gaining the likes of a Smits and a Ruland. Lust or complain all you wish, but attracting players (and coaches), to Jersey City, just gets harder.
[> [> [> [> [> [> [> [> [> [> [> [> [> [> [> [> [> [> [> Its only harder for those who can't cut it. -- Peacock, Friday, August 15, 10:38:09pm [1]
Like it or not SHU is not exactly a garden spot on the edge of property worse than JC, nor are schools like Drexel or Temple. It would readily appear that one only needs the commitment of the administration to be successful. With all your rhetoric, you forget that teams change dramatically when a good coach comes in. Hell Siena just showed it, Iona MIGHT be turning it around, and we have you spouting every reason why poor ole SPC can't turn it around because you lack any ability to question the coach. When you analyze all your postings, one comes to the conclusion that you have a serious problem thinking any SPC coach is bad and it is only the school. You may well be right as anyone who has come out with your form of logic, must come from an inferior school.
As for a different age, I am not sure why that disparages the fact that a poor coach does poorly regardless of the age and how the age has anything to do with Dukiet turning around a team with the same personnel. I guess I need you in your convoluted manner to explain your non-sequitor piece of logic here.
Wonder if you have noticed what JC has attracted in the past few years. Care to explain that one away.
As far as your basketball comments, you fail to address the poor game planning and poor defense knowledge the staff brought to the games. Adjustments were few and far between. Since you have been to as many games as you have, tell me how the failure to execute was the main problem. Your problem will be trying to understand if there was anything there to execute. As far as recruits go, your source on all the schools casing the kids is as flawed as the self praise practiced by Sienites.
[> [> [> [> [> [> [> [> [> [> [> [> [> [> [> [> [> [> [> [> Is it your inability to comprehend or...... -- Sludge, Saturday, August 16, 01:56:10pm [1]
do you just twist my words to suit your own view of the world?
You match with us properties such as South Orange and Philadelphia yet overlook the venues, leagues, budgets, resources that these schools have to work with. Hell, even Drexel plays in a more formidable league, the CAA.
And don't rearrange the Kelly/Dukiet thing. The talent was there in circa '80. Those kids could play with any area school....not now. Kelly was a part time coach who taught nothing and let the kids run loose.
You continue in your demonizing attempt to paint me as an apologist for the staff. I have said that there are weaknesses. Lack of experience in the ranks, preparation and game adjustment, inability to close, are some of the elements that are certainly open to criticism. My words, which you seem to conveniently fail to acknowledge, are not so much a blanket defense of the coaching, but rather an attempt to balance and point out that it is not as easy as you suggest to bring to J.C. How do you suddenly reverse year's of neglect, a budget that is half of what other member schools spend, a gym that, until this year, did not receive a dime worth of improvements. Have you ever visited the athletic offices? Take a tour. Compare these with what you see at SHU, Temple, and even Drexel. I'm amused by the comparison with Iona and a program seemingly on the rise. How many times have you made reference to what this program has done to win. Maybe we'll call it stronger administration support, as in, bringing in kids that are marginally qualified, recruiting over and running off those that do not show the talent, allowing donors more access and thus, further influence in attracting athletes. Yes, Willard may be a better or more experienced coach. Why not? He has learned from the master in Patino and enjoys an environment where he is allowed to "test the limits".
It seems all you wish to do is overhype the talent and minimize the impediments to attracting talent. Thus, allowing you to vent your frustrations by simply coming to the conclusion that it is the coaching that is responsible for most of our ills. Hopefully the environment will change, however gradually, given the new powers above. If not, I suspect we will see the same words from you. Flash ahead and one can see you welcoming in again a new coach with promise and better recruits. Forward further, and I suggest you simply default to the archives for your material, as the same scenario will likely be orchestrated by you.
Maybe we will all learn some day from you, as in....repeat after me...it's the coach, stupid. I guess it's really that simple.
[> [> [> [> [> [> [> [> [> [> [> [> [> [> [> [> [> [> [> [> [> Why bother -- Peacock, Saturday, August 16, 04:44:58pm [1]
You have no ability to understand premise and logic. That is why you had to bring up the age of basketball. The premise worked regardless of any age, but you fail to understand that. One needs not twist your words, as you are clearly wrapped up in your self intelligence. I don't hype the players anywhere near what you imply, but I also don't like you defend the abysmal display that has been put up in two seasons, none of which is defensible despite your claims of poor talent.
I don't need to demonize you as you are clearly a bold faced apologist with little ability to take it to the staff unless it is a done deal. You seem to forget it is 11 wins in two seasons and with experienced players the first year. I am willing to cut him some slack for the coming year but refuse to accept you predetermined logic for failure. Like it or not that is the picture you paint and you try to structure it as the coach will not be responsible for it. Impediments start with recognizing talent and I think John has done that. However he has not shown he knows what to do with what he has. In your logic, he cant bring in talent. That is an absurd position and one you constantly take as you attempt to blame the school, the city, the fans/ Lack of, and the facilities. In the end, why do you even care as you premise is that they can never do it. And all of this around climbing to double digit wins, not winning the league. Wonder how many others see the stupidity of your position.
[> [> [> [> [> [> [> [> [> [> [> [> [> [> [> [> [> [> [> [> [> [> A rare talent you have -- Sludge, Saturday, August 16, 05:22:05pm [1]
You certainly can provide sound logic....so long as it starts with a mischaracterization of my position.
It's not a case of never doing it. It is a case of realistically understanding the landscape before you begin to make repair. We all wish to dream the dream, unfortunately a cold dose of reality sometimes forces us to paint with more than one color.
I understand your motto is "Paralysis by Analysis" as you attempt to make things more complicated than they are and avoid staying within any premise broadening it to fit your need. Again we are talking about you feeling that we actually have poor talent, of which we will now have for virtually all of John's five year run, and two consecutive single digit seasons. Really wonder what your standards are or what you need to question performance. But stay cool, hurricane season is coming and you just might have another reason to defend the staff. Mind you all of this acknowledging the staff has a chance to right themselves, but in your analytical glory you just cant see how they could be at the center of the problems the team has seen so far. As I have said, a classic example of an apologist.
Only for some who are close-minded.
If it suits, paint me as the apolgist you hope to create. Manufacture whatever premise you wish; I'm sure it will fit the outcome you've chosen for us.
[> [> [> [> [> [> [> [> [> [> [> [> [> [> [> [> [> [> [> [> [> [> [> [> [> For once, one would hope -- Peacock, Wednesday, August 20, 01:30:24pm [1]
that you actually would have a firm premise. For you coming to a conclusion with available input is considered closed minded. One must wonder what they would find in that open minded approach you think you have. One need not manufacture your shifting premise tendencies and inability to ever come to a conclusion of substance without being hit in the head facts after the fact.
[> [> [> [> [> [> [> [> [> [> [> [> [> [> [> [> [> Three years and no horses to ride -- Peacock, Friday, August 15, 03:15:29pm [1]
Tell me what you make about that. Even Blind and Leckie had some horses. Leckie didn't even work at it and both had the extreme pressure of Loughran. Somewhere along the line you are going to make a conclusion without resorting to misdirection.. As of now I am still going with the " we do have horses" and we just need to utilize their real talents and no force fit them into some preconceived notion of what a team should be. On that will Dunne be measured.
[> [> [> [> [> [> [> [> [> [> [> [> [> [> [> [> Re: A quick question -- loyal, Friday, August 15, 11:44:19am [1]
Right on the money.
JD has shopped for the groceries and is in charge of preparing the meal.
We'll have the MAAC's lowest scoring front line.....ZERO half court offensive skills are possessed by ANY returning front line player. Hard to realistically see that translating into very many wins.
We have one player who would start on more than HALF the MAAC clubs at his position (Jenkins). No other Peacock starter (Gooding, PG, Bacon) would be more than a backup at his position on most every other MAAC club....and some would not see more than 5-6 minutes a game.
JD is darn lucky he got that extension, or he would likely be out of a job next April, based on three seasons of futility. I can't imagine the new AD appreciates being hamstrung, but it is what it is.
Fellow Peacock fans, mark it down. We are in for a long, cold winter....again. :-(
Our only hope for the future is that a few of the frosh are gems. I sure hope so!!!
[> [> [> [> [> [> [> [> [> [> [> [> [> [> [> [> Re: A quick question -- jimsouls, Friday, August 15, 12:31:18pm [1]
Let's be honest. Outside of NJIT, St. Peter's might be the least attractive job in Division I. That's certainly the case in the northeast. Jersey City is about high school basketball. No one cares about college hoops. Heck, they couldn't even give tickets away a few years back.
It's the ultimate no-win situation.
[> [> [> [> [> [> [> [> [> [> [> [> [> [> [> [> [> Re: A quick question -- loyal, Friday, August 15, 01:05:29pm [1]
That is currently the case, yes.
Does that mean you believe we should just accept five or six win seasons every year, and renew contracts of coaches producing those type of results?
Or, should accountability (after this year) play a role in the retention period of the SPC men's head coach?
[> [> [> [> [> [> [> [> [> [> [> [> [> [> [> [> [> Re: A quick question -- Peacock, Friday, August 15, 02:15:05pm [1]
The only reason the job could classified as such was the impact of Loughran. When your administration strangles a program, you can't give tickets away. You show your lack of reasoning by refusing to understand that fact. It is a new administration that has yet to prove anything but that has clearly gone in an opposite direction to Loughran. As far as location goes it is still in the hot spot of talent and any decent coach can be very successful here. That is what has been disappointing about Dunne. If Dunne doesn't cut it, watch the applicants that apply and we will not have impact of the one man selection committee of Bill Stein.
The biggest problem facing Elliot will be a program for generating a fan base. The first thing he should do is create a more active information center. Think about it, nothing has been confirmed on who is coming in this year on either the men's or woman's team.
As far as High School basketball there is only Bob Hurley and his tenure will also come to an end as he ages. Hudson County has no way been the hot spot you find in the other counties and you live strictly off a one man who recruits for his success. How many JC kids play at St As now. Back a few years ago, yes, but now few and far between. You build a successful college basketball team and you will attract fans.
[> [> [> [> [> [> [> [> [> [> [> [> [> [> Re: A quick question -- Gray Poll, Friday, August 15, 11:45:37am [1]
These are JD's kids. If he can't win with them, the fault lays squarely on his shoulders...warm up the bell ringer.
| 20,206 |
Thank you all for the 100s of comments and upvotes - maybe this post will take us above 1,000 for this topic!
Before you read this note, please start with Part I and then Part II so it hangs together and makes sense.
Squeezes and other risks
Squeezes and other risks
We are going to cover three common risks that traders face: events; squeezes, asymmetric bets.
Events
Economic releases can cause large short-term volatility. The most famous is Non Farm Payrolls, which is the most widely watched measure of US employment levels and affects the price of many instruments.On an NFP announcement currencies like EURUSD might jump (or drop) 100 pips no problem.
This is fine and there are trading strategies that one may employ around this but the key thing is to be aware of these releases.You can find economic calendars all over the internet - including on this site - and you need only check if there are any major releases each day or week.
For example, if you are trading off some intraday chart and scalping a few pips here and there it would be highly sensible to go into a known data release flat as it is pure coin-toss and not the reason for your trading. It only takes five minutes each day to plan for the day ahead so do not get caught out by this. Many retail traders get stopped out on such events when price volatility is at its peak.
Short squeezes bring a lot of danger and perhaps some opportunity.
The story of VW and Porsche is the best short squeeze ever. Throughout these articles we've used FX examples wherever possible but in this one instance the concept (which is also highly relevant in FX) is best illustrated with an historical lesson from a different asset class.
A short squeeze is when a participant ends up in a short position they are forced to cover. Especially when the rest of the market knows that this participant can be bullied into stopping out at terrible levels, provided the market can briefly drive the price into their pain zone.
There's a reason for the car, don't worry
Hedge funds had been shorting VW stock. However the amount of VW stock available to buy in the open market was actually quite limited. The local government owned a chunk and Porsche itself had bought and locked away around 30%. Neither of these would sell to the hedge-funds so a good amount of the stock was un-buyable at any price.
If you sell or short a stock you must be prepared to buy it back to go flat at some point.
To cut a long story short, Porsche bought a lot of call options on VW stock. These options gave them the right to purchase VW stock from banks at slightly above market price.
Eventually the banks who had sold these options realised there was no VW stock to go out and buy since the German government wouldn’t sell its allocation and Porsche wouldn’t either. If Porsche called in the options the banks were in trouble.
Porsche called in the options which forced the shorts to buy stock - at whatever price they could get it.
The price squeezed higher as those that were short got massively squeezed and stopped out. For one brief moment in 2008, VW was the world’s most valuable company. Shorts were burned hard.
Incredible event
Porsche apparently made $11.5 billion on the trade. The BBC described Porsche as “a hedge fund with a carmaker attached.”
If this all seems exotic then know that the same thing happens in FX all the time. If everyone in the market is talking about a key level in EURUSD being 1.2050 then you can bet the market will try to push through 1.2050 just to take out any short stops at that level. Whether it then rallies higher or fails and trades back lower is a different matter entirely.
This brings us on to the matter of crowded trades. We will look at positioning in more detail in the next section. Crowded trades are dangerous for PNL. If everyone believes EURUSD is going down and has already sold EURUSD then you run the risk of a short squeeze.
For additional selling to take place you need a very good reason for people to add to their position whereas a move in the other direction could force mass buying to cover their shorts.
A trading mentor when I worked at the investment bank once advised me:
Always think about which move would cause the maximum people the maximum pain. That move is precisely what you should be watching out for at all times.
Asymmetric losses
Also known as picking up pennies in front of a steamroller. This risk has caught out many a retail trader. Sometimes it is referred to as a "negative skew" strategy.
Ideally what you are looking for is asymmetric risk trade set-ups: that is where the downside is clearly defined and smaller than the upside. What you want to avoid is the opposite.
A famous example of this going wrong was the Swiss National Bank de-peg in 2012.
The Swiss National Bank had said they would defend the price of EURCHF so that it did not go below 1.2. Many people believed it could never go below 1.2 due to this. Many retail traders therefore opted for a strategy that some describe as ‘picking up pennies in front of a steam-roller’.
They would would buy EURCHF above the peg level and hope for a tiny rally of several pips before selling them back and keep doing this repeatedly. Often they were highly leveraged at 100:1 so that they could amplify the profit of the tiny 5-10 pip rally.
Then this happened.
Something that changed FX markets forever
The SNB suddenly did the unthinkable. They stopped defending the price. CHF jumped and so EURCHF (the number of CHF per 1 EUR) dropped to new lows very fast. Clearly, this trade had horrific risk : reward asymmetry: you risked 30% to make 0.05%.
Other strategies like naively selling options have the same result. You win a small amount of money each day and then spectacularly blow up at some point down the line.
We have talked about short squeezes. But how do you know what the market position is? And should you care?
Let’s start with the first. You should definitely care.
Let’s imagine the entire market is exceptionally long EURUSD and positioning reaches extreme levels. This makes EURUSD very vulnerable.
To keep the price going higher EURUSD needs to attract fresh buy orders. If everyone is already long and has no room to add, what can incentivise people to keep buying? The news flow might be good. They may believe EURUSD goes higher. But they have already bought and have their maximum position on.
On the flip side, if there’s an unexpected event and EURUSD gaps lower you will have the entire market trying to exit the position at the same time. Like a herd of cows running through a single doorway. Messy.
We are going to look at this in more detail in a later chapter, where we discuss ‘carry’ trades. For now this TRYJPY chart might provide some idea of what a rush to the exits of a crowded position looks like.
A carry trade position clear-out in action
Knowing if the market is currently at extreme levels of long or short can therefore be helpful.
The CFTC makes available a weekly report, which details the overall positions of speculative traders “Non Commercial Traders” in some of the major futures products. This includes futures tied to deliverable FX pairs such as EURUSD as well as products such as gold. The report is called “CFTC Commitments of Traders” ("COT").
This is a great benchmark. It is far more representative of the overall market than the proprietary ones offered by retail brokers as it covers a far larger cross-section of the institutional market.
Generally market participants will not pay a lot of attention to commercial hedgers, which are also detailed in the report. This data is worth tracking but these folks are simply hedging real-world transactions rather than speculating so their activity is far less revealing and far more noisy.
You can find the data online for free and download it directly here.
Raw format is kinda hard to work with
However, many websites will chart this for you free of charge and you may find it more convenient to look at it that way. Just google “CFTC positioning charts”.
You can visually spot extreme positioning. It is extremely powerful.
Bear in mind the reports come out Friday afternoon US time and the report is a snapshot up to the prior Tuesday. That means it is a lagged report - by the time it is released it is a few days out of date. For longer term trades where you hold positions for weeks this is of course still pretty helpful information.
As well as the absolute level (is the speculative market net long or short) you can also use this to pick up on changes in positioning.
For example if bad news comes out how much does the net short increase? If good news comes out, the market may remain net short but how much did they buy back?
A lot of traders ask themselves “Does the market have this trade on?” The positioning data is a good method for answering this. It provides a good finger on the pulse of the wider market sentiment and activity.
For example you might say: “There was lots of noise about the good employment numbers in the US. However, there wasn’t actually a lot of position change on the back of it. Maybe everyone who wants to buy already has. What would happen now if bad news came out?”
In general traders will be wary of entering a crowded position because it will be hard to attract additional buyers or sellers and there could be an aggressive exit.
If you want to enter a trade that is showing extreme levels of positioning you must think carefully about this dynamic.
Retail traders often drastically underestimate how correlated their bets are.
Through bitter experience, I have learned that a mistake in position correlation is the root of some of the most serious problems in trading. If you have eight highly correlated positions, then you are really trading one position that is eight times as large.
For example, if you are trading a bunch of pairs against the USD you will end up with a simply huge USD exposure. A single USD-trigger can ruin all your bets. Your ideal scenario — and it isn’t always possible — would be to have a highly diversified portfolio of bets that do not move in tandem.
So the whole thing is just one big USD trade! If you are long AUDUSD, long EURUSD, and short DXY you have three anti USD bets that are all likely to work or fail together.
The more diversified your portfolio of bets are, the more risk you can take on each.
There’s a really good video, explaining the benefits of diversification from Ray Dalio.
A systematic fund with access to an investable universe of 10,000 instruments has more opportunity to make a better risk-adjusted return than a trader who only focuses on three symbols. Diversification really is the closest thing to a free lunch in finance.
But let’s be pragmatic and realistic. Human retail traders don’t have capacity to run even one hundred bets at a time. More realistic would be an average of 2-3 trades on simultaneously. So what can be done?
You might diversify across time horizons by having a mix of short-term and long-term trades.
You might diversify across asset classes - trading some FX but also crypto and equities.
You might diversify your trade generation approach so you are not relying on the same indicators or drivers on each trade.
You might diversify your exposure to the market regime by having some trades that assume a trend will continue (momentum) and some that assume we will be range-bound (carry).
And so on. Basically you want to scan your portfolio of trades and make sure you are not putting all your eggs in one basket. If some trades underperform others will perform - assuming the bets are not correlated - and that way you can ensure your overall portfolio takes less risk per unit of return.
The key thing is to start thinking about a portfolio of bets and what each new trade offers to your existing portfolio of risk. Will it diversify or amplify a current exposure?
One common mistake is to get bored and restless and put on crap trades. This just means trades in which you have low conviction.
It is perfectly fine not to trade. If you feel like you do not understand the market at a particular point, simply choose not to trade.
Flat is a position.
Do not waste your bullets on rubbish trades. Only enter a trade when you have carefully considered it from all angles and feel good about the risk. This will make it far easier to hold onto the trade if it moves against you at any point. You actually believe in it.
Equally, you need to set monthly limits. A standard limit might be a 10% account balance stop per month. At that point you close all your positions immediately and stop trading till next month.
Be strict with yourself and walk away
Let’s assume you started the year with $100k and made 5% in January so enter Feb with $105k balance. Your stop is therefore 10% of $105k or $10.5k . If your account balance dips to $94.5k ($105k-$10.5k) then you stop yourself out and don’t resume trading till March the first.
Having monthly calendar breaks is nice for another reason. Say you made a load of money in January. You don’t want to start February feeling you are up 5% or it is too tempting to avoid trading all month and protect the existing win. Each month and each year should feel like a clean slate and an independent period.
Everyone has trading slumps. It is perfectly normal. It will definitely happen to you at some stage. The trick is to take a break and refocus. Conserve your capital by not trading a lot whilst you are on a losing streak. This period will be much harder for you emotionally and you’ll end up making suboptimal decisions. An enforced break will help you see the bigger picture.
Put in place a process before you start trading and then it’ll be easy to follow and will feel much less emotional. Remember: the market doesn’t care if you win or lose, it is nothing personal.
When your head has cooled and you feel calm you return the next month and begin the task of building back your account balance.
That's a wrap on risk management
Thanks for taking time to read this three-part chapter on risk management. I hope you enjoyed it. Do comment in the replies if you have any questions or feedback.
Remember: the most important part of trading is not making money. It is not losing money. Always start with that principle. I hope these three notes have provided some food for thought on how you might approach risk management and are of practical use to you when trading. Avoiding mistakes is not a sexy tagline but it is an effective and reliable way to improve results.
Next up I will be writing about an exciting topic I think many traders should look at rather differently: news trading. Please follow on here to receive notifications and the broad outline is below.
Knowing what's priced in
Interest rates
First order thinking vs second order thinking
Preparing for quantitative and qualitative releases
Using recent events to predict future reactions
Some key FX releases
Disclaimer:This content is not investment advice and you should not place any reliance on it. The views expressed are the author's own and should not be attributed to any other person, including their employer.
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For customer service, you could read here and on this link.
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PRESS RELEASEWhy is Bitcoin superior over different cryptocurrencies?Akshay KSPublished a pair of weeks agoon August 12, 2020By Akshay KS
Source: Pixabay
During this technical world, bitcoin is the foremost used digital currency all over the world. However the main question then arises within the minds of the many folks is why bitcoin is considered the foremost superior over other cryptocurrenc Bitcoin Freedom
Bitcoin is that the one method of creating transactions daily as alternative currencies. But it's its options and uniqueness that make it superior. Bitcoin and different currencies are based mostly on the cryptographic algorithms or mathematics that are encrypted, with that the user becomes the owner of the currency. Bitcoin currencies are easily accessible at Bitcoin ATM and online exchange
The main feature of the bitcoin, which makes it superior is that it is the safest option for digital transactions. These will be used for on-line searching and transfer of money too.
There are many alternative blessings to using bitcoin. A number of them are mentioned below
Decentralized and digital
Bitcoin offers the freedom of exchanging the price without representatives that proves helpful in controlling the lower fees and high funds. Bitcoin is that the faster method of transaction than others. It is secure as it is free from theft and frauds and is constant. The main advantage is that bitcoin has its homeowners whereas the bank controls the money.
Normally, bitcoin will be used for on-line shopping too. Bitcoin is the opposite face of e-wallet, that is created by blockchain technology that is used to store money and will easily pay everywhere digitally. For this reason, it also makes your searching easy by which you'll be able to look from your home solely
Bitcoin is accepted globally at each corner of the planet, which makes it less volatile than local currencies or cash. This feature makes it superior because it enables us to form transactions on-line and across the boundaries
Bitcoin unable the means of tracking cash
Bitcoin is created by blockchain technology. Blockchain is the sole technology which will either make it or break it. There are many computers which are used to keep up a permanent record of each bitcoin transactions with the help of cryptographic technique. In this approach, it becomes a lot of valuable together with the tracking of the payment. At the same time, there's no method of tracking the cash
While not any transformation method, it will be used over the entire world. It provides the simplest platform for the investment as it is free from the restrictions of governments or banks. It provides an open market and combines the simplest of gold and money.
Bitcoin provides the power to access the balance of the users with a password which is named a personal key. It additionally permits the exchange of values through the web without any middle person. Thus, bitcoin becomes safer, stuffed with privacy, and open to everyone
Unlike cash, it is not possible to form the duplicate quite bitcoin that makes it more efficient. It's protected with the technology of blockchain. Even if anyone tries to form a replica of bitcoin to use it, then the system will automatically reject it as the system recognize it as unknown
Bitcoin Freedom failed to allow two persons to transact on the one price. Once the bitcoin is transferred, its possession is also transferred. So this is the simple approach of maintaining records for any tax functions. It conjointly makes it a easy and healthier metho
Bitcoin is the foremost reliable manner of online transactions. Many questions arise in folks’s minds that are solved on websites like bitcoin revolution. One in all them was the above-mentioned question. Bitcoin provides many facilities, and it comes with more and a lot of blessings which makes it distinctive and special over different cryptocurrencies. It can be preferred as the simplest digital platform for transac
Disclaimer: AMBCrypto US and UK Market's content is informational in nature and is not meant to be investment advice. Buying, trading or selling crypto-currencies ought to be considered a high-risk investment and every reader is advised to do their due diligence before making any decisions.
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With the Bitcoin Trader software, you can probably build up to $one,500 daily from a deposit of $250. We tend to are powered by artificial intelligence technology to confirm that you just get a win rate of more than 98p.c under the right market conditions. The US Trading Association has nominated our Bitcoin Trader as the most profitable crypto trading robot on the market.
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Summary of offers (total £100+) that require no deposit or spend (great for new members!)
I've noticed among the new members joining, people sometimes ask which offers they should do first, or which ones they could do when they don't have the £/€100 it takes to do many of the offers here. So I hope this little summary of no-spend offers will be helpful to you!
You can make ~£107 with the offers below without spending anything (up to £216 if you do the extra tasks). Notice I included some cryptocurrency offers - don't be afraid of these; they carry pretty much zero risk as you don't need to deposit anything (=buy crypto) - you only need to convert the cryptocurrency bonus back into £/€. If you need help with this, feel free to message me.
I also mention Revolut below, which is a popular online "bank" account. My app is currently not showing any promotions for new users, but perhaps someone else has a referral link for you that will make you some cash!
A Swiss fintech focusing on crypto wealth management. You earn CHSB (their token) by collecting badges for doing simple tasks in the app. You can get 600 CHSB (~$65) without much effort, and if you can invite 20 people, you can get up to 1750 CHSB ($190). Please check the current CHSB exchange rate as the token's value may fluctuate.
Register for an account (use my referral code ETTVC6Q and we both get 3,000 points). Tip: the code will get you started with 3,000 points - make your first forecast with 1,000 points and you'll get your first badge :) [don't use a code for no bonus]
Collect badges and earn!
In order to redeem the prizes, you'll need to download their Wealth app and verify ID. The rewards should be redeemable in Q3 2020, once the competition ends (by September).
Detailed post about Swissborg (the token value might have changed since)
A German bank account with integrated crypto services.
Sign up with my link (non-ref-link, no bonus) and verify your identity. (Prepare your passport and a printed proof of address (e.g. bank statement). If no-one picks up for more than a few mins, hang up & try again)
€15 will be credited to your account within 15 business days. You can withdraw it right after you receive it.
Detailed post about Bitwala
An upcoming Austrian platform for trading stocks, crypto, and forex.
Verify your identity.
Get 500 Morpher tokens (estimated value $15) when you get invited to the app and withdrawals are enabled (this should be soon)
Detailed post about Morpher
Quidco: £10
Your bonus will be credited once you reach £5 in confirmed cashback - browse the Free Cashback section for no-spend offers!
Your bonus will be credited once you reach £10 in confirmed cashback. Again, you could browse the no-spend offers, or buy something from a store where you'd shop anyways!
Curve: £5
A debit card to which you add your existing cards, and then you only have to carry the Curve card and choose which underlying card to pay with in the app.
When it arrives, link a card you already own to your new Curve card.
Make a first transaction with the Curve card (this can either be a regular in-store/online purchase, but people have successfully gotten the bonus just by linking the Curve card to their Paypal account or by connecting it to Google Pay/Apple Pay - so you don't have to spend anything. There's also no minimum spend requirement.) Note: you must make your first transaction within 7 days from signing up!
£5 will be added to your Curve Cash card. You can spend it immediately. You can also send it to your Revolut - set up a payment link in Revolut, and pay it using the Curve card, with Curve Cash set as the underlying card.
Detailed post about Curve
A reputable Austrian cryptocurrency exchange.
Verify your identity.
Complete the beginner quiz and receive €5 in BEST (the Bitpanda token).
Bonus: you can get an extra €10 if you're willing to deposit €25 and complete your first crypto trade of at least €25. The bonus will be credited instantly. Tip: buy BEST for €25, and then sell all BEST including the €5 bonus.
Note: you can withdraw the bonuses right after you receive them, but the minimum withdrawal and deposit amount is €/£25, so you can either deposit €/£25, get the extra €10, and withdraw everything back, or - if you don't want to deposit anything - you can transfer the BEST bonus to another crypto exchange or wallet. Up to you :)
Detailed post about Bitpanda
An upcoming service where you can do banking in your favorite messenger app (Messenger, Whatsapp, etc).
Get €5 when they launch. Everybody in France and Spain should get their cards by the end of June and the rest of Europe by September.
Detailed post about Zelf
Let me know if you need help with any of these!
submitted by One_Refrigerator to beermoneyuk [link] [comments]
Summary of offers (total £70) that require no deposit or spend (great for new members!)
I've noticed among the new members joining lately, people sometimes ask which offers they should do first, or which ones they could do when they don't have the £/€100 it takes to do many of the offers here. So I hope this little summary of no-spend offers will be helpful to you!
You can make £70 with the offers below without spending anything (up to £100 or even more if you include the "bonus" tasks). Notice I included some cryptocurrency offers - don't be afraid of these; they carry pretty much zero risk as you don't need to deposit anything (=buy crypto) - you only need to convert the cryptocurrency bonus back into £/€. If you need help with this, feel free to message me.
I also mention Revolut below, which is a popular online "bank" account. Sadly my app is currently not showing any promotions for new users, but perhaps someone else has a referral link for you that will make you some cash!
Swissborg ($17+) (edit: this is now worth at least $50 as of 10 June, the token's value has gone up)
A Swiss fintech focusing on crypto wealth management. You earn CHSB (their token) by collecting badges for doing simple tasks in the app
Register for an account (use my referral code ETTVC6Q and we both get 3,000 points). Tip: the code will get you started with 3,000 points - make your first forecast with 1,000 points and you'll get your first badge :) \don't use a code for no bonus])
Collect badges and earn!
In order to redeem the prizes, you'll need to download their Wealth app. The rewards should be redeemable starting in June. The app is already available for download; get it, pass KYC and you'll be ready to receive your rewards.
Bonus: if you can refer up to 20 people, you'll get $50 in total. ($150+ as of 10 June)
A German bank account with integrated crypto services.
Sign up with my link (non-ref-link, no bonus) and verify your identity. (Prepare your passport and a printed proof of address (e.g. bank statement). If no-one picks up for more than a few mins, hang up & try again)
€15 will be credited to your account within 15 business days. You can withdraw it right after you receive it.
Detailed post about Bitwala
Morpher - $15
An upcoming Austrian platform for trading stocks, crypto, and forex.
Verify your identity.
Get $15 when they launch (June)
Detailed post about Morpher
Your bonus will be credited once you reach £5 in confirmed cashback - browse the Free Cashback section for no-spend offers, or search for "MyHeritage," you could get £5.20 for doing a free trial (just make sure to cancel on time).
Your bonus will be credited once you reach £10 in confirmed cashback. Again, you could browse the no-spend offers, or buy something from a store where you'd shop anyways!
Curve - £5
A debit card to which you add your existing cards, and then you only have to carry the Curve card and choose which underlying card to pay with in the app.
When it arrives, link a card you already own to your new Curve card.
Make a first transaction with the Curve card (you can try to top up your Revolut account and therefore not spend anything extra, but you can also just make a regular purchase, however small, if Revolut doesn't work)
£5 will be added to your Curve Cash card. To withdraw it, set up a payment link in Revolut, and pay it using the Curve card, with Curve Cash set as the underlying card.
A reputable Austrian cryptocurrency exchange.
Verify your identity.
Complete the beginner quiz and receive €5 in BEST (the Bitpanda token).
Bonus: you can get an extra €10 if you're willing to deposit €25 and complete your first crypto trade of at least €25. The bonus will be credited instantly. Tip: buy BEST for €25, and then sell all BEST including the €5 bonus.
Note: you can withdraw the bonuses right after you receive them, but the minimum withdrawal and deposit amount is €/£25, so you can either deposit €/£25, get the extra €10, and withdraw everything back, or - if you don't want to deposit anything - you can transfer the BEST bonus to another crypto exchange or wallet. Up to you :)
Detailed post about Bitpanda
An upcoming service where you can do banking in your favorite messenger app (Messenger, Whatsapp, etc).
Get €5 when they launch. For the UK the launch is scheduled to October. (launch update)
Detailed post about Zelf
Feel free to message me if you need help with these, or search this sub for the name of the offer for detailed posts with people's reactions etc.
submitted by One_Refrigerator to beermoneyuk [link] [comments]
These FX trading tools lets the user take their own algorithms and strategies and run them together. It allows for algorithmic strategy building along with no need for coding knowledge.
For anyone that wishes to formalise their style of trading using algorithms.
It offers:
• Templates that are easy to customise
• The ability to implement strategies for platforms including cTrader and MT4
• Both videos and e-book for those just starting out
Want an FX trading tool that will be online 24/7? That's just what VPS (Virtual Private Server) is capable of. It's a remote computer made available to traders that are algorithmic. It gives the option of complete automation for trading, the terminal doesn't even have to stay running. The main benefit of this Fx trading tool is no interruptions. Expect lowered latency and zero down time!
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A simple to use economic calendar is a priceless FX trading tool. It allows the trader to plan his or her day by the minute. Take control of currently released and previous reports that have been released as well as volatility generated and consensus forecasts. Knowing upcoming events that will happen in just the next few hours as well as days, weeks and months gives one an edge on other traders.
Many are happy to know that there are automatic updates and live views of released event data. The ability to view previous events and analyse their effect on the market is invaluable and could easily make for better trades.
No matter which economic calendar is chosen, one will see all the scheduled events broken down for the day at hand. By selecting an individual event, one will get even more information and data that can help make more than informed decisions on trading.
Expect to see how much time is left until the next event, as well as those that have already happened. Expected volatility is presented as well as prior percentages and an actual consensus. All of these benefits will help anyone make the most informed decisions possible.
The Forex calendar is customisable so only what one wants to be informed of is seen. This makes it easy for beginners, and less stressful for experienced traders. One can change the time zone, country, category and volatility level to get detailed results that cater to their needs.
Staying up-to-date on all the latest developments is easy with mobile apps for both Android and Apple devices. The calendar app can also be downloaded so that wherever one goes they have access to whatever information they need.
These are just a few of the FX trading tools available on the market. Aligning with experts in Forex is a smart way to ensure that one is getting the best setup for their personal trading needs and style. Forex can be a complicated platform for trade, but it can also be simple when the right tools and help are obtained.
submitted by jeffout to forex_rating [link] [comments]
funny to see that subject pop up again. it was what drove me insane enough to find this sub in the first place.
at any rate, the problem is not the bots. I thought it was, but those are just part of the parasitic ecosystem.
but to get that, first we need to take a few steps back on web history, ad serving, UX, tracking technology and media advertising.
too lazy to gather links, but you know, do your googlin'.
I assume that most of you are fairly web literate here, but I'll try to go down into the bare bones as much as possible for those who aren't.
so let's start with a basic question - what is a web visitor anyway?
from the standpoint of a normal person, that would be a person browsing a given website or piece of content. from the standpoint of technology however all you know is that some device has downloaded content from your server using the http protocol. thanks to the wonderful technology of web browsers, you can plant browser cookies on a visitor - stuff that's used to remember if they logged in, what their preferences are, stuff that your service can read from the device. it also serves usually very basic telemetry like last visit time, session time, and so on.
this, over time has evolved in what we call browser fingerprinting, a convoluted bunch of technology that allows websites and web services to uniquely identify you.
it still doesn't know if you're a human or not, but from the standpoint of the web technology, you're a visitor.
now back in ye old days of the web, when the first banner ads were springing up, these were important questions. most consumers were still to be reached on traditional media channels, and ad spend would have to be justified somehow on the risky ventures of online business. so beyond traditional polls that would infer the value of visitors, websites would start tracking number of visitors, time on page and so on. these were used to milk the advertising cow so to speak, and it gave in to some funny developments like the creation of the popup ad - if I recon correctly on geocities, where they would just but the ads everywhere until some big auto company noticed that they're appearing on porn sites. so - put the ad in the popup, and you can claim it's not in the context of porn!
around this point in time the online ad business is still pretty low tech. you actually have to call a physical human being, they send you ppts and pdfs, you send back image files and excel sheets, you wire money, the ads run, and so on. this is called direct sales, and it's tracked again by counting a bunch of visitors, and telling you how much impressions and clicks your marvelous creatives and ad budget generated.
now enter google - or more precisely, a technology firm called doubleclick that was to be acquired by google. they developed a tool for automatic ad serving, later to be called programmatic advertising, that keeps the pesky sales dude out of the loop and achieves reasonable amounts of scale for a more hefty price - after all, if the sales are automated, you get a bidding war for attention between different advertisers, and you're paying for clicks.
so you can see how this was a strategic move for google - they already had the most valuable data available in this situation. they were seeing in real time what people were searching for, and using the programmatic ad serving system, you could effectively bid not just for general attention - but for attention with an intent to buy.
...and the way that google got this data is because they indexed the web, using bots. at least GoogleBot would identify itself as a site visitor, but in the meantime they developed a service for websites to comprehensively track their own visitors and where they were coming from and what they were doing on your website. incidentally, you could also put on google's ads on your webpage to earn quite a bit of money, as content relevant ads would be shown through the doubleclick system.
this kicked off two things:
one, the ability to classify your website visitors into different clusters and segments allowed businesses to start tailoring the appearance of the website or service to fit that specific audience segment, starting off the great fracture - segmentation of the web (in the sense that two people viewing the same website at the same time were not seeing the same thing)
two, it created a very strong financial incentive for people to trick google into thinking they were having actual human visitors that would click on ads, when in fact they were bots. in an even funnier twist, some of them were from browser hijackers, commonly known as malware at the time, which google cross-financed. look up download valley and crossrider.
at the cross section of the above two, you had one interesting twist: websites that would appear differently to the security bots or the compliance officers of Google as they would to fake visitors or malware jacked human beings. the former would get a benign looking website, while the latter would get bombarded with auto clicking ads.
this kicked off the billion dollar arms race called online advertising fraud.
I'm not here to shed a tear for big money corps bleeding money. the real fallout lay somewhere else, but for that you have to understand that you never really saw the real internet, you only saw your corner and the one that was personalized for you.
but if you ever had the pleasure of watching daytime TVs or off channels and witnessing the ads, you could kind of infer what kind of audience must be watching these shows generally. from quite clear rip offs to magic number lotteries and television fortune telling, these sorts of programming was aimed at the most gullible, bought for pennies, where the smallest audience portion had to be converted into a money making operation.
...and with audience segmentation and data gathering, that was now possible at unprecedented scale, automatically. so big was the scale in fact, that it gave birth to an entire new beast of an industry called affiliate marketing, where instead of a regular payroll, you'd get a cut of the sale should you figure out an angle on where to push whatever fucking bullshit the vendors were offering to whoever the fuck would be dumb enough to click on an ad and buy. (the funniest story I recall was someone pulling five figures a month because he figured out that if you buy ads on anime-hentai pages and sell PUA shit courses and e-books you'd make a killing)
at any rate, affiliate marketing brought with it the killer landing page, the thing that's supposed to hammer the nail in the coffin once you get through the banner ad. the earliest form of deceptiveness in memory comes from various pirate sites, that had fake download buttons as banner ads and virus alerts as the landing pages. but then at some point, some schmuck realized that for certain type of products, like diet pills or forex trading or whatever, the best lander is in fact a fake news page that comes packed with comments and all. that would convert like crazy, because it had the appearance of social proof.
until at least the lawsuits came raining down, and these sorts of landing pages and campaigns for being banned left right and centre on all platforms. which just launched a new arms race as the campaigns would be disguised for the bots doing the checkups, and aged facebook profiles would start selling for like 5K USD - these people were making 30-40k a day, they could afford to spend that much to continue running the shop.
speaking of facebook - it came just about the right time for the shit to brew max total. first they were unprecedented in the amount of data they were getting off of their users, and they came just in time to catch the full swing of what we call the 'responsive web' - that no user at the same time would see the same thing on their page, it was all allocated through an intricate web of recommendations, running real time, based on previously gathered and forecast behavioral data.
it also ran on one simple premise: take over the starting page position from google for most people, then they do not have to justify, ever, any ad spend that takes place on their platform, as long as it performs. furthermore, it was completely lacking any revenue share sort of scheme (save for the short period of facebook gaming, see Zynga), thus there was no incentive for the amount of bot traffic that the previous internet era had bred. instead, it came with an entirely different one - bots that would offer social proof in the way of shares and likes, but would not directly risk the business model, thus giving no incentive for facebook to fight them. (note that google didn't do much jack shit either besides indiscriminately penalizing websites it deemed suspicious when they reached critical payout thresholds)
the rest of the story you kind of sort of know. how the obama campaign was brilliant in using the new social media to inspire hope and blah blah blah, kicking the door open for big money politics who could hire the best snake oil salesmen in the market, who had the data and as you can see from the above, had the ethical standards of a shoe. at around 2014-2015 the press (the mainstream media) started to raise question about the duopoly, the buzzword of filter bubbles started appearing, not entirely unrelated to the fact that facebook by this time cannibalized their traffic with a fucking embedded share / like button and started charging money for them to reach their own audience. after 2016 the cries of fake news were everywhere, because there was no online space left which everyone was viewing the same way, and you had no way to verify what the person next to you was looking at.
since then, we've all become grandpa yelling at the television set, with nobody around us seeing what we're seeing on the screen, so we're being accused as bots and looking for bots under the carpet.
but it's been a long way coming, and the bots are honestly the least of our worries. trust me, I went bankrupt over that one. truth or fake doesn't even begin to describe the magnitude of the problem: more like we entered the phase where every word, event or picture is defined by who ever the fuck wins the auction over it, as the marketers of human attention grind the gears of the money mill without even understanding how fast they're digging towards hell.
don't believe me? look around the marketing and advertising related subs these days. the priests are eating the indulgences, and we're only now entering the period of deep fakes, good algo generated audio and good enough NLP. and in the meantime, the shadowrunners running up between two corp headquarter-highrises are skinning your belief systems.
so the best you can do is really, not litter the remnants of cyberspace which are not being mined, astroturfed or being pulled apart by the algos. no human connections on a nuclear trash heap mate.
Triton Capital Markets offers the incredible MT5 to its dealers, permitting them to exchange various resources, for example, on forex, fates, and, with adaptable just as no re-cites, no value dismissals and zero slippages.
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I'm begging Reddit for help, real ACTUAL help. I'm dead in 10 hours. Let's see what Reddit(ers) can do.
As title says, I'm dead. This is a final notification from this reddit here: https://www.reddit.com/SuicideWatch/comments/f5sajn/suicide_is_not_selfish_depending_on_circumstance/ I deleted the original post so just get the context there. But to briefly summarize, I'm 26, US american studying abroad in Asia. It's easy to pay for college when the USD currency is stronger so that's that. My parents, my loving parents supported me for four years so I can graduate. I will not be graduating. Unknown to them, I've been keeping them as well as my wife and child in the dark. In the 2nd year of my course I failed miserably. I was contemplating suicide right then and there after I found out. Silly me of course thought that I could put if off, perhaps leverage my situation by making myself financially self-sufficient so I dabbed in the forex market for two years with great hopes. Failed. Technical analysis, fundamental analysis, price action, chart and candlestick patterns were worthless. I spent the last past weeks studying a special FX tool that could be considered a black-box but I no longer have time to confirm it. I'm out of time, more on that later. Tomorrow my parents find out if I graduate or not, obviously not.
So reddit title says it all as well as my previous post. Tonight I'm going to be drinking heavily, then put a bag over my head and that's that. Why I'm killing myself? Because I lied, I caused pain, misery. My parents fought tooth and nail, sent money to me through sweat and blood for me to graduate, get my diploma and start my life with my family but I failed them. They've complained more than once that times aren't getting easier, so me being alive doesn't change any of that. But that's not all. Two years dabbing in the most prestigious "profitable" market has failed me time and time again. Only now do I realize that the rabbit hole in the market goes much deeper than silly little charts. If I had more time, I'd be able to reap massive profits in such a short time span. To give you an idea, I took a $5k demo account and turned it into $27k in 6 days worth of trading. Not bad. I needed further study but it's no longer an option for me. I've costed my parents $40k and they lost 4 years of their life, their fragile life, time and money that they're never going to get back. So if I were you and you were reading this, I would refrain from posting anything along the lines of "Oh, it's okay. Tough love. Failure you is better than no you at all. Think about your daughter." Your comment will just get shrugged off like yesterday's news. I need real help redditors and I promise to pay you back even double what it is you spend but I need real help.
So I need a ticket back to the US and a job, one that at least pays min. $30k/yr and most likely a place to stay. If I can have that, all will be good. I'll be off my parent's budget so no more strain to them, I'll be able to take care of my family. It won't bring back those wasted 4 years, but at the least I'll be alive to do what a father must. Other option, I could "sell" this FX tool. This tool isn't downloadable anywhere on the internet anymore. I'm not the programmer but I made contact with the programmer and it's now receiving quotes via FIX api meaning no fake broker feeds, you're getting the real aggregate feed. There's three anomalies I've documented that pinpoints when and where a turning point in the market happens, only for the 28 major currency pairs. Last option, I die. Well, let's see what Reddit(ers) will say in the next 10 hours. This'll be interesting. And for all intents and purposes, if I don't reply back after the allotted 10 hours I'm obviously dead. I'll keep this post up as a reminder to ALL who ask for help on Reddit whether or not someone will or can help you. I'll be online until then. Post's up.
P.S. Why suicide of all things? Because it's for atonement. It may not be atonement in your eyes, in my parent's eyes, in my wife's eyes, in my daughter's eyes, but it's more than atonement for me, so that's all that matters.
submitted by forex_end_game to SuicideWatch [link] [comments]
Which Forex Broker is the most reasonable for you in 2020? Immediate Edge
Is it accurate to say that you are new to the universe of digital money? Or then again perhaps would you say you are attempting to improve your game at web based exchanging? In any case, we are here to help you not surprisingly. In this article, we will discuss probably the best specialists. In the wake of perusing this cautiously, you will have the option to choose which merchant is generally appropriate for your necessities and you won't need to experience superfluous and futile information by any means!
There are times when we as a whole get befuddled. In any case, in the realm of online crypto exchanging that happens at mechanized stages, this disarray duplicates to an alternate level. In that capacity, we can't choose which stage is directly for us in view of the sheer number. In the event that you look into best representatives on the Internet, you will get a whole rundown to browse. All things considered, the disarray emerges, and it's totally typical.
Be that as it may, don't stress, it isn't extremely hard to choose which specialist is the most appropriate for you. We state so on the grounds that in this article you will become more acquainted with that. Incidentally, we additionally have some extremely nitty gritty audits which you can gaze upward to on the off chance that you waitlist any from this rundown. We will talk about the fundamental capacities that each merchant ought to give and take out the awful ones.
So would you say you are prepared to investigate the absolute best specialists accessible on the cryptographic money scene? How about we begin!
Subsequent to examining a great deal about an assortment of highlights that these representatives give we can say that the three top agents are EuropeFX, I Trader and 24 Option. These intermediaries have the stuff, however on the off chance that you need more data read the entries beneath.
Accomplish they work under exacting guidelines?
At whatever point you need to look into the authenticity of a specific merchant, you ought to legitimately take a gander at the affirmations that it consents to. You can distinguish a dependable specialist on the off chance that it works under known associations and exacting conditions. Maxiflex Global Investment Corporation Limited possesses EuropeFX. This is a Cyprus-based forex merchant that is government directed. It additionally agrees to the Cyprus Securities and Exchange Commission. In that capacity, it is an extremely sheltered association to put resources into.
iTrader is additionally authorized and headquartered in Cyprus and consents to the association referenced previously. In the event that we talk around 24 Option, at that point it is a firm under Rodeler Ltd which additionally meets under the Cyprus Securities and Exchange Commission. Also, this firm has separate licenses in three nations, which ensures its authenticity.
Shouldn't something be said about their exchanging stages?
It is noteworthy for a brilliant agent to have a real exchanging stage. The arrangements that are set by top notch exchanging stages help the client to make the perfect measure of benefit. This is a direct result of an assortment of highlights, for example, the execution of the exchange, the administration of the record, the banking related highlights, and so forth help in the simple exchanging process. In that capacity, we can say that all the previously mentioned three dealers qualify this model.
All the three merchants give the meta broker 4 stage, which is the most recent variant of best quality robotized web based exchanging. Besides, the program rendition is a simple safe choice. There are no issues in the event that you have an alternate working framework as the applications can be downloaded on both Mac just as Windows. This implies in the event that you have an application you won't need to trust that your increasingly noteworthy gear will put the arrangement and you can do it in a hurry.
Could exchanging be carried on portable?
In this time of bleeding edge innovation, each specialist needs to guarantee that they give the best capacities. The dealers that we're discussing here qualify this basis as well. The 24 choice lets the dealer pick between the meta merchant form or with the organization's Scipio exchanging stage. The last is relatively progressively agreeable to utilize, and accordingly, the clients incline toward it more.
EuropeFX is likewise interesting in such manner. It gives a cloud-based algorithmic dealer called Trade Works which consequently executes all the arrangements. The clients make all the settings, and it can straightforwardly interface with the meta merchant 4 stage too. Every one of these highlights make these specialists exceptionally real.
Is it accurate to say that they are assorted in their benefits? Immediate Edge
If there is just a single resource that can be exchanged on a specific stage, at that point a great deal of clients or merchants won't be pulled in by an agent. This is the reason to keep themselves ahead in the race, every one of these merchants have ensured that they incorporate a different assortment of advantages that can be exchanged. This draws in a ton of brokers and the guidelines that they work under guarantees the security of the speculations.
There are in excess of hundred basic resources that can be exchanged on iTrader, 24 Option just as EuropeFX. A few resources incorporate the world's huge monetary forms while some minor monetary forms are additionally included. Besides, there are various fascinating monetary forms also. These merchants additionally offer a decision of different resources including cannabis, wheat, unrefined petroleum, gold, silver, and so forth. Digital forms of money are likewise bolstered on all the three programming.
Are there any Educational assets and instruction focuses?
You will be amazed to realize that a greater part of brokers nowadays are newcomers. This implies they don't have any thought regarding the intermediaries or how speculations are made. Besides, there are a great deal of expert brokers who need to improve their hand at setting bargains. This is the thing that the noteworthiness of instructive assets is to be comprehended. Every one of these assets help the newcomers just as the different inquisitive individuals to become familiar with the Automated exchanging scene.
You'll be charmed to realize that itrader, EuropeFX just as 24 Option give a broad measure of instructive assets. These assets are accessible in the arrangement of digital books, online courses, aides, courses and significantly more that can be handily gotten to by a newcomer. Accordingly, not exclusively do these dealers mean to deliver benefits, yet they additionally plan to educate the peruser about the speculations, the dangers and the information that goes into this business.
Do these dealers give client care administration?
At that point after you have perused a hundred audits and steps to put an arrangement on mechanized exchanging stages, you won't have the option to get a continuous encounter. Be that as it may, a constant experience accompanies issues and issues moreover. A real agent will consistently furnish you with a day in and day out client care administration to help you at whatever point you need assistance. Accordingly, you don't need to burn through a ton of time stressing and making all the more off-base strides.
The group of 24 Option helps with an assortment of dialects including French, Spanish, German, Italian and Russian, to give some examples. This client care is accessible through telephone, email and live talk. iTrader likewise accompanies email, web based life, live visit and contact structure alternatives. This intermediary additionally gives assistance in a wide range of dialects. EuropeFX is accessible by means of phone hotline in the UK, Germany, Italy and Cyprus. The words utilized in help incorporate Italian, Dutch, Swedish and German.
A speculator has to know the nature of its venture programming. Since the job of a merchant in robotized exchanging stages is urgent. We can guarantee you that our audits depend on helpful quality information just as ongoing experience. All the dealers referenced above give great highlights, and you don't need to stress if on the off chance that anything turns out badly on the grounds that they will be ever prepared to help you through their client care hotlines.
Expectation that you're contributing experience ends up incredible. Upbeat exchanging!
Which Forex Broker is the most appropriate for you in 2020?
It is safe to say that you are new to the universe of digital currency? Or on the other hand perhaps would you say you are attempting to improve your game at internet exchanging? In any case, we are here to help you of course. In this article, we will discuss the absolute best specialists. Subsequent to perusing this cautiously, you will have the option to choose which agent is generally reasonable for your prerequisites and you won't need to experience superfluous and inconsequential information by any means!
There are times when we as a whole get befuddled. However, in the realm of online crypto exchanging that happens at computerized stages, this disarray duplicates to an alternate level. In that capacity, we can't choose which stage is directly for us on account of the sheer number. On the off chance that you look into best representatives on the Internet, you will get a whole rundown to browse. All things considered, the disarray emerges, and it's totally ordinary.
In any case, don't stress, it isn't hard to choose which intermediary is the most reasonable for you. We state so in light of the fact that in this article you will become acquainted with that. Incidentally, we additionally have some nitty gritty audits which you can turn upward to in the event that you waitlist any from this rundown. We will examine the basic capacities that each dealer ought to give and dispose of the awful ones.
So would you say you are prepared to investigate the absolute best merchants accessible on the digital money scene? How about we begin!
In the wake of looking into a great deal about an assortment of highlights that these merchants give we can say that the three top intermediaries are EuropeFX, I Trader and 24 Option. These intermediaries have the stuff, however on the off chance that you need more data read the sections underneath.
Accomplish they work under exacting guidelines?
At whatever point you need to look into the authenticity of a specific representative, you ought to legitimately take a gander at the accreditations that it follows. You can recognize a reliable representative in the event that it works under known associations and severe conditions. Maxiflex Global Investment Corporation Limited claims EuropeFX. This is a Cyprus-based forex merchant that is government managed. It likewise agrees to the Cyprus Securities and Exchange Commission. In that capacity, it is a protected association to put resources into.
submitted by immediateedgereviews to u/immediateedgereviews [link] [comments]
I was going through old emails today and came across this one I sent out to family on January 4, 2018. It was a reflection on the 2017 crypto bull market and where I saw it heading, as well as some general advice on crypto, investment, and being safe about how you handle yourself in cryptoland.
I feel that we are on the cusp of a new bull market right now, so I thought that I would put this out for at least a few people to see *before* the next bull run, not after. While the details have changed, I don't see a thing in this email that I fundamentally wouldn't say again, although I'd also probably insist that people get a Yubikey and use that for all 2FA where it is supported.
Happy reading, and sorry for some of the formatting weirdness -- I cleaned it up pretty well from the original email formatting, but I love lists and indents and Reddit has limitations... :-/
Also, don't laught at my token picks from January 2018! It was a long time ago and (luckliy) I took my own advice about moving a bunch into USD shortly after I sent this. I didn't hit the top, and I came back in too early in the summer of 2018, but I got lucky in many respects.
I woke up this morning to ETH at a solid $1000 and decided to put some thoughts together on what I think crypto has done and what I think it will do. *******, if you could share this to your kids I’d appreciate it -- I don’t have e-mail addresses, and it’s a bit unwieldy for FB Messenger… Hopefully they’ll at least find it thought-provoking. If not, they can use it as further evidence that I’m a nutjob.
Some history before I head into the future.
I first mined some BTC in 2011 or 2012 (Can’t remember exactly, but it was around the Christmas holidays when I started because I had time off from work to get it set up and running.) I kept it up through the start of summer in 2012, but stopped because it made my PC run hot and as it was no longer winter, ********** didn’t appreciate the sound of the fans blowing that hot air into the room any more. I’ve always said that the first BTC I mined was at $1, but looking back at it now, that’s not true – It was around $2. Here’s a link to BTC price history.
In the summer of 2013 I got a new PC and moved my programs and files over before scrapping the old one. I hadn’t touched my BTC mining folder for a year then, and I didn’t even think about salvaging those wallet files. They are now gone forever, including the 9-10BTC that were in them. While I can intellectually justify the loss, it was sloppy and underlines a key thing about cryptocurrency that I believe will limit its widespread adoption by the general public until it is addressed and solved: In cryptoland, you are your own bank, and if you lose your password or account number, there is no person or organization that can help you reset it so that you can get access back. Your money is gone forever.
On April 12, 2014 I bought my first BTC through Coinbase. BTC had spiked to $1000 and been in the news, at least in Japan. This made me remember my old wallet and freak out for a couple of months trying to find it and reclaim the coins. I then FOMO’d (Fear Of Missing Out”) and bought $100 worth of BTC. I was actually very lucky in my timing and bought at around $430. Even so, except for a brief 50% swing up almost immediately afterwards that made me check prices 5 times a day, BTC fell below my purchase price by the end of September and I didn’t get back to even until the end of 2015.
In May 2015 I bought my first ETH at around $1. I sent some guy on bitcointalk ~$100 worth of BTC and he sent me 100 ETH – all on trust because the amounts were small and this was a small group of people. BTC was down in the $250 range at that point, so I had lost 30-40% of my initial investment. This was of the $100 invested, so not that much in real terms, but huge in percentages. It also meant that I had to buy another $100 of BTC on Coinbase to send to this guy. A few months after I purchased my ETH, BTC had doubled and ETH had gone down to $0.50, halving the value of my ETH holdings. I was even on the first BTC purchase finally, but was now down 50% on the ETH I had bought.
The good news was that this made me start to look at things more seriously. Where I had skimmed white papers and gotten a superficial understanding of the technology before FOMO’ing, I started to act as an investor, not a speculator. Let me define how I see those two different types of activity:
Investors buy because the price is less than the value they see in the investment. Speculators buy because they think that someone will pay more in the future than they are paying now.
Investors trade on information (The white paper was really well-written, had a clear technical advantage over other alternatives, and addresses a need that I can understand and value.) Speculators trade on sentiment. (Buy the rumor! Sell the news!)
Investors usually look at the investment and themselves and can describe why they purchase in those terms (ABC-Coin provides (service) that isn’t addressed yet and matches (requirements) for an investment.) Speculators usually describe why they bought something in terms of how other people think (I think that other people think that the price will rise, so I want to get ahead of that.)
Investors don’t necessarily check the price every day. The can, and very often I do, but it isn’t required because fundamentals don’t often change on a dime. Speculators need to be glued to a price feed, because sentiment very often changes on a dime.
Investors like ideas, people, business plans, and market opportunities. Good ones are like Spock. Speculators like trends. They are tribal.
Investors have a longer time horizon than speculators. In cryptoland, the notion of a “longer” time horizon is still laughably small (months) compared to traditional markets, but it certainly isn’t weeks or days or hours, which is whre speculators often live.
So what has been my experience as an investor? After sitting out the rest of 2015 because I needed to understand the market better, I bought into ETH quite heavily, with my initial big purchases being in March-April of 2016. Those purchases were in the $11-$14 range. ETH, of course, dropped immediately to under $10, then came back and bounced around my purchase range for a while until December of 2016, when I purchased a lot more at around $8.
I also purchased my first ICO in August of 2016, HEAT. I bought 25ETH worth. Those tokens are now worth about half of their ICO price, so about 12.5ETH or $12500 instead of the $25000 they would be worth if I had just kept ETH. There are some other things with HEAT that mean I’ve done quite a bit better than those numbers would suggest, but the fact is that the single best thing I could have done is to hold ETH and not spend the effort/time/cost of working with HEAT. That holds true for about every top-25 token on the market when compared to ETH. It certainly holds true for the many, many tokens I tried to trade in Q1-Q2 of 2017. In almost every single case I would have done better and slept better had I just held ETH instead of trying to be smarter than Mr. Market.
But, I made money on all of them except one because the crypto market went up more in USD terms than any individual coin went down in ETH or BTC terms. This underlines something that I read somewhere and that I take to heart: A rising market makes everyone seem like a genius. A monkey throwing darts at a list of the top 100 cryptocurrencies last year would have doubled his money. Here’s a chart from September that shows 2017 year-to-date returns for the top 10 cryptocurrencies, and all of them went up a *lot* more between then and December. A monkey throwing darts at this list there would have quintupled his money.
When evaluating performance, then, you have to beat the monkey, and preferably you should try to beat a Wall Street monkey. I couldn’t, so I stopped trying around July 2017. My benchmark was the BLX, a DAA (Digital Asset Array – think fund like a Fidelity fund) created by ICONOMI. I wasn’t even close to beating the BLX returns, so I did several things.
I went from holding about 25 different tokens to holding 10 now. More on that in a bit.
I used those funds to buy ETH and BLX. ETH has done crazy-good since then and BLX has beaten BTC handily, although it hasn’t done as well as ETH.
I used some of those funds to set up an arbitrage operation.
The arbitrage operation is why I kept the 11 tokens that I have now. All but a couple are used in an ETH/token pair for arbitrage, and each one of them except for one special case is part of BLX. Why did I do that? I did that because ICONOMI did a better job of picking long-term holds than I did, and in arbitrage the only speculative thing you must do is pick the pairs to trade. My pairs are (No particular order):
ETH/QTUM
I also hold PLU, PLBT, and ART. These two are multi-year holds for me. I have not purchased BTC once since my initial $200, except for a few cases where BTC was the only way to go to/from an altcoin that didn’t trade against ETH yet. Right now I hold about the same 0.3BTC that I held after my first $100 purchase, so I don’t really count it.
Looking forward to this year, I am positioning myself as follows:
ETH will still be my core holding. It is the “deepest in the stack” crypto investment that I have. “Deep in the stack” is a programming term that gets at the idea that most software is built on other software. If you just think about your notebook, you have your OS, and programs run on that. But even inside the OS there is a stack. The bottom of your stack is the kernel, and on top of that are the drivers, protocols, and other layers that allow the programs to talk to the OS, the hard drive, the screen, the mouse, your printer, etc. You can change your mouse or printer easily. Changing things deeper in the stack becomes harder and harder. ETH is deep in the crypto stack, so is very hard to dislodge – Around 60 of the top 100 cryptocurrencies by market cap run on top of Ethereum, so getting rid of Ethereum is something that would take a long time to do.
DNT, QTUM, ZRX, and OMG are all, to varying degrees, “deep in the stack” tokens that, once established, will be very hard to dislodge.
That said, I am peeling away some of my holdings into USD right now, because big changes are afoot and they are going to cause market disruptions. I’m going to come right out and admit that this is speculative, but I’m also going to back it up with some non-speculative facts.
The SEC has been sending out hundreds of subpoenas to cryptocurrency organizations over the past 3-4 months. These subpoenas are simply asking for information and nobody has been charged with any crimes or misdoings, but it is clear that the SEC is getting together information so that they can begin to regulate cryptoland. When that happens, other countries will follow, and that means:
Some tokens will be deemed outright scams and people will be prosecuted.
Some tokens will be deemed securities and will be regulated.
Some tokens will not be deemed scams or securities and will continue as they have.
Looking at this, it is clear to me that the tokens that escape prosecution and regulation should do better, but the short-term impact will be brutal and ugly. It would not surprise me at all to see a 50% drop in overall market cap within Q1-Q2, with Q1 being more likely.
Cryptoland has always been a bit nuts, but it is more nuts now than I have ever seen it. Back in 2011-2014 it was a freaks-n-geeks show where people were all about the technology and I would sit around for a 3-day weekend installing a *nix VM on my Windows machine so that I could compile the most recent source and run a CUDA SHA-256 routine rather than thrash my CPU. If that doesn’t make sense to you, you wouldn’t have even thought about being involved.
Now, people see Bitcoin advertisements in their Facebook feed and think “I gotta get on the BTC train!” before going to Coinbase and buying some with a credit card. They don’t know anything about crypto, and they are getting eaten alive – It is no coincidence that BTC peaked after the Thanksgiving holidays when people sat around the table and Janice got Uncle Mike and Cousin Bob all excited as she talked about going to Cancun for Christmas because of her crypto winnings. Huge amounts of fiat got transferred from newbies to BTC whales during this period, and once the whales were done, BTC had dropped from $20,000 to $12,000. It’s now back at $15,000, but for people who bought at a higher level, this sucks. As a result many have moved from BTC to ETH, with the single biggest money flow in crypto in December being the BTC à ETH flow. As a result, it’s no coincidence that ETH is at all-time highs now. The thing is, though, that even most people that moved from BTC to ETH really have no idea what they are doing. They are acting on buzzwords and emotion. They are speculators and are going to get crushed.
The stock market is quite high right now, but people are starting to worry that it is too high and that we are going to enter into a period of inflation again. This has caused gold to go up a lot the last quarter and is likely also responsible a bit for the rise in cryptos. If this view is correct, then cryptos stay stronger than if that pressure wasn’t there. If wrong, then cryptos will swing down as money exits cryptoland for more traditional markets.
I am spending most of my time and money on the arbitrage effort. The nice thing about arbitrage is that it works as the markets go up, and it works as the markets go down. When markets are too volatile, however, arbitrage can get very messy and dangerous, with each trade generating a loss instead of a profit, so I am working right now to tune the algorithms to take into account rate-of-change and add in some circuit breaker triggers. Once this is done I will expand those operations.
I am getting much more serious about systems security.
I have a Nano Ledger and recommend that anyone with >$1000 of crypto have one. The Trezor is also supposed to be good, but I haven’t used it.
I will set up a dedicated *nix notebook that is used for nothing except my crypto work. All it takes is one keylogger to get on your PC/Mac and your crypto is gone. What is on your Nano Ledger will be OK, but they will sweep out your exchange account or Coinbase account faster than you can type. A standard Linux installation with Chrome and nothing else is as about as secure as you can get in the civilian world.
If you don’t use LastPass or a similar password manager yet, you need to do that. Your password to LastPass should be at least 16 characters long and should not have a recognizable English word in it. If you think that “Iluvu4evah” is a secure password, you’re wrong.
Hackers know that “4”=”for” and “u”=”you”. Writing a script to substitute those in is trivial if they want to write the script, but it’s much easier for them to download one of the many, many programs out there that already do this.
If your password contains any string of numbers from anything that can be associated with you at any time in your life, it is insecure. Take those numbers out of the character count because they are an insignificant barrier to cracking your account.
The good news is that you probably won’t be targeted, but if you ever mention online that you are doing anything significant in crypto, that chance increased enormously.
*Never* talk with *anyone* about how much you have in crypto. You’ll notice that I haven’t here. There is no reason to tell even a family member how much you have unless you are sharing a tax form. Sure, you may trust them, but all it takes if for someone to overhead someone else mention at a party that a relative got into crypto a long time ago and made a bunch of money. That person can also then be subjected to the $10 hack and force you to send all your crypto to them.
Yes, it’s a headache. Imagine your headache, though, were you to open your account one day and find all of your money gone.
Looking at my notes, I have two other things that I wanted to work into this email that I didn’t get to, so here they are:
Just like with free apps and other software, if you are getting something of value and you didn’t pay anything for it, you need to ask why this is. With apps, the phrase is “If you didn’t pay for the product, you are the product”, and this works for things such as pump groups, tips, and even technical analysis. Here’s how I see it.
People don’t give tips on stocks or crypto that they don’t already own that stock or token. Why would they, since if they convince anyone to buy it, the price only goes up as a result, making it more expensive for them to buy in? Sure, you will have friends and family that may do this, but people in a crypto club, your local cryptocurrency meetup, or online are generally not your friends. They are there to make money, and if they can get you to help them make money, they will do it. Pump groups are the worst of these, and no matter how enticing it may look, stay as far away as possible from these scams. I even go so far as to report them when I see them advertise on FB or Twitter, because they are violating the terms of use.
Technical analysis (TA) is something that has been argued about for longer than I’ve been alive, but I think that it falls into the same boat. In short, TA argues that there are patterns in trading that can be read and acted upon to signal when one must buy or sell. It has been used forever in the stock and foreign exchange markets, and people use it in crypto as well. Let’s break down these assumptions a bit.
i. First, if crypto were like the stock or forex markets we’d all be happy with 5-7% gains per year rather than easily seeing that in a day. For TA to work the same way in crypto as it does in stocks and foreign exchange, the signals would have to be *much* stronger and faster-reacting than they work in the traditional market, but people use them in exactly the same way.
ii. Another area where crypto is very different than the stock and forex markets centers around market efficiency theory. This theory says that markets are efficient and that the price reflects all the available information at any given time. This is why gold in New York is similar in price to gold in London or Shanghai, and why arbitrage margins are easily <0.1% in those markets compared to cryptoland where I can easily get 10x that. Crypto simply has too much speculation and not enough professional traders in it yet to operate as an efficient market. That fundamentally changes the way that the market behaves and should make any TA patterns from traditional markets irrelevant in crypto.
iii. There are services, both free and paid that claim to put out signals based on TA for when one should buy and sell. If you think for even a second that they are not front-running (Placing orders ahead of yours to profit.) you and the other people using the service, you’re naïve.
iv. Likewise, if you don’t think that there are people that have but together computerized systems to get ahead of people doing manual TA, you’re naïve. The guys that I have programming my arbitrage bots have offered to build me a TA bot and set up a service to sell signals once our position is taken. I said no, but I am sure that they will do it themselves or sell that to someone else. Basically they look at TA as a tip machine where when a certain pattern is seen, people act on that “tip”. They use software to see that “tip” faster and take a position on it so that when slower participants come in they either have to sell lower or buy higher than the TA bot did. Remember, if you are getting a tip for free, you’re the product. In TA I see a system when people are all acting on free preset “tips” and getting played by the more sophisticated market participants. Again, you have to beat that Wall Street monkey.
If you still don’t agree that TA is bogus, think about it this way: If TA was real, Wall Street would have figured it out decades ago and we would have TA funds that would be beating the market. We don’t.
If you still don’t agree that TA is bogus and that its real and well, proven, then you must think that all smart traders use them. Now follow that logic forward and think about what would happen if every smart trader pushing big money followed TA. The signals would only last for a split second and would then be overwhelmed by people acting on them, making them impossible to leverage. This is essentially what the efficient market theory postulates for all information, including TA.
OK, the one last item. Read this weekly newsletter – You can sign up at the bottom. It is free, so they’re selling something, right? From what I can tell, though, Evan is a straight-up guy who posts links and almost zero editorial comments.
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A publicizing like in paper, online and magazines which are distributed with no charge or sold is known as detailed promotion. Likewise, these promotions are less expensive than ads that are displayed; however, they are much being used. These days the online ad promotion is the most helpful and effectively reachable methods for publicizing as around 40% of the total populace has a web association today. Now we will examine an online classified commercial technique which let us post free advertisement on free websites.
What is Web-based Promoting Posting?
Web-based publicizing is a method for showcasing and publicizing through the web for expanding the business opportunity and advancing your business.
What are the advantages of posting free Advertisements on Classified Sites?
The following are the benefits of why online promotion has become very useful today:
There are many free worldwide advertisements posting websites accessible around on the web today which give free promotion posting administrations. Likewise, there are many free grouped advertisements posting programming on the internet, which you can download and utilize it for posting promotion all-around effectively. A few of those sites post an ad without enlistment or sign up.
Here are some free sites for advertisement posting:
It is a reputed website based in India which offers numerous advantages when it comes to ad posting. There are different categories on offer in terms of products and services, and you can choose any type depending upon your business requirement. It is one reputed website in India in terms of advertising.
Renowned as another top-rated ad promotion site, they also have several options when it comes to ad posting. It is a site, as known by the name itself, offers quick search options and filters so that you can screen the product and item you are looking for and find the ideal product for you. It is equally a good site for both buyers and sellers alike.
Another viral classified website where you can both post and look for any information regarding pets, entertainment, coffee shop, shopping, nightlife, doctors, movies, and several other things. It is a very renowned classified site in India and everything in store for you to find your requirement.
Today, you will hardly fond anyone who doesn’t have any idea about justdial.com. It has an enormous database of different sections, which include buying air tickets, automobiles, recharge, book hotels, cab rentals, medicines, fitness, and numerous more. They offer essential information in terms of jobs if you are looking for full time as well as part-time. It is one of the oldest classified websites and once you have reached here for searching something you will get it for sure. You can also post numerous ads under the several categories available here.
Ishuads.in:
Ishuads.in is another classified website for free ad posting; this is a website where you can get all you need to promote your product. They also offer different sections where you can opt for the category of product or service and post your ad. There is also an option of phone number verification which is essential because once you do so, more customers will be able to reach you and vice-versa. It is a useful online platform for your brand promotion. You should try this no matter whatever campaign you are in. It is free to post your ads.
It is another online platform for advertisement and promotion, which is free for posting as well. This website offers plenty of search options and different categories to choose from. Apart from the free classifieds, it provides several other services like Hotel Reservations, booking through SMS, Forex Trading, Airlines booking, and plenty more options. You may post several ads under several categories offered there.
As the name suggests, it covers areas that can exist in this world. If you open their website, you will find all the information on the front page itself. Their interface is straightforward with all the categories provided as a list so that you do not have to search them manually. The critical thing to know that you may not need to register here to post your ad and ad posting is free. So choose your category, fill up the necessary details, and the go-ahead to post your ad in a single click.
Postfreeads.in:
Postfreeads.in is a classified website which has made their mark not so long ago. It has plenty of categories that you can choose for the promotion of your product. It is a very much user-friendly website where you will have access to all the information that too free of cost. You will not need to register here as it is not mandatory and you will be able to post your ad under the suitable section. Already, numerous individuals and enterprises have posted their ads under this platform. It is growing even stronger with the passing of every year. If you have not come across this site to date, go through it and explore all the options here.
If you have come across this site before, you must know freeadsmax is very useful as a classified ad website. There are different sections on this website, which you will get to see once you open the home page of the website. The different categories here include anything that you would like to buy or sell, education and training, services, a section for different types of jobs available, travel and holidays, exchanging two-wheelers or other automobiles and so on. Through this website, you can reach the audience all over India. Try this website as it is free as well if you have not tried it before.
Conclusion:
There are numerous opportunities galore if you are new in your business and are trying to reach the mass market. Today, the presence of online portals has made everything possible, and expanding your market has never been easy like it is today. Hence, to make yourself successful, start building your online presence today.
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The massive opportunity to profit from the foreign exchange market coupled with the ease that investors can trade from the comfort of their homes with just a PC and an internet connection means that the list of traders in favor of using an online forex trading platform is growing every day. If you are keen to do away with your phone broker, it is important to choose your online forex trading platform with care. You should be well accustomed with the kind of platform you choose, because the success of your trade will depend on how comfortable you are with using the features in your chosen platform. Here are a few things that you need to know before zeroing in on one. Forex license
If you are new to online forex trading, opting for an online forex trading platform with an easy to understand user interface will help in your learning curve tremendously. In many good platforms, you will get charting software that would help you to analyze and time your trades properly. Some platforms offer a whole suite of features that might clutter the screen and confuse the newbie forex trader. It's important to choose a platform that you feel comfortable with and allows you to trade with ease.
Regular Market Updates
Choosing a good online forex trading platform will also help you to keep a tab on various market trends and economic news. Since all current market updates will be available to you, you will no longer need to look to outside sources to gather the required information. Forex Broker license
It will take some time to get accustomed to the operations of your online forex trading platform. It would be wiser to open a forex demo account before you start using the real thing. A great feature would be the ability to customize the setting of your forex demo account to be as realistic as possible so that you will not face too many surprises when you start trading live.
What Works for You?
Some platforms have to be downloaded to your home computer while others have to be accessed online. While there are pros and cons to both, it's important to choose an online forex trading platform that suits your needs rather than to try to conform to its requirements and limitations. It is important to put some thought into this from the start as once you have funded your account and begin to trade live, changing a platform can be quite a hassle.
You can use TD Ameritrade's real-time equity data for free, for paper trading without the 20-minute delay.
In case people didn't know, if you use a platform which "contains" a paper trading acccount, rather than relying on the TOS platform entirely, you can take advantage of the free real-time US equity data for paper trading. So to keep this simple you can get NinjaTrader for free here, it's generally considered a free platform for those who didn't know. https://ninjatrader.com/FreeLiveData When you get NT through this method, you can pick Futures or Forex data. You can go back and fill out each one if you'd like say, do Futures first (that'll be through CQG and give you a lot of data for 7 days or 14, I can't recall) and the Forex through FXCM. Regardless, you don't have to use either one if you don't want. After that you'll be able to download NT installer, I always go with NinjaTrader 8, it works well. Rather than 7, that is.
Simply click "connections" in the main panel once it's open, and add a TD Ameritrade connection with the same login/pass you'd use to login to TOS or your TD/AT online account.
One important thing to note: If you want tick data, at the least NinjaTrader will say give you 10 tick, 2, 1 tick or even intervals like 1s (literally type 1s or 10s or 1t 3t 10t etc and hit enter when you have a chart open) but I believe it's derived from the bar data, if that makes sense. Also if you're viewing anything less than the 1 minute bar timeframe, itll just start off at the time you've opened the chart with such tick/second/range/interval data, and no historical on the chart. So if I'm doing that I like to open a second chart in another tab of the same instrument to show the historical data.
So the paper trading account is within the NT platform, and so long as you make sure you have set up your default account to be say Sim101, the usual name of the default paper trading account, you won't be actually executing trades through the TD Ameritrade broker, but you get to trade on real-time data.
Between this being free data, the possibility of using Rithmic, CQG and FXCM trials for futures and forex, you can get basically all free data. For a paper trader like me, that's nice because I have no skin the game... I think that's the saying.
Keep in mind I'm not promoting NinjaTrader in any commercial capacity and have no affiliation with them whatsoever as a company or in any manner I can conceive. There's one other platform I use which isn't free that's compatible with TD Ameritrade's data and that's called MotiveWave. It also does support simulated trading very very well. I suggest checking it out and I'll just say Google MotiveWaveTM 4.2.8 Ultimate Edition ;) Hope this isn't just old news everyone here has known. If so, let me know. Happy trading and hope this coming trading week is a good one.
Edit: Some other resources which at least have free trials available without necessarily needing any payment info I find useful are: 1) www.livesquawk.com (Especially Steve K's market signals... I've only heard of McAffe's signals but never tried them, however Steve K is a good guy and seems to really know what he's doing. Tl;dr, they work for me in paper trading).
2) https://www.tradethenews.com - you need a linkedin with 5 or more connections to get the free trial but they have a great squawk service with a guy from NYC who seems to be on literally almost 24 hours a day 5 days a week.
3) https://pro.benzinga.com - a Bloomberg Terminal alternative basically, but not as fancy... for more fancy see:
4) http://www.metastock.com/fundsoft4 This one isn't really explained the best on their own site, in my opinion but I've been using the free 30 day trial and what it is, is Metastock's own way of selling Reuters Eikon service. Eikon is about the best Bloomberg Terminal alternative I've found yet in many years of searching. I'm more into looking at data and figuring out how plats work than the actual trading in some ways. Important note on this one: Once you do have a trial, and they take a little while to rubber stamp it so be patient with the emails they send, you can login through the regular Reuters Eikon web login if you wish rather than using the Windows standalone program. They're the same one's just web-baed.
5) Lastly for now, https://www.money.net - definitely worth checking out. Has it's own live squawk for news during trading hours and definitely no payment info needed for a trial. You can login once trial acquired via login.money.net or the now 'legacy' installable platform. They're both good but I'm not crazy about the iOS/Android versions at all.
If possible, always look for real-time results rather than back tested results Bitcoin Revolution 2 Review as they are more reliable. At a minimum, I will only conclude that results of a Forex trading software or system are reliable when there are at least 1.5 years of results available. Why You Should Not Trust Online Test "Results" Too EasilyAnother thing is that even if you find profitable past results of the system, you cannot conclude that it will necessarily be profitable. This is because some results may be only hypothetical and it is also very easy to make up profitable results by simply working backwards and curve fitting the entire system's rules. Most hypothetically profitable Forex systems and software have lost a lot of money for me before.
Having tried most Forex trading systems on the Internet, I have concluded that they are very unreliable and I would not recommend using them to generate an income. Most traders who claim that they have profitable trading systems are unable to produce real time results simply because they know that their systems are unreliable too.Trying to consistently make a profit from day trading is quite impossible and requires a lot of luck. One Forex software that is making me a lot of money is a fully automated robot that trades mostly the EUR / USD currency pair for me.
Would you like to download profitable Forex trading technical analysis software to help you make money? This type of software is primarily focused on helping the user do technical analysis on various currency pairs. Others that I have tried are even able to trade automatically immediately after they identify profitable setups. Unfortunately, more than 90% of all currency trading software that I have tested do not make money, with some losing huge amounts of my money too with no risk control methods.
This type of software is programmed with indicators and chart analysis codes. It is capable of analyzing charts within split second and shows the user where the likely possible price targets over the short and long term are. Once it has identified the possible trend movement direction, it then plots the optimal entry and exit points to assist the trader in making decisions. Some can also enter trade positions automatically for you once they have identified these trends and target take-profit & stop-loss targets.
stock market
What's the Stock Market? full guide.
The inventory market refers back to the assortment of markets and exchanges the place common actions of shopping for, promoting, and issuance of shares of publicly-held firms happen. Such monetary actions are performed by way of institutionalized formal exchanges or over-the-counter (OTC) marketplaces which function underneath an outlined set of laws. There may be a number of inventory buying and selling venues in a rustic or an area which permit transactions in shares and different types of securities.
Whereas each phrase - inventory market and inventory alternate - are used interchangeably, the latter time period is usually a subset of the previous. If one says that she trades within the inventory market, it implies that she buys and sells shares/equities on one (or extra) of the inventory alternate(s) which are a part of the general inventory market. The main inventory exchanges within the U.S. embrace the New York Stock Exchange (NYSE), Nasdaq, the Higher Different Buying and selling System (BATS). and the Chicago Board Options Exchange (CBOE). These main nationwide exchanges, together with a number of different exchanges working within the nation, type the inventory market of the U.S.
Although it's known as an inventory market or fairness market and is primarily identified for buying and selling shares/equities, different monetary securities - like exchange-traded funds (ETF), corporate bonds and derivatives primarily based on shares, commodities, currencies, and bonds - are additionally traded within the inventory markets.
Whereas right this moment it's potential to buy nearly every part online, there's often a delegated marketplace for each commodity. For example, folks drive to metropolis outskirts and farmlands to buy Christmas bushes, go to the native timber market to purchase wooden and different obligatory materials for house furnishings and renovations, and go to shops like Walmart for his or her common grocery provides.
Such devoted markets function a platform the place quite a few patrons and sellers meet, work together and transact. For the reason that a variety of market individuals is large, one is assured of good worth. For instance, if there is just one vendor of Christmas bushes in your complete metropolis, he could have the freedom to cost any worth he pleases because the patrons gained’t have wherever else to go. If the variety of tree sellers is massive in a standard market, they must compete in opposition to one another to draw patrons. The patrons can be spoiled for selection with low- or optimum-pricing making it a good market with worth transparency. Even whereas buying online, patrons examine costs supplied by totally different sellers on the identical buying portal or throughout totally different portals to get one of the best offers, forcing the assorted online sellers to supply one of the best worth.
An inventory market is an identical designated marketplace for buying and selling numerous sorts of securities in a managed, safe and managed the atmosphere. For the reason that inventory market brings collectively a whole bunch of hundreds of market individuals who want to purchase and promote shares, it ensures honest pricing practices and transparency in transactions. Whereas earlier inventory markets used to situation and deal in paper-based bodily share certificates, the fashionable day computer-aided inventory markets function electronically.
In a nutshell, inventory markets present a safe and controlled atmosphere the place market individuals can transact in shares and different eligible monetary devices with confidence with zero- to low-operational danger. Working underneath the outlined guidelines as acknowledged by the regulator, the inventory markets act as primary markets and as secondary markets.
As the main market, the inventory market permits firms to the situation and promote their shares to the wider public for the primary time by way of the method of initial public offerings (IPO). This exercise helps firms increase obligatory capital from traders. It primarily implies that an organization divides itself into quite a few shares (say, 20 million shares) and sells part of these shares (say, 5 million shares) to the wider public at a worth (say, $10 per share).
To facilitate this course of, an organization wants a market the place these shares may be offered. This market is offered by the inventory market. If every part goes as per the plans, the corporate will efficiently promote the 5 million shares at a worth of $10 per share and acquire $50 million value of funds. Traders will get the corporate shares which they will anticipate to carry for his or her most well-liked length, in anticipation of rising in share worth and any potential revenue within the type of dividend funds. The inventory alternate acts as a facilitator for this capital elevating course of and receives a charge for its providers from the corporate and its monetary companions.
Following the first-time share issuance IPO train known as the itemizing course of, the inventory alternate additionally serves because the buying and selling platform that facilitates common shopping for and promoting of the listed shares. This constitutes the secondary market. The inventory alternate earns a charge for each commerce that happens on its platform in the course of the secondary market exercise.
The inventory alternate shoulders the accountability of making certain price transparency, liquidity, price discovery and honest dealings in such buying and selling actions. As nearly all main inventory markets throughout the globe now function electronically, the alternate maintains buying and selling techniques that effectively handle the purchase and promote orders from numerous market individuals. They carry out the worth matching operate to facilitate commerce execution at a worth honest to each patron and sellers.
A listed firm can also supply new, extra shares by way of different choices at a later stage, like by way of rights issue or by way of follow-on offers. They could even buyback or delist their shares. The inventory alternate facilitates such transactions.
The inventory alternate usually creates and maintains numerous market-level and sector-specific indicators, just like the S&P 500 index or Nasdaq 100 index, which give a measure to trace the motion of the general market.
The inventory exchanges additionally preserve all firm information, bulletins, and monetary reporting, which may be often accessed on their official web sites. An inventory alternate additionally helps numerous different corporate-level, transaction-related actions. For example, worthwhile firms might reward traders by paying dividends which often comes from the part of the corporate’s earnings. The alternate maintains all such data and will assist its processing to a sure extent.
Features of an Inventory Market
An inventory market primarily serves the next features:
Truthful Dealing in Securities Transactions: Relying on the usual rules of demand and supply, the inventory alternate wants to make sure that all market individuals have instantaneous entry to information for all purchase and promote orders thereby serving to within the honest and clear pricing of securities. Moreover, it also needs to carry out environment-friendly matching of acceptable purchase and promote orders.
For instance, there could also be three patrons who've positioned orders for purchasing Microsoft shares at $100, $105 and $110, and there could also be 4 sellers who're keen to promote Microsoft shares at $110, $112, $115 and $120. The alternate (by way of their pc operated automated buying and selling techniques) wants to make sure that one of the best purchase and greatest promote are matched, which on this case is at $110 for the given amount of commerce.
Environment-friendly Value Discovery: Inventory markets must assist an environment-friendly mechanism for worth discovery, which refers back to the act of deciding the correct worth of a safety and is often carried out by assessing market provide and demand and different components related to the transactions.
Say, a U.S.-based software program firm is buying and selling at a worth of $100 and has a market capitalization of $5 billion. Information merchandise is available in that the EU regulator has imposed a wonderful of $2 billion on the corporate which primarily implies that 40 % of the corporate’s worth could also be worn out. Whereas the inventory market might have imposed a buying and selling worth vary of $90 and $110 on the corporate’s share worth, it ought to effectively change the permissible buying and selling worth restrict to accommodate for the potential adjustments within the share worth, else shareholders might battle to commerce at a good worth.
Liquidity Upkeep: Whereas getting the variety of patrons and sellers for a specific monetary safety are uncontrolled for the inventory market, it wants to make sure that whosoever is certified and keen to commerce will get instantaneous entry to position orders which ought to get executed on the honest worth.
Safety and Validity of Transactions: Whereas extra individuals are vital for environment-friendly working of a market, the identical market wants to make sure that all individuals are verified and stay compliant with the required guidelines and laws, leaving no room for default by any of the events. Moreover, it ought to make sure that all related entities working out there should additionally adhere to the principles, and work inside the authorized framework given by the regulator.
Help All Eligible Kinds of Contributors: A market is made by quite a lot of individuals, which embrace market makers, traders, merchants, speculators, and hedgers. All these individuals function within the inventory market with totally different roles and features. For example, an investor might purchase shares and maintain them for long run spanning a few years, whereas a dealer might enter and exit a place inside seconds. A market maker gives obligatory liquidity out there, whereas a hedger might prefer to commerce in derivatives for mitigating the danger concerned in investments. The inventory market ought to make sure that all such individuals are capable of function seamlessly fulfilling their desired roles to make sure the market continues to function effectively.
Investor Safety: Together with rich and institutional traders, a really massive variety of small traders are additionally served by the inventory marketplace for their small quantity of investments. These traders might have restricted monetary information, and will not be totally conscious of the pitfalls of investing in shares and different listed devices. The inventory alternate should implement obligatory measures to supply the required safety to such traders to protect them from monetary loss and guarantee buyer belief.
For example, an inventory alternate might categorize shares in numerous segments relying on their danger profiles and permit restricted or no buying and selling by widespread traders in high-risk shares. Derivatives, which have been described by Warren Buffett as monetary weapons of mass destruction, aren't for everybody as one might lose far more than they guess for. Exchanges usually impose restrictions to forestall people with restricted revenue and information from entering into dangerous bets of derivatives.
Balanced Regulation: Listed firms are largely regulated and their dealings are monitored by market regulators, just like the Securities and Exchange Commission (SEC) of the U.S. Moreover, exchanges additionally mandate sure necessities – like, well timed submitting of quarterly monetary stories and instantaneous reporting of any related developments - to make sure all market individuals grow to be conscious of company happenings. Failure to stick to the laws can result in the suspension of buying and selling by the exchanges and different disciplinary measures.
Regulating the Inventory Market
An area monetary regulator or competent financial authority or institute is assigned the duty of regulating the inventory market of a rustic. The Securities and Alternate Fee (SEC) is the regulatory physique charged with overseeing the U.S. inventory markets. The SEC is a federal company that works independently of the federal government and political strain. The mission of the SEC is acknowledged as: "to guard traders, preserve honest, orderly, and environment-friendly markets, and facilitate capital formation."
Together with long-term traders and brief time period merchants, there are a lot of several types of gamers related to the inventory market. Everyone has a singular function, however, lots of the roles are intertwined and rely on one another to make the market run successfully.
Stockbrokers, also called registered representatives within the U.S., are the licensed professionals who purchase and promote securities on behalf of traders. The brokers act as intermediaries between the inventory exchanges and the traders by shopping for and promoting shares on the traders' behalf. An account with a retail dealer is required to realize entry to the markets.
Portfolio managers are professionals who make investments portfolios, or collections of securities, for purchasers. These managers get suggestions from analysts and make the purchase or promote choices for the portfolio. Mutual fund firms, hedge funds, and pension plans use portfolio managers to make choices and set the funding methods for the cash they maintain.
Investment bankers characterize firms in numerous capacities, comparable to personal firms that wish to go public through an IPO or firms which are concerned in pending mergers and acquisitions. They care for the itemizing course of in compliance with the regulatory necessities of the inventory market.
Custodian and depot service suppliers, that are establishment holding prospects' securities for safekeeping in order to reduce the danger of their theft or loss, additionally function in sync with the alternative to switch shares to/from the respective accounts of transacting events primarily based on buying and selling on the inventory market.
Market maker: A market maker is a broker-dealer who facilitates the buying and selling of shares by posting bid and ask costs together with sustaining a listing of shares. He ensures adequate liquidity out there for a specific (set of) share(s), and income from the distinction between the bid and the ask worth he quotes.
Inventory exchanges function as for-profit institutes and cost a charge for his or her providers. The first supply of revenue for these inventory exchanges are the revenues from the transaction charges which are charged for every commerce carried out on its platform. Moreover, exchanges earn income from the itemizing charge charged to firms in the course of the IPO course of and different follow-on choices.
The alternate additionally earn from promoting market information generated on its platform - like real-time information, historical information, abstract information, and reference information – which is significant for fairness analysis and different makes use of. Many exchanges will even promote know-how merchandise, like a buying and selling terminal and devoted community connection to the alternate, to the events for an acceptable charge.
The alternate might supply privileged providers like high-frequency trading to bigger purchasers like mutual funds and asset management companies (AMC), and earn cash accordingly. There are provisions for regulatory charge and registration charge for various profiles of market individuals, just like the market maker and dealer, which type different sources of revenue for the inventory exchanges.
The alternate additionally make income by licensing their indexes (and their methodology) that are generally used as a benchmark for launching numerous merchandise like mutual funds and ETFs by AMCs.
Many exchanges additionally present programs and certification on numerous monetary matters to trade individuals and earn revenues from such subscriptions.
Competitors for Inventory Markets
Whereas particular person inventory exchanges compete in opposition to one another to get most transaction quantity, they're dealing with menace on two fronts.
Darkish Swimming pools: Dark pools, that are personal exchanges or boards for securities buying and selling and function inside personal teams, are posing a problem to public inventory markets. Although their authorized validity is topic to native laws, they're gaining a reputation as individuals save massive on transaction charges.
Blockchain Ventures: Amid rising reputation of blockchains, many crypto exchanges have emerged. Such exchanges are venues for buying and selling cryptocurrencies and derivatives related to that asset class. Although their reputation stays restricted, they pose a menace to the standard inventory market mannequin by automating a bulk of the work completed by numerous inventory market individuals and by providing zero- to low-cost providers.
Significance of the Inventory Market
The inventory market is among the most significant parts of a free-market economic system.
It permits firms to lift cash by providing inventory shares and company bonds. It lets widespread traders take part within the monetary achievements of the businesses, make income by way of capital gains, and earn cash by way of dividends, though losses are additionally potential. Whereas institutional traders {and professional} cash managers do get pleasure from some privileges owing to their deep pockets, higher information and better danger taking skills, the inventory market makes an attempt to supply a stage taking part in subject to widespread people.
The inventory market works as a platform by way of which financial savings and investments of people are channelized into the productive funding proposals. In the long run, it helps in capital formation & financial progress for the nation.
KEY TAKEAWAYS
Inventory markets are very important parts of a free-market economic system as a result of they permit democratized entry to buying and selling and alternate of capital for traders of all types.
They carry out a number of features in markets, together with environment-friendly worth discovery and environment-friendly dealing.
Within the US, the inventory market is regulated by the SEC and native regulatory our bodies.
The primary inventory market on the planet was the London inventory alternate. It was begun in a coffeehouse, the place merchants used to satisfy to alternate shares, in 1773. The primary inventory alternate in the USA of America began in Philadelphia in 1790. The Buttonwood settlement, so named as a result of it was signed underneath a buttonwood tree, marked the beginnings of New York's Wall Avenue in 1792. The settlement was signed by 24 merchants and was the primary American group of its type to commerce in securities. The merchants renamed their enterprise as New York Inventory and Alternate Board in 1817.
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Sculpted cupped hands with a small parcel of ‘gift’, which the visitors to the exhibition can take or place a ‘gift’ of their own for others.
Anna Masters is a mixed media and installation artist. Her practice examines the transformational qualities of time, context and actions upon the value systems and symbolism that are embedded in the objects around us.
by Kazz | Feb 3, 2020 | Great Yarmouth Exhibitoin 2021, Story with Art
I passed my eleven plus exam and was required to attend a very posh grammar school. I came from a poor background. My dad was a postman and my mum was a housewife. Consequently, when I started grammar school, I had a second hand uniform, was unable to attend school trips and didn’t have indoor and outdoor shoes which infuriated the Head Teacher.
During the whole time I was at the school, the head teacher made my life a misery. The final straw came when I had a nervous breakdown when I was fifteen. She said that I cast a shadow on the school’s reputation, that I was going nowhere and that I would end up being no good.
However, despite this, I passed 8 GCE ‘O’ levels and managed to get a position as Lab Technician at a British branch of an American company near where I lived.
After I had been working there for about three months, the managing director asked to see me in his office. I was terrified. No-one ever had personal interviews with him! When I arrived, he had tea and cake with me and told me that the head of the lab was very pleased with both my work ethic and general attitude. The head of the lab had said that this was quite unusual because I had been given a dreadful reference from my head teacher at the grammar school. The reference had arrived by request from the company several weeks after I had started at the company. The reference had been brought to the attention of the personnel department because it was so unlike the person they had got to know.
The managing director said that it was a huge disadvantage to me having such a negative start to my working life. In front of me, he tore up the reference and showed me a copy of a new reference that he said would follow me in the future. It was glowing.
I will never forget his kindness to me.
Anonymous
Great Yarmouth, UK
Sometimes, life feels easier to blame others for the faults and failures. However, the storyteller refused to play the victim. I was inspired by the story as he/she/they instead chose to persevere despite the setback.
My response visually points to the phrase ‘the world is your oyster’, a reminder that we have the opportunity to strive and make positive impact on our lives.
Perhaps the ‘kind boss’ helped reaffirm his/her/their integrity. The lesson shared here, I felt, is that recognising the generosity of others is just as important as being kind to others.
Kazz Morohashi is an illustrator, designer and creative producer interested in creating spaces for purposeful conversations. She uses different media including needle felted puppets and stop-motion animations to create her images. She, together with her husband Ralph Paprzycki, is the co-founder of the Museum of Human Kindness project.
by Ralph | Dec 11, 2019 | Great Yarmouth Exhibitoin 2021, Story with Art
It was a very windy day. I parked my car outside of the Forum to unload my carefully packed kits of felt I made for the art market that day. A gust of wind took them up out of my hands and scattered them all over the Norwich market.
A lady saw and rushed over to help. Later that morning, she came to my table at the Forum. She said she had spent all morning searching for any more missing felt kits. She found two!
I was struck by how a complete stranger not only rushed to help but then went on to spend even more time searching for the missing kits. In a world were we’re often rushing around with our own To do list, the fact that somebody put that aside to help another, I found deeply moving.
Claire Atherton is an abstract artist and freelance creative practitioner who is passionate about the environment, particularly the stunning Norfolk coastline. Her aim through her creative practice and facilitation is to create a sense of place for people to enable them to take pride in where they choose to call home.
I’m an Abstract Artist & Freelance Creative Practitioner, so no 2 days are ever the same!! In my artistic practice I play with paint to create abstract artworks and also experiment with clay to produce ceramic sculptures.
Alone in India
by Ralph | Dec 11, 2019 | Great Yarmouth Exhibitoin 2021, Story with Art
I was travelling around India alone. One evening at twilight, I caught a tuk-tuk from a Buddhist shrine back to my accommodation in Mumbai. I felt rather nervous as I’d stayed out longer than anticipated and was unsure about being out after dark.
As we entered the city, the tuk-tuk driver pulled over to the side of the road to buy some street food. I assumed he was grabbing a snack for himself, but to my surprise, he handed the food to me! He spoke not a word of English and I not a word of HIndi, but we shared the food with not a word spoken, just smiles. I was so touched by his kindness.
In response to the story, Alone in India, Patel has played on the idea of food, heritage, communication and memory by inviting viewers to join him in a shared eating experience, via a television screen from his childhood.
Erin Patel is a Photographer and Arts Educator. His personal work centres around his experience of being raised in a mixed heritage household; exploring themes of nostalgia and diaspora within the Irish and Indian cultural identity.
by Ralph | Dec 11, 2019 | Great Yarmouth Exhibitoin 2021, Story with Art
I was hitchhiking in Scotland once where I flew in from Morocco from the trip that went wrong. I only had summer clothes and it was raining and getting dark. We lost hope when a guy stopped to pick us up. He was wearing Elvis Presley clothes (as he was going to some Elvis Presley party) and he was specialised in evoking in paranormal activities. He drove us 50 miles and didn’t want to leave us in the dark alone in wet weather. He tried to leave us for the night with his parter (who was a witch hunter) but she refused in the end. He bought us Premier Inn with breakfast!
As soon as I read the letter from Ingrid, I reveled in its narrative potential – Mystery, Supernature, Strange-ness, Quirkiness and of course an icon, the ICON; his voice, his beauty and his ‘otherworldliness’.
The drama and atmosphere of Ingrid’s story unfolded in my mind as clearly as if I were watching a movie.
I explored a few different ways of presenting it so as to capture the imagery, colour, movement, atmosphere, texture, viscerality and temperature that I ‘got’ from it.
I was going to create an abstract Elvis around a tailor’s dummy with angel wings and a steering wheel for a halo but I do not yet have the skills to build that! It might happen, one day!
It has been a joy to dip in and out of the playful messiness of collage; the layering, the writing, the editing, the printing, the cutting and pasting!
I played Elvis songs as I worked and played.
Kentucky Rain played in my head, on a loop!
I took artistic liberties with the lyrics and ingrid’s story in that her experience was set in Scotland but there was no specific place name so I changed Kentucky to Inverallochy.
A friend of mine came to stay with me very recently and saw the picture. She loved the whole idea of the picture and the Museum of Human Kindness project and wanted to contribute with a musical arrangement of Kentucky Rain to go with the musical notes that rain down throughout the picture.
I quickly wrote some lyrics based on Ingrid’s story, emailed them to her and she arranged, sang and recorded it within a day. We hope Ingrid likes it!
(Click here to listen to the song.)
Apocalyptic holidays had left us in a haze,
The plane touched down and we were left alone.
The rain was pouring down, deep rivers ran the ground
And there was no juice left in either mobile phone.
Our clothes were wet right through, the rain filled up my shoe,
We looked like luggage left in ‘lost and found’
Shorts and sandals on, we were dressed all wrong,
Darkness was falling all around.
‘verallochy rain kept falling down, down, down,
We looked like rats that just might drown, drown, drown.
A random act of kindness was all we required,
Some good will and some generosity.
We stepped into the road, with our heavy load,
A long, lonely highway was all we could see,
We prayed to God that he might set us free.
God got right back with a pithy pitch, ‘Keep the Faith and Dare to Hitch!’
We reached right out a thumbin’ for a ride.
Our lives about to end, but just around the bend,
A light appeared and we felt warm inside.
‘verallochy rain kept falling down, down, down,
We looked like rats that might just drown, drown, drown.
A random act of kindness was all we required,
Some good will and some generosity.
The light grew bright and brighter still and you could never guess the thrill,
When a car drew up with Elvis at the wheel.
He said ‘Uh Huh, Uh Huh, through the rain I saw ya Huh,
Where ya bound on such a frightful night?’
He said ‘Git inside the car, are you goin’ far?’
We said ‘any place is better’n where we are.’
He laughed with us and said, ‘We’ve all been left for dead,
‘verallochy rain kept falling down, down, down,
Elvis the king he wore the crown, crown, crown,
A random act of kindness was all we required,
He saved us with his generosity.
He drove on for 50 miles our faces lit up with wide smiles,
And he said ‘Since my baby left me I could die.
But you’ll see, down this street, you simply cannot beat
He dropped us off outside, we said, ‘thank you for the ride’,
And he said, ‘Man, it was a pleasure and a treat,
Then he disappeared for ever from our lives.
‘verallochy rain kept falling down, down, down,
Elvis the king he wore the crown, crown, crown,
A random act of kindness was all we required,
He saved us with his generosity
Musical Arrangement and Vocals, Jo Collins MBE
As well as engagements with various theatre and dance companies she makes and directs original, ensemble theatre productions. She is the Artistic Director and Founder of Total Ensemble Theatre Company
Website: Total Ensemble Theatre Company
The Museum of Human Kindness will hold its first exhibition in November 2019.
Date: November 12 to 24, 2019
We invite artists through an Artist Call.
Our first physical Museum of Human Kindness exhibition to be held in Norwich, UK in November 2019 has closed. We look forward to selecting the artists and look forward to opening a new call for the next museum show in the future.
The digital Museum of Human Kindness is always looking for artists to contribute their response to the stories we have collected. If you have a creative practice and are interested in creating a new work in response to stories that have yet been ‘adopted’, we look forward to hearing from you!
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CAPITOL HILL. Monday, September 19, 2018—— The high praise for the new documentary on the terrible British Army massacre of innocent, unarmed civilians has been greatly welcomed on Capitol Hill. (See Irish News article below).
Fr. Sean McManus, President of the Capitol Hill-based Irish National Caucus, introduced the Ballymurphy Massacre Committee to Members the US Congress in 2010 and arranged for them to testify before Congress on March 16, 2011.
Fr. Mc Manus explained:”On August 9, 1971, the British Government introduced Internment (imprisonment without charge or trial for, in effect, Catholics in Northern Ireland). That abhorrent—but all too common Northern Ireland policy— was brutally implemented by the British Army. Over the next three days, the marauding storm troopers, including the murderous Parachute Regiment, slaughtered eleven Irish Catholics, including a Catholic priest, in the Ballymurphy area of West Belfast.
The Massacre left 46 children without a parent. The Massacre was condoned and covered up— giving the murderous Parachute Regiment license to massacre another 13 innocent, unarmed civilians at a Civil Rights March in Derry on Bloody Sunday, January 30, 1972.”
Fr. McManus continued:” I was deeply impressed and inspired by the extraordinary dedication of the Ballymurphy Massacre Committee. These ordinary working -class men and women, without funding or any great resources, kept at it—relentlessly, doggedly, fearlessly. They brought their message to the U.S. Congress, and now, this documentary will vindicate their struggle before the whole world. I am proud to have helped them in their struggle. Indeed, I was happy to delay the 2011 Ireland publication of my Memoirs: My Struggle for Justice in Northern Ireland in order to include the attached photo of Alice Harper, Briege Voyle, John Teggart and me.This photo is also in all later American editions of my Memoirs.”
Fr. McManus concluded:”The Ballymurphy Massacre Committee is a perfect example of the indomitable Irish spirit that British injustice can never vanquish. I am delighted this documentary film acknowledges and vindicates their long, relentless and inspiring story. God bless them, and God rest their massacred loved ones.”
Praise for film shining light on Ballymurphy massacre
Allison Morris. Irish News. Belfast. Monday, September 10, 2018
There has been huge online reaction to the network premiere of Massacre at Ballymurphy, the hard-hitting documentary by award-winning film-maker Callum Macrea which screened on Channel 4 at the weekend.
The film, which was previously premiered at Féile an Phobail, was shown on Saturday, with a reconstruction and forensic examination of the events which started on August 9, 1971.
The documentary contains personal stories from relatives of the 10 people shot dead in west Belfast by members of the parachute regiment over three days of horrific violence.
Paddy McCarthy, considered the 11th victim, died of a heart attack after British soldiers fired shots over his head.
Among the dead were mother-of-eight Joan Connolly and Fr Hugh Mullan, who was shot dead going to the rescue of another victim.
He was shot 14 times, and most of the bullets entered his back as he lay injured on the ground.
Following the programme Unionist Irish language activist Linda Ervine posted on Twitter: “Before watching #MassacreAtBallymurphy I had no knowledge of what took place all those years ago. A terrible wrong has been done”.
Another documentary maker, Seán Murray, said he hoped the screening of the film by Channel 4 “awakens the British public to the actions of their government during the conflict. Well done to my friend Callum Macrae and all involved”.
Journalist and broadcaster Eamonn Holmes tweeted in support of Mr Macrea, saying: “Regardless of your political persuasion or views on the Northern Irish Troubles, I would urge you to both hear what this man has to say and watch his film if you can. The year is 1971. The subject is the killing of civilians by the Parachute Regiment in Ballymurphy West Belfast.”
Ian Katz, director of programmes at Channel 4, said: “Ashamed to say I knew nothing about the Ballymurphy massacre – the 1971 killing of 11 men and women by the British army in Belfast – till I saw Callum Macrae’s meticulous and shocking reconstruction of it.”
Scottish political activist Tommy Sheridan said it was “absolutely shocking”.
“I am ashamed that despite my limited knowledge of British army atrocities in Northern Ireland I didn’t know about these state murders in Ballymurphy,” he said.
“No wonder the British Establishment have hidden such massacres from the general public for 47 years.”
Former soldier Glenn Bradley said he had “met the Ballymurphy families some years ago and have supported their call for truth since”.
“I watched Massacre At Ballymurphy and my lasting thought is how docile and compliant were the media then”.
Belfast boxer Michael Conlan said: “Watching Ballymurphy Massacre and listening to what families have gone through and still going through, my eyes are filling up, very sad stories to poor innocent families”.
Former Antrim football captain Anto Finnegan said: “This is not rewriting history, this is shining a light into that dark place those in power want to keep hidden.”
Buy The Books
His life-long struggle for justice in Northern Ireland.
Order your copies of "My American struggle for Justice in Northern Ireland--Third U.S. Edition 2019— as well as "Mac Ireland series: Books One, 2 and 3."
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The Hundred or so generations that separate us from the first Roman endeavours to assimilate the Mediterranean area around a central power teach us strategic humility in the face of opposition from intractable framework, for the Mediterranean is not a uniform basin.
It is separated geologically by the Sherki Banks, keeping in mind that its three points of access immediately place the challenges associated with flows and security within a logic of strategic obstacles and dependence on the rivalry of contiguous regional powers.
Thus, Antiquity and the Middle Ages have witnessed periods of domination of the Mediterranean by coastal empires, without this leading to a real and lasting unification of the geostrategic space.
As a transport road that allowed the development of the great Greco-Roman civilizations and the Judeo-Christian and Muslim religions, it was a place of trade and cultural exchange, but also the scene of the nascent naval warfare. It was its mastery that enabled the great empires to establish their dominance over the peoples who lived along its seashores.
If the Romans succeeded in making it a Mare Nostrum over five centuries, Byzantines then Ottomans succeeded them without diminishing its distinctiveness or singularity. The great maritime cities, Venice and then its rival Genoa, promoted merchandising there, before the discovery of America then gradually shifted the trade centre of gravity westwards. Venice, finally defeated and ruined, acknowledged Turkey’s taking possession of Cyprus in exchange for the resumption of its trade, but it is the Western powers that ruled and controlled from the 17th century onwards and definitively deprived the Mediterranean of its future.
The British demonstrated their naval dominance brilliantly in a smart and cost-effective way. Using the islands and an unparalleled navy, they guaranteed a smooth flow between the United Kingdom and the Indian Empire. Over nearly a century and a half, they deployed a campaign of conquest of support points, in Gibraltar, the Balearic Islands, Malta, temporarily in Corsica, Corfu, Vis and Princes’ Island in the Bosphorus, blocking the movements of the French, the Austro-Hungarians and, finally after having secured the control of Egypt, the Ottoman Empire, who assigned Cyprus in 1878.
The French Empire mainly spread over Africa, focusing its priorities on the western part of the Mediterranean. To guarantee its extension towards the East (Suez, Lebanon, Indochina), France contributed to steady the Mediterranean with the British Empire and chose to develop three main military bases (Toulon, Bizerte, Mers El Kebir) then, in a second phase, Solenzara given the rise of Italy, Franco’s victory in Spain, and the foray of German ships in the Mediterranean. Italy, for its part, considered Corsica, Malta and Cyprus as obstacles to its own expansion. In his speech in Tripoli in April 1926, Mussolini reemployed the expression of Mare Nostrum, bearing in mind the idea of establishing an Italian Thalassocracy.
In the middle of the 20th century, a narrowing of the Mediterranean occurred virtually, due to the bipolar balance of power resulting from the Second World War. The Suez crisis demonstrated the limits of conflict management that ignored the involvement of the two major powers and convinced France to join the circle of nuclear powers. It then became the southern flank of Cold War in Europe. The stakes involved in nuclear deterrence reduced its decisive character in the game of rivalries, with plans for operations that could also be built around strikes from land, submarines operating in the Atlantic, and long-distance air raids.
In the meantime, the Mediterranean showed evidence for its economic progress and development, centred on the twenty-two countries and 150 million inhabitants. Its annual economic output is estimated to be at least €400 billion. Undoubtedly, it is now important to consider the distinctions between the three geopolitical and economic zones surrounding the market penetration level laid out in China’s New Silk Roads policy: the European Union and the candidate countries, the Middle East and North Africa. While the European Union appears to be the most advanced political and economic pool, the other regional blocs are too unstable and differentiating to imagine an endeavour at the integration of the same nature.
Ever-expanding pressure in the Mediterranean
Major competitors are playing their part in the Mediterranean, considering it above all as a main road within the value stream mapping.
As it rotated towards Asia, the United States reduced its military footprint, but will never accept the compromise of the air-sea-air corridor linking the Mediterranean and the Indian Ocean, the fastest road to the Pacific from the West. Moreover, their strategy towards Russia, which does not introduce a risk of the same nature as China – at the NSA, Rob Royce describes Russia as a hurricane and China as climate change – is dependent on containment and preventive action in conjunction with NATO. The issue emphasizes more about their ability to regain strength through accessible support points and preserving their freedom of action.
Even released from its dependence on the hydrocarbons of the Gulf countries, the United States cannot disregard the Suez Canal and the Bab el Mandeb Strait, which are central to Saudi Arabia’s economic security… and the correlated arms expenditure. Finally, the American guarantees given to Israel will limit any definitive withdrawal from Middle East affairs for a long time to come.
China has not yet finalised the entire infrastructure and communications network that will support its trade flows across the Mediterranean. One of the first episodes led to the acquisition of majority shares in the China Ocean Shipping Company (COSCO) during the privatisation process of the port of Piraeus. There is no doubt that the next step will be the military securing of its assets, with an increase in volume of combat vessels in a virtually closed sea, by coordinating its efforts from Djibouti, where its first base abroad has been established.
Like all shared spaces, the Mediterranean is also coveted by conquering sovereignties. Russia, together with Turkey, is located at the centre of the strategic reconfiguration that is arising in the eastern Mediterranean.
Taking advantage of the vacuum left by the United States and the guilty absence of a European power on its own borders, it manages to support its Syrian ally, demonstrating the re-establishment of its military capabilities. In this way, we can say that Russia is a double winner : it has weakened the cohesion of the Alliance by making the hypothesis of Turkey’s exit from NATO a lasting one, and it has become a key player in the Levant and the Mediterranean by establishing a strategic continuum across the Bosphorus. Clearly, Russia now holds more aces to put pressure on Europe in due time. Among the potential goals: lifting the sanctions resulting from the Ukrainian dispute, dialogue on arms control, negotiations on its gas and oil outlets, the Astana process.
However, we must be careful not to reduce security matters in the Mediterranean to the interaction of major competitors. It forms a historical and bloody crossroad of the three monotheist religions, an area of human and commercial traffic, the planet’s leading energy route on a seabed covered with the arterial cables of globalisation. Gas resources were discovered in a historically disputed territorial perimeter. It is also a world tourist destination, and a symbolic burden in the melting pot of Western civilisations. All sorts of interests and human destinies collide there. Do you have any evident proof of humanity in the past that peaceful coexistence was ever possible under such circumstances and without integrating tragic disasters? At the very least, the militarization of the Mediterranean seems to be inevitable.
In concrete terms, the risks of incidents are increasing, or rather their staging, as the distorting information and hybridity warfare seems to become a standard under multiple aspects.
The multiplication of actors, and the inevitable duplicity that this involves, blur the stated or real intentions. Combat ships and aircraft crew, rotating between core military missions, sea policing, sovereignty actions, or safeguarding shipwrecked migrants, measure the complexity of switching from one framework of legitimacy to another on a day-to-day basis. The presence of increasingly sophisticated defence systems on ships or ashore increases the risk of misunderstandings during manoeuvres and raises the need for intelligence and situation assessment. Authoritarian powers in the basin are tempted to use risk strategies and intimidation, which might find more scope for influence in the maintenance of instability. The latest developments in the chaos in Libya bear witness to this, with the continued deployment of armaments and the importation of jihadist fighters from the Syrian pocket of Idlib sponsored by Turkey, which thus appropriates a second lever of influence over the European Union in the management of migrant reservoirs, but also in its demands to exploit the Mediterranean gas fields. The recent naval incident between the frigate Le Courbet engaged in the NATO Sea Guardian operation and the Turkish ship Oruçreis, deliberately trying to prevent it from controlling a merchant ship suspected of arms trafficking to Libya, illustrates the type of escalation that will have to be controlled in the future, moreover between member countries of the same alliance.
Given the complexity of international relations and the geostrategic stakes of the area, the political dialogue around the Mediterranean Sea is structured around cooperation and the major security organisations: Common Security and Defence Policy of the European Union, 5+5 Dialogue, Mediterranean Dialogue, Barcelona Process.
Tools have been put in place, such as the European operation Sophia, which was succeeded by Operation Irini, Operation Sea Guardian, and the creation of the European agency Frontex, which reflect the shared interest in maintaining freedom of movement, economic development and cooperation in crisis management, whether in terms of security, environmental challenges or migration.
But the results are still not commensurate with the challenges. The cultural rationale of the North differs greatly from that of the South. The normative vector and economic power, Europe’s preferred tools, are not enough and an increasing number of countries are opting for the pragmatism of bilateral agendas. Beyond that, short-term sovereign interests are setting precedence over values, and competition or the addition of cooperation offers is preferred to long-term strategic partnerships.
Our Armed Forces, structured by a cadre that can support exports, enhance operational cooperation around key capabilities, develop skills through exercises, or lead coalitions, allow us to take initiatives while making sure that we do not practice exclusive interoperability. The so-called able and willing approach, which also prevails in the “European Intervention Initiative”, allows for differentiating and concrete approaches.
Our priorities on the southern flank are to protect the approaches to the national territory, to maintain an autonomous assessment of the situation, to cooperate with the southern seashore countries, and to ensure a forward defence aimed at compartmentalising hotbeds of terrorism.
As such, the security cord formed by the five North African countries is extremely fragile. In the West, Morocco is seeing a reorientation of migratory flows towards its territory. Despite the remarkable strategic patience of its population, Algeria’s destiny seems to have been put on hold. Tunisia is consolidating its transition on condition that it can protect its borders from terrorist overflows. Libya is sinking into chaos and sees its future increasingly being written in Istanbul, Cairo and even Moscow and Abu Dhabi, but in no case in Brussels, while European security interests are the first to be affected. In Egypt, the powerful ideological currents of the Muslim Brotherhood continue to fester.
Beyond that, the recent destabilisation of Iraq, resulting from the peak of Iranian-American peak of escalation, raises fears of violent aftershocks on the coastal countries, particularly in Israel and Lebanon.
In spite of factors that tend to find the convergence criteria for a collective future, such as culture, the ecology of the sea or insular identity, the Mediterranean brings together too many contrasts and complexities to be thought of as a coherent whole. Its eastern side concentrates energy, security and inter-religious challenges. Its southern area remains a mosaic of uncertainties. Its western part, relatively unaffected so far, could become the main corridor for African migration towards Europe.
Multiple disruptive factors will persist in the medium term across what might constitute the strategic “doldrums” in Europe’s immediate southern belt. The first half of the 21st century has confirmed that security balances in the Mediterranean region are the result of confrontations between adjacent geostrategic areas, but also of rivalries between major competitors who may alternately show that they are powerful or harmful and, more rarely, display evidence of their goodwill. Thanks to its complex and tragic history, Europe is in the better position to understand this highly uncertain Mediterranean area, to take a more active part in its strong interactions and, above all, to understand the essential constituent and animating spirit of its history.
The protests in Iran: similar to those of 1978, different in outcome
After almost two months, the protests and demonstrations in Iran triggered by the barbaric murder of Masha Amini show no signs of stopping. The young Kurdish woman had been arrested on 13 September, while in Tehran, on charges of wrongly wearing a headscarf. The girl...
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The former Defence Minister Mario Mauro and Italian soul of the EPP: 'The paradox will be that the premier will try to establish this interlocution with Macron: this on the level of political intuition. If he succeeds, he will do what Fini failed to do...". While news...
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The political chaos in Iraq and the destabilisation of the Middle East region
In Augut 29th, Muqtada Al-Sadr announced his retirement from political life in the country. The Shiite leader's decision sparked protests across the country, with his supporters taking to the streets of the capital to demonstrate, in a manner - however - far from...
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Clean-ups of marine litter, whether on the beach or on the seabed, are key tools used within MarLitCy to raise awareness about the sources, causes and impacts of marine litter. During the clean-ups organised by the partnership, the internationally recognised Ocean Conservancy clean-up protocol is implemented to record the collected marine litter. The data from these clean-ups have been incorporated into the interactive Marine Litter Database below.
You are encouraged to interrogate the database to view data from specific clean-up events or to explore trends in marine litter amounts over time.
If you would like to contribute data from your cleanup, please complete the Ocean Conservancy Data Form and send it to [email protected].
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AKTI Project and Research Center is a non-governmental, non-profit organization based in Nicosia, Cyprus. It was established in 2000 by a group of experts in environmental issues and has succeeded today to create an extensive network of collaborators and volunteers for raising environmental awareness and promoting sustainable development.
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It was November 1957 and a Cornwall man doing some evening bar hopping made his way to a downtown Detroit bar from Windsor just across the river.
He was about to become a front-page news item, for all the wrong reasons.
Thinking it would be a great joke, he pulled a toy pistol from his pocket and hollered out to the bar crowd, “I’m goin’ to shoot this place up!”
Dumb thing to do in a downtown Detroit bar in the fifties.
As terrified customers dived for the floor and scrambled under tables, the bartender, an army veteran, grabbed a loaded .32-calibre handgun kept under the bar, for security reasons, aimed at the “shooter” and fired a shot, striking the pretend shooter in the leg. As he stumbled for the door, another shot just missed his head.
As the man rolled in pain on the floor, the barkeep held him until Detroit police arrived to the active shooter call.
The 22-year-old “victim” was taken to hospital where he was treated for a broken leg.
Perhaps feeling that he was lucky not to have been killed, the man was not charged.
One could say that the barkeep got the last laugh.
In November 1957 the Cornwall Fire Department hired two recruits from a long list of applicants. Long list but nothing compared to today when they are breaking down the door to join the department.
The hirings were criticized by the local branch of the Royal Canadian Legion.
Branch 297 argued that veterans, especially World War II and Korean War vets, should have priority when it came to hiring at the fire department.
The fire chief said the two non-veterans were hired because they were the best applicants.
City council sided with the legion branch and the fire department was ordered to give veterans preference when hiring. Meanwhile, applications for all city jobs were amended to include a paragraph saying veterans would receive first consideration.
ALSO IN 1957 – Ontario Hydro house moving operations in the St. Lawrence Seaway/Power Project were down to nine homes, all in the Morrisburg area. In all, 520 homes had been re-located, most to the new towns of Ingleside and Long Sault. … The Eastern Ontario Development Association urged the provincial government to build a highway linking Cornwall to Ottawa. The preferred route was through Newington, Finch, Berwick, Crysler and Vars. … The Elmer the Safety Elephant campaign was launched at the Palace Theatre, the first of 10 Elmer the Safety Elephant theatre parties that included a feature film and eight cartoons along with a safety talk by the city police traffic officers. … The Bank of Montreal was celebrating its 100th year in Cornwall. The first branch opened in William Mattice’s general store. The first stand-alone branch opened at York and First streets in 1861. The branch had several other sites before building on the former Rossmore Hotel property on Pitt Street (now the arts centre). … The annual Children’s Christmas Fund Concert was set for Dec. 9 at the CCVS auditorium. It was sponsored by the Standard-Freeholder and CKSF Radio (which the newspaper owned). The list of local entertainment included Smiling Jack and His Sons of the Plain, Big Slim, the Percy Smith Trio, Richelieu Glee Club, Anna Melnyczenko, Ernest Seguin and Mayor L. G. Lavigne and the City Slickers (aka city council). … The new Champlain Service Station owned by Rolland Chatelain opened at Cumberland and Eleventh streets. Assistant manager was Louis Seguin. … Bell Telephone launched a know-how-to-dial campaign ahead of changing city Bell users to the dial system that replaced “number please” operators.
SPORTS STUFF CIRCA 1957 – St. Lawrence High School Saints defeated Brockville Collegiate Rams 28-20 to win a third straight EOSSA football title. Moe Racine and Paul Lapointe each had two touchdowns. Tony Meuiller kicked four converts. … The Richard brothers, Henri and Maurice, were leading the NHL scoring race followed by teammate Jean Beliveau. … Cornwall Chevies defeated Belleville MacFarlands 5-2 in an Ontario Hockey Association Senior A game in front of 2,800 fans at the Water Street Arena. It was the first of five win-a-car games. Fan Dorothy Carson left the game with a new Chevrolet. Local players in the Cornwall lineup were Neil Burke, Moe Savard and Bob Bingley.
THIS AND THAT In 1888 Cornwall won the National Amateur Lacrosse Association (NALA) championship and the team’s most valuable player was Albert Frederick Lewis, the team’s only Black player. In fact, he might have been North America’s only Black lacrosse player. He was the son of a Cornwall barber and white mother. Upper Canada Village researcher Milton Kooistra is gathering information on Lewis for a Black and indigenous display at Crysler Hall. He secured a team photo from Cornwall Community Museum. … Can’t recall when another upper level politician got involved in a municipal election campaign the way Sen. Bernadette Clement did in the Oct. 24 Cornwall election. She openly supported two council candidates but avoided publicly supporting one of the two leading mayoral candidates, Glen Grant and Justin Towndale. Grant not only threw his support behind Clement in the 2018 mayoral race, which she won, but campaigned for her. It was a big disappointment for some in the Grant camp who felt she owed him a public show of support. … Big bouquet for city CAO Maureen Adams and her senior administration team for twisting Bank of Montreal’s arm for a $250,000 donation to the arts centre.
TRIVIA ANSWER Long before he got into politics, former Stormont-Dundas-South Glengarry MP Guy Lauzon owned a scrap yard near Sudbury. It was called Scrap City Auto Wreckers.
QUOTED – “Politics has become so expensive that it takes a lot of money even to be defeated.” – Will Rogers
ONE FINAL THING Rest in Peace, Murph. You are gone too soon from our sight, but not our hearts.
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Well as mentioned in the title I just ran into an issue in a BG. I took the Chaosball from its first spawn in the middle, but the ball wasn't visible nor dealt it damage, nor was I stopped to use Ball of Lightning.
Obviously I won that BG 500 to 0 to 0 since the enemy didn't know where the ball was only which team it had, since our points grew. If that happens more frequently that should be looked into.
A very special girl
#1 November 2020
yeah, this has happened to me a couple of times, think I may even know how to recreate this bug
November 2020
Sorts of that bug have been happening for several years now, pretty much since BGs were released.
The thing that used to happen i think was that a player would take the ball in the exact moment they would die and the ball would still be with them after they died and was invisible on the player i think.
And i also had the same thing you described in one BG where i took the first ball and it was invisible on me without me taking any damage from it as well (i dont know how that happened though).
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My wife and I are happy with the temperatures - Commercial HVAC Systems - How to find the right HVAC system
How to find the right HVAC system
My wife and I are happy with the temperatures
October 16, 2020 admin Leave a comment
In my house, I like to have the thermostat set to a particular temperature. When I was growing up, I had a window air conditioning in my own room, and I always set the window air conditioning at the same temperature, and I always liked things being at one temperature. When I grew up and moved out onto my own, I had a thermostat that controlled my central air conditioning and my oil furnace, and I always kept the temperature constant, then however, when I met my wife, I found out that the two of us did not share the same temperature preferences! Normally, the Heating and Air Conditioning differences might have turned somebody off, but I didn’t mind that we disagreed on the Heating and Air Conditioning units. I decided that I wanted to marry this woman, and I wasn’t going to let a small disagreement over the temperature setting on the thermostat change that. Now, you might be wondering how l planned to get over our differences and compromise, and I can answer that. We have never argued about the thermostat, and the two of us have never had any problems with the thermostat because I always let her set the thermostat. I love my wife, and I would be willing to die for her, but since I would be willing to do that, it seems like a small thing to be willing to let her have her own way with the control unit. Sure, the control unit isn’t set to my number one temperature, however she is happy, and that is all that matters to me. I do not need to have the thermostat set to my favorite temperature, and I would rather her be comfortable anyway.
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Throughout the province of Ontario, there are seemingly countless opportunities for anglers to target multi species fish with a fly rod in rivers.
Photo credit: The New Fly Fisher, Mark Melnyk
These angling opportunities span from the southern-most tip of the Detroit River in Windsor to the rarely seen tributaries of Hudson’s Bay to the north. Urban or rural, river fly angling is accessible to any angler with a fly rod. Fly fishing seasons span the entire year in many areas for specific species with legal angling for specific species, such as steelhead permitted in some areas, while other species such as smallmouth bass have set seasons as determined by the Ministry of Natural Resources. Check the fishing regulations before your trip.
With the advancement of fly fishing technology today, every species of sportfish swimming in Ontario rivers can be caught on fly. Here are a few of the more popular species to catch on fly in Ontario rivers.
Brook Trout: These spectacularly coloured fish are found in most rivers in Ontario, from the clean urban streams in the south to the massive watersheds of Ontario’s north. Brook trout are considered an indicator species meaning if anglers are catching this species, they are fishing in a pristine environment. Brook trout can’t tolerate pollution. They are extremely fly-friendly and can be caught and released easily.
Brown Trout: This species of trout was introduced to Ontario in the early 1900’s and are generally found in southern and central Ontario, with a few places on the north shore of Lake Superior where they can be angled. They are an aggressive species sought after by many fly anglers for their angry attitude and reputation to attack flies.
Steelhead / Lake Run Rainbow Trout: Steelhead, originally from the Pacific Ocean these fish inhabit Ontario’s Great Lakes and are a worthy adversary for fly anglers. Entering Great Lake tributaries in both the spring, to spawn and in the fall, to feed, steelhead are very much sought after by fly fishers. Some fish will remain in Ontario rivers all year allowing for additional angling opportunities for fly anglers.
Salmon: All species of Pacific salmon have been introduced to Ontario’s Great Lakes. They enter the tributaries of the lakes in late summer and fall to spawn. Species include Chinook, coho and pink salmon. These species are considered challenging for fly fishers since these fish are in the rivers to spawn and will rarely eat if at all.
Smallmouth Bass: River smallmouth are considered by fly anglers to be one of the strongest fighting fish in Ontario. They readily eat flies and generally become acrobatic when hooked. They often jump multiple times during landing. Their distribution is throughout most Ontario rivers.
Bronte Creek: Entering Lake Ontario, between the towns of Oakville and Burlington, Bronte Creek sees a multitude of species throughout the year. Resident smallmouth bass are present as well as migratory species such as salmon, steelhead and brown trout in the fall, and another steelhead run in the spring. Bronte can be fished in certain places all season long. Learn more about the Hamilton, Halton and Brant region.
Grand River: The Grand River is considered a large river spanning from its headwaters at Dundalk, to its mouth at Lake Erie at the town of Dunnville. It is a multi-species river playing host to resident fish such as bass and northern pike as well as migratory species trout and salmon. With both urban and rural angling opportunities, the Grand River is one of Southern Ontario’s more popular rivers for fly fishing. Learn more about the region.
Credit River: The Credit, with its headwaters in the Orangeville area offers both urban and rural angling opportunities. The upper Credit, with its special regulations, is a cold water resource providing habitat to native brook trout as well as brown trout. The lower Credit sees large populations of salmon and trout, both steelhead and brown trout migrating into the river both spring and fall. The Credit River enters Lake Ontario at Port Credit. Learn more about the Greater Toronto Area.
Mississippi River: The Mississippi River, just west of Ottawa at Carleton Place is a world-class smallmouth bass river. With easy angler access, and being large enough to use a boat, this river produces great numbers of large bass for fly anglers. It is a tributary of the Ottawa River with its headwaters at Mississippi Lake. Learn more about the Ontario Highlands region.
Saugeen River: The Saugeen is a tributary entering Lake Huron at the town of Southampton. It is known as a migratory steelhead and salmon river and is famous with fly anglers. The Saugeen sees strong runs of steelhead in the spring and steelhead and salmon in the fall. It is also home to a high population of resident smallmouth bass one of the hardest fish to catch on fly, the musky. Learn more about the Bruce Grey Simcoe region.
Maitland River: The Maitland River flows west into Lake Huron at Goderich. It boasts excellent opportunities to fish from the bank as well as in a drift boat. The Maitland has great populations of smallmouth bass but is most famous for the big steelhead runs in the spring and the fall run of both steelhead and salmon. Learn more about the Bruce Grey Simcoe region.
The Bighead River: The Bighead, flowing into Georgian Bay at the town of Meaford, is a smaller migratory species river than most. It boasts strong returns of spring and fall steelhead and good runs of Chinook salmon in the fall. There arealso resident brown trout as well as a strong population of smallmouth bass. The Bighead River is very susceptible to rain events and can rise and fall very quickly. The lower section has lots of access for fly fishers. Learn more about the Bruce Grey Simcoe region.
St. Mary’s River: Located in the town of Sault Ste. Marie, Ontario, St. Mary’s River has easy access for fly anglers looking for multi-species spring through the beginning of winter. St. Mary’s River is the only connection between Lake Superior and Lake Huron so any migratory fish must pass through this river making it a world-class fishery. Species include all five species of Pacific salmon, Atlantic salmon, steelhead, and resident rainbow trout. Learn more about the Algoma Country region.
Nipigon River: Connecting Lake Nipigon to Lake Superior, Nipigon River is an amazing destination for fly anglers. With its mouth at the town of Nipigon and Red Rock, this large river sees multi-species migratory and resident fish during the season. Anglers fishing the Nipigon should hire a guide as hydroelectric dam activity can occur at any time. The Nipigon River sees strong populations of steelhead, salmon, lake trout, smallmouth bass and northern pike. What the Nipigon River is most famous for is its world-class brook trout fishery. The World Record brook trout was caught in the Nipigon River and was 14.5 lbs. Learn more about Superior Country region.
Albany River: The Albany River flows east from Lake St. Joseph to its mouth at James Bay at the First Nation’s community of Fort Albany. The Albany River is Ontario’s second-largest and longest river in the province. It spans nearly 1000 km and can be accessed by boat or floatplane. The three main species in the Albany for fly anglers are walleye, northern pike and brook trout. Many outfitters cater to fly anglers offering access and guide services to fish the Albany River. Learn more about the Algoma Country region.
Attawapiskat River: The Attawapiskat River is well known as a big northern pike and walleye river. With very little angling pressure, fly fishers can see big numbers of aggressive fish. Anglers should seek a guide on the Attawapiskat River. There are a few outfitters that fly into this remote northern Ontario system. The river is located north of the Albany watershed and is recommended for experienced adventurers. Learn more about the Algoma Country region.
Sutton River: With its mouth on the south shore of Hudson’s Bay in Polar Bear Provincial Park, fly anglers find themselves in the land of big brook trout on the Sutton River. This is a world-class brook trout fishery in a river that is deemed easy to navigate. Lacking any rapids or white water, the crystal-clear water of the Sutton River allows fly anglers to cast to fish they can see. This is a fly-in do-it-yourself angling opportunity, or it can be guided if anglers would like. Learn more about the Algoma Country region.
Winisk River: The Winisk watershed is a trophy northern pike and brook trout fishery. With a few outfitters on the river, anglers will find great success with their guide pursuing these two sportfish. Further north, the Winisk sees very little angling pressure allowing for untouched fish that may have never seen a fly. Unlike the Sutton River, the Winisk is big water with rapids and white water. Learn more about the Algoma Country region.
Ontario is a big province with hundreds of rivers available for fly anglers looking for multi-species. Most Ontario rivers are accessible by foot, boat, train or plane and can be found in the middle of major Ontario cities or in the absolute remote wilds of this vast land. Ontario has the space, the numbers of fish and the rivers to make it a perfect destination for fly fishers.
Last updated: April 20, 2022
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We would like to acknowledge that Ontario is the world in one province and is the original homelands to many nations of the First Peoples. With the Cree Nation in the North, the Haudenoshaunee in the South, and the Anishinabek Nation all around the Great Lakes, we are pleased to acknowledge and support the First Peoples and First Nations of these lands; the Inuit; and the Metis as we host visitors together.
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The child’s forehead was red from bumping into Eric’s legs. Although the little girl bumped into him first, he could not possibly blame a child for not watching where she was going.
After some thought, Eric thought of telling the child’s father to teach the child how to walk.
Of course, Eric did not mind offering some money to express his apology.
“Who is your daddy? What’s his name?”
Chatty raised her chin proudly and snorted.
“My daddy is the father of Ultraman, the King of the Land of the Light in Nebula M78!”
Eric was speechless as he thought, ‘Is this kid sick in the head?’
However, Eric felt that the child’s arrogant expression when she spoke was a little familiar.
The next second, someone came out of the next room.
Mitchell was stunned when he saw Eric carrying a little girl.
Mitchell looked at the two in shock.
Eric could not hold his expression anymore. He frowned slightly and asked, “You know her?
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does this book ever end ?
This is so dumb! A Two year giving adults a slip and calling a grown man a monster! Make the book more believable! Why is Clayton painted a hero and as a good man! Either kill off Eric or Clayton and end the book! It’s not even a love story as this point! A dumb ass soap opera
I don't like Clayton-I want Nicole to fi nd out how he really is. if she was really a smart executive why would she blindly believe what he says, be so disdainful of others and care so little for her daughter-she and Clayton aren't good parents. Eric is awful to Chance. That poor kid deserves more
I don’t even k is what I want anymore except for it to end. It has gone so far ash for the original story . I dislike all the characters more and more horrible human beings.
I agree! I kinda wanted him and Nicole to find a way but I’m losing all hope in that
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Jay Malone bought a mansion at a high price near the Stanton Mansion. The environment was suitable, so he planned to be neighbors with the Stanton family forever.Fischer lived there for a long time and started to go to school.That was why Chatty was left alone at home.Thus, Nicole started to contact schools for Chatty.Clayton and Nicole tacitly avoided Levi’s school because it was not suitable for Chatty.Finally, they found a suitable school that was less than 500 meters away from Levi’s school.That was the best they could find, but they did not plan to send Chatty to school right away.They wanted to wait until after the New Year.The end of the year was approaching.Levi was on vacation, so he could accompany Fischer and Chatty.Clayton took time off to accompany Nicole so that Nicole could take more time to deal with work at the office.The two got off work at almost the same time, so Clayton went to pick her up first before they went home for dinner together.That
In the end, Michael did not get to hug his pretty lady as he wished.However, his pretty lady changed.That was obvious.Back then, Nicole was an aloof and stubborn career woman. She was so beautiful that people could not take their eyes off her.Nicole was still bold and beautiful, but she was more gentle, radiant, and charming now.It seemed that Clayton took good care of her.Michael hugged Clayton reluctantly, looking listless.To the side, Nicole laughed so hard that she clutched her belly.Chatty and Fischer nervously and expectantly came over and looked up.“Daddy, I want a hug…”She opened her arms.Clayton’s heart softened as he thought, ‘My daughter is definitely better than my son…’He immediately let go of Michael and was about to squat down to hug Chatty when Chatty twisted her body and threw herself onto Michael.“Big Brother! Hugsies…”Michael picked up Chatty with ease.Chatty grinned happily. She looked so sweet like candy.Clayton’s arms were empty, an
Nicole looked sideways at Clayton. Clayton’s breathing in the darkness was very light.She knew that he was not asleep.“For the time being? That’s to say he might go back in the future?”Nicole had experienced unimaginable dangers, so she did not want the people around her to experience it too.Not everyone was so lucky to survive a crisis over and over again.Clayton sighed lightly. His tone was cold as he said, “They might not give up easily. His aunt is the best at tugging at people’s heartstrings. Otherwise, she could not have managed the family for so long. But I can’t keep him by my side forever.”Michael was grown up and had his own mind.Nicole blinked. “Why don’t we let him stay?”“I’ve spent so long paving the way for him in the field he’s studying now. He’s the best at it and likes what he does. He has the top teachers in Europe and can only get the best education there.”Clayton’s voice was a little low and hoarse.Perhaps he was tired.“Go to sleep, baby. He wo
At this moment, everyone was quiet.The parent looked at Michael in shock. The blonde-haired and blue-eyed child had such a ruthless look in his eyes.Chatty and Fischer clapped their hands happily.Chance stood there, dumbfounded.After a while.The director of the amusement park rushed over.He personally came forward to solve this matter, so it was dealt with smoothly.The children did not apologize in the end.However, that parent did not pursue the issue any further. She was very satisfied with the conditions offered by the director, which was an all-expenses paid admission to the amusement park for this visit.The parent happily carried her child and left.After the director dealt with the woman and child, he wiped his sweat and looked at the staff.“In the future, this family will be on our blacklist. We don’t need to let them in again.”“Yes, sir.”The director turned his head and put on a smile.“Please follow me to the office. Mr. Sloan is waiting for you there.
Sean pinched Yvette’s chin and said in a vicious tone, “You look like you’re living a good life. I still remember everything you said before. I just don’t understand why you suddenly stopped loving me when we were clearly in love with each other. You didn’t even give me a chance to change. Yvette… Tell me why?”Yvette cried until she was out of breath. She looked different from her usual radiant and beautiful self.She looked extremely wretched.Yvette had never been so afraid even when she was in such a dangerous city like Cali.At that moment, she did not know if Lance was still alive outside, and she did not know if she would be able to survive the New Year.Yvette used to do as she wished with men, but she treated every formal relationship seriously, especially when she was with Sean.She did not expect that Sean would be hung up on the past. Yvette dumped Sean back then, and he took it as humiliation.That was why Sean came today. He wanted her to pay the price.This was h
The man on the floor was limp and looked like he was dying.Lance’s nose was bruised, and his face was swollen. He also had multiple wounds on his body.His injuries were just appalling!Yvette’s whole body began to tremble from the chill. She was flustered and miserable as she kept calling his name.However, she did not get a response.For the first time in her life, Yvette felt like her body and soul were separated.When she saw Lance in pain, she just wished that she could die with Lance.That kind of pain was like her body was ripped apart. It was something she could never imagine before tonight.Yvette’s world crumbled overnight.Seeing Yvette’s depressed look, Sean’s subordinates obviously felt a little guilty.Although Sean looked unhappy, he did not look worried or scared.Sean glanced at his subordinates as if he was saying, “You guys attacked him while I was in the room?”His subordinates shook their heads quickly and quickly shirked off the responsibility.“I di
Yvette was grieving and passed out at some point.She was worried about all the unknown and could only be a doll that Sean kept in a glasshouse for people to watch.When Yvette woke up again, she was in a completely unfamiliar room.Everything from last night rushed into her mind.Her face was pale as she sat up abruptly.The unfamiliar environment made her feel more insecure.She wanted to get out of bed, but she suddenly tripped over something.When she looked down, she saw a white nylon rope tied to her ankles.Yvette’s heart kept sinking into an abyss.While she panicked, her feet were soaked in blood. That feeling and dead silence made her feel unsettled.Nothing she could reach could become a weapon that she could use to threaten others. There was not even a vase in the room.Yvette suddenly snapped and shrieked.Finally, someone came over and pushed the door open.Sean was wearing a black shirt and trousers. His face was still cold as usual.“You woke up? I’ll brin
In an instant, Sean’s expression darkened. He raised his head and stared at the man grimly.The person next to him saw that Sean was upset and immediately went to hug the thin man’s shoulders and jokingly scolded him, “You’re so full of yourself, huh? This woman is different from the ones in the club that you can screw with anytime you want. The boss brought her back for himself, so don’t think about her.”The thin man also saw that something was wrong and smiled sheepishly as he stepped back.“I was just saying… She came from a wealthy family and was brought up in luxury. I was just curious because I had never touched a woman like her before. Don’t worry, Boss! Without your word, I won’t touch even a hair on her!”The gloom in Sean’s eyes gradually faded. He was indifferent as he mocked him.“Useless! So what if she’s from a rich family? Women are all the same once the lights are off, aren’t they? I’ll take you all to Gold Digger’s tonight. You guys can get all the girls you want
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The 34th Annual Pennwriters Conference is coming your way virtually. Registration is now open for the three-day conference and for two intensives held the day before the conference. Except for sitting with friends in the lounge and at meals, the conference will still have all the parts you love! Keynote Speakers are Susan Meier and Eileen Enwright Hodgetts. The conference begins at 9:00 am on Friday, May 14 and runs through Sunday, May 16.
I will be teaching:
"Write the Book They Can't Put Down" Heidi will guide you through tips based on her article "The Shifting Grail: A Quest for a Good Read" from the international award-winning writing guide Many Genres, One Craft: Lessons in Writing Popular Fiction. Using examples from well-known movies and literature, she'll show how character motivation can dictate pacing and suspense, making your book one readers can't put down. There will be lots of opportunities to apply these tips to your WIP or to a new project.
"Middle Grade, In-Betweener, or Young Adult?" When pre-teens and early teens want to read about characters in their age group, they are sometimes out of luck so they either go for younger (MG) or older (YA) protagonists, but now there's INB. Which writers are writing for this formative demographic, and what great works have they given us? This workshop is based on Heidi's article for the January 2020 issue of The Writer magazine.
Hope to see you on the screen!
event heidi ruby miller many genres many genres one craft middle grade pennwriters pennwriters conference setonhillwriters shuwpf the shifting grail the writer magazine writing writingconference
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School of Kinesiology & Health Studies Alumni Breakfast Location: 28 Division St., Kingston (School of Kinesiology & Health Studies Building) Date: Saturday, October 29th, 2022, from 10:00am – 12:00pm Cost: Free Join the School of Kinesiology and Health Studies for our first alumni breakfast since 2019. Celebrate Homecoming 2022 with your former classmates and peers […]
October 22 @ 11:00 am - 1:00 pm
SKHS Building 28 Division Street, Kingston
Join us in the School of Kinesiology and Health Studies on Saturday, October 22nd from 11:00am - 1:00pm for our in-person SKHS Open House! We are excited to welcome prospective students and their families to our building, where you can see our recently upgraded teaching lab, our 'Revved Up' exercise facility for individuals with disabilities […]
The School’s mission is to promote well-being from cell to society, through teaching, research, and active engagement in our communities. We pursue our aims while fostering an inclusive, caring, and respectful School environment.
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The new platform offers a multi-custodian solution to institutions and high net-worth individuals needing to fill large orders.
FM
Institutional Blockchain Blockchain Blockchain comprises a digital network of blocks with a comprehensive ledger of transactions made in a cryptocurrency such as Bitcoin or other altcoins.One of the signature features of blockchain is that it is maintained across more than one computer. The ledger can be public or private (permissioned.) In this sense, blockchain is immune to the manipulation of data making it not only open but verifiable. Because a blockchain is stored across a network of computers, it is very difficult to tamper with. The Evolution of BlockchainBlockchain was originally invented by an individual or group of people under the name of Satoshi Nakamoto in 2008. The purpose of blockchain was originally to serve as the public transaction ledger of Bitcoin, the world’s first cryptocurrency.In particular, bundles of transaction data, called “blocks”, are added to the ledger in a chronological fashion, forming a “chain.” These blocks include things like date, time, dollar amount, and (in some cases) the public addresses of the sender and the receiver.The computers responsible for upholding a blockchain network are called “nodes.” These nodes carry out the duties necessary to confirm the transactions and add them to the ledger. In exchange for their work, the nodes receive rewards in the form of crypto tokens.By storing data via a peer-to-peer network (P2P), blockchain controls for a wide range of risks that are traditionally inherent with data being held centrally.Of note, P2P blockchain networks lack centralized points of vulnerability. Consequently, hackers cannot exploit these networks via normalized means nor does the network possess a central failure point.In order to hack or alter a blockchain’s ledger, more than half of the nodes must be compromised. Looking ahead, blockchain technology is an area of extensive research across multiple industries, including financial services and payments, among others. Blockchain comprises a digital network of blocks with a comprehensive ledger of transactions made in a cryptocurrency such as Bitcoin or other altcoins.One of the signature features of blockchain is that it is maintained across more than one computer. The ledger can be public or private (permissioned.) In this sense, blockchain is immune to the manipulation of data making it not only open but verifiable. Because a blockchain is stored across a network of computers, it is very difficult to tamper with. The Evolution of BlockchainBlockchain was originally invented by an individual or group of people under the name of Satoshi Nakamoto in 2008. The purpose of blockchain was originally to serve as the public transaction ledger of Bitcoin, the world’s first cryptocurrency.In particular, bundles of transaction data, called “blocks”, are added to the ledger in a chronological fashion, forming a “chain.” These blocks include things like date, time, dollar amount, and (in some cases) the public addresses of the sender and the receiver.The computers responsible for upholding a blockchain network are called “nodes.” These nodes carry out the duties necessary to confirm the transactions and add them to the ledger. In exchange for their work, the nodes receive rewards in the form of crypto tokens.By storing data via a peer-to-peer network (P2P), blockchain controls for a wide range of risks that are traditionally inherent with data being held centrally.Of note, P2P blockchain networks lack centralized points of vulnerability. Consequently, hackers cannot exploit these networks via normalized means nor does the network possess a central failure point.In order to hack or alter a blockchain’s ledger, more than half of the nodes must be compromised. Looking ahead, blockchain technology is an area of extensive research across multiple industries, including financial services and payments, among others. Read this Term trading platform OTC Exchange Network (OTCXN) has officially launched its OTC Block Trading venue, which allows the execution of live block transactions on a large variety of crypto and fiat pairs.
The new platform offers deeper liquidity and multi-custodian solution to institutions and high net-worth individuals needing to fill large orders on fiat-to-crypto, crypto-to-crypto, and fiat-to-fiat instruments.
After completing its final phase of beta testing, the venue is now open with full capacity after OTCXN has already signed US-regulated custodians Kingdom Trust and Prime Trust, a move that could help the hybrid platform bring in more users. OTC Block Trading delivers trading access with a single account at the preferred custodian of a trading desk or exchange.
Both SEC-authorized firms provide custody for trading venues that use OTCXN technology and is looking to facilitate clearing and settlement of OTC block trades. However, they are not the only providers of infrastructure and operational cryptocurrency custodianship for the wider investment management industry. Leading cryptocurrency exchange Coinbase, Japanese financial holdings company Nomura and most recently SIX Group, the owner of SIX Swiss Exchange, have all recently launched similar services for institutional investors.
Keep Reading
Coinbase to Target Retail Traders with First Bitcoin Derivatives
Prime Trust is already famous at the blockchain space thanks to its back-office solutions. The company began its Bitcoin storage service in July, and then added support for Ethereum and ERC-20 tokens.
Multi-Custodian Solutions in the Market
OTCXN leverages its proprietary blockchain technologies to establish a completely new market model that improves liquidity access for the entire FX and cryptocurrency ecosystem.
OTCXN was established by electronic trading and e-FX technology expert Rosario Ingargiola, founder of FXone. Ingargiola led the design and development of one of institutional FX exchange technology stacks, used by global Tier-1 banks.
Commenting on the news, OTCXN’s CEO and founder Rosario M. Ingargiola said: “We are extremely pleased to announce that our institutional clients are now trading with each other on our OTC Block Trading venue. Clients can now trade without risk to their counterparty and without waiting for settlement Payments Payments One of the bases of mediums of exchange in the modern world, a payment constitutes the transfer of a legal currency or equivalent from one party in exchange for goods or services to another entity. The payments industry has become a fixture of modern commerce, though the players involved and means of exchange have dramatically shifted over time.In particular, a party making a payment is referred to as a payer, with the payee reflecting the individual or entity receiving the payment. Most commonly the basis of exchange involves fiat currency or legal tender, be it in the form of cash, credit or bank transfers, debit, or checks. While typically associated with cash transfers, payments can also be made in anything of perceived value, be it stock or bartering – though this is far more limited today than it has been in the past.The Largest Players in the Payments IndustryFor most individuals, the payments industry is dominated currently by card companies such as Visa or Mastercard, which facilitate the use of credit or debit expenditures. More recently, this industry has seen the rise of Peer-to-Peer (P2P) payments services, which have gained tremendous traction in Europe, the United States, and Asia, among other continents.One of the biggest parameters for payments is timing, which looms as a crucial element for execution. By this metric, consumer demand incentivizes technology that prioritizes the fastest payment execution.This can help explain the preference for debit and credit payments overtaking check or money orders, which in previous decades were much more commonly utilized. A multi-billion-dollar industry, the payments space has seen some of the most innovation and advances in recent years as companies look to push contactless technology with faster execution times. One of the bases of mediums of exchange in the modern world, a payment constitutes the transfer of a legal currency or equivalent from one party in exchange for goods or services to another entity. The payments industry has become a fixture of modern commerce, though the players involved and means of exchange have dramatically shifted over time.In particular, a party making a payment is referred to as a payer, with the payee reflecting the individual or entity receiving the payment. Most commonly the basis of exchange involves fiat currency or legal tender, be it in the form of cash, credit or bank transfers, debit, or checks. While typically associated with cash transfers, payments can also be made in anything of perceived value, be it stock or bartering – though this is far more limited today than it has been in the past.The Largest Players in the Payments IndustryFor most individuals, the payments industry is dominated currently by card companies such as Visa or Mastercard, which facilitate the use of credit or debit expenditures. More recently, this industry has seen the rise of Peer-to-Peer (P2P) payments services, which have gained tremendous traction in Europe, the United States, and Asia, among other continents.One of the biggest parameters for payments is timing, which looms as a crucial element for execution. By this metric, consumer demand incentivizes technology that prioritizes the fastest payment execution.This can help explain the preference for debit and credit payments overtaking check or money orders, which in previous decades were much more commonly utilized. A multi-billion-dollar industry, the payments space has seen some of the most innovation and advances in recent years as companies look to push contactless technology with faster execution times. Read this Term to hit their account or wallet. The immediate re-tradability of crypto assets with no public ledger transactions means more trading opportunities for our clients.”
Institutional Blockchain Blockchain Blockchain comprises a digital network of blocks with a comprehensive ledger of transactions made in a cryptocurrency such as Bitcoin or other altcoins.One of the signature features of blockchain is that it is maintained across more than one computer. The ledger can be public or private (permissioned.) In this sense, blockchain is immune to the manipulation of data making it not only open but verifiable. Because a blockchain is stored across a network of computers, it is very difficult to tamper with. The Evolution of BlockchainBlockchain was originally invented by an individual or group of people under the name of Satoshi Nakamoto in 2008. The purpose of blockchain was originally to serve as the public transaction ledger of Bitcoin, the world’s first cryptocurrency.In particular, bundles of transaction data, called “blocks”, are added to the ledger in a chronological fashion, forming a “chain.” These blocks include things like date, time, dollar amount, and (in some cases) the public addresses of the sender and the receiver.The computers responsible for upholding a blockchain network are called “nodes.” These nodes carry out the duties necessary to confirm the transactions and add them to the ledger. In exchange for their work, the nodes receive rewards in the form of crypto tokens.By storing data via a peer-to-peer network (P2P), blockchain controls for a wide range of risks that are traditionally inherent with data being held centrally.Of note, P2P blockchain networks lack centralized points of vulnerability. Consequently, hackers cannot exploit these networks via normalized means nor does the network possess a central failure point.In order to hack or alter a blockchain’s ledger, more than half of the nodes must be compromised. Looking ahead, blockchain technology is an area of extensive research across multiple industries, including financial services and payments, among others. Blockchain comprises a digital network of blocks with a comprehensive ledger of transactions made in a cryptocurrency such as Bitcoin or other altcoins.One of the signature features of blockchain is that it is maintained across more than one computer. The ledger can be public or private (permissioned.) In this sense, blockchain is immune to the manipulation of data making it not only open but verifiable. Because a blockchain is stored across a network of computers, it is very difficult to tamper with. The Evolution of BlockchainBlockchain was originally invented by an individual or group of people under the name of Satoshi Nakamoto in 2008. The purpose of blockchain was originally to serve as the public transaction ledger of Bitcoin, the world’s first cryptocurrency.In particular, bundles of transaction data, called “blocks”, are added to the ledger in a chronological fashion, forming a “chain.” These blocks include things like date, time, dollar amount, and (in some cases) the public addresses of the sender and the receiver.The computers responsible for upholding a blockchain network are called “nodes.” These nodes carry out the duties necessary to confirm the transactions and add them to the ledger. In exchange for their work, the nodes receive rewards in the form of crypto tokens.By storing data via a peer-to-peer network (P2P), blockchain controls for a wide range of risks that are traditionally inherent with data being held centrally.Of note, P2P blockchain networks lack centralized points of vulnerability. Consequently, hackers cannot exploit these networks via normalized means nor does the network possess a central failure point.In order to hack or alter a blockchain’s ledger, more than half of the nodes must be compromised. Looking ahead, blockchain technology is an area of extensive research across multiple industries, including financial services and payments, among others. Read this Term trading platform OTC Exchange Network (OTCXN) has officially launched its OTC Block Trading venue, which allows the execution of live block transactions on a large variety of crypto and fiat pairs.
The new platform offers deeper liquidity and multi-custodian solution to institutions and high net-worth individuals needing to fill large orders on fiat-to-crypto, crypto-to-crypto, and fiat-to-fiat instruments.
After completing its final phase of beta testing, the venue is now open with full capacity after OTCXN has already signed US-regulated custodians Kingdom Trust and Prime Trust, a move that could help the hybrid platform bring in more users. OTC Block Trading delivers trading access with a single account at the preferred custodian of a trading desk or exchange.
Both SEC-authorized firms provide custody for trading venues that use OTCXN technology and is looking to facilitate clearing and settlement of OTC block trades. However, they are not the only providers of infrastructure and operational cryptocurrency custodianship for the wider investment management industry. Leading cryptocurrency exchange Coinbase, Japanese financial holdings company Nomura and most recently SIX Group, the owner of SIX Swiss Exchange, have all recently launched similar services for institutional investors.
Keep Reading
Coinbase to Target Retail Traders with First Bitcoin Derivatives
Prime Trust is already famous at the blockchain space thanks to its back-office solutions. The company began its Bitcoin storage service in July, and then added support for Ethereum and ERC-20 tokens.
Multi-Custodian Solutions in the Market
OTCXN leverages its proprietary blockchain technologies to establish a completely new market model that improves liquidity access for the entire FX and cryptocurrency ecosystem.
OTCXN was established by electronic trading and e-FX technology expert Rosario Ingargiola, founder of FXone. Ingargiola led the design and development of one of institutional FX exchange technology stacks, used by global Tier-1 banks.
Commenting on the news, OTCXN’s CEO and founder Rosario M. Ingargiola said: “We are extremely pleased to announce that our institutional clients are now trading with each other on our OTC Block Trading venue. Clients can now trade without risk to their counterparty and without waiting for settlement Payments Payments One of the bases of mediums of exchange in the modern world, a payment constitutes the transfer of a legal currency or equivalent from one party in exchange for goods or services to another entity. The payments industry has become a fixture of modern commerce, though the players involved and means of exchange have dramatically shifted over time.In particular, a party making a payment is referred to as a payer, with the payee reflecting the individual or entity receiving the payment. Most commonly the basis of exchange involves fiat currency or legal tender, be it in the form of cash, credit or bank transfers, debit, or checks. While typically associated with cash transfers, payments can also be made in anything of perceived value, be it stock or bartering – though this is far more limited today than it has been in the past.The Largest Players in the Payments IndustryFor most individuals, the payments industry is dominated currently by card companies such as Visa or Mastercard, which facilitate the use of credit or debit expenditures. More recently, this industry has seen the rise of Peer-to-Peer (P2P) payments services, which have gained tremendous traction in Europe, the United States, and Asia, among other continents.One of the biggest parameters for payments is timing, which looms as a crucial element for execution. By this metric, consumer demand incentivizes technology that prioritizes the fastest payment execution.This can help explain the preference for debit and credit payments overtaking check or money orders, which in previous decades were much more commonly utilized. A multi-billion-dollar industry, the payments space has seen some of the most innovation and advances in recent years as companies look to push contactless technology with faster execution times. One of the bases of mediums of exchange in the modern world, a payment constitutes the transfer of a legal currency or equivalent from one party in exchange for goods or services to another entity. The payments industry has become a fixture of modern commerce, though the players involved and means of exchange have dramatically shifted over time.In particular, a party making a payment is referred to as a payer, with the payee reflecting the individual or entity receiving the payment. Most commonly the basis of exchange involves fiat currency or legal tender, be it in the form of cash, credit or bank transfers, debit, or checks. While typically associated with cash transfers, payments can also be made in anything of perceived value, be it stock or bartering – though this is far more limited today than it has been in the past.The Largest Players in the Payments IndustryFor most individuals, the payments industry is dominated currently by card companies such as Visa or Mastercard, which facilitate the use of credit or debit expenditures. More recently, this industry has seen the rise of Peer-to-Peer (P2P) payments services, which have gained tremendous traction in Europe, the United States, and Asia, among other continents.One of the biggest parameters for payments is timing, which looms as a crucial element for execution. By this metric, consumer demand incentivizes technology that prioritizes the fastest payment execution.This can help explain the preference for debit and credit payments overtaking check or money orders, which in previous decades were much more commonly utilized. A multi-billion-dollar industry, the payments space has seen some of the most innovation and advances in recent years as companies look to push contactless technology with faster execution times. Read this Term to hit their account or wallet. The immediate re-tradability of crypto assets with no public ledger transactions means more trading opportunities for our clients.”
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A federal judge on Friday ordered Apple to loosen some of the rules on its App Store for how payments are processed.
A federal judge on Friday issued a long-awaited ruling in Fortnite maker Epic Games' legal battle with Apple over its App Store policies.
Both sides are using the 185-page ruling to double down on their own positions, which is possible because the details are complicated.
If anything, though, Apple and Google did land small wins, but neither got what it wanted.
U.S. District Judge Yvonne Gonzalez Rogers said Apple is breaking the law by forcing people to pay for apps and in-app items through the App Store, where it usually takes a 30% slice of the payment as commission. Gonzalez Rogers told Apple to ease up and let in other payment options, within 90 days. That will please Apple, but it is far from what Epic sought.
For Apple, Gonzalez Rogers upheld the App Store's overall structure as legal, a major victory for the tech giant. She also said Apple does not have an illegal monopoly over how developers can process payments for mobile games, which Apple applauded.
"It's a split decision," said Mark Lemley, a Stanford Law School professor who studies antitrust issues and technology. "It will improve competition on the edges, but it's not the fundamental change that Epic and advocates of the antitrust case would have hoped for."
OK. But what does this mean for people who buy apps for their iPhones and iPads?
It means that when you pay for, say, a Spotify subscription on your iPhone, or a cool new outfit for your avatar in the mobile version of Roblox, you could get the option to pay through Spotify or Roblox's own systems.
Apple long has banned app developers from offering these alternative payment methods. Gonzalez Rogers ruled that Apple was hiding information from consumers and limiting choice. That's prohibited under California competition laws.
So will this make apps and in-app items cheaper?
It could. When Epic violated Apple's rules and allowed people to buy credits for Fortnite through its own system, it offered a 30% discount, since there was no Apple levy involved.
If developers are no longer forced to use Apple's payment system — and can avoid the 30% commission — they could lower their prices. Or, they could just pocket the savings.
Will there be any visible changes to apps downloaded from the App Store?
Maybe. You might see a new button in some of your favorite apps that lets you buy things through the developer's own payment system, for example. Or, there could be a link inside the app directing customers to complete a payment on a browser. Whatever it looks like, Apple solely controlling what critics call a "toll booth" in the App Store will be no longer.
The appeals process will likely cause delays, so don't expect changes any time soon.
Is Apple's 30% commission going away?
No, but Apple can choose to drop the rate, and for certain developers, it has.
Epic Games considered Apple's take of most purchases "exorbitant" and an abuse of its market power. The judge did not completely buy this.
Yvonne-Gonzalez was skeptical of the 30% fee during the trial, and in the ruling she was suspicious about Apple's justification of the commission, writing that "the 30% is not tied to anything in particular and can be changed," but did not order Apple to do so.
She noted that while Epic chose to target Apple (and Google) over the fee, it seemed odd considering that Nintendo's Switch, Microsoft's Xbox and Sony's PlayStation all charge a similar cut on game sales.
"Antitrust law doesn't let you complain that the prices are too high," Stanford's Lemley said. "You have to show that some sort of conduct is preventing competition."
A separate case Epic filed against Google is scheduled to go to trial this year.
So then, why is this a big blow to Apple?
Apple's App Store, and the commission that critics call the "Apple tax" are just one aspect of the tech giant's empire. But developers' complaints about feeling mistreated and getting a raw deal on the App Store have grown louder in recent years. South Korea recently banned Apple and Google from forcing developers to use its payment system. Congress has introduced legislation to rein in the tech giants' strict App Store policies.
The ruling on Friday from U.S. District Judge Yvonne Gonzalez Rogers could trigger the most consequential changes yet to the multibillion-dollar mobile economy. Although she didn't go as far as Epic Games had hoped, she still put a dent in the all-powerful fortress Apple has built and maintained over how apps are distributed on iPhones and iPads.
"Apple has so far gotten a pass in the Big Tech antitrust scrutiny of the past several years, but this says that is not going to continue," Lemley said. "Apple's control over what goes on the phone and at what price may get hard for Apple to sustain."
Both Apple and Epic Games had wins in the ruling and both are likely to appeal the decision. Huh?
Apple is expected to fight Gonzalez Rogers' determination that it is violating the law by blocking alternative ways to make payments, known as an "anti-steering provision." Ever notice why Netflix makes you visit its website to sign up for a subscription in iPhones and iPads? This is why. It wanted to avoid Apple's commission.
Epic was unhappy with the judge's decision that Apple is not an illegal monopoly because it has competitors in its definition of the "relevant market" — the $100 billion world of digital gaming transactions.
In antitrust cases, the term "relevant market" is important. It's legalese for: what exact part of the economy are we talking about?
Gonzalez Rogers said this fight was not about how digital video games are distributed, as Epic had argued, but how digital video game payments are processed. And in that market, which includes gaming outside of iPhones and iPads, the judge said there's a lot of competition, so Apple is not a monopoly. Epic is expected to try to convince an appeals court that the judge got that wrong.
"An appellate court can look at the market definition and say, 'wait a minute,'" Lemley said. "And if that piece was overturned, Apple could be found to be a monopolist."
The price tag for challenging the App Store's control
When Epic introduced its own payment system for Fortnite, breaking the App Store rules and effectively challenging Apple to kick it out, the judge ruled that it breached its contract with Apple.
During this time, Epic made more than $12 million of revenue. None of it went to Apple. So now, the judge said Epic owes Apple 30% of that amount, per the terms of its contract.
Epic turned Apple's move booting it from the App Store not just into a lawsuit, but a publicity stunt dubbed "Project Liberty" complete with the #FreeFortnite hashtag and a video mocking a famous Apple ad from 1984.
Unless revised by an appeals court, Friday's ruling means the cost of its PR crusade against Apple just got $3.6 million more expensive.
Editor's note: Apple is among NPR's financial supporters.
Bobby Allyn is a business reporter at NPR based in San Francisco. He covers technology and how Silicon Valley's largest companies are transforming how we live and reshaping society.
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Google is making a change that'll protect users' privacy by deleting location history data after sensitive medical facilities are visited, including abortion clinics.
The news was published in the company's recent blog post, seemingly in response to the June 24 ruling by the U.S. Supreme Court that overturned Roe V. Wade.
In at least two states, authorities have used search history data to prosecute women for having abortions. Since people's heath data information can be used against them, tech companies that have access to it are in a precarious position. Google is the first big tech company to take a stand against weaponizing private health information.
"Some of the places people visit — including medical facilities like counseling centers, domestic violence shelters, abortion clinics, fertility centers, addiction treatment facilities, weight loss clinics, cosmetic surgery clinics, and others — can be particularly personal," Jen Fitzpatrick, senior vp of Core Systems at Google, wrote in the post. "Today, we're announcing that if our systems identify that someone has visited one of these places, we will delete these entries from Location History soon after they visit."
The company also suggested that it won't succumb to demands from state requests for user data.
"Google has a long track record of pushing back on overly broad demands from law enforcement, including objecting to some demands entirely. We take into account the privacy and security expectations of people using our products, and we notify people when we comply with government demands, unless we're prohibited from doing so or lives are at stake — such as in an emergency situation."
Google also plans to allow Fitbit users who choose to track their menstrual cycle the option to delete multiple logs at one time so they cannot be tracked.
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When I sift through my overflowing e-mail inbox, the title of this post represents a popular question I often receive. Or it may go a little something like this…
I don’t get it, Lisa. I’ve followed your advice. I add content everyday, did some guest blogging, optimized my site for SEO but I still find it hard to get noticed and make money. Why won’t people visit my site? What was your secret?
If you’ve been following me long enough, you know by now there are no secrets. Of course, hard work was a key component of my early success, but timing was another major one.
Does that mean Internet / affiliate marketing doesn’t work today?
Heck no! It just means you’ll have to work 10 times harder to deal with the saturation of “experts” online.
When I created my first website in the late 90’s, the only people who had websites were the ones who either took the time to learn a bit of HTML (or an editor like HomeSite, FrontPage, etc.), or the people who paid someone to create a website for them. There were no tools like Artisteer to ease the learning curve.
Today things are much different. While blogs and CMS tools are cool, easy and convenient, they’ve leveled the playing field a bit. Anyone can build a website in seconds and become a so-called expert on any topic they choose.
This is great news for people looking to build a quick and easy website, but it also means there is an incredible amount of competition for almost any niche that exists.
The search engines, social media and bookmarking sites are flooded with self-proclaimed experts writing about the same topics, and it seems to be getting harder to find much originality across various topics.
People’s attention spans are shorter than ever, and they are overwhelmed with all the redundant content on the web today. Mediocre content just won’t cut it anymore. You’ve got to bring it and show why you’re worthy of being followed.
It’s easy to get frustrated with algorithm updates and it may be hard to shake the feeling that Google is against you, but I can only imagine how difficult it is for any engine programmer to ensure the “best” sites are ranking well. You can only expect the tweaking and yo-yo rankings to continue.
Now, having said all that, what can you do to make your site stand out? How can you build more direct, loyal traffic so you won’t be as dependent upon Google and their ever-changing algorithm?
1. Can this information be found easily by going to Google?”
Look at the majority of articles on your site and ask yourself that question. And if the answer is yes, what kind of spin have you put on your topic to make your site stand out?
Does the web really need another generic AdSense or SEO article? Instead of regurgitating these same old facts, why not develop a revealing post sharing your mistakes and/or experiences.
Any new milestones? What mistakes did you make? What did you learn? How can you turn this into a helpful, more interesting article.
In other words, are you often the first to report any news in your niche, or do you just paraphrase what the popular sites are writing about?
You don’t always have to be first, but at least add your own spin or additional information that makes your content personal and engaging.
For example, instead of just reviewing the iPad2 like 20 million other people did, create a video showing how you use one of the apps to conduct business online.
3. Am I doing anything to keep people coming back?
Are you posting regular updates, contests with meaningful prizes, etc. Do you have an email list and do you keep in touch with your subscribers?
4. What does my audience REALLY want and need?
Are you really in touch with what your audience wants to know regarding your topic or are you only assuming what they want?
Visit other forums and blogs (read the comments too) in your niche to get an idea for what people are talking about. Use Google Trends to see what’s trending. You may envision the best way to deliver and arrange your content, but what is your audience actually saying? Is there a disconnect or gap that needs to be filled?
When I first created 2 Create a Website in 2002, I focused on teaching how to make money with a website because that is what I was trying to do.
However, after using Survey Monkey, I discovered most people who arrived at my site just wanted a personal site for themselves or family.
In other words, I was trying to force feed information people weren’t asking for. So I had to adjust my content to fit what my audience wanted. Instantly, my bounce rate and page view per visitor improved.
Don’t be afraid to poll or survey your audience. Also encourage feedback via e-mail. Ask people how you can help them. If you get several of the same requests, that’s a good indication of what you should write about next.
5. How can I take my content to the next level?
Conduct an experiment and display the results. Interview someone interesting in your niche and ask unique questions. Create a case study on a related product you’ve purchased and don’t be afraid to say what you DON’T like.
Do you talk AT your readers instead of TO them? Remember, the most important word you can use on your site is “you.” Personalizing your content can have a dramatic impact on your content flow and audience engagement.
7. Does my site appear credible?
People want to know what makes you the authority on your topic. Are you really walking the walk? If you’re telling someone how to make money online, why would they believe your tips or buy your products if you have no proof you are succeeding?
Use real-life examples and case studies to build credibility, create compelling stories and illustrate why people should trust your content. This goes for any niche, not just the “make money online” arena.
8. Am I really an expert on [topic X] or did I just choose this topic because I saw someone else succeeding with it?
If you’re faking it, people will know it. Why not write about something you really enjoy or care about? Almost any site can make money if there’s enough traffic thanks to 3rd party ad sales, AdSense, selling your own product, etc.
Plus, you’ll have so much more fun in the process. Trust me, I’d never be where I am today if I didn’t enjoy what I do. Too many of you have turned this into a job out of desperation for money.
While needing money may be motivating to some of you, for most people it typically leads to frustration and boredom. As I’ve always said, you need to find something other than money to motivate you.
9. Have I developed a brand? Is my site known for anything online?
For example, many people affectionately refer to me as the “The woman who keeps it real when it comes to making money online/affiliate marketing.”
If you’re known as that “anonymous person who paraphrases content and never has anything original to say” that could be a sign you need to work on developing a brand for yourself and your site.
10. Is this even for me?
It’s tempting to choose AdSense and/or affiliate marketing because people you admire are succeeding with it.
But is this method really for you? Many of you are trying to emulate sites and people you admire when you don’t even have an interest in the work that is required to succeed.
If you hate writing then why are you trying to be a content affiliate marketer or professional blogger? If you’re not a salesperson then why are you joining MLM programs to hard sell people?
A big part of being successful is finding a business that aligns with your skills. You don’t have to be an affiliate marketer or AdSense publisher to make money on the Internet.
You could try selling items you create on eBay, become a freelancer, develop a niche YouTube channel. The key is to find something that fits your individual skill set.
I have always enjoyed writing. I wrote my first short story at the age of 10. And as far as video goes, any friend or family member will tell you that I have always loved being in front of a camera. So what I do online is merely an extension of what I’ve always enjoyed in my real life.
Can you say the same?
I bet if you seriously address the above points, not only will your site improve, but they may cause you to examine your approach and goals.
I know many of you are frustrated with AdSense and the lack of clicks. Some of you don’t understand why you don’t have more traffic.
Perhaps you were bitten by the Google Panda and you feel like you have to start over. You may have even questioned if this “Internet marketing thing” still works.
These days, this business is so much more than just throwing up content on a blog. Don’t underestimate the amount of lackluster, redundant content spread across the web.
People are inundated and overwhelmed with mediocre sites, and it takes a lot more to get and keep their attention.
Think about websites you follow religiously. There’s a reason you are so loyal to them. Maybe the site is funny? Creative? Perhaps it delivers the news first. Does it help you learn a new skill? Adopt some of these strategies to generate that kind of loyalty for your own site.
I think blogs are great, but their convenience has fooled a lot of you into thinking that the work stops after publishing. If you want to succeed in 2011 and beyond, learning how to think outside the box and establish a brand for yourself and site is an absolute must!
I hope this blog post is the kick in the pants you need to get rolling!
Click here to read my guide to creating a successful niche WordPress site.
Comments
-DWAYNE- says
August 10, 2011 at 7:10 pm
Wow!..That was really something.LOL thanks for the info and the time that you so freely give.After following you for such a short time,I ‘ve allready gain crazy knowledg allong with the know how.So I’m saying now THANKS!!!for being you and for being the blessing that you are. -DWAYNE-
Akash Arora says
August 7, 2011 at 6:24 am
Hello Lisa, As this is the my first comment on your blog i wanna say you that your blog is the one of the best blog on this web world. Second if today i don’t read your post then may be i will go to the wrong topics of blog ‘starting online money blog’. Now i understand that there are lots of blog on web and to become a genuine blogger one must write only what he/she knows with proof or have experience of that.
La Law Firm says
August 4, 2011 at 3:00 pm
Actually before getting money online is not that difficult. this is because of the scam and spammers.. dang them..
Caramel Craze says
August 1, 2011 at 3:43 pm
Yes it is saturated now. I use to get frustrated when I would see my Google account bringing in 5 dollars a day. I found another way to make money by getting 50 sites to do 5$ a day. But it’s still hard…….it’s a full time job!
Ed (Make Passive Income) says
July 31, 2011 at 11:43 am
Wonderful and informative post. The truth today about
making money on the internet today goes beyond the
ordinary. It is all about creativity, hard work, smart work
and of course consistency whether it is building website,
writing content, driving traffic and so on.
Ed
Dennis Bishop says
July 30, 2011 at 6:46 pm
I’ve been a student of yours for a while, and I just have to say….Great Stuff! Thank You!
I’ve tried to followed every thing from SEO to being original and credible, having a unique spin, and creating GREAT content (so I’m told).
I just recently launched my site greatcornerback.com on May 2. I’ve gotten 2600+ unique visitors in July (up from 1200, and 1600 in May and June).
Seems like things are going alright, but I began monetizing at the 50 uniques/day mark in June and have seen ZERO results from my affiliate campaigns. I’ve had some click-throughs but NO sales. NONE.
Am I being impatient or is there something I’m missing? Can can anyone direct me to information/forum/person that might help? I’ve read just about every SBI e-book (and I’ll gladly read ’em again).
Dennis Bishop says
July 30, 2011 at 7:01 pm
lisa says
July 31, 2011 at 3:19 pm
Hang in there. 50 visitors per day is still very small. So I’m not surprised your results are not showing just yet. Assuming your traffic is targeted, it may take a few hundred visitors per day before you start seeing results — of course this is assuming you are doing other things well like PREselling, reviewing, building credibility, etc.
Dennis Bishop says
July 31, 2011 at 10:26 pm
Thank You. I’ll continue to do those things better, build momentum, and have fun.
Felicia Nicks says
July 26, 2011 at 9:06 am
Great insight into this tough market we have.
Richard says
July 18, 2011 at 7:14 am
1. Create a website or blog and add unique content(your style) or originality. Content must be added daily if possible or weekly if you have that xfactor quality. I prefer to add text, maybe some images depending on what I want from the post. Sometimes a video if necessary. The googlebots(spiders) need food to eat. You provide the everyday food and they will come to eat, hence high search engine rankings.
2. Market your articles or ideas on Social Networks such as delicious, stumbleupon, Reddit etc. Write articles and place them on ezinearticles. Create a video and place on youtube.
Facebook is another traffic generator. Make comments in forums.
Exposure, exposure, exposure is the key.
Exabytes says
July 13, 2011 at 9:42 pm
That true that now hosting do provide free CMS in their cpanel.
Within one day you able to design out your website. Some even purchase template. The barriers to earn money online is getting low and giving more opportunities to most of people.
Competitor is everywhere !!!!! so is time to taking advantages as fast as possible. Is time to stress on followers benefit since it hard to be innovator now.
Anne (link building) says
July 11, 2011 at 1:53 pm
Lisa, I do agree you must LOVE this business in order to be successful. Making money online is not easy at all — it does require passion. It is important to write/blog on items of “real” interest rather than merely writing on subjects that seem to have an enormously high search rate. I’ve got to keep plugging away. By the way, I love how you write — it’s easy for everyone to understand and walk away with something of value.
Aman Arora says
July 2, 2011 at 11:44 am
Very very informative I must, I really liked all your tips. I have just launched my blog and these tips are surely gonna help me get traffic. Thanks alot
Cecil L. Mccray says
June 27, 2011 at 2:27 am
Interesting points. It is really hard to make money online.. many things you need to consider…. What does my audience REALLY want and need? It is important that you know what your audience want, so you must better give your best shoot for your project for your audience to follow. Make every day a new day and fresh!
Joana says
June 23, 2011 at 8:50 am
This is so helpful for me.. Thank you so much!
Tim says
June 16, 2011 at 11:47 pm
Hi Lisa, Thanks for this great post! Making money Blogging is really hard. It takes good market research and knowing your supply and demand for the product you wish too sell.
Sokun says
June 15, 2011 at 7:57 am
I’ve been at it for 5 months and still get less than 60 page views a day, it sucks. Hopefully, things will change in another 2 months.
Kathy says
June 15, 2011 at 1:01 am
Hello Lisa! This post inspired me a lot. Since I’m not yet into making money online, it encourages me to do so. I am just a new blogger searching for people who found success in the internet to get some effective advice how they did it. You are the only successful bloggirl I ever found. Hehe. I hope to learn from you more. In fact, I am reading your old posts to get some tips with this making money online stuff. Thanks for the share, Lisa!
June 13, 2011 at 5:48 am
Thanks for sharing this Lisa, it was very informative and encouraging. We are trying to make money so badly (and still fail in it) that we’re keep forgetting the important things – do (write) what you love, interact with people, experiment, be original, a refreshment for people and not a copycat – that way you’ll stick out of the crowd.
ashish says
June 13, 2011 at 5:48 am
YEah BEcome leader analyse your experiments and improve yourself.. Once google google’s your posts people will reach u and pay you thru clicks and affiliate leads..!!
dougwallens says
June 12, 2011 at 8:30 pm
im new and real enjoying articles and the various feedbacks
Zack Scott says
June 3, 2011 at 9:51 pm
A lot of people get try the latest trend instead of building a credible site.
Sunil from The Extra Money Blog says
May 31, 2011 at 8:08 am
good stuff Lisa – the last question (#10) is most likely the first I’d ask myself, or anyone else. is it for “me” to begin with ! ? ! for many, it takes experimenting to find out it is not.
susan says
May 30, 2011 at 10:13 pm
Nice top ten list, but I wish you would have made mention of the fact that you don’t really always need an abundance of clients, that it depends mainly on your purpose/niche etc. Now maintaining that client base definitely becomes more important for sure. Perhaps a future article? I’d read it!
Latest Mobiles says
May 30, 2011 at 12:26 pm
It found helpful for me.
shauna says
May 30, 2011 at 6:29 am
That is true; some individuals are always starting that way since they do not understand what really the best topic that they wanted to create is. I believe that visiting blogs and forums can be a great help to enhance your knowledge about making money online. You need to talk to other peoples’ suggestions and think about it to make your business successful.
Most Wanted Cars says
May 29, 2011 at 4:22 am
Man I’m impressed with this informative blog, and in fact you hav a genius mind. keep up the good work.This is really nice info.Thanks for such a wonderful post.
May 28, 2011 at 8:31 pm
Number 4 is so true. It also applies to teaching. Teachers have to pretest to see what students need to learn. Then you know how to focus your instruction. An interest survey asks them questions about themselves(likes, dislikes, etc.) So you take what they NEED to learn and what they are INTERESTED in to make your lessons. I’ll just have to apply it to my blog. I’ll go over each tip as homework for my site. ;0)
Cleber Lusa says
May 27, 2011 at 9:11 pm
I completely agree with this post.
Recently I created a site using wordpress, I knew it would not be easy to build traffic and make money, but I discovered that is 10x harder to make money online than I could image…
Too many “gurus” talking about the same subject, nowadays looks like internet is very saturaded with the same information.
So is very difficult for beginners to make money online.
Jason Mitchev says
May 26, 2011 at 9:50 am
Interesting points, although I don’t try to make money online – I promote an offline business and many strategies (as I have discovered) used by affiliate applicable quite nicely to my own efforts
Baseball Jerseys says
May 26, 2011 at 1:12 am
I have been reading your post for 2 1/2 years by now and what started as a simple HTML website has now grown to 5 full-blogs for me. Still, I have not make any money
Samuel says
May 25, 2011 at 1:30 pm
I think it is only going to get harder for those who aren’t consistent. If you look at the successful bloggers who make money online they all have one thing in common. PPC –> Persistence, Patience, and Consistency. Even though you don’t make the money you would expect in the beginning, I realize you have to keep moving forward with some blind faith. Soon enough your forward momentum will get you to those income goals.
Jordy says
May 26, 2011 at 8:58 pm
Samuel, you are totally right on the money! It takes a lot of work and time to learn how to do all of the things that will eventually bring the money in.
It’s all about multiple streams of income. One day you make a nice amount from Adsense and the next you capitalize from an affiliate banner.
Once you develop your own products, you then have more streams that increase your online earnings.
The beauty of it all is that it’s automatic once things are set in place.
sanji says
May 25, 2011 at 5:55 am
I find it hard in terms of SEO, there are millions of blogs out there that are sharing the same idea/niche. How will you stand out? I think by giving your reader a true learning experience, and not thinking about money.
Good thing I found your blog!
William says
May 24, 2011 at 10:49 pm
Wow, Lisa, time and time again, you are able to come up with Captivating Title that make me read your post, well done!
Yes, I have been reading your post for 2 1/2 years by now and what started as a simple HTML website has now grown to 5 full-blogs for me. Still, I have not make any money!
Why didn’t I give up? Like what you mentioned. It’s the passion or desire to want to provide some information that I know to whoever is “Willing” to read my articles and along the way, hopefully click on some ads or even Optin to my Newsletter (still struggling to get a fully working one )
Even till this day, I am still learning as the fluency of the blog sites are getting more sophisticated too. My number one question on my mind is “What exactly that I have will make this visitor read more about what I have to write or offer here?” Well, information overload is always the main culprit here, causing delay in building up the contents.
Thanks once again for the kind of inspiration you brought to this community of readers who keeps coming back for more!
P/S: Somehow, with the new CommentLuv, you are not able to pick up my last blog post….bug?
Aki says
May 24, 2011 at 3:32 pm
Thanks for sharing this wonderful and valuable post. Making money online is really not an easy thing to do. You need to make a lot of research to find out the best and legitimate site to deal with. When doing an online business there should be a business plan, a good marketing strategy and determination to succeed.
Scott says
May 24, 2011 at 2:53 pm
I think the FACT that there are people who think it’s easy to make money online, makes it harder for the rest of us. What I mean is: Google has to sort out quality sites from the average or bad sites.
If there where no “bad sites” then there wouldn’t be a need for algorithym changes and the people with “good sites” wouldn’t get punished by mistake.
lisa says
May 24, 2011 at 5:12 pm
That’s a good point, Scott. Everyone is so frustrated with Google and this Panda update, but they are only trying to weed out the mess. Unfortunately the “good” people often get affected.
Rachel says
May 24, 2011 at 1:15 pm
Great post and very timely. I just finished shutting down some sites and blogs that I didn’t really enjoy because I’d only put them up in the first place to “make money” which they weren’t even doing that very well. The reason? I wasn’t interested.
Instead I’m sticking with the two that I really enjoy building on to and maintaining, tweaking and generally gazing in rapture at lol.
Additionally, I’ve changed my mindset to view these sites as “all in good time” ventures; they will make money eventually. And in the meantime, they’re my hobbies and I enjoy all the time spent on them. That’s what hobbies are all about, after all, right?
Cheers and have a great day!
lisa says
May 24, 2011 at 5:12 pm
PaulDA4CS says
May 24, 2011 at 11:43 am
You tell em Lisa, you have to do this online thing for love and passion not money. I started my website less that 2 years ago thanks to Lisa introducing me to SBI. I choose a topic I live, one that isn’t even easy to make money with, but I love writing. U have over 150 pages of original content and just as much as that from content 2.0 submissions. I had my highest traffic day yesterday 406 unuque visitors, I make regular money with adsense and I have received 3 clickbank cheques and I’ve almost hit my threshold for another one. But it’s been tough, the love of doing it is what keeps me going, in fact recently my bounce rate decreased and my traffic is increasing steadily despite the algorithm update by google. I am presently updating the look and feel and trying my hand at CSS switching from the block builder. In short what I’m saying is that just like Lisa said, there has to be more driving you than money, you have to love your site and see it as an extension of your personality not just a money maker, and you have to be patient and give people content that solves their problem, you have to sincerely want to help people not just make money and like the bible says never despise the days of small beginnings. Even in a narrow niche like Christian dating advice, I’m making this thing work ;with Gods grace I believe) which shows it can be done if you are doing it properly. Sorry for the lecture!
Pie Guy says
May 24, 2011 at 1:00 am
It helps to know that I’m not the only one struggling.
I did my research and set goals. When goals are not met, discouragement sets in and you can loose interest in what you set out to do.
I have a pie recipe site. I thought it was a good choice but now I’m wondering if it is a highly competitive subject. Pie is my thing.
The challenge I face is not so much me, but that of my spouse. She thinks I’m wasting my time. I have an 8-5 job and time is taken from the family to work on website. So you can see my challenge.
Your statement about, what can you do so as not to depend on Google is something I have been giving much thought to. I know some who have quit their jobs and now are hurting due to income from their site no longer produce.
Nothing is lost. I plan to take what I have learned with my recipe website to sell a product that I invented to help feed those who want fresh produce.
My wife thinks it was a waste but to me it has opened up many doors to explore ideas and look for new areas for a website that could be unique.
Give Google what they can not find any where else.
kirk says
May 23, 2011 at 10:00 pm
Thanks lisa! I have just started my website about 2 weeks ago on C Programming and the traffic has not caught on yet but in still in the development stage! Your Blog posts and videos are just such inspiration to carry on and push!
Stephen says
May 23, 2011 at 7:13 pm
Ok Lisa, you have out-done yourself with this well thought out post and it has giving myself a good kick in the pants and inspired me take a good look at my blogging cheers.
Maky | Nigerian Food Recipes says
May 23, 2011 at 3:26 pm
I had to read this post twice so that I can fully absorb all the information in it. Every paragraph is a post in itself. I am printing it straight away as my mantra for my project-in-the-making!
The example you used in No 2 really struck a cord with me. Me and my fellow newbies all want to target those keyword phrases that were searched millions of times the previous month but we forget that those are being targeted by the SEO and SERPs giants in our niche too. We sabotage our own success by even attempting to compete with these established websites.
If only we can learn to pay attention to those keywords that received only a couple thousands searches, we will be building a brand that will last for a long time to come.
IMO, these small numbers are searched by people who really know what they are looking for. With the Google’s search phrase suggestion, those huge numbers may actually be lazy people who do not care to type in their search phrase fully and just select what Google suggests and we all like sheep follow the numbers. I believe what will help our readers lie in the small numbers and this is what will get us dedicated visitors.
Brankica cracks me up. I see lots of blogs that are the first blogs of their owners teaching us how to make money with a website or blog. Where did they get the experience they are teaching us? In the abstract?
lisa says
May 23, 2011 at 3:45 pm
Exactly! Those are called long tail keywords and they make up 80% of my search engine traffic. I think people assume the keyword “create a website” brings me most of my traffic. Not even close. Most of my search engine traffic comes from a collection of a bunch of different long-tail (less popular) keywords.
Heather Martens says
May 23, 2011 at 12:20 pm
I agree with some of what Ileane said. It’s true, people need to follow their true calling. I was just saying to someone yesterday how there is so much pressure on the net to be a gruru at everything. Perfect blogger, perfect SEO, perfect Tweeter etc… Just be comfortable in your own skin and let your personality shine and be true to yourself, then what you do (on the net or not) will be genuine and succeed rather than scrambling to be fake and lying to everyone especially yourself. Be a guru at being yourself.
lisa says
May 23, 2011 at 1:27 pm
Yes, Heather! Couldn’t have said it better myself. No one has to be perfect. Nor do you have to pretend to be a social media or blogging expert if you’re really not. At the end of the day, people just want to see the real you. And if you can find a topic that allows you to do that, then this process is so much more fun.
Jordy says
May 26, 2011 at 9:07 pm
You said it Lisa, FUN! That’s the key to all of this. Although, I can see how stressful things could be for people who are making a full-time living from the Internet and suddenly algorithm changes slash their income by fifty to seventy five percent.
There seems to be a fine line between fun and discouragement in the online world.
doug_eike says
May 23, 2011 at 12:14 pm
I have found every step of the blogging process, from setup and content creation to obtaining links and learning html/css, to be far more difficult than I imagined when I began. Now I realize that blogging is truly a long-term endeavor and that I will not achieve positive results overnight. The good news is that blogging is engaging and fun. Thanks for the insights!
Dean Saliba says
May 23, 2011 at 11:44 am
A great post Lisa. I have found it difficult to make more money than I do because of two problems:
1. I lack motivation.
2. There are so many scammers in the niche I’m in that people are incredibly wary.
lisa says
May 23, 2011 at 1:29 pm
I have the “too many scammers in my niche” problem too, but the way I’ve been able to overcome that is to show examples and proof and not just talk the talk.
Chelsea says
May 31, 2011 at 7:07 pm
@Lisa – Enough can’t be said about building credibility. I’m still relatively new to this, but I can tell you that I am much more trustworthy of those “gurus” when they can show real proof, not those photoshop’d screenshots of their bank accounts.
Thomas says
May 23, 2011 at 11:40 am
I have had my little hobby blog for about 6 months now and I am glad that I don’t have to make money on it I write about Tech stuff because I is a big interest of mine and because think that I have something to offer other people in that niche. If I am going to earn a little bit of money on it someday it will be fine, but that is not why I am blogging. I think that you are right about personality is very important to succeed as a blogger. In my niche there are so many big companies with employees hired just to run their blog like was it a newspaper. I can’t compete with that. The blogs I like to visit is blogs that are personally, where the owner comment back, where there are videos and guides and where I can learn something for my own blog. I love your videos by the way and know that creating videos are not as easy as it looks and takes a lot of time.
Dave Lucas says
May 23, 2011 at 11:12 am
Saturation! Lisa, you’re not kidding! There exists a plethora of blogging “gurus” and experts seemingly waiting to pounce on the next pay-pal account holder that stumbles upon their site…
Maybe the healthiest way to a healthy blog is to keep it “mixed” –
OK – I can easily be found on Google and Bing – I think I have enough personality and some credibility to make an acceptable presentation. I’ve been busy “branding” too!
I am BOTH a leader and a follower – and wearing each hat I have had astounding successes and dismal failures
In efforts to entice visitors to come back for more, I’m looking at LENGTH OF TIME they are spending on my blog, in efforts to determine what kept them there for so long… did I write something incredible or were they waiting for my page to load, went to get a cup of coffee, the doorbell rang and they forgot the computer was on?
As for that friendly kick in the pants, Bennett Cerf once remarked “A pat on the back, through only a few vertebrae removed from a kick in the pants, is miles ahead in results.”
Aliza Shehpatii says
May 31, 2011 at 9:19 pm
Have people spread the word for you. Use viral marketing. WordPress lets you use a plugin called Wp Email. I use this and it works great! People have also been using Facebook apps these days to market their products! It def. works when you have a bunch of fans liking your page. Their friends see it and then more friends see it. Viral traffic is def. something you should try to get.
ann says
May 23, 2011 at 10:10 am
Hey Lisa: This is a great checklist to keep as a reminder and an action plan for charting a course to a more successful and purposeful experience creating a website. I, too, get discouraged about lack of traffic growing fast enough and have whined about to some of your forum members, but each day I just keep putting one foot forward and continue to build my brand as I build content. One thing that has been helpful is having a coach from SBI look at my site to give an honest opinion so I know whether I am on the right track. That has given me more confidence that although it is taking time, my site is continuing to improve. Thanks again for another great post.
lisa says
May 23, 2011 at 1:26 pm
Getting another opinion from someone else is a great idea, Ann!
Bart Rogers says
July 3, 2013 at 11:25 am
Lisa – been a big fan since I saw your videos for the first time a few months ago. You’re very good delivering information and I like your true-grit style.
I have one question for you. I wrote a 3 page fairly technical article about 6 years ago. Today, I’m getting about 8,000 visitors a month. I’ve had adsense on it for most of the 6 years and have update the content now and then. My question is: I bring in an average of $1.50 per day on it but I have no idea if this is good or if it can do better. The information on the web including yours does not give me any ideas if I should be trying to get it to perform better. I recently added 1 Amazon product per page, but no revenue yet. Any thoughts?
Best,
Lisa Irby says
July 3, 2013 at 11:19 pm
Are there any good Clickbank products related to this topic? Have you searched for other affiliate programs?
Bart Rogers says
August 14, 2013 at 9:59 am
Thanks for your response. Since the topic is technical/engineering information on LEDs, I haven’t found any relevant Clickbank products. I put a few related Amazon books up last month but it didn’t change anything. The thing that has me in the dark is the relationship of 8000 visitors a month to revenues of ~ $1.50 per day. I have no idea if that is low, medium or high performance and whether it needs tweaking.
BTW, your videos are amazing – nice work!
Dr Vikram Singh Yadav says
May 23, 2011 at 8:19 am
Yes Lisa you are true, I am reading your blog for 2.5 years, a lot of patience is required to get traffic, when it starts pouring on your blog, you can not stop it. To get traffic
1. You should keep on writing good quality content for few months even without thinking of any traffic.
2. Upload videos on youtube that also contributes to traffic and adsense earnings.
3. Images in articles also provides good traffic on my blog, I capture then by my camera only.
I struggled for around 5 months to get few traffic on my blog which is constantly increasing with the God’s Grace.
Dear new bloggers do not get frustrated, just have trust on yourself, keep on writing you will get the traffic this is my guarantee.
Brankica says
May 23, 2011 at 8:13 am
Lisa, this really is inspiring and encouraging as Ileane said it. You reminded us of important points and I am amazed at how people are desperate and getting into wrong niches. I like sharing my tips but I only started the blog about it after almost two years online and trying out SBI, learning SEO and what not.
But today, you can see that at least 80% of blogs about blogging, making money online and internet marketing are written by people who started all that with – the blog itself. How are they going to add knowledge to their readers.
If they were blogs like “Let’s learn SEO together” and then just keep “reporting the SEO news” it would make more sense. I would see it as “Hey, I have no clue but we can learn all this together” spin. However in most cases, this isn’t what happens.
Anyway, this really is a great reminder, you are obviously fresh off a vacation
lisa says
May 23, 2011 at 1:24 pm
Agree. Also, I think a lot of people start out that way because they can’t really think of topic they are passionate about. So they think that since they WANT to make money online, they should build a site or a blog about making money online.
Having a passion for making money when you’re not making anything is not the same as having a passion for something you are currently involved in that allows you to bring a fresh perspective (hobby, etc.) So the content ends up being repetitive/redundant because there’s no personal experience or fresh examples to bring to the table.
Like you, Brankica I didn’t start my “make money online” section of my sites until I actually had experience and success stories to bring to the table. Had I started out writing about how to make money online before I actually was, I don’t think I would have had the same success.
Ileane says
May 23, 2011 at 7:36 am
Lisa, I find this post very encouraging. Sad to say that for many people reading this – if they really and truthfully answer all of the questions you posed here, they will shut their sites down and find their true calling somewhere else besides the internet.
I like how you said “bring it”, that reminds me of Ingrid from NiddyGriddyBlog. She often uses that phrase in her post titles and it really gets your attention. So come on y’all – bring it!!
lisa says
May 23, 2011 at 1:19 pm
You’re right, Ileane. It’s not always an easy thing for people to admit or discover, but this biz is certainly not for everyone.
Rayna Remondini says
September 30, 2012 at 2:48 pm
To piggy-back on what Ileane said, “…they will shut their sites down and find their true calling somewhere else…”
Obviously. not enough freelancers and bloggers have hung up their dancing shoes. Like a hungry fighter in the 3rd round, they’re still fighting it out and throwing punches.
So for those of us who can bide our time in the midst of this saturation, working alongside every Tom, Dick and Harry who thinks he can create a website and sell SEO services, …ah the eating shall be good, my friend. Fore good things DO come to those who wait.
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Jonathan Amaral is an es-TSM player and currently represents Godlike eSports. He is one of the best players in the world without a doubt.
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New York was a blast, but I’m happy to be at home preparing to watch the Super Bowl with DogGeeding sitting on my lap.
I thought it was funny how it was snowing in Dallas, but when I got to NYC there wasn’t any snow. Too bad, it would have made the experience a little more magical.
Something on the flight back struck me as a bit odd. There was a lady using knitting needles, I would have thought those would have been banned by the TSA since they seem like a convenient weapon. Guess they were too busy being on the look out for water bottles and the such.
The W Hotel in Times Square was nice, but a little too Zoolanderish. They even try to trick things up by changing the names of certain things:
It was interesting when we first arrived. We were told to go to the 7th floor. That was where the lobby Living Room was located. From the 7th floor we had to take a different set of elevators to get to our room on the 33d floor. I always thought that a hotel lobby or whatever you call it would be on the ground floor.
One thing I really dug about NY was the culture. You see so many different skin tones and religious affiliations and you hear so many different accents and languages – it truely is a cultural melting pot and makes for an ideal America in my opinion. Sometimes I think us folks here in Texas seem think that being an American means being white and being a Christian (SBC affiliated of course), or that there is a certain criteria of everyone being of like faith and background. Don’t get me wrong, I love Texas and may be over-generalizing, but sometimes in the South we get a little touchy if we hear someone speak a language other than English or automatically demonize something that isn’t Christian. Once again don’t get me wrong, it is my desire for everyone to know the love and grace of Jesus Christ, but I get the impression around here that if someone is of another faith they are kinda looked down upon. I think the lack of diversity here in Texas robs us of the opportunty of appreciating another person’s culture and background. Consider yourself lucky and blessed New York.
The other thing I really dug about New York is how people don’t take certain things so seriously. In Texas if someone gets honked at or cut off in traffic, that person takes things so personally and wants to get even so fast he or she will cause a near accident just to make a point. It seems that most of the time New Yorkers just let it roll off. I find that trait admirable. I have to admit I’ve been guilty of allowing someone that I will never see again in my life that was only part of my day for 5 seconds of a 20 minute commute to ruin my entire day. Sometimes it’s just best to move on.
Finally, the highlight of the trip other than SisterGeeding and Juliard, was WifeGeeding and I getting to meet my Favorite East Coast Pastor and his wife, oh and their doggie. They were kind enough to invite us in their Cenral Park apartment for a very tasty brunch with U2 playing in the background. Who knew my little website would bring such great people in my life. It was as if we have been friends all our lives as time flew by as we talked about family, culture, and faith. It truely was a blessed occasion, and I’m thankful they are now a part of my life. I feel certain that if we lived in the same area we would be hanging out with them all the time – well, here’s hoping that may happen someday.
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My favorite Super Bowl commercial and it was only 10 seconds long →
04 February 4, 2007 at 6:58 pm
This looks like a happy group! Hope they can come to Texas and visit w/ you someday.
04 February 4, 2007 at 8:32 pm
So did you get any inside information on whether your Favorite East Coast Pastor is starting up his blog again?
Doug says:
05 February 5, 2007 at 5:28 am
I’m really impressed. You got a picture in NYC with a tree in the picture.
Even more impressive is how the internet creates virtual communities. People who come together as friends for no reason other than to share common interests.
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Large-cap stocks are always great to have in a portfolio. These companies are the biggest – and some of the best-known – stocks in the stock market. That makes finding the best large-cap stocks a worthy exercise.
The post 7 Top-Rated Large-Cap Stocks to Buy and Hold appeared first on InvestorPlace.
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We are Ken and Rebecca of K & R Kulinary LLC. Husband-and-wife team that are loving this Kulinary adventure.
Click here to learn more
© 2021 by K&R.
"Thank you K&R Kulinary for Cheffing our wedding. After graciously working with us on three moved dates due to COVID, we finally had a wedding! The guests have continued to rave about the food for weeks following our event. You made sure we ate and served us something special outside the regular menu! The appetizers were perfect for the environment (outside and COVID rules) and the main course, which was cooked to order, impressed even the pickiest of guests. You made us a monumental wedding cake of 100% fudge, I am sure it weighed 25 lbs! We knew you before for your infamous fudge, now we also know you for your Alfredo sauce and cucumber sandwiches. K&R brought so many decorative items to the wedding which made it even more special, you are not just a caterer, you are a team of chef’s and a full service partner. Thank you for making our special day easy and our guests happy."
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On August 8th, 2018, USA-based BizShake released an alpha prototype of its ecosystem for renting real-world assets on the Ontology TestNet. The project aims to allow users to rent and pawn real-world assets in a decentralized, trustless environment.
BizShake describes itself as being the latest and most efficient step in the evolution of business and payment models. They see business as moving from the traditional, centralized business-to-customer model with high fees (for example, a pawn shop, or Hertz Rental Car) which later evolved towards a customer-to-customer with centralized settlement and high fees (for example, AirBNB). The BizShake business model is a peer-to-peer model, but instead of using a central party to process payments, it is designed to use the blockchain as a decentralized, low cost, and secure method of handling payments and resolving disputes.
BizShake have released version 0.1 of their MVP Technical Document on their Github. In its current state, the web application enables publishing and sharing of assets in the SmartRent business model. As indicated in the BizShake Roadmap, future releases will incorporate pawning (short term loans secured by a real-world asset as collateral), dispute resolution, SmartCertify (a future use of non-fungible blockchain tokens that also involves incorporation of “Certifier Users” to verify the authenticity of high-value assets), and an API for developers.
The site is currently programmed to allow rentals worldwide in a broad variety of categories such as electronics, motor vehicles, clothing, housing, and musical instruments. Users can search the listings by keyword, category, date, and location. The BizShake smart contract will handle all transactions and payments between peers in the ecosystem. BizShake will charge fees totaling 5% of the rental income and 5% of the loan interest that is accumulated on its platform.
The BizShake alpha is not yet a fully functional rental market, as the payment system has yet to go live.
BizShake has “fully integrated” Ontology’s ONT ID into it’s MVP, which will be used for user logins, as well as asset identities, ownership certificates, and valuation certificates for assets. More information on the specific code that directly interacts with the Ontology blockchain is available in the Technical Document.
Giuseppe Lo Presti, CEO and Founder of BizShake, said in a statement: “The idea of this MVP is to serve as our proof of concept to give a grasp of how our dAPPs will look like and showcase the potential of the Sharing Economy 2.0 implemented on BlockChain technology. The full integration of ONT ID is the first of its kind and will provide already a substantial trust platform on which the users can rely.”
The BizShake private sale is scheduled to start October 1st, 2018, with the public sale beginning on October 15th. The BZS token will be registered as an NEP-5 asset on the NEO blockchain. 50 percent of BZS tokens will be offered to the public, with another 15 percent allocated to the project’s founders, 30 percent held as reserve, and 5 percent going to advisors. Progressive bonuses are available for early investors. The project’s soft cap is 50,000 NEO.
More information about the BizShake project can be found at the links below.
Tags: BZS
Colin Closser, M.D., was a speaker at the first NEO DevCon in San Francisco. A devoted contrarian, he has managed the improbable: a peaceful and healthy life, despite holding a medical degree. He aspires towards the wisdom of Michael Lewis and Nassim Nicholas Taleb.
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Permission letter is a widely used letter and it serves as both formal business document and informal family letter. When writing a permission letter, you ask for a person to grand you an authority to do something or take decisions on his behalf or as a reply to a previous letter, you write this letter to accept his request and grant him the permission he wants. As it’s a routine process in an organization or a business that different departments or employees take decision or big steps in order to continue the working of the company, they don’t always know if they have the needed authority or if the person at the other end will accept their permission regarding a specific situation, these employees write permission letters to their seniors or head office to make sure if they have the right and power to take a step at their own and if the other party will accept their signatures on official documents.
Other than these business firms, there are a lot of other people who use permission letters. For example school authorities use a permission letter to inform the parents that their son or girl wants to go to a trip and they are asked to grant the permission if the school is allowed to take them or not or when an art gallery sends you a letter to tell you that someone is interested in your painting or other piece of art and if the gallery is allowed to sell that item. Where in the return you write them if they have your permission or not. When it comes to relationships, a friend can ask you to permit him to submit your documents on your behalf for a contest or competition or something like that if you are not in town but soon will be.
How to Write a Permission Letter:
As this is a very formal and official document, it’s important that you only use a proper company letterhead to send out this permission letter and you better compose it on computer instead of writing it by hand.
Offices receive thousands of letters on daily basis so you better put a subject in the very beginning to clear the main purpose of writing this letter or some idiot may think it as a spam and through it without reading properly.
The key ingredient of this letter is to get permission of someone and it’s better if it comes from the right person otherwise it can create a big mess so address to the proper person with him full name and department address.
After that state the key purpose of writing the letter and if it’s possible, make points to make it more clear and easy to process.
As you are asking for permission to do something, it’s necessary to add a little about how that person can contact you which means a proper explanation and your full contact information.
At the end, just add a little note about how many days that person has before giving the permission such as two days after the letter has received.
If it’s possible, always follow-up the letter by sending out a verification letter or phone call to make sure that they have received your letter and there is no misunderstanding in the whole process.
Here is preview of this free Sample Permission Letter created using MS Word,
Here is download link for this Permission Letter,
Checkout this Medical Leave Permission Letter Sample to help you write your own leave permission letter easily.
This is the permission letter that is sent by the employees of a company to the administration or management in order to approve a paid or non paid medical leave. Usually when an employee wants to take a day of, there is no need for such permission letter as most of the companies allow their employees to take 1 or 2 personal days during the month but when you want to take more than 2 days off of work, you need to inform the appropriate authorities in your company and ask for their permission.
This can be a paid leave or non-paid depending on the situation. If the administration agrees, they will send a permission letter in return. The employee will need to submit or present this permission letter to the HOD or their supervisor.
There are many situations when a person has to take some days off of work. If you are one of those who love their work and don’t like to take vacations or days off of work, there are still some particular situations when you will need to take leave from your work. For example, you have a medical condition and for the treatment, you need to stay at home or in hospital which would only be possible when you have taken time off of work and informed the administration about the arrangement.
For females, it’s mostly the maternity leave usually 1 week before the expected delivery day and up to 1 month after the birth of their child. If you want to find out if you will get paid during the leave or not, you need to ask this in the permission request letter. The letter that you will receive from the administration or management of your company will also include the details of your salary situation for your days off of work.
Date: 17 August 2015
Subject: request for medical leave
First of all, I would like to congratulate you on your promotion and I hope you are planning a party for your workmates very soon as we all are waiting for congratulating you as a friend and coworker. But, it’s not the only thing I am here to talk about.
I am working in this company for more than 5 years and as I love my job a lot, I have never taken a sick day off of work as my plan was to live to work but that planned has back fired as I am having chronic back pain problem. I never thought I would see a doctor just because I spend too much time on my job but as it turned out, I had to do it. After a detailed diagnosis, my Physician advised me that I am having this problem because of my work schedule and recommended that if I don’t want it to get very severe, I have to take a couple of weeks off of work.
I have attached doctor’s report with this request letter and I would like you to process my application for a medical leave of 5 weeks starting next week. I am waiting to hear from you very soon.
Check out following Copyright Permission Letter Sample to help you write your own letter effectively.
In order to use a copyrighted material i.e. a book, song or video for your own reasons, you need to contact the owner of the material and ask for his or her permission. For example, you are writing a research paper for your college and you want to use research content in the paper. Before doing so, you need to send the request letter to the actual author of the research, explain why and for what you want to use the material for and ask for his permission. Once you get the permission letter in return, you can use the copyrighted material for the purposes you explained in the request letter.
If you want to use, produce, republish, print or distribute some content that is registered as copyrighted and the owner or the publisher owns these rights, you need to ask for the permission to the appropriate person before doing any of the above mentioned. This is because the basic rule of copyright registration is that the actual owner has all the rights and without his or her consent, no one can use the copyrighted material in any form. The permission letter for copyrights is a very common letter and it is also a formal letter.
In this letter, you address to the specific person who owns the copyrights to the registered material and by providing the purpose for the use of the material, you ask for the written consent from the owner. If the owner agrees with you, he or she will send you a permission letter in return with their signed consent of allowing you to use the copyrighted material for the purpose you explained in the request letter. Keep in mind that in this letter, you need to address a specific person (the person who is the owner of the copyrighted material). Find out if the actual owner has the copyrights or some publisher owns them because you will address that specific person in the request letter.
Phil student
Scholar and researcher
Date: 17 August 2015
As I have introduced myself, I am a student of M. Phil at Berkley University and as my education is about to end, I have to submit a final research paper in the class. The thesis that I am working on relates to role of America in Middle East and Asia and I have to appreciate your efforts on this subject because there is no research paper on this topic better than yours.
As the part of my thesis, I have to include some content from a well known and published author and I have chosen you. I didn’t know how to contact you so I talked to your publisher and he mentioned that this research paper is copyright protected. This means that if I want to use it in the thesis paper, I have to ask for your permission and this is what I am doing via this letter.
I need to use your research paper from page 45 to 47 in my thesis and I think it’s pretty obvious that I won’t change anything and I will publish as it is. Also, at the end, I will give credit to you and your efforts on this research. Kindly grant me the permission to use the above mentioned part of your research paper.
I hope I will hear from you very soon.
When an underage kid or a child is traveling with a person who is not either of his or her parents, the state and the immigration department may need the consent of the actual parents of the child for the travelling in order to make sure that they have allowed the child to travel with another person. Care taker who wants to take an underage kid on a journey may need to ask permission from the real parents of the child and when he is at the airport; he will need to present the written and signed consent of the parents of the child. This letter is known as the child travel permission letter.
As compared to adults and old people, it is very easy to manipulate underage kids and in order to make sure that the kids are safe and there is no harm done to them, most of the countries around the world require consent letter if you are traveling with a child. If you are a guardian or a care taker, you need to ask permission to both of the parents of the child and present their signed permission letter at the airport. On the other hand, if you are traveling with your own child but your spouse is not with you, you also need to present a signed consent from them showing that your spouse has allowed you to travel with your child without them.
Without this letter, it is not possible for anyone to travel out of the country with an underage child even if it’s the actual parent of the child who is traveling with him. As a care taker, there are several different situations when you need to travel with a child who is under your supervision as allowed by his or her parents but you can’t just decide to travel with them and buy them a seat on the airplane. For traveling abroad, you need to inform the parents of the child and ask for their permission. If they agree, they will write you a permission letter and you need to present this letter at the airport.
Date: 27 August 2015
I received your email yesterday and I found out that your brother is in critical condition at San Diego National hospital. Feeling really sorry about that. I know you feel to be with your family right now and your mother and father would also like to be with them in this difficult time.
You requested me to allow you to travel with Adam to San Diego in order to take care of your brother but because Adam is underage, he can’t travel with your without our permission. Please consider this letter as my permission for taking Adam with you on this trip. I have talked to Sam and he also agrees with me so you have permission from both of us.
Please make sure you take asthma medicine for Adam with you and don’t forget to call me when you land in San Diego tomorrow. Take care of yourself and Adam.
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These top-tier innovators and industry leaders are the companies you'll want in your portfolio when the next bull market takes shape.
Why Upstart Stock Lost 16% in November
Shares of credit lending platform Upstart Holdings (NASDAQ: UPST) fell another 16% in November, according to data provided by S&P Global Market Intelligence. Upstart's third-quarter earnings came in below expectations, which were already a huge drop from the previous performance. November was an extension of Upstart's magnificent downfall from market darling to sell-off stock.
Here is What to Know Beyond Why Upstart Holdings, Inc. (UPST) is a Trending Stock
Upstart Holdings, Inc. (UPST) has been one of the stocks most watched by Zacks.com users lately. So, it is worth exploring what lies ahead for the stock.
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Size comparable to that ordinarily observed in other RDS research. Second, a formative research study | GPR44-gpr44.com Size comparable to that ordinarily observed in other RDS research. Second, a formative research study | GPR44-gpr44.com
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Size comparable to that ordinarily observed in other RDS research. Second, a formative research study
Size comparable to that ordinarily observed in other RDS research. Second, a formative research study
Size comparable to that ordinarily observed in other RDS research. Second, a formative research study
Size comparable to that ordinarily observed in other RDS research. Second, a formative research study
Size comparable to that ordinarily observed in other RDS research. Second, a formative research study
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Size comparable to that ordinarily observed in other RDS research. Second, a formative research study
by GPR44- gpr44on Posted on July 10, 2019
Size comparable to that ordinarily observed in other RDS research. Second, a formative research study in Winnipeg involving streetinvolved youth recommended that a lot of men and women who self-present to a study are fairly poor recruiters (averaging about two recruits per seed) [19]. Hence, ifWylie and Jolly BMC Health-related Research Methodology 2013, 13:93 http:www.biomedcentral.com1471-228813Page four ofthis recruitment pattern held within the existing study, 225 recruits in arm 2 from the study would result from and be accompanied by the entry of about 112 self-presenting seeds. These considerations resulted in a total target sample of 562 (225 arm 1 recruits, 225 arm 2 recruits and 112 arm two seeds). This overall number was increased to 600 for purposes of calculating financial sources necessary for honoraria. Within a study of this sort, unique scenarios were attainable with respect to enabling recruitment to proceed unhindered inside the two arms vs. attempting to encouragerestrict recruitment inside 1 study arm over the other if differential recruitment was clearly occurring. As noted above, in keeping with our intention to possess recruitment proceed largely in a respondent-driven manner, we opted to allow recruitment to proceed unhindered inside each arm and just terminate all information collection when readily available honoraria sources had been depleted (600 individuals which includes each the 22 employees chosen arm 1 seeds plus 587 more people).Establishment of social network sizethe 600 persons in the study, 552 (92.0 ) indicated their network consisted of 10 or fewer persons.buy KJ Pyr 9 Tracking recruitmentRDS recruitment coupons applied had been the size of business cards that contained the study title, “Social Network Study NS III”, followed by a number of bullet points: “We require PubMed ID:http://www.ncbi.nlm.nih.gov/pubmed/21345593 your assist to get a research study on infectious ailments; 1 hour questionnaire; diagnostic tests offered for HIV, Hepatitis C, Hepatitis B, syphilis, chlamydia, gonorrhea; Honorarium offered; Please telephone xxx-xxxx when you are thinking about taking component and ask for the study nurse; please give this coupon to the analysis nurse after you see her”. Around the back of each and every card, and with the participant’s knowledge, person study codes corresponding to the interviewed person had been written on each and every of three cards offered to a participant; individual cards have been distinguished making use of 01, 02, or 03 as a suffix for the study code. The person study codes and suffixes were made use of to establish recruitment chains for the RDS.In RDS studies, in order to correct for unequal sampling probabilities, the size of each and every individual’s network is elicited. In RDS studies which examine extremely particular behaviours, precise queries relating to social network size is usually constructed. Within the case of this study, the broad scope of your threat behaviours of interest didn’t let for simple inquiries concerning the amount of network members that engaged inside a precise kind of behaviour. Therefore, each and every study participant’s egocentric social network was applied as a measure of network size. Every participant was asked to list by 1st name, initials, or other non-identifying suggests, the members of their personal egocentric network. Basic prompts had been 1st utilised to help participants to recall their network members; folks were asked to believe in the people today that they usually associate with, which are critical in their lives and that they see or speak with regularly. Soon after an initial list was constructed, participants.
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There are many reasons to collect books: admiration for an author, fascination with a subject or time period, love of the physical beauty of specially printed or “press books.” There are scholarly reasons, too. The discipline of “critical bibliography” is the study of material books themselves, the history and vagaries of given texts. The premise of the discipline is that the physical book and all the elements comprising it—editing, printing, binding, illustrating, indeed all the “book arts”—can effect the transmission of the intellectual content, whether intentionally or accidentally. In previous eras, it was book collectors—amateurs, and often very learned amateurs—who, through intelligence and diligent sleuthing, acquired and eventually bequeathed to scholarly posterity the physical objects, the artifacts, of the scholar’s task.
My own collecting began when, as a young man, I first read Surprised by Joy by C. S. Lewis. I was a young fundamentalist Christian, and when Lewis showed me that as a believer, all great literature—and all truth, beauty, and goodness—was mine, I was transformed. Or at least, potentially transformed. I needed “eyes to see,” so I compiled a list of works based on what Lewis read and determined to read them all.
G. K. Chesterton especially fired my imagination. He turned the world upside-down—and as he writes somewhere, what better way to see the world in all its wonderment than upside-down. I started with his novel, The Man Who Was Thursday, and then his magical collection of essays, Tremendous Trifles—titles I found in a local used bookstore. After that I couldn’t get enough Chesterton. I scoured used bookshops, Salvation Army stores, Goodwill, and all varieties of thrift shops, antique shops, library sales, junk shops—these were the hills in which I searched for gold.
Over time I’ve compiled a fairly respectable collection of Chesterton first editions, many in dust jackets, some of them signed or inscribed. Recently I acquired a copy of The Napoleon of Notting Hill inscribed by Chesterton to a man named Hubert Paynter, someone he met in 1916 when Paynter was recovering from war wounds. Chesterton later served as his godfather upon his reception into the Roman Catholic Church. That touches me. The book is an artifact of friendship and conversion.
A favorite of mine is a wonderful first edition of Chesterton’s St. Francis of Assisi. I found it while studying at Regent College in Vancouver, B.C., some 40 years ago. On Saturdays I worked in a downtown secondhand bookstore. I found this copy on the shelf and it was inscribed “For my dear Lizzie / from Aunt Marie.” There was a name, “L. Firmin,” at the top of the front free endpaper. I knew exactly who that was: Chesterton’s childhood friend, Lizzie Firmin—mentioned in the second chapter of his Autobiography. “Aunt Marie,” I knew, was Chesterton’s mother! And it found its way here because the Firmin family had eventually moved from London to Vancouver, B.C. I showed my discovery to the bookseller, who promptly doubled the price, putting it well beyond my reach. Some days later James Houston, professor of spiritual theology at Regent College, visited the store. When I showed him the Chesterton volume, he looked at it, and said, “Steve, you should own this book. I want to buy it for you.” So for me, this is an artifact rich in associations—with Chesterton and his childhood and his family, and with the sweet generosity of a holy man.
As you can see, books can be artifacts of relationships, events, or intellectual influences. An interesting example is a book I found locally. It was a copy of Anthony Powell’s Agents and Patients (1936), inscribed, “For Scott Fitzgerald / from /Anthony Powell / Hollywood / July 20th 1937 / with admiration.” This book turned out to be an artifact of the only meeting between the two authors, Powell being at the time one of the very few British admirers of Fitzgerald’s work—especially The Great Gatsby, which he read every year. It happened at the commissary at MGM studios where both were employed writing screenplays. In Powell’s autobiography he says that after their meeting, he sent Fitzgerald a copy of his book, From a View to a Death. But he mentions nothing about the gift of Agents and Patients, dated the actual day of their lunch, which leads me to wonder if he forgot about it or perhaps was slightly embarrassed by his presumption and invented a different account.
Until about a year ago I was acquiring some extraordinary books from the library of Julian Jebb, a grandson of writer and controversialist Hilaire Belloc. Julian rejected his Catholic faith, resented his grandfather, and chose a life of worshipping “beauty and beautiful people.” Sadly, he killed himself at age 50 in 1984. But he was greatly loved by a lot of eminent writers and artists, and was himself somewhat accomplished as a journalist and filmmaker. I acquired a lot of interesting items from his collection inscribed or signed by Graham Greene, T. S. Eliot, Ezra Pound (“From Ezra Pound!! A Slave is a man who waits for someone to come and set him free!”), Truman Capote, and more.
My favorite item from his library is a remarkable artifact, a record of a hilarious exchange between the 28-year-old Jebb and Evelyn Waugh. In April of 1962 Jebb interviewed Waugh for The Paris Review, one of the few cooperative interviews the often cantankerous writer would ever give. In the letter he wrote in advance, Jebb promised that he wouldn’t bring a tape-recorder, imagining from what Waugh had written in his highly autobiographical novel, The Ordeal of Gilbert Pinfold, that he had a phobia of tape-recorders. They met in the lobby of a London hotel, and the first thing Waugh asked was, “Where is your machine?” Jebb explained that he hadn’t brought one. Waugh proceeded to needle him as they headed toward the elevator: “Have you sold it?” Well yes he had, but three years earlier. “Do you have shorthand, then?” Jebb answered no. “Then it was foolhardy of you to sell your machine, wasn’t it?” The interview began after Waugh changed into pajamas, lit up a huge cigar, and got into bed. It turned out to be a brilliant, if short, interview, and it’s clear from Waugh’s letters and subsequent meetings that he was fond of Jebb. He later signed a copy (the copy in my collection) of The Ordeal of Gilbert Pinfold for Jebb and inscribed it, “You sold your machine because of Gilbert! Too bad! Best wishes, Evelyn Waugh 10/11/63.”
There are, of course, pitfalls to collecting books, moral and otherwise: greed, idolatry, debt, boorishness. But I think book collecting in itself is a good thing. It’s not about mere accumulation, but the disciplines of taste, technique, and study. And it’s about passion, and love, and imagination. The key to good collecting is a guiding idea or principle rooted in a passionate interest and an intelligent understanding. Any one of us, on almost any financial level, can participate in curating a small portion of civilization.
Steve Ayers writes from Grand Rapids, Michigan.
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Posted on October 23, 2019 June 16, 2021 Author Sedrik PocuchComments Off on Rassemblement National: Changes and Continuities Under Marine Le Pen
The French Rassemblement National has long been one of the largest populist radical right parties in Europe. In 2011, Marine Le Pen became the leader of the party and started the process of bringing the party into the mainstream in an attempt to get rid of its extremist image. In this special report, I look at whether the party has really changed under Marine Le Pen.
History of the Party
Firstly, it is necessary to provide a brief recapitulation of the history of Rassemblement National (RN) which was named Front National (FN) until its renaming in 2018. It was co-founded by Jean-Marie Le Pen in 1972. Its political ideology has been typical of many rightwing parties in Europe; it has been nationalist, populist, anti-globalist, anti-EU, and anti-immigration. This party had very tough beginnings in terms of electoral performance. The newly-founded party completely failed in the 1973 parliamentary elections as it received less than 0.5 percent of the vote. The Front National remained obscure for the next ten years because it suffered from internal turmoil and disagreements.
The 1984 European Parliament elections marked the first important electoral success for the FN: it gained more than two million votes, which translated into ten seats in the European Parliament. The 1986 parliamentary elections were extremely successful for the FN: the party received 9.7 percent of the votes and obtained 35 seats as these elections were based on proportional representation. The sudden electoral success of the FN could be partially attributed to the fact that an increasing amount of French citizens had to face rising levels of financial insecurity and immigration in the 1980s.
However, because proportional representation stopped being used, the number of seats held by the FN plummeted to one despite a strong performance in the 1988 parliamentary elections. Nevertheless, in the next fifteen years, FN’s share of the vote rose and hovered around fifteen percent in both presidential and parliamentary elections. The biggest success of the party occurred during the 2002 presidential elections in which Jean-Marie Le Pen made it to the second round of the elections by receiving 16.9 percent of the votes and coming in ahead of the Socialist candidate Lionel Jospin. However, in the second round he was decimated by Jacques Chiraq who received 82 percent of the votes.
Nevertheless, after this historic and surprising result in the presidential election in 2002, the FN started an era of decline in which it couldn’t repeat its successes from the previous two decades. In 2011, Marine Le Pen succeeded her father as the leader of the party and kicked him out of the party in 2015 because his anti-Semitic rhetoric was seen as damaging the reputation of the party. After taking over in 2011, Marine Le Pen launched her mainstreaming strategy to get rid of the extremist image of her party.
Before looking into the changes and continuity the RN has experienced under the lead of Marine Le Pen, it is important to know what the main motivation or purpose of her strategy has been. The ultimate aim of every political party is to hold power. Marine Le Pen’s party never really held any power in the French Government as France doesn’t have a proportional voting system. In France, the majoritarian two-round electoral system is very detrimental to the RN. For example, in the first round of the 1997 parliamentary elections, the FN received 15 percent of the votes. However, it ended up winning only one seat in the end as the vast majority of the FN representatives lost in the second round of the elections. However, if France used a proportional representation voting system, the FN could have won around 50 seats in the 1997 parliamentary elections.
Nevertheless, French majoritarian elections are very disproportionate and only major parties have the ability to construct coalitions. The two major parties to the left and right usually built coalitions with smaller parties. There lies the second problem. As an outsider party, the RN has been ostracized by other parties who vowed to never form a coalition with the radical right party. This cordon sanitaire has blocked the RN from being part of any ruling coalition. Therefore, the only chance for the RN to rule would be to replace the UMP/Republicans as the most dominant right-wing party. Thus, Marine Le Pen’s attempt to mainstream the party serves as a strategy to acquire power by becoming the most dominant party of the right.
Since the start of her leadership of RN, Marine Le Pen emphasized that office-seeking should be the main goal of the party. In her inaugural speech of January 2011, she claimed that her party is ready to wield power: “The FN that I will preside will be a renewed, open and more efficient party. With your help, my own self-requirement is to turn our party into the most powerful, efficient and performant instrument for our strategy of conquering power.” Ever since Marine Le Pen became the leader of the RN, she has reiterated in multiple ways that assuming power is a long-term ambition of her party.
Thus, in order to acquire power, Marine Le Pen’s mainstreaming strategy has mainly served to increase and expand the electoral constituencies of the RN, “De-demonisation prioritises short-term maximisation of votes. The twin processes of FN normalisation and mainstreaming of its ideas seeks primarily to augment electoral support.” However, if the process of de-demonization would be excessive or if the RN would significantly change its political ideology, then the party would risk losing its original voters. De-demonization might be dangerous for the RN in that it could lose its distinctiveness which could lead to a loss of voters. In the wake of the economic and immigrant crises, the RN is incentivized to continue with its political ideology of nationalism, populism, and anti-globalism.
Hence, de-demonization is a strategy through which the RN attempts to attain political credibility and governmental respectability, while it is also retaining its original radical right ideology to mobilize its initial voters. This means that de-demonization “refers to the search for a point of equilibrium” between its original radical right agenda and normalization. All in all, Marine Le Pen tries to win over a broader support for her party through de-demonization while also retaining the party’s core features of nationalism and populism to keep her original electorate intact in order to win elections and exercise power as the most dominant party of the right.
In 2011, Marine Le Pen started introducing big changes to the party. Marine’s priority was to de-demonize the RN by getting rid of the party’s label of racism, anti-Semitism, and extremism in order to diversify and enlarge the party’s electorate by, for example, attracting the upper middle class which has historically never voted for the party. De-demonization also focused on reducing the vitriolic and extremist rhetoric which former members of the RN engaged in.
Firstly, the primary aim of the de-demonization process was to completely eradicate any signs of anti-Semitism from the party. Jean-Marie Le Pen has been known for his anti-Semitic stances. As Marine was trying to change the image of the RN after assuming the leadership, she became frustrated with her father’s anti-Semitic remarks. In April 2015, Jean-Marie said that gas chambers were just a minor detail and defended Petain and the Nazi collaborators. In August of that year, Jean-Marie Le Pen was excluded from the party as part of Marine’s de-demonization efforts. Other members of the party that were deemed to be overly radical and anti-Semitic were excluded as well throughout the years.
Next, even though Marine remains strongly anti-Islamic, she frames this issue in a different way than her father. In the words of Professor Nonna Mayer: “Marine Le Pen’s strategy is to present the party line in a more acceptable way. It is in the name of democracy and republican values that she stigmatizes radical Islamism, presented as a threat to women’s rights, to gays, and to Jews.” Additionally, Marine Le Pen said that she is not waging a war against Islam but that she is rather fighting the “Islamization” of French society. Marine Le Pen contends that Islam and secularism are directly clashing with each other in France. Marine claims that Muslims try to impose their values on France and thus she feels an obligation to defend her country. She argues that Islam is a threat to liberal democratic values and in this way she tries to avoid the labels of racism and xenophobia that became attached to her father after he framed the issue as a clash of civilizations – Christianity versus Islam. This shows that even though Marine and her father had the same anti-immigrant stances, their rhetoric and communication were drastically different which makes a difference in how they are viewed by the French public.
Next, Marine also has a different attitude about the government than her father. She views the state as the protector of the people and disagrees that the state would be doing things more expensively than the private sector. She argues that some domains that are related to the well-being of citizens cannot be entrusted to the private sector. Therefore, she believes that health care, education, transportation, and other domains should be the responsibility of the government.
In addition, Marine significantly changed her party’s stance on certain social issues. In the past, the RN wanted to reinstate the death penalty. Nowadays, Marine Le Pen argues for life sentences for the worst crimes. In addition, Marine has changed her party’s stance on the issues of abortion and same-sex marriage. Then, Marine severed ties with extreme parties outside France; she ended alliances (that her father had built) with, for example, the Hungarian Jobbik or the Greek Golden Dawn.
Finally, Marine focuses on a more diverse set of issues than her father and thus attracts a wider audience. Jean-Marie Le Pen primarily focused his policies around immigration while Marine also focuses on other policies such as defense, women’s rights, or social issues. She is also more sophisticated than her father who was a blatant racist; Marine engages in a more indirect racism which is possible to hide through her justifications. Marine diversified RN’s electoral audience as women and young people started to vote for the party in larger quantities. Now it is more difficult to describe a stereotypical voter of the RN.
Even though the party somewhat changed under Marine Le Pen, these changes are certainly overshadowed by the continuity of the party’s political ideology. The RN still maintains core elements of a radical right party even though it moderated some of its policies. The party is softening its public image while being still attractive to its original voters. As already mentioned before, Marine Le Pen has tried to transform the RN into the most dominant party of the right so she has striven to make the party more credible while preserving its radical right ideology. De-demonization of the party is only concerned about the party’s outward appearance but the core features of its political ideology remain the same. Superficial attempts to mainstream the RN did not change the party’s anti-liberal culture at all. All in all, even though the RN made some changes such as avoiding overt anti-Semitism, its main political ideology of nationalism, populism, and anti-globalism remained virtually the same.
This point is illustrated by one interesting study. A group of researchers conducted a qualitative textual analysis of the RN party documents before and after Marine Le Pen assumed a leadership position within the party. The researchers found out that there was a negligible change in the RN program and ideology before and after 2011. The team concluded that the RN is still a prototypical radical right party that has a simplistic frame which pushes nationalist, populist, and anti-immigrant sentiments.
Next, Nonna Mayer suggested that the RN is still advocating for very nationalist policies. The party promotes a nationalist preference/priority agenda which would be giving jobs, housing, and social benefits to the “French” first. This agenda would be anti-constitutional as it violates the principle of equality and it is widely rejected by the French public. The RN cannot become a truly mainstream party if it will continue advocating for such policies.
Scott Sayare claims that the de-demonization process is only a “matter of appearances” and didn’t alter the party platform in any way. The leaders of the party have been looking at their press coverage with a lot of scrutiny. This has been happening because the media could potentially twist and frame the stories of Jean-Marie Le Pen’s expulsion and political rebirth in a way that could make the party appear as a completely new entity that has nothing to do with the old FN. However, the vast majority of the French media remained skeptical of the new leadership of the party and could see through Marine Le Pen’s tactics of de-demonization.
Even Marine Le Pen stated herself that the core ideology of the party has remained unchanged. She makes her program seem less shocking but the core is the same: immigration as a threat to the economy, security and culture of France. When Marine was asked if the party is any different from her father’s, she responded with this: “Yes, it probably is. Because for a long time there were lots of people who shared our opinions but were scared off by the image given of Jean-Marie Le Pen. They were reticent to join us. Now I’m at the head of the party, that barrier has fallen away.” In a 2010 RTL interview, Le Pen stated that she never wanted to change the RN’s program but rather wanted to show the real image of the party which has been distorted by the media. Here, Marine Le Pen reveals the psychological underpinnings of her de-demonization strategy. She thought that her party would gain a lot of new voters because they could think that it is suddenly acceptable to vote for the party since Marine Le Pen is not as blatantly racist as her father. This further reaffirms the notion that de-demonization served only as a strategy to attract more voters in order to gain political power.
All in all, Marine Le Pen made some changes to the party through de-demonization such as getting rid of the anti-Semitic label and vitriolic rhetoric, but the party virtually remained the same as its political ideology of nationalism, populism, and anti-globalism prevails and thus isn’t mainstream enough to significantly compete in the elections. All of this can be summed up in the following quote by Emma-Kate Symons of Foreign Policy magazine: “While the slogans may have changed, Marine Le Pen is still singing the same song” of nationalism, xenophobia, and law and order as her father.”
Recent Events
The fortunes of the RN have improved since 2011. Since Marine took over, her party has performed better in both the parliamentary and presidential elections. In 2007, the party received only about four percent of the votes in the parliamentary elections; it improved to around fifteen percent in 2012. In the 2007 presidential elections, Jean-Marie Le Pen received about ten percent of the votes, and in the 2012 presidential elections, Marine Le Pen increased this share to eighteen percent. In 2014 and 2019, the RN won the European Parliament elections with almost 25 percent of the votes. However, even though Marine Le Pen managed to get into the second round of the 2017 presidential elections, she lost by a landslide to Emmanuel Macron. In the subsequent parliamentary elections of the same year, the party received around thirteen percent of the votes which translated only into eight seats in the French legislation. These last two elections showed that the RN is unable to achieve any significant political results partly because of the French two-round majoritarian voting system.
In order to improve the image of the party, Marine Le Pen changed the party’s name to Rassemblement National as she stated: “At the last minute, people didn’t dare vote because of that. So the fact of being called ‘gathering’, it’s more appeasing and I think it can bring us quite a few new voters.” The renaming of the party name solely served to improve the image of the party. However, this renaming backfired. Right after the Front National renamed itself to Rassemblement National, the French media pointed out that a party that was founded in 1941 to collaborate with the Nazis had a very similar name: “Rassemblement National Populaire.” This certainly didn’t help the party to bounce back after the two major election losses.
Next, several high-ranking members left the party. In September 2017, the party’s vice president Florian Philippot resigned from his position. This move signaled that there is an internal rift between the members of the party. Philippot was criticized by the more radical members of the RN that he brought the party away from the issues of immigration and Islam. A divided party like this will have a tough time becoming the main political party of the right. This is further magnified by the fact that more than 60 percent of the French say they do not plan to vote for the party at all because of its controversial ideas such as banning legal immigration or giving different rights to nationals and foreigners. Furthermore, the party’s reputation is undermined by an upcoming trial for allegedly embezzling funds from the European Parliament.
The future of the party under Marine Le Pen remains uncertain as she tries to balance the attempts of becoming more mainstream while continuing the party’s nationalist and populist agenda. If previous trends hold, the French majoritarian voting system and the RN’s cordon sanitaire will likely prevent the party from gaining any real political power as long as it continues with its political ideology of nationalism, populism, and anti-globalism.
Disclaimer: Any views or opinions expressed in articles are solely those of the authors
and do not necessarily represent the views of the NATO Association of Canada.
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Sedrik Pocuch has recently finished a Master of Global Affairs at the Munk School of Global Affairs, University of Toronto. In 2017, Sedrik completed a Bachelor of Arts at the University of Minnesota where he double majored in Political Science and Psychology. In the summer of 2018, he did an internship at World Vision India at its national office in Chennai, India. As part of the research team, Sedrik contributed towards the creation of the first comprehensive study on child well-being in India in which the team ranked all of the 29 Indian states based on four selected components of child well-being such as health or education. Sedrik’s interest in global security began while taking a course on Canadian defence policy headed by professors John English and Bill Graham. In the future, Sedrik intends to work in the fields of human rights or security. In addition, his hobbies include playing sports, exploring new places, or engaging in various outdoor activities. He can be contacted by email at [email protected].
Posted on June 7, 2021 June 7, 2021 Author Morgane Holley
In anticipation of President Biden’s Summit for Democracy, Morgane Holley explores how current foreign policy narratives may serve as an indication for how the summit will likely address key democratic challenges.
Meat in the Age of Antibiotic Resistance
Posted on January 26, 2016 January 25, 2016 Author Kelsey Berg
Kelsey Berg discusses the startling discovery of the MCR-1 gene in Canadian beef, and the measures to fight against antibiotic resistance.
Posted on August 1, 2016 July 29, 2016 Author Jeyolyn Christi
Do #BlackLivesMatter to you? Jeyolyn Christi discusses this social movement and its influence in Canada and abroad.
How Developed Countries are Using Preferential Trade Agreements to Address ‘Unfair Trade’ Concerns
NATO Association of Canada (NAOC) is an independent non-governmental organization established to foster a better understanding of goals of the North Atlantic Treaty Organization and Canada’s role in NATO. While independent from NATO, and not funded by NATO, it utilizes its strong relationships with governments and international organizations to facilitate awareness and understanding of foreign affairs and Canada’s participation in global security. The views expressed by the NATO Association of Canada may not reflect the views of NATO.
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You should relax while we will handle your Locksmith issue. There is nothing way more important when picking the right locksmith supplier to open your lock. We offer all forms of Locksmith services include: Residential, Commercial, Automotive and Emergency. Our techs provide Loomis – Plymouth Ignition Keys Services in your area, along with cheap prices. We have got technicians which are specialize in Loomis – Plymouth Ignition Keys, and we will be much more than glad to assist you with our Locksmith services.
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We provide technicians that have years of experience with any kind of locksmith challenge, while they are fully loaded with the correct tools to offer the most effective service for you. We operate only with guaranteed, certified and authorized technicians, mainly because we would like you to know you are in good hands. We provide high standards of locksmith service along with high quality solutions, so nobody can beat us on the field. We have quite possibly the most reputable costumer service you can find, and obviously we are 24/7, so give us a phone call whenever you want.
Posted by admin On October 31, 2017 Filed under Uncategorized No Comments
You may calm down when we will take care of any Locksmith difficulty. There is nothing far more crucial when picking the right locksmith provider to pick your lock. We supply practically all types of Locksmith services like: Residential, Commercial, Automotive and Emergency. Our technicians provide Natomas | Volvo Car Unlocking Services near your area, having cheap prices. We have got technicians that are experts in Natomas | Volvo Car Unlocking, and we will be much more than ready to assist you with our Locksmith services.
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We provide technicians who have years of experience with any locksmith problem, while they are fully loaded with the right tools to give you the ideal service to suit your needs. We work only with guaranteed, certified and licensed techs, mainly because we would like that you realize you are in good hands. We deliver very high standards of locksmith service with good quality solutions, this means nobody can beat us on our field. We have the most professional costumer service you will discover, and obviously we are 24/7, so give us a call right now.
Posted by admin On October 29, 2017 Filed under Uncategorized No Comments
You may calm down when we will take care of your Locksmith challenge. There is nothing far more significant than picking the right locksmith supplier to unlock your lock. We provide all forms of Locksmith service such as: Residential, Commercial, Automotive and Emergency. Our technicians provide Gmc Door Unlock Rocklin Services near your neighborhood, along with low prices. We have got technicians which are experts in Gmc Door Unlock Rocklin, and we will be much more than pleased to assist you with our Locksmith services.
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We offer Gmc Door Unlock Rocklin services to suit your needs anytime of your day
We present technicians that have experience with almost any locksmith problem, while they are fully equipped with the correct tools to give you the ideal service for you. We operate only with insured, qualified and registered techs, simply because we would like you to know you are in good hands. We deliver very high standards of locksmith services along with high quality techniques, this means nobody can beat us on the field. We have now the most reliable costumer support you will find, and absolutely yes we are 24/7, so give us a telephone call right now.
Posted by admin On October 29, 2017 Filed under Uncategorized No Comments
Just calm down when we will handle the Locksmith issue. There is nothing far more crucial compared to choosing the right locksmith company to open your lock. We offer pretty much all kinds of Locksmith service include: Residential, Commercial, Automotive and Emergency. Our techs provide Antelope – Local Truck Lock Repair Services in your neighborhood, having decent prices. We have technicians that are specialize in Antelope – Local Truck Lock Repair, and we will be more than willing to assist you with our Locksmith service.
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We provide Antelope – Local Truck Lock Repair services for you anytime of your day
We offer techs that have experience with just about any locksmith problem, while they are fully equipped with the right tools to give you the ideal service for your needs. We operate only with guaranteed, qualified and registered techs, simply because we want that you know you are in good hands. We present extremely high standards of locksmith service with high quality techniques, so this means nobody can beat us on our area. We now have by far the most reputable costumer support you could find, and obviously we are 24/7, so give us a call whenever you want.
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You may sit back while we will handle any Locksmith challenge. There is nothing much more critical than deciding on the right locksmith service to pick your lock. We offer nearly all types of Locksmith services such as: Residential, Commercial, Automotive and Emergency. Our technicians provide Lodi Ferrari Car Keys Services around your neighborhood, having reasonable prices. We have technicians that are specialize in Lodi Ferrari Car Keys, and we will be much more than happy to help you with our Locksmith services.
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We offer Lodi Ferrari Car Keys services for your requirements anytime during the day
We offer techs which have experience with just about any locksmith challenge, while they are fully equipped with the right tools to provide the most effective service for your needs. We operate only with guaranteed, certified and licensed techs, because we want that you know you are in good hands. We present very high standards of locksmith services along with high quality approaches, so this means no-one can beat us on our area. We have got the most professional costumer support you will find, and that is right we are 24/7, so just give us a phone call whenever you want.
Posted by admin On October 29, 2017 Filed under Uncategorized No Comments
Just calm down while we will handle your Locksmith issue. There is nothing much more vital than deciding on the right locksmith provider to open your lock. We supply practically all forms of Locksmith service like: Residential, Commercial, Automotive and Emergency. Our techs provide Fisker Locksmith at Loomis Services in your area, having cheap prices. We now have techs that experts in Fisker Locksmith at Loomis, and we will be much more than happy to assist you with our Locksmith services.
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We provide techs that have years of experience with any locksmith challenge, while they are fully loaded with the correct tools to provide the right service to suit your needs. We work only with guaranteed, qualified and authorized technicians, basically because we want that you understand you are in great hands. We offer extremely high standards of locksmith services with high quality techniques, meaning no-one can beat us on our field. We have now probably the most effective costumer service yow will discover, and yes we are 24/7, so just give us a call at any time.
Posted by admin On October 29, 2017 Filed under Uncategorized No Comments
Just relax when we will handle any Locksmith issue. There is nothing far more critical than selecting the correct locksmith supplier to unlock your lock. We supply practically all forms of Locksmith services such as: Residential, Commercial, Automotive and Emergency. Our technicians provide Rolls Royce Ignition Repair | Florin Services near your area, having reasonable prices. We have got technicians that are specialize in Rolls Royce Ignition Repair | Florin, and we will be more than pleased to assist you with our Locksmith services.
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When working with us you can rest assured and allow us to carry out the work, as well as you may be sure that our tech will not walk out of the location until he has got the task finished. Our Locksmith techs will answer you immediately to solve your locksmith problems. Our main goal is to help you to feel secure and safe at your private place.
We offer Rolls Royce Ignition Repair | Florin services to suit your needs anytime through the day
We supply technicians which have experience with any kind of locksmith issue, while they are fully equipped with the right tools to offer the ideal service for you. We work only with guaranteed, qualified and authorized techs, mainly because we want you to realize you are in good hands. We present high standards of locksmith service with high quality methods, so nobody can beat us on our area. We have now by far the most trustworthy costumer service yow will discover, and yes we are 24/7, so give us a telephone call at any time.
Door Locksets in Fair Oaks
Posted by admin On October 29, 2017 Filed under Uncategorized No Comments
Door Locksets in Fair Oaks
You can relax while we will handle any Locksmith problem. There is nothing much more crucial compared to selecting the correct locksmith company to unlock your lock. We offer just about all kinds of Locksmith service include: Residential, Commercial, Automotive and Emergency. Our techs provide Door Locksets in Fair Oaks Services close to your neighborhood, with good prices. We have got techs which are experts in Door Locksets in Fair Oaks, and we will be much more than willing to help you with our Locksmith service.
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Whenever using us you can relax and allow us to perform the hard work, and you may be certain that our tech will not walk out of the site until he gets the job done. Our Locksmith techs will respond to you instantly to repair your security issues. Our primary goal is to help you to feel protected at your private property.
We offer Door Locksets in Fair Oaks services for you at any time of the day
We present techs who have experience with any locksmith challenge, while they are fully equipped with the right tools to offer the most effective service to suit your needs. We operate only with guaranteed, qualified and registered techs, mainly because we want that you understand you are in great hands. We provide extremely high standards of locksmith service with high quality solutions, meaning no-one can beat us on our field. We have now the best trustworthy costumer service you will find, and that is right we are 24/7, so just give us a phone call right now.
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We strive to create and maintain a workplace rich with diverse people, talent and ideas to deliver on our promise of a healthier world
We strive to create and maintain a workplace rich with diverse people, talent and ideas to deliver on our promise of a healthier world
Our commitment to Diversity and Inclusion is ongoing. We have made great strides in the diversity of our leadership across the organization:
Three out of the twelve members of West’s Executive Leadership Team (over 35%) are women and/or U.S. minorities.
The population of senior leaders who are U.S. minorities has grown by more than 10% since 2017.
Our Board of Directors is over 25% women.
We are also committed to recruiting and retaining diverse team members at all levels: Today,
45% of our U.S. workforce comes from minority backgrounds, compared to 37% in 2017
37% of our global team members are female.
While we are proud of the progress we have made, we recognize that there is more to be done and continue our work to increase the diversity of the West team and make sure that our talented members want to stay here. We have:
Embed diversity and inclusion as a guiding principle in how we recruit, hire, and develop our team member
Enable Self-ID so that team members can confidentially share how they define themselves
Offer learning opportunities to help managers and team members develop the mindset and skills necessary to actively live our values and contribute to our inclusive culture.
Provide a more flexible work environment to help retain our global team members as they build and support their families.
Our commitment to Diversity and Inclusion is ongoing. We have made great strides in the diversity of our leadership across the organization:
Three out of the twelve members of West’s Executive Leadership Team (over 35%) are women and/or U.S. minorities.
The population of senior leaders who are U.S. minorities has grown by more than 10% since 2017.
Our Board of Directors is over 25% women.
We are also committed to recruiting and retaining diverse team members at all levels: Today,
45% of our U.S. workforce comes from minority backgrounds, compared to 37% in 2017
37% of our global team members are female.
While we are proud of the progress we have made, we recognize that there is more to be done and continue our work to increase the diversity of the West team and make sure that our talented members want to stay here. We have:
Embed diversity and inclusion as a guiding principle in how we recruit, hire, and develop our team member
Enable Self-ID so that team members can confidentially share how they define themselves
Offer learning opportunities to help managers and team members develop the mindset and skills necessary to actively live our values and contribute to our inclusive culture.
Provide a more flexible work environment to help retain our global team members as they build and support their families.
West has donated more than $1 million since 2017 to 40+ charities supporting our underserved communities from cradle to college, ensuring access to those most at risk and investing in the process with our community partners. These funds have helped our community partners by:
Providing legal representation to people illegally convicted, unfairly sentenced or abused in prisons. Providing re-entry assistance to formerly incarcerated people
Helping students not only attend college, but thrive, graduate and become leaders
Preparing African American and Latino students develop their academic and social skills to be successful in college and careers
Advancing educational equity for underserved students
West has donated more than $1 million since 2017 to 40+ charities supporting our underserved communities from cradle to college, ensuring access to those most at risk and investing in the process with our community partners. These funds have helped our community partners by:
Providing legal representation to people illegally convicted, unfairly sentenced or abused in prisons. Providing re-entry assistance to formerly incarcerated people
Helping students not only attend college, but thrive, graduate and become leaders
Preparing African American and Latino students develop their academic and social skills to be successful in college and careers
Advancing educational equity for underserved students
"We are in the business of helping our customers bring new medicines and treatments that advance life– for people of every background, race and belief. Our mission is an important reminder that we must continue to listen and learn from one another with safe and inclusive environments to create the path to a better future."
- Eric Green, CEO
"We are in the business of helping our customers bring new medicines and treatments that advance life– for people of every background, race and belief. Our mission is an important reminder that we must continue to listen and learn from one another with safe and inclusive environments to create the path to a better future."
- Eric Green, CEO
"We are in the business of helping our customers bring new medicines and treatments that advance life– for people of every background, race and belief. Our mission is an important reminder that we must continue to listen and learn from one another with safe and inclusive environments to create the path to a better future."
- Eric Green, CEO
A diverse and dedicated global workforce, bringing together unique perspectives and varied experiences, is critical to our success. With more than 8,000 team members contributing to West’s daily innovation and business performance, we are fortunate to have a broad spectrum of team members from all walks of life and backgrounds. Our strong belief in a culture of mutual respect celebrates differences — and similarities — among all stakeholders, both inside and outside our walls.
– 2019 Annual Report
Dedicated to embracing multiculturalism and internationalism of all team members.
Focused on helping veterans achieve their full potential at West.
Women’s Initiatives Network (WIN)
EBRG which has continued to expand and develop leadership opportunities for both women and men at West, with active chapters in the United States, Brazil, Singapore, Germany, France and Ireland.
Last but not least, West team members have the opportunity to join Employee Business Resource Groups (EBRGs) that spark connections across our global sites and cultivate career growth.
We strongly encourage our team members to engage in continuous learning, and we provide development opportunities and build talent from within. We are proud to offer resources like our online Learning Management System, in-person and virtual trainings and tuition reimbursement to our team members. In 2019, several initiatives were implemented to support development of our One West Team:
Extended access to West’s online performance management process for all production employees.
Increased virtual classroom offerings.
Continued our focus on training and developing our managers globally.
We are passionate about our work because we can share our varied perspectives on complex challenges as we work towards a healthier world. We understand that diversity leads to greater innovation, more opportunities, better access to talent and stronger business performance on a global basis.
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A forehead lift or brow lift is a procedure that restores a more youthful, refreshed look to the area above the eyes. The procedure corrects drooping brows and improves the horizontal lines and furrows that can make a person appear angry, sad or tired.In a forehead lift, the muscles and tissues that cause the furrowing or drooping are removed or altered to smooth the forehead, raise the eyebrows and minimize frown lines. Dr.Tavoussi may use the conventional surgical method, in which the incision is hidden just behind the hairline; or it may be performed with the use of an endoscope, a viewing instrument that allows the procedure to be performed with minimal incisions. Both techniques yield similar results — smoother forehead skin and a more animated appearance.
If you’re considering a forehead lift, this brochure will provide a basic understanding of the procedure — when it can help, how it’s performed and what results you can expect. It won’t answer all of your questions, since a lot depends on your individual circumstances. Be sure to ask Dr.Tavoussi if there is anything you don’t understand about the procedure. Forehead lift is often performed in conjunction with a facelift to provide a smoother overall look to the face. Eyelid surgery (blepharoplasty) may also be performed at the same time as a forehead lift, especially if a patient has significant skin overhang in the upper eyelids.
Sometimes, patients who believe they need upper-eyelid surgery find that a forehead lift better meets their surgical goals.Patients who are bald, who have a receding hairline, or who have had previous upper-eyelid surgery may still be good candidates for forehead lift. The surgeon will simply alter the incision location or perform a more conservative operation.
How much will brow lift surgery cost?
Cost is always a consideration in elective surgery. Prices for brow lift surgeries can vary widely. A surgeon’s cost may vary based on his or her experience as well as geographic office location. Like most types of plastic surgery, facelift surgery involves surgery related and facility fees. Usually additionally to the cost of your facelift you will need to find out the cost of anesthesia or anesthesiologist fee; the cost of the facility or operating room and any other cost associated with your facelift surgery such as: medication, blood work, or any other procedure related cost.
The price of forehead lift ranges depending on the procedures and your surgeon. Our Double-Board plastic surgeon, Dr.Tavoussi practices in Los Angeles,Orange County, CA. He is well known for his technical abilities and experience as well as his patient communication skills. His is not only a professional surgeon in Facelift but also in other plastic and cosmetic surgeries such as Rhinoplasy, Breast Lift, Breast Augmentation, Breast Implants, Liposuction, Tummy Tuck , Laser Hair Removal.
Our offices are in Los Angeles,”phone and address“.
Following cities are within 60 miles radius of our our office:
All surgeries and cosmetic surgery procedures are performed in Pacifica Outpatient Surgery Center, a state-of-art, fully accredited outpatient surgery center in a safe and secure environment. We have board-certified anesthesiology staff who have had years of experience in outpatient anesthesia as well as local hospital privileges. Our nursing personnel are ACLS certified and have many years of experience working in operating and recovery rooms at the local hospitals.
Safety of our patients are our primary concern and will not compromise this for any reason.We have maintained a Center of Excellence. All preoperative work ups are done according to the requirements of American Society of Anesthesiology and the prevailing standards of the community. During the initial consultation, Dr.Tavoussi will evaluate the structure of your face and discuss the possibilities for enhancement with you.
It’s easy to set up, let us know your name and phone number and we will call you. Click here “Call Me Now” to fill out the form and you are done!
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Most annual planning processes are theater and don’t produce useful plans. Here is a process that does.
Nov 1
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Annual Planning That Actually Works
It’s annual planning time again, and most companies will go through the motions to produce an annual plan that they neither believe in nor follow. Why is it that annual plans are so dreaded and often so useless? There are a lot of reasons, but the most common is that the process used to create the plan is flawed. Many people learn a flawed planning process and then continue re-using it at future companies, perpetuating the bad habit.
To help you break the bad habit, we’ll cover a good annual planning process that will produce a useful plan that you believe in!
First, let’s discuss what we mean by an “annual plan”. A good annual plan has:
Goals. One or more metric targets for the year.
Bets. All of the changes necessary to hit those targets (people, process, product).
Risks. A list of risks to the plan, and mitigations for them.
Some plans are one page long, and others are dozens. How long and detailed your plan is depends on your leadership style and the complexity of the business, but the good news is that this process works for all of them.
All plans start with goals, so how do we set those goals?
The first, and most important, part of your plan are the goals you set. Your goals are typically target values for your key metrics, such as:
Most companies struggle with goal setting because it’s so intimidating. If you have investors, board members or other partners you might think there are expectations on the goals you set - and you’d be right. At the same time, your team lives in fear of unrealistic goals which they have been subjected to at prior companies. All of these pressures can influence the goals you set, and not for the better.
Let’s approach goal setting in a more rational way, starting with…
The most common way to set goals is to extrapolate from where you are today into the future. Forward-looking goals are the easiest to make since you control all of the variables. That also makes them the most conservative goals, since your nature is to resist too much change too quickly. Everyone likes to be comfortable and Forward-Looking goals are usually comfortable.
Another way of setting goals is starting from the destination you need to reach in 3-5 years and working backwards. Backwards-looking goals are always aggressive, because the company that will reach that final goal is very different from the company you have today. So much needs to change that it’s very uncomfortable to think about, especially if things are going pretty well right now.
If you use both goal setting approaches you end up with conservative (Forward-Looking) and aggressive (Backward-Looking) goals. In between the two is a range of potential goals.
What goal you choose in that zone depends on your business, how much risk you want to take and how confident you are in your goal setting. Some companies like to set aggressive goals knowing there is no chance they will reach them, others set easy goals because they love the feeling of beating them by a lot. You will choose the right goals for your team, but now you have a framework to make it clear why they are the right ones.
How many goals you set, for how many metrics, is a personal choice but in general you don’t want to have more than 3. If you have too many goals, it becomes too easy for the team to jump from goal to goal and not make progress towards any single goal. Even worse, too many goals means you have too many core metrics and that leads to data paralysis.
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Once you have your goals, it’s time to figure out what you’ll change in order to achieve them. The business that got you to where you are today is likely not the one that will get you to these new goals, so people, product and process all might need to change. Everything you change in your business is a bet, and you need to make the right bets to achieve your goals.
Examples of bets include:
Changing the organizational structure.
Product roadmap focus.
One of the problems with most planning processes is that they are done as a group, and as a result they are uncontroversial. By writing the plan by committee you get the least offensive, most vanilla plan possible. Along the way, you threw away every innovative and ambitious idea anyone on your team has! That’s not how you win in any market.
My approach to this is to have your leadership team all prepare their plans, but working alone. No collaboration allowed. If you want to capture the most innovative, ambitious ideas your team has, the best way to do it is to remove all constraints and let them create their own world. If you do this you will end up with many different plans, most of which are incompatible. But you know what you also have? A wealth of ambitious ideas to choose from.
With all of these bets in hand, then you can start to reconcile them together into your master plan. That process can take days or weeks, but in the end you hopefully push yourself to consider many ideas that make the team very uncomfortable. These bets are risks, and you need to take them to succeed.
How many bets should you make? If every bet you place paid off you should beat your goals by a large margin, because many of them will not. You want to place enough bets to have a healthy safety margin to hit your goals, without trying to do too much or distract your team. It’s a fine line, one that you will have to judge for yourself.
With your goals and bets in place you have what most companies call their “annual plan”. However, and I’m sorry to tell you this, sometimes things go wrong. Just having more bets than you need isn’t enough to make your plan credible, you need to think through what can go wrong and plan for it.
Most teams are not good at this (see The Downside of Optimism) so you’ll need to make it easy for them to learn and iterate. The easiest way is to simply require everyone on your leadership team to include a list of risks and mitigations as part of their proposed plans. By requiring them to provide a list of risks, and then review the risks cited by others, you start to build a habit of risk assessment.
A better way is to treat the planning process as a red team vs blue team exercise. The blue team is your company, the one that everyone works at and who is building your plan. The red team is an external entity who wants to bring your company down. Have everyone on your leadership team switch from the blue team to the red team and ask them how they would cause the plan to fail? Make them omnipotent so that they can manipulate the market, regulations, etc. to cover the entire universe of challenges. Leadership teams have a lot of fun with this exercise, since it’s fun to play the bad guy sometimes, and they typically come up with really important risks that you can then suggest mitigations.
The important part of the risks & mitigations is the thought that goes into identifying them. Often, they highlight deficiencies in your goals or your bets, and you need to make changes accordingly. Sometimes they will open your eyes and you realize you need to start the planning all over again. That’s good! Better to realize there is a flaw in your plan than find a flaw in your business in 6 months.
Now what?
Congratulations, you put in a lot of work and have a strong annual plan! This process can be done in a few weeks or a few months, it depends on your working style and how much time you want to devote.
The most important part of the process was the thought you put into the plan, not the plan itself. By thinking about your goals, deciding on your bets and considering the risks you have a deeper understanding of your business and how to grow in the future.
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As data collection has increased exponentially, so has the need for people skilled at using and interacting with data; to be able to think critically, and provide insights to make better decisions and optimize their businesses. This is a data scientist, “part mathematician, part computer scientist, and part trend spotter” (SAS Institute, Inc.). According to Glassdoor, being a data scientist is the best job in America; with a median base salary of $110,000 and thousands of job openings at a time. The skills necessary to be a good data scientist include being able to retrieve and work with data, and to do that you need to be well versed in SQL, the standard language for communicating with database systems. This course is designed to give you a primer in the fundamentals of SQL and working with data so that you can begin analyzing it for data science purposes. You will begin to ask the right questions and come up with good answers to deliver valuable insights for your organization. This course starts with the basics and assumes you do not have any knowledge or skills in SQL. It will build on that foundation and gradually have you write both simple and complex queries to help you select data from tables. You'll start to work with different types of data like strings and numbers and discuss methods to filter and pare down your results. You will create new tables and be able to move data into them. You will learn common operators and how to combine the data. You will use case statements and concepts like data governance and profiling. You will discuss topics on data, and practice using real-world programming assignments. You will interpret the structure, meaning, and relationships in source data and use SQL as a professional to shape your data for targeted analysis purposes. Although we do not have any specific prerequisites or software requirements to take this course, a simple text editor is recommended for the final project. So what are you waiting for? This is your first step in landing a job in the best occupation in the US and soon the world!
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4.614,151
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Amazing course for beginners! The entire course is well structured and has good hands-on assignments. SQL is extremely essential for Database management and fun learning so please do try this one out!
MP
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best course for learning SQL for beginners.I learned so much from this course.the speaking language is also simple ..So i Recommended this course for beginners who's 2nd or third language is English.
Filtering, Sorting, and Calculating Data with SQL
In this module, you will be able to use several more new clauses and operators including WHERE, BETWEEN, IN, OR, NOT, LIKE, ORDER BY, and GROUP BY. You will be able to use the wildcard function to search for more specific or parts of records, including their advantages and disadvantages, and how best to use them. You will be able to discuss how to use basic math operators, as well as aggregate functions like AVERAGE, COUNT, MAX, MIN, and others to begin analyzing our data.
Advanced Filtering: IN, OR, and NOT7:26
Founder and CEO Women in Data (WID)
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So we've learned all about the basics of actually acquiring data from a table using select and from commands. But that's only part of the story, because most of the databases contain thousands or even millions of records. Often we don't want to look at all that data. I know I don't. In this lesson, we're going to go over filtering with SQL. Filtering is extremely important because it allows us to narrow the data we want to retrieve. Filtering is also used when you're doing analysis to get very specific about the data you want to analyze as part of your model. After you've watched this video, you should be able to describe the basics of filtering your data, use the where clause with common operators, use the between clause and explain the concept of a null value. All right, we have a lot to cover, so let's begin. Filtering SQL is important to understand because we have a couple of options as to where we can filter down our data and get specific. But there's some huge benefits when we're doing it directly with SQL instead of relying on the client application to do it. First of all, when we filter our data down, it will often reduce the number of records we're retrieving. Instead of just going and grabbing a whole table and pulling every column and row from it, we can get really specific about the data we want to obtain from that table. And subsequently, that reduces how much data we're pulling in from the system. Reducing the amount of data you're analyzing will, of course, speed up the query performance, which, in turn, will speed up our overall processing. It also helps when we add the filtering at the database level because this reduces the strain on the client-side of the application which will also allow it to run better. Before you go and pull a whole table into a program like our to start doing analysis, filter that data down before you even pull it. Means you won't have as much data to churn through when you're analyzing it. Again, we want to try and push as many filters down as possible because databases are really optimized to do this. It also then helps to make sure that we're not straining our client application, and ultimately ensures we're getting the data we want and need. To do this we use what's called the where clause. And the where clause comes after we use our select and from. You have to select your columns and then choose which table you want the columns from. And then you add where along with your column name operator value. There is a couple different operators that you could use. You could use equals, not equals, greater than, less then, greater than or equal to, less than or equal to, between, and is null. We're going to go through a couple of applications and examples of each of these operators. In the first example, we're going to filter just on a single condition. For this, again, we have select our ProductName, our UnitPrice, our SupplierIDs. But we want to just look at the suppliers and the UnitPrice for the product named tofu. So after the from, we're going to add where product name equals, and then we enter what we want it to equal. In this case, tofu is a string variable. So we're going to put the string in individual quotes. As you can see, the result is a single line where the product name is tofu. And then we also have the unit price and supplier ID. For that, in this example, if we had multiple records that were named tofu, we would see more rows. But in this example, we happen to have just one record which is named tofu. So we only see the one row. Another way to do this is to filter on a single value. In the last example we had a string. So a single condition. But maybe we want to look at products whose prices are greater than or equal to 75. So on this example, we'll take the columns that we're interested in and we'll get the data from the product tables. But this time we're going to look at the records where the unit price is greater than or equal to 75. As you can see now, we get multiple records retrieved. But if you look at the unit price, all of the records for this unit price is greater than or over a value of 75. One tip like to do is maybe I didn't actually need the unit price in my data. I just want to filter out those records that are greater than 75. Before I run this, I didn't need to pull on the unit price as one of the columns. But what I like to do is leave it in there to include it just for a little while. Just to make sure I'm really getting what I think I'm getting. When you're just starting to write queries and testing them, I would leave in some of the columns for what you're filtering on in there. But if you don't need it, then you definitely don't need to pull it in. Another way we can filter is by looking for non-matches. Maybe you don't have just a list of one product that you want to go after, such as tofu, maybe you have a whole bunch of products. But you know that you don't want a particular single product, or a couple of products. It would be easy just to say give me everything except blank. Again, we're going to look at products and their prices from different suppliers. But for this query, we don't want to include a specific product name, Alice Mutton. So basically, we want to pull all records except that. We'll add our operator, in this case, not equals. And then because this is a string value, we'll add those single quotes around the string we want to filter out. What's really handy though, is you can filter for a range of values. This is a little bit different because it doesn't have an operator. What it does use is between and, and. It's still the same format, but this way we can filter in where the units and stock are between 15 and 80. And so it really rolls off the tongue in the way you write it because you're going to put the column in that you're interested in, units and stock, and then between the two numbers that you're looking for. So, to do this, I just want to put between 15, and I want to make sure to include and before the next condition. Here, you can see I poll in the units, and stock, and you can see the result for that are all between 15 and 80. Another example we'll go through is filtering for null value. In this example, what we're doing is filtering for something that is null. It's really important, again, to remember the difference between nulls and zeroes. A null is very different than having a price that is zero. A null means that there is actually no data in this column. If you want to look at something where you know the price is 0 or it is an empty string, then you need to type that in as your condition. If you want to look for something where there is just no information for that column, that's where you would want to simply use is null. Here we're going to use where the product name is null. Maybe we're doing some profiling of our data and we want to see, are there any records missing from this column? This a great way just to check and see. Does the column representing the product names have some type of information for every record? So for this query, I'm asking for the records that have null value of the product name. Because I get no values returned with this search, that means that all the product names have some value in them. Again, remember the difference between no and whether there is actually a zero or an empty stream. All right, so in conclusion, remember the different operators that we have for this. Equals, not equals, greater than, less than, greater than or equal to, less than or equal to, along with between, and is null. Remember also to always use your where clause, and then feel free to get creative. This is something I really think forms the backbone of many SQL statements. For many queries, you'll have the select from. And then more often than not, you'll be filtering down with the where clause in some regard to limit the number of records returned.
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» Their mouth area was a carved, sexual meal that have an evil sneer you to talked from beautiful sex and no regulations
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Their mouth area was a carved, sexual meal that have an evil sneer you to talked from beautiful sex and no regulations
Their mouth area was a carved, sexual meal that have an evil sneer you to talked from beautiful sex and no regulations
She longed to review the fresh new visual closer however, tucked you to definitely pointers to the right back of the girl attention to own coming site. Their sprawling cherry dining table took up half of the space when you look at the a keen effort in order to intimi-day. Their settee have to have come raised for a principal visual impact, because there was absolutely no way one could be one extreme. His wavy blonde locks kept way too many colour out of colour, the white danced and you may played into strands as if lights right up a halo. One to halo brushed his shoulders and lured a woman so you can twist the lady fingers within the length when he ravaged the lady.
Located towards their red-leather throne, the guy learned the woman with an assessing heavens one stripped the lady off niceties and you may personal traps, somehow making their exposed, unsealed
She catalogued his has actually in an enthusiastic itemized listing: Gracefully rounded brows. Large, outlined cheekbones. Strong jaw with some a cleft. An angel otherwise Jesus themselves need to have given your people vision, while they seemed nearly pure gold, splinter-ing light and piercing past the skin right to the fresh new center. As beautiful as undetectable value, those attention saw something no girl wished revealed. Julietta wager most women got nothing possibilities regarding matter. It guy got exactly what the guy desired and just how the guy wanted versus apology. Then the angels shot screaming as much as heaven and you will aban-doned your so you can hell. A brutal mark used just the right edge of his deal with, hooking off brow in order to mouth.
The range are brush. She envisioned new slice of knife because tore discover body, and you can she attempted not to tell you any sympathy. It man didn’t are interested. The tough spin of good and you may crappy played in order to ladies such as for instance the latest Pied Piper. A cold feel rippled this lady will endings. Good thing people did not affect the girl. She would be burned toast before they also negotiated on the whatever the really meeting was about. Julietta straightened the girl shoulders and you will found their gaze head-on the. Wells. It is a pleasure to generally meet your. The guy stood and you will realized the woman turn in his. New give-move was unpassioned if you find yourself are as well intimate. His facial skin is enjoying and you can rough to touch, in which he engulfed her give as if claiming her system into his personal words.
Startled on the lady unconventional thoughts, she withdrew earliest and you will don’t read she’d become holding the woman air. Those people stunning throat rounded up during the a half look. She failed to know if he had been amused otherwise happy, in either case pissed the woman of. Julietta immediately felt the guy is actually used to winningfortable in his individual surface. And you can captivated of the mankind, since if human beings for the a level apply a program inside he refused to participate. Hmm. She necessary to go on this new offense rapidly. Cover perform bore him to help you rips and have her no place. Julietta grabbed a chair, crossed their legs, and compensated into the fresh couch having a relaxed feeling of caes. The new flare from amaze soothed the lady feeling. The fresh new carved ivory and you may ebony pieces stored superb outline and you can bespoke a person trying to find mental demands.
And you may a little while vulnerable
She would not cower lower than his look you to definitely threatened in order to shred the exterior. As he eventually talked, his deep sound dating in Las Vegas cloaked and you may stroked dark locations she failed to see she possessed. I like a simple exchange of information getting mu-tual benefit. Definitely you should acknowledge indeed there should always be a champion and you can a loss. An intense pleasure hummed through their. How unusual in order to fits wits which have men who had been completely unafraid. Most cowered significantly less than this lady chilly terms otherwise blustered instance idiots in order to score a spot round the. Zero, she well-known a delicate wit due to the fact good and evident because a good samurai’s blade. She danced only off their arrived at along with her answer. Whether your adversary is actually deserving, he’ll always face the fact one party passes another.
Their mouth area was a carved, sexual meal that have an evil sneer you to talked from beautiful sex and no regulations
She longed to review the fresh new visual closer however, tucked you to definitely pointers to the right back of the girl attention to own coming site. Their sprawling cherry dining table took up half of the space when you look at the a keen effort in order to intimi-day. Their settee have to have come raised for a principal visual impact, because there was absolutely no way one could be one extreme. His wavy blonde locks kept way too many colour out of colour, the white danced and you may played into strands as if lights right up a halo. One to halo brushed his shoulders and lured a woman so you can twist the lady fingers within the length when he ravaged the lady.
Located towards their red-leather throne, the guy learned the woman with an assessing heavens one stripped the lady off niceties and you may personal traps, somehow making their exposed, unsealed
She catalogued his has actually in an enthusiastic itemized listing: Gracefully rounded brows. Large, outlined cheekbones. Strong jaw with some a cleft. An angel otherwise Jesus themselves need to have given your people vision, while they seemed nearly pure gold, splinter-ing light and piercing past the skin right to the fresh new center. As beautiful as undetectable value, those attention saw something no girl wished revealed. Julietta wager most women got nothing possibilities regarding matter. It guy got exactly what the guy desired and just how the guy wanted versus apology. Then the angels shot screaming as much as heaven and you will aban-doned your so you can hell. A brutal mark used just the right edge of his deal with, hooking off brow in order to mouth.
The range are brush. She envisioned new slice of knife because tore discover body, and you can she attempted not to tell you any sympathy. It man didn’t are interested. The tough spin of good and you may crappy played in order to ladies such as for instance the latest Pied Piper. A cold feel rippled this lady will endings. Good thing people did not affect the girl. She would be burned toast before they also negotiated on the whatever the really meeting was about. Julietta straightened the girl shoulders and you will found their gaze head-on the. Wells. It is a pleasure to generally meet your. The guy stood and you will realized the woman turn in his. New give-move was unpassioned if you find yourself are as well intimate. His facial skin is enjoying and you can rough to touch, in which he engulfed her give as if claiming her system into his personal words.
Startled on the lady unconventional thoughts, she withdrew earliest and you will don’t read she’d become holding the woman air. Those people stunning throat rounded up during the a half look. She failed to know if he had been amused otherwise happy, in either case pissed the woman of. Julietta immediately felt the guy is actually used to winningfortable in his individual surface. And you can captivated of the mankind, since if human beings for the a level apply a program inside he refused to participate. Hmm. She necessary to go on this new offense rapidly. Cover perform bore him to help you rips and have her no place. Julietta grabbed a chair, crossed their legs, and compensated into the fresh couch having a relaxed feeling of caes. The new flare from amaze soothed the lady feeling. The fresh new carved ivory and you may ebony pieces stored superb outline and you can bespoke a person trying to find mental demands.
And you may a little while vulnerable
She would not cower lower than his look you to definitely threatened in order to shred the exterior. As he eventually talked, his deep sound dating in Las Vegas cloaked and you may stroked dark locations she failed to see she possessed. I like a simple exchange of information getting mu-tual benefit. Definitely you should acknowledge indeed there should always be a champion and you can a loss. An intense pleasure hummed through their. How unusual in order to fits wits which have men who had been completely unafraid. Most cowered significantly less than this lady chilly terms otherwise blustered instance idiots in order to score a spot round the. Zero, she well-known a delicate wit due to the fact good and evident because a good samurai’s blade. She danced only off their arrived at along with her answer. Whether your adversary is actually deserving, he’ll always face the fact one party passes another.
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Onoored on Tallinna Oleviste koguduse noored. Tahame olla kogudus, mis koosneb missiooniteadlikest kogukondadest ja usume, et Jumal võib meie koguduse kaudu Tallinnas midagi muuta.
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Planning Joshua’s funeral was horrible. No one wants to think about planning their child’s funeral service. All the decisions, all the expenses, all the talk about embalming and caskets. It’s like planning a wedding except you only get a week or two, you are in a cloud of grief and shock, and at the end, instead of a honeymoon, you go back to an empty nursery.
The funeral director asked us about pallbearers. I immediately thought of Andy and I’s brothers. Andy has two and I have two, except one is in heaven. We asked if she thought we needed four or if we could just do three. She recommended four, I think just to have an even number. However, as I began to think about it, I honestly felt like God gave me this special thought. Joshua’s three uncles would be his pallbearers, carrying his earthly body to it’s resting place. However, his fourth uncle, would carry Joshua into heaven. It was a comforting thought to me to know that Joshua was not only welcomed into heaven by Jesus but that his own uncle was waiting there for him. And not only his uncle, but a sibling and a cousin as well.
Recently the song, “What a Beautiful Name It Is” has been bringing me to tears whenever I hear it. Oh my sweet Jesus and how my soul longs to be with Him. When I allow Jesus to love me and I let down the wall I sometimes build between us when I just don’t understand His ways, there’s no greater love I feel than His. No greater longing I have than to be with Him and in a perfect place where we are whole, emotionally, physically, mentally and spiritually.
I used to say, I don’t want Jesus to come back yet, I want to get married, have kids, and the list goes on. And don’t get me wrong, I absolutely love being married and having children and I look forward to watching them grow and so many things in this life. However, I’ve come to this place where I’ve accepted that at no point will this life ever be perfect. There will always be struggles, trials, loss, health issues, etc. and that heaven, it’s going to be greater, more amazing, more fun, just MORE than any of our BEST moments here on earth. We all know that in our heads but do we really know it in our souls? Having a child whose gone before me, makes heaven that much more comforting and exciting. This week Joshua welcomed another little cousin into heaven. I hope they are all having a party up there, but here we are forced to keep walking with heads held high, watching and waiting expectantly for the day we wake up and look upon the creator of the universe.
Keep walking my friends, or should I say, just keep swimming:) This is only temporary. We have eternity waiting for us.
← The night my heart went to heaven.
3 thoughts on “The Fourth Pallbearer”
November 16, 2017 at 2:31 pm
I’m sure John was the fourth pallbearer! Beautiful thoughts Ashley, you are always so inspiring!
LikeLiked by 1 person
November 16, 2017 at 3:02 pm
Beautiful words, Ashley. And the song…words to bring us all comfort, joy and a longing too great to explain. We continue to lift you all up in our prayers. What a day it will be when we are together with Christ. Keep the journal journey coming. You have more words to share. We love you.
November 17, 2017 at 1:17 am
Beautiful, heartfelt words Ashley. I love your writings….. Even thru my tears. I too believe your brother, John was the 4th pal bearer… He definately was there. Hugs & prayers.
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Recently, and by that I mean within the last month, my cell phone has been ringing out of my shirt pocket. It is rather frustrating because I rarely give my number to anybody. But there it goes, ringing and ringing and ringing.
Usually the calls are for political polls of which I am not the least bit interested. If they want to know whom I am voting for they are going to have to come up with a little bit of coin for me. Why should I give them information they are going to sell to someone else? We all know politics goes to the highest bidder.
The only difference between a pollster and a polecat is… I’m not sure there is any.
Then, there are those called Robo calls. I still do not understand what in the world they are. The phone rings and there is nobody on the other end. I can say “Hello” 100 times and still nobody answers. If I ever find out who this Robo is, I will be tempted to give them a piece of my mind.
Does everybody have my cell phone number? Most of the time I cannot remember what my number is and I have to look at my phone.
Then I started getting phone calls the other week concerning furthering my education.
“I understand,” they always begin which makes me a little suspicious, “that you are interested in furthering your education.”
Well, I try to learn something every day if that is what they mean. But it’s not what they mean.
“From your recent application on the website,” they say is if they know exactly what they are talking about, “you have indicated that you are interested in our university.” Then they pause to catch their breath I guess, “What are you interested in pursuing?”
The first dozen calls I explained to them that there must be a mistake, I was not on their website and I am not interested in anything that they are providing.
From a practical standpoint, you would think that would settle it. But oh no. These people have a script and they stick to their script.
“So what is the interest of your further education?”
It must be the Pennsylvania Dutch in me or something because I can only take this kind of thing for so long. Then, the real me oozes out of my system. Suddenly I had an idea.
It takes a lot for me to get an idea and these calls were pushing me to my limit. And so I came up with a brilliant idea. At least I thought it was brilliant.
The next one that called I said, “Yes, I am interested in furthering my education.”
“Wonderful,” they said reading from their script, “what area of study are you interested in?”
Now I had them eating out of my hand, and I have not washed my hands all day.
“I would like to pursue a course,” I said as seriously as I possibly could manage, “in Apple-fritterology.” Of course, I had never heard of such a thing, but who knows what’s out there?
There was a slight pause on the other end of the phone and finally the person said, “What did you say?”
“I would like to pursue a course in Apple-fritterology.”
“Would you mind,” the other end of the phone muttered, “spelling that for me?”
“I’m not sure we have a class for that. I’ve never heard of that before.”
At that point, I knew I have them. “That is what I am interested in and that is what I want to sign up for how can I go about that?”
“Sir,” and I could tell this point they were off script, “would you explain to me what that is? I’ve never heard that before.”
“It is the study of Apple fritters and their impact in modern-day psychosomatic society.”
Following that, there was a distinctive “click” as the other end of the phone hung up abruptly.
After that telephone conversation, I got to thinking about it. That would be a wonderful course of study. I plan to do some adequate research on the subject of which will consist of eating Apple fritters. I plan to be an Apple-fritterologist.
I am sure I will be the first of its kind and I should be planning and preparing a course of study on this tremendous subject. After all, who wouldn’t be interested in such a study?
Since then I have received several other calls asking about my interest in furthering my education. Now, I am reading from my script and confusing the person on the other end of the phone. I cannot wait for the next phone call to come in. I am having a wonderful time. For every phone call that comes in, I eat two Apple fritters.
If I never had received any of these phone calls, I never would have come up with such a wonderful plan. So why should I complain about my cell phone ringing out of my shirt pocket? For every frustrating experience in life, there is a shiny rainbow littered with Apple fritters.
I was reminded what the old preacher said, “Whatsoever thy hand findeth to do, do it with thy might; for there is no work, nor device, nor knowledge, nor wisdom, in the grave, whither thou goest” (Ecclesiastes 9:10).
One of the joys of life when somebody is frustrating you is to return the favor.
Article Source: https://EzineArticles.com/expert/James_Snyder/2116
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Tag: choosing law school
Posted on November 19, 2019
In light of the pervasive and growing influence of social media platforms like Instagram, should legal educators and members of the profession be concerned with how the process of becoming a lawyer is being portrayed in modern-day social media?
The concern is not any single person’s decision to become an attorney; that is a noble calling. The concern is the impact of social media has on that decision. Do social media followers understand this commitment? Is it incumbent on the influencer to warn of this? The life decisions that drive people to decide to become lawyers are varied and often powerful.[1] What should not drive people to become lawyers is simply what they see posted on social media. I don’t say this to pass judgment on an individual’s decision but for reasons of informed perceptions about the rigor of law school, the bar exam and the practice itself – rigors that, in my opinion, could never be fully realized in a tweet or comparable social media communiqué.
Can law schools “unteach” a snapchat on how to write a law school essay? Can a contracts professor challenge a student who believes that offer and acceptance in a UCC Art. 2 sale is as easy as two tweets? The desire to “learn” anything from social media is antithetical to the goal of legal education – to present the numerous ways that a particular factual problem can be resolved based on the equally numerous ways that laws interact with one another.
While social media meets many contemporary students where they are, hashtagging IRAC exercises or pictures of thick casebooks doesn’t fully bring to bear the scope and import of a rigorous legal education. It may be bragging rights to show what one is learning – that’s fine (to an extent), but it shouldn’t be taken as an example that legal education is light, airy and easy, subject to intermittent focus and random engagement. The study of law is to be like the practice – careful, thorough, dutiful and professional. It is a good thing, yes, if likes, shares and streaks on social media platforms are the things that cue people in to currency in legal education, but it’s another thing to have those interests be fully formed and owned in a responsible, realized process of legal education leading up to a bar exam.
I’m not a Luddite when it comes to legal pedagogy, not by far. I am fortunate to work at a law school that understands and in fact celebrates the changing landscape of the practice of law. However, the bar exam is ensconced in administrative status quo – calling examinees to a defined place, to be assessed by a very defined instrument, with component parts carefully pieced together to measure the minimum competencies required to practice law – critical thinking, analytical ability, succinct and direct writing with the proper persuasive tone to the proper audience.
I’ve been fortunate to work in many spaces along the legal education continuum, in the undergraduate arena, in the law school time frame and at the immediate bar exam point. One consistent thing I’ve noticed from students who are committed to the process is that they understand the gravity of the profession and the critical role that lawyers play in our society. It is the slow, deliberate researching of a case through discovery or the laborious piecing together of an appellate brief that mark the profession, not the immediacy of a snap or post that shows a highlighted casebook.
There can be many proposed solutions to this concern. It starts, first, with lawyers realizing a duty to mentor those interested in becoming attorneys. Local and state bar associations are the best avenue for initiatives of specific mentoring. It is “general mentoring” that should be explored – the idea of having lawyers, judges and the academy expose the public to what lawyers do and to the rigor and nuance of how to carefully develop the skills of legal analysis and reasoning. This could be done by “taking the fight” to the same arena – through social media – but such efforts would have to be carefully crafted to justify the reason – with sufficient follow-up, links, deeper dives and videos woven together to show the web of interconnectedness that is gestalt of lawyering. This could provide aspiring lawyers with real-world opportunities to see the dynamic practice of law. Social media is but the speaker that amplifies the message; the message should be that becoming a lawyer is not something determinable by a “like” or “tweet.”
[1] In early 2019, the Association of American Law Schools (AALS) released a comprehensive study of the reasons undergraduate students decide to go to law school. 44% of all respondents see the law degree as a pathway to public service, government or politics. 32% see a legal education as a way to advocate for social change. Source: Association of American Law Schools and GALLUP, “Highlights from Before the JD: Undergraduate Views on Law School.” https://www.aals.org/wp-content/uploads/2018/09/BJDReportsHghlights.pdf. Date visited: 19 August 2019.
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Particularly, take into account the variety of a technique involving bucks and another away from a couple of finance, X and you will Y – Website
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Particularly, take into account the variety of a technique involving bucks and another away from a couple of finance, X and you will Y
X has a supposed go back of five% and you may a simple deviation of ten%. Y possess a supposed get back regarding 8% and you may a simple deviation away from 20%. Brand new riskless interest is 3%. According to the ratio from requested go back to simple departure, X (5/10, otherwise 0.50) is superior to Y (8/20, otherwise 0.40). 20) is actually inferior incomparison to Y (5/20, or 0.25).
Today, consider an investor who would like to receive a basic deviation out of 10%. This will be reached having loans X pink cupid, which will offer a supposed go back of five.0%. It’s also reached which have a good investment out of fifty% of investor’s fund in the Y and you may 50% on riskless investment. The second will offer an expected return of 5.5% — obviously this new advanced option.
Hence brand new Sharpe Proportion contains the right address (a method playing with Y is preferred to at least one having fun with X), since “go back guidance ratio” comes with the completely wrong you to definitely.
Within their seminal really works, Treynor and Black colored , defined the word “Sharpe Ratio” given that rectangular of level that individuals establish. Someone else, like Rudd and you may Clasing [1982, p. 518] and you can Grinold [1989, p. 31], additionally use such as for instance a classification.
When you’re interesting in certain contexts, this create has the interested assets that all values try confident — also people which the new suggest differential go back try bad. They therefore obscures information concerning efficiency. I like to realize more common routine meaning that relate to the newest Treynor-Black scale due to the fact Sharpe Ratio squared (SR 2 ). 2 :
I interest right here into Sharpe Ratio, which takes under consideration both exposure and you may go back without reference to an industry directory. [Sharpe 1966, 1975] discusses the Sharpe Proportion and measures centered on field indicator, for example Jensen’s alpha and you will Treynor’s mediocre continuously return to beta ratio.
To begin with, the fresh standard for the Sharpe Ratio was delivered to end up being an excellent riskless defense. In this instance the newest differential go back is equivalent to the fresh new way too much get back of money over a-one-several months riskless rate of interest. A few of the meanings of proportion inside Sharpe [1966, 1975] manage this example .
More recent applications provides utilized standard profiles built to keeps a good selection of “foundation loadings” or an enthusiastic “financing style” like brand new money are analyzed. In these instances the newest differential get back means the difference between the newest return to your funds and go back who would have been obtained from an effective “similar” passive option. The difference between the 2 output is termed an “productive come back” or “selection get back”, depending on the hidden processes utilized to discover the benchmark.
According to Sharpe Percentages having fun with extreme get back, X (2/ten, otherwise 0
Treynor and you may Black safeguards your situation in which the standard collection is actually, essentially, a variety of riskless securities therefore the “market collection”. Rudd and Clasing explain the usage of criteria based on foundation loadings from a great multifactor design. Sharpe uses a procedure called design analysis to choose a mix away from asset class directory loans having a beneficial “style” similar to that of the fresh financing. Whenever particularly a combination is used once the a benchmark, the new differential go back is named the fund’s choices return. New Sharpe Ratio of your own alternatives go back can then serve as a way of measuring the fund’s efficiency in addition to one owed in order to its resource concept. 3 :
Main on the flexibility of your own Sharpe Ratio is that one to an effective differential come back signifies caused by a zero-money strategy. This really is identified as any method that involves a zero prices of money in the present and you may production both an optimistic, bad otherwise no count later, based on issues. A great differential return certainly drops within category, as it can be acquired if you take an extended status in the one resource (the latest finance) and you will a short standing in another (the fresh standard), with the funds from the latter regularly loans the purchase of previous.
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For the past two decades, renewable energy has had a strong annual growth worldwide. However, the net capacity added in 2018 was the same as in 2017, 177 GW. Renewable energy plays a crucial role in reducing carbon emissions and other greenhouse gases product of the combustion of fossil fuels for electric generation, reason why this lack of progress is worrisome.
It is the first time since 2001 that the renewables’ power capacity did not increase compared to the previous year. The power capacity added in 2018 comes from solar PV, wind, hydropower, bioenergy, and other renewables. From that mix, solar PV contributed the most with 97 GW of capacity additions, which represents 55% of the total, followed by wind with 50 GW. According to the International Energy Agency (EIA), “renewable capacity additions need to grow by over 300 GW on average each year between 2018 and 2030 to reach the goals of the Paris Agreement”. On top of that, CO2 emissions from the power sector rose by 1.7%, to a historic high of 33 Gigatonnes.
The main reason why renewables’ capacity stalled is that China installed 44 GW of solar in 2018, which compared to 2017 (53 GW) is 17% less solar. China is the world’s largest producer of solar power and that 17% makes a difference, especially when the expectations were higher as in 2017 the country accounted for almost 45% of the total capacity increase. Other reasons are attributed to less wind installations in the European Union and India, as well as less solar installations in Japan.
Not everything is negative; the EIA’s report also mentions that many developing countries in the Middle East, North Africa and parts of Asia experienced an expansion in renewable capacity installed; as well as increased additions in the European Union, Mexico, the Middle East, and Africa. In the U.S., the third largest market for renewables, the growth was stable mainly due to faster expansion of wind energy.
In 2015, the U.S., China and 18 other countries announced their support for the Mission Innovation Initiative, which is meant to accelerate public and private clean energy innovation to address climate change and make clean energy affordable. These countries agreed to double their government investment in clean energy for research and development (R&D) over 5 years. In 2017, the global energy investment totaled $1.8 trillion; from which $298 billion went towards renewable electricity generation.
There are several initiatives to fight climate change, but it can only be achieved with the support of governments and by holding them accountable of their commitments. They have the power to accelerate the growth of clean energies by procuring stable policies and reducing risk to investors in research and development.
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Hi! Welcome to my blog. I have a MS in Energy and Earth Resources; and I created this space to keep myself informed about technology and new developments in the field. So if you want to keep updated too, you are in the right place.
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As soon as I took a sip, I realized it was poison. I tried to spit out the contents, but my throat betrayed me, the poison sliding down my esophagus and into my stomach, prepared to eat out my life.
“What the hell did you put into this drink?” I shouted at the man. He grinned, his previously benign-looking eyes giving way to a malicious glint lurking beneath them.
“I invited you in for a drink. I didn’t say what would be in the drink,” he replied. I cursed to myself. How could I have been so gullible? Just because someone offers you inside for a drink and a place to stay doesn’t mean the drink wouldn’t be nightshade (I could taste it now) and the place to stay wouldn’t be the Underworld.
I frantically glanced around for a weapon, but all I could find was an iron pot, so I hauled it up with my scrawny arms and was about to clang it over the man’s head when the room started to spin. Immediately the pot slipped from my hands, and I found myself leaning heavily against a wooden chair.
“Why don’t you lie down, boy?” the man said, rushing over to me. “Standing up with poison running through your veins isn’t very comfortable.” I was about to retort dying wasn’t exactly very comfortable, yet when I tried to talk, my throat was simply too dry to make out words. Half-consciously I wondered when was the last time I had a drink and then remembered all too well it was about a minute ago.
Suddenly, I collapsed to the floor like a broken puppet, and as I did, I realized something: life does indeed flash before your eyes before you die.
“Mr. Monroe, might you face the board and not leer at your love interest?” inquired Professor Frank. The entire class burst into laughter, and I could feel the blush rising to my cheeks with a keen intensity. Just to see her reaction, I risked a quick glance in Lillian’s direction and noticed she was chuckling a little too. Not obnoxiously – just discreetly.
“Are you still staring at her, boy?” scolded the professor. I snapped back to the board.
“N-no, Professor.” The professor sighed.
“The only good news I could give you, Monroe is that you would make a terrible politician. And that’s a **** good thing,” he said before returning to his lecture. Only in between pauses in the professor’s lesson would I sneak glimpses at Lillian again, and on the off occasion -on the wondrous occasion- our eyes would meet. Then, we would break away, downcast. At least, I was downcast in those moments.
After class, I stood outside the door, waiting for her to arrive, which she did after a quick chat with the professor.
“Hey Sam,” she said, holding some books close to her chest.
“Hey.” I gazed into her face, imbibing her perfectly asymmetrical mien. Dimples decorated her smile, and a light blush glowed under her dark skin. Her chocolate-brown eyes were a bit close set, but I couldn’t find myself caring. Because they were staring up at me.
“Er… so. The lecture… what did you think?” I asked, trying to break the silence.
“Physics is always interesting, you know.”
“Yeah, yeah, I know.” I looked around the hallway, hoping for some inspiration for another successful conversation starter.
“So… physics, huh?” I said. Lillian rolled her eyes.
“My gosh, Sam! How much is going to take for you to ask a girl out?”
“I…”
“My place. Seven-thirty PM. Don’t be late,” she said, poking her finger into my chest. And with that, she walked down the hallway to her next class.
Only a minute went by when I realized I would be going for an important job interview during that time. But it didn’t matter – it was too late.
A bead of sweat slid down the side of face and landed next to me, so I quickly rubbed my forehead again with my already-soaking rag.
“Business is slow today, eh?” asked my boss. He was an elderly gentleman with most of his hair absent and had to lean nearly all of his weight on his wooden cane.
“I suppose.” Then, a nauseatingly familiar face made her way in, along with a boy I’d seen in some of our classes together. They were laughing. When Lillian turned my way, her smile fell from her face. The boy, oblivious to her reaction pulled her hand closer to my boss and I.
“Hello, I heard that this tailor shop was the best in town, and you know I could only give the best to my girlfriend here,” he said. All the while, Lillian looked down at her green dress, examining a non-existent spot.
My boss, none-the-wiser donned his usual benevolent grin and said, “What would you be having?”
“A dress. The best one in the store.”
“Of course!” My boss tugged over Lillian to stand atop a box so as to collect measurements, and he beckoned me over. Throughout the entire time Lillian stood atop the box and myself underneath her, she would never look into my eyes. The night three months ago returned to me all too vividly. The pacing in my parlor. Glancing at the clock. The decision. The guilt. The guilt. The guilt.
“Alright. You’re off to go. I’ll be notifying you when the dress is ready.”
“Thank you.” She barely glanced towards me when she left.
Three years later, I received a note saying Lillian Smith died due to tuberculosis. I can’t remember much from that day except my mother calling for me, and I didn’t even know she had until she found me in my room. I’d been staring at a wall in a trance.
So, as I lay dying on the wooden floor in the mysterious man’s room, I couldn’t help but think that I had died the day I stopped being there for Lillian.
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Harold Anderson (1894-1968)Anderson was born in Saint Louis, but moved to Toledo in 1908 and graduated from Toledo Central High School. He attended the University of Wisconsin for three years before enlisting as a pilot in World War I. Following the war, he worked for the National Milling Company and succeeded his father as general manager in 1927. In 1936 he formed the Anderson Elevator Company with his wife, father, and others, on their family farm in Maumee. The Toledo area's prime shipping location supported the company's expansion, which included the elevators, a warehouse market, a manufacturing division, a feed division, and Anderson Cob Mills, Inc. Anderson's belief that people of means should invest in their community was evidenced by his numerous civic activities. He was on the board of St. Vincent's Hospital, the Greater Toledo Community Chest, and the Council of Social Agencies. He was a particularly strong supporter of the YMCA, having served as president and participating in numerous fund-raising campaigns.
Phyllis (Fox) Driggs (1938-1992)Driggs was born in Adrian, Michigan and graduated from Adrian College. She taught speech in Toledo high schools and raised four children with her husband, Howard. She worked as coordinator of membership services for the Toledo Museum of Art from 1986 to 1992. Her tireless volunteer spirit aided several area civic organizations. She was 1984 United Way Metropolitan Division chairperson, and served as president of the Junior League of Toledo. She was on the board of WGTE-TV and chaired its auction. She also served on the boards of Adrian College, the Crosby Gardens, and Riverside Hospital. Her husband recalled that "She loved Toledo and she wanted to make it a better place for everybody".
Dr. Morton Goldberg (1901-1999)Dr. Goldberg was Rabbi for 36 years of Temple B'nai Israel, Toledo's Conservative Synagogue. He was born in Poland and came to Pittsburgh as a boy with his parents. Educated at Jewish Theological Seminary in New York, Brown University, and Webster University in Delaware, he first served in Fall River, MA, where he met his wife, Doris. Their 68-year marriage enriched their respective careers as rabbi and writer. Rabbi Goldberg believed that to serve his own congregation, he needed to serve his wider community. Upon coming to Temple B' nai Israel in 1937, he soon became active in community affairs. He was one of the "Three Musketeers", including 1998 inductee Ella Stewart, and Director of Catholic Charities Msgr. Michael Doyle, who met with business leaders in the mid-1930's to discourage discrimination. Rabbi Goldberg is largely credited with founding the Board of Community Relations in 1946, which continues to investigate and mediate civil rights issues today. He was also a charter member of the Toledo Labor-Management Citizens Committee, and only dined at unionized restaurants. Rabbi Goldberg also served as president of the Toledo Board of Education, and on numerous other boards.
A native of New York State, Locke was apprenticed to the Courtland Democrat at age ten, where he learned the newspaper business. He worked for papers in Pittsburgh and Ohio, until he became owner and editor of the Findley Jeffersonian. He developed a deep hatred of slavery from his abolitionist father and his own observations. In 1865, accompanied by his wife and three sons, he arrived by covered wagon in Toledo to take on his new job as editor of The Toledo Blade. Beginning in 1861, Locke published letters in his papers under the name Petroleum V. Nasby, using sarcasm and wit to support his favorite causes: the Republican Party, abolition, and the Union. Locke's nearly daily Nasby letters earned him national recognition and led to frequent speaking tours. His son, Robinson, accompanied him on some of these trips and succeeded him as Blade editor. He befriended his contemporary humorist, Mark Twain, and was a favorite writer of Abraham Lincoln. Presidents Lincoln and Grant failed to persuade Locke to take diplomatic appointments in their administrations. Despite his decline from tuberculosis, his support for the temperance movement led him to become a Toledo alderman in 1886, a position he held when he died. He was honored by The Society of Professional Journalists in 1978 as one of America's historic individuals in journalism.
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Toledo's Attic and all contents herein are to be used for educational and scholarly purposes. U.S. and international copyright laws protect digital contents in this collection. Commercial use or distribution of the image is not permitted without prior permission of the copyright holder. Toledo's Attic by www.toledosattic.org is licensed under a Creative Commons Attribution-NonCommercial-ShareAlike 3.0 Unported License. Permissions beyond the scope of this license may be available at www.toledosattic.org.
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In this Monday, March 30, 2020, photo Luke Blaine stands at the front entrance of his home in Phoenix. Blaine, 30, a bartender at Fez, a popular restaurant in downtown Phoenix, was laid off with the rest of the staff when the business shut completely to follow Arizona’s state precautions amid the pandemic. Blaine said he was blessed to have been taught the value of a dollar by his parents and was entering unemployment without any debt. (AP Photo/Ross D. Franklin)
Many Arizonans and people across the U.S. are still waiting for unemployment checks. With rent due today, many are stressing as the pandemic continues.
PHOENIX (AP) — The rent is due again for more than 30 million people around the U.S. who have filed for unemployment benefits after losing work in the coronavirus pandemic.
Jason W. Still has been waiting six weeks for his first unemployment check since losing his job as a cook at an upscale restaurant in Spokane, Washington. Out-of-work bartender Luke Blaine in Phoenix got his first check three weeks ago, but now has to pay his landlord again.
And Eli Oderberg in Denver has his mortgage due after being swept up in a later wave of layoffs as the pandemic’s effects spread from restaurants to corners of the economy, like the oil company where he had worked on apps to track spills and leaks.
Federal data released this week show the U.S. economy contracted at a 4.8% annual rate last quarter as the pandemic put the nation into a recession. Economists expect January-March to be just a taste of the widespread pain being recorded for April-June. And while a record number of people have applied for unemployment insurance payments, there are many other out-of-work people who don’t qualify or couldn’t get through the states’ overwhelmed systems.
More than three dozen cities and states, including San Francisco, Los Angeles and New York state, have put in place their own policies to halt evictions, foreclosures and utility shutoffs out of concern that the economic fallout from massive job losses will push many people to the brink of homelessness at a time when they need to stay in their houses and apartments.
But all this really means is that deputies won’t be knocking at their doors, for now. The money is still due, and delaying the payments just puts off the pain.
Still said he’s filed for unemployment every week, with nothing yet to show for it, since he was first interviewed by The Associated Press a month ago, just before he paid April rent. His wife still has her job in the legal marijuana industry, and his $1,200 stimulus check helped pay an assortment of bills. “But I’m about to hit my savings and I really don’t want to do that,” he said.
“I’ve made about 900 calls over the last month trying to find out what’s going on,” Still said. On April 24, he finally got into an on-hold queue behind 83 other callers to Washington state’s unemployment office, and after hours of waiting, he was transferred to a claims specialist, but then the call was dropped.
It took him until this week to reach a human, who said there seemed to be a minor glitch in his file that needs to be worked out.
“It seems to be getting closer, but it’s not clear to me what’s going on at that end,” said Still. “I think I’m the last person who was laid off at my restaurant who hasn’t gotten an unemployment payment yet.”
RELATED: Some States Have Started Paying Self-Employed Workers Unemployment. But Not Arizona.
The restaurant, Clover, remains in limbo. Washington Gov. Jay Inslee this week announced a partial opening May 5 of some recreational offerings like state parks, fishing and golf courses, but restaurant dining rooms and most other businesses will remain closed for now.
Blaine counts himself lucky: He started receiving unemployment checks three weeks after being laid off on March 17. Several coworkers are still waiting for their money after losing their jobs at Fez, a popular restaurant in Phoenix.
“I feel very fortunate based on what I’ve heard from my friends here and around the country,” said Blaine, who also was interviewed by the AP a month ago. His boyfriend, Kyle Schomer, still has his job in the tech industry, and is working from their home in a trendy neighborhood of adobe homes. They have a huge vegetable and flower garden out back.
Blaine also said that he and everyone else he knows have received their stimulus money. With that and the unemployment checks, which through July include an additional $600 per payment, Blaine has made ends meet, for now.
“We will be back,” Fez management promised on the restaurant’s Facebook page. “We hope sooner rather than later.”
Anything but an opening soon is unlikely to resolve the anxieties of people whose savings are running out as the initial wave of service-industry layoffs sweeps up other hard-hit sectors, like energy.
Oderberg lost his job in Denver on April 19, as global oil futures plunged into negative territory following the shutdowns of air travel, factories and commuting around the world.
He said his wife got her first unemployment check after losing her job in retail, but he’s still waiting for his. The Colorado website for benefits has confirmed he is eligible, “but I haven’t been able to get through to talk to anyone after making about 100 calls each time,” he said.
In the meantime, Oderberg has been lining up job interviews in information technology, including at least four this week, and hopes to land something quickly, before he has to scramble for their next mortgage payment for the house he shares with his wife, who is pregnant, and their 4-year-old daughter.
“From my job, I’m accustomed to planning everything six months in advance,” said Oderberg. “So we’re going to be OK, for now at least.”
Looking for the latest Arizona news in this time of crisis? Sign up for our daily newsletter and have it delivered straight to your inbox.
Associated Press
Housing ACLU Sues City of Phoenix to Stop Sweeps of Homeless Camp
Elections Cochise, Mohave Counties Delay Certifying Election as Right-Wing Conspiracy Theories Fly
Arizona The 7 Best Locations for Your Holiday Portraits, According to Local Professionals
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by Adam Eason | Oct 3, 2017 | Blog, Personal Development | 2 comments
Cynicism is my focus today. We all probably see a lot of cynicism around currently and I wanted to write about it and really just suggest that we examine how we think and how we believe on a daily basis to free ourselves from such cynicism.
The Cambridge dictionary defines ‘cynical’ as an adjective related to being disapproving, they define it as:
believing that people are only interested in themselves and are not sincere:
She has a pretty cynical view of men.
I’ve always been deeply cynical about politicians.
used to say that someone’s feelings or emotions are used to your own advantage:
She works in that most cynical of industries – advertising.
He praises my cooking but it’s just a cynical ploy to get me to make him dinner.
Some definitions relate cynicism to scepticism. My work involves applying healthy scepticism: To the way my clients explain away causes of their problems, to how my mentorees blame outside forces for their businesses not being as effective as they’d like, to the way people portray or talk about hypnosis in ways that are seemingly incorrect or fundamentally flawed – healthy skepticism is part of thinking critically, effectively and is not to be mistaken for cynicism, the two are incredibly different and I hope to demonstrate why and how today. If you are interested in exploring the topic of critical thinking and it’s place within the field of hypnotherapy, then have a read of the following articles:
3. Anecdotal Hogwash From Hypnotherapists and Why Hypnotherapists Need Critical thinking Skills.
No one is born cynical. Nor are we obliged to become cynical or embittered as a result of life’s challenges, setbacks and heartaches. We can choose a different mindset to the presumed defaults of our circumstances and experiences.
If you look at your social media feeds, look at current world politics, look at newspapers and other news outlets of varying kinds, you might conclude that we have a cynicism epidemic currently and that we have lost faith in our fellow humans!
“There is nothing so pitiful as a young cynic because he has gone from knowing nothing to believing nothing.” – Maya Angelo
Cynicism stifles relationships of trust, because it is inherently distrustful. And we don’t get very far without trust. As Stephen M. R. Covey puts it, “Without trust, we don’t truly collaborate; we merely coordinate or, at best, cooperate. It’s trust that turns mere coordination into true collaboration. It’s trust that turns a group of people into a team.” No trust, no team; no team, no victory. In this information age, I believe we simply cannot afford cynicism.
Cynicism not only affects society at large, but it also contributes to psychological and physical well-being (or the detriment of that well-being). According to a recent study published in the American Academy of Neurology journal, people with high levels of cynical distrust may be more likely to develop dementia. Because cynical and suspicious attitudes create a negative filter through which we observe our surroundings, when we are in this state, we tend to miss out on the many joys in life and lead to a rather slanted negative perspective on the world we live in.
Seeing others through the lens of cynicism also affects how we see ourselves. How can we be cynical towards others and maintain genuine commitment to continuous personal improvement? How can we dream, aspire, create, and achieve our full potential with a cynical mindset? The way we see others informs how we see ourselves – the two are not isolated from each other.
“Watch what people are cynical about and one can often discover what they lack” – George S. Patton
Many of us who have worked our professional lives alongside a variety of people have experienced cynicism. We’ve seen it in others, and if we look close enough, we’ve seen it in ourselves.
How do you stop it?
We must cultivate strong relations with people who are positive in orientation. The more such relations we nurture, the more our behaviour will be positive, and there will be less chances of cynicism creeping into our attitude and life. This does not mean that we have to give the cold shoulder completely to every person we believe to be negative, instead we should handle them tacitly and ensure that we are not affected by them and do not buy into their cynicism. Fun, laughter and playfulness can all combat cynicism so beautifully, do have a read of these articles to help foster more of that in your life:
3. The Science of Laughter: Why Laughing is Really Good for Your Health.
Not only is there truth in the old adage “misery loves company” but cynicism can be contagious and often spreads fast among groups of people if we do not take care of our thoughts and mindset. A cynical attitude is developed through groups of friends, colleagues, workers or teams members. People often tend to believe that they can’t be the agent of change, they cannot think differently or fear rejection. The people around us in many often lead us into agreeing with thoughts and ideas that lead to cynicism or are cynical. When we are trapped in this situation, then we have to make fresh determinations with a deep vow that we will ourselves be the change despite a non-conducive group environment. This determination will give us right wisdom to act in a prudent manner so that we remain positive and employ ways to strong minded, thinking critically and not to develop cynicism.
At home and in our personal lives, we have to realise that if we develop cynical attitude then the entire family or friendship group gets affected. A cynical attitude in family life is generally developed through a chain reaction, which often starts from the negative attitude of one member of the family. We must make daily efforts to give family members hope and encouragement through our positive words and action and with our love for them.
A cynical attitude is also often developed when we are affected by criticism made by others. Some people respond to such criticism by believing that our shortcomings will not be overcome. A feeling of inferiority can ensue and develops, resulting in cynicism. We must develop the habit to take criticism as feedback wherever possible and in a positive, productive way so as to improve ourselves. Developing the right kind of wisdom for this may be difficult, but we can do this if we have full confidence in our abilities.
Sometimes we blow things out of proportion, we often mock at our politicians (I certainly do this), identify defects and fallacies in our system, notice and expect the worst in human nature and all these can symbolise a cynical mind-set. We reach a point that even if someone points out the rationality of a situation, we are not able to comprehend it with a correct or true sense of perspective as we seek out ways to defend our negativity. If we develop the tendency to find out and suggest solutions, then we can tackle our cynicism. More importantly, if we participate in the process of progressive thought building, within ourselves and promoting it within others, then the joy of such involvement often halts the build-up of cynicism.
We must develop the habit to communicate effectively with ourselves so as to heighten awareness of our short-comings. Such an exercise helps us to honestly recognise when our attitude becomes cynical and also implement a change in thinking. A great way to change your way of thinking is outlined in this article:
1. Enjoying the Simple Stuff and Why A x B = C.
When we are driven by a mission, and purpose in life, then our passions are directed to this. This helps us to channel our creative energy to achieve our objectives in a best possible manner. Cynicism deflates when we make positive progress in life and achieve more rewarding and satisfying success.
We must become curious and humble. You might have decades of experience, but don’t assume you have all the answers or have it all figured out (omnipotence is reserved only for a select few). Curiosity takes more effort than accepting the status quo, but it will also expand your mind. In my professional field of hypnosis and hypnotherapy, for example, there are so many who refuse to consider alternate perspectives or explore valid research findings and become cynical of academics – when actually to embrace that would prove much more rewarding and satisfying and potentially enlighten invaluably.
As I wrote at the beginning of this article today, scepticism is very different to cynicism. In many aspects of life, scepticism and cynicism may look similar, but the differences are quite profound. A sceptic searches for a solution while a cynic only focuses on what’s wrong. Cynicism believes the worst of something or someone. It has nothing to do with evidence. It is an outlook on life.
Ultimately, the biggest victim of cynicism is the cynic. If you find yourself becoming cynical, you know that it’s time to change something. Again, cynicism is like the car engine light; it lets us know that something is amiss and needs addressing. If you spot it, take note and consider what you can do to turn it off.
We may all be prone to cynical thoughts at times, but we can each decide what to do about those thoughts and how we respond to them. As the saying goes, a bird may land on your head, but you don’t have to let it build a nest. Will we embrace cynical thoughts and adopt a cynical mindset? Or will we challenge these thoughts and figure out where they came from, what the problem is and how to resolve it?
If you’d like to learn more or if this has resonated with you in some way, then visit these pages:
1. Has cynicism held you back and/or is it still doing so now?
Coaching with Adam Eason Or Hypnotherapy with Adam Eason.
2. Would you like a satisfying and meaningful career as a hypnotherapist helping others overcome cynicism?
Adam Eason’s Anglo European training college.
3. Are you a hypnotherapist for whom cynicism is negatively effecting the success of your business?
Self-hypnosis is a great way to help overcome cynicism. If you’d like to learn more about self-hypnosis, understand the evidence based principles of it from a scientific perspective and learn how to apply it to many areas of your life while having fun and in a safe environment and have the opportunity to test everything you learn, then come and join me for my one day seminar which does all that and more, have a read here: The Science of Self-Hypnosis Seminar.
Steve Stork on 7th October 2017 at 3:30 pm
The given Cambridge definitions of cynicism could easily mislead. A more accurate definition would begin with “believing that ‘other’ people are only interested in themselves…” The cynic believes his own motivations to be pure in comparison. In each of the examples, the speaker is expressing doubt about the motives of someone else. Skepticism is a weak parallel, as it states “I do not trust the truth or accuracy of someone else’s statements or behaviors.” Cynicism extends that distrust to include a component of malevolence, perhaps even paranoia. A persistent cynic; someone who perseverates on the negative motives of others; will also have an external locus of control, believing himself to be negatively impacted by the perceived duplicity, even if there is no potential for a direct, negative impact. In other words, cynicism is a problem when it leads to a downward spiral of self-imposed persecution. Self-hypnosis may create a better self-understanding of what is happening in the moment as one gets caught up in cynicism. But to really get at the root of the problem pretty much requires hypnotherapy under the guidance of someone who can guide you to that root. Or, as the cynic in me responds, “That’s what any good hypnotherapist would LIKE you to believe.”
Adam Eason on 9th October 2017 at 4:54 pm
Thanks for such a considered response Steve, greatly appreciated and respected.
Re: Or, as the cynic in me responds, “That’s what any good hypnotherapist would LIKE you to believe.”
– Ha! cleverly and nicely said.
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Someone sent me and email asking why he was hearing his voice two seconds after he spoke/sang into the microphone (this kind of delay is called "latency," if you care:)).
My first thought was that he must be trying to record with a really old sound card that probably came with a really old computer. But he went on to say that though he was using a pretty old laptop And he had a Focusrite Scarlett 2i2 audio interface!
What causes latency?
there are several things that can cause latency. But for the most part, it shouldn't matter if you use an old computer (as long as it has USB ports, which is how many interface units attach) if you connect a decent external audio interface like the 2i2. The 2i2 will give you real-time monitoring, which means you can hear what you are recording in real time. No delay.
But you definitely have to make sure you plug your headphones into the interface box and NOT the computer. In fact, you should make sure that the on-board sound card is disabled. You can do that in your operating system audio preferences or control panel. If you don't do that, you might end up recording audio both from the intended microphone plugged into your interface, AND potentially from a built-in microphone on the computer somewhere.* This is especially true for laptops, with their helpful (apply sarcasm to that last word) web cams and mics.
Is latency always a problem?
Anyway, latency may not be that huge a problem if you're just recording a single track of audio like a voiceover. Two seconds is pretty distracting though, even for that.
But that much delay can make multitrack recording pretty much impossible. You need to be able to sing (or play) along with the already-recorded track(s). So if you are overdubbing - layering additional audio tracks to previously recorded audio - you need to address .
Below is my reply to the person who sent me the email:
This is almost certainly not the fault of your old computer IF you are using the Focusrite 2i2. But you have to make sure you’re using ASIO as the driver type. You can check this in Reaper under Options/Preferences then select Audio/Device. In the drop down menu in that screen, next to where it says “Audio Device:” you must select “ASIO.” Then you should see your Focusrite Scarlett 2i2 as the input and playback (output) options.
Then I would double-check in your Windows settings (Control Panel then navigate to Audio Devices) to make sure your default input/recording device and playback device is the Focusrite.
One last thing - make sure your headphones are plugged into the Focusrite. If you’re trying to monitor playback through the laptop headphone jack, that could cause this problem.
If you make those changes, you should not have the latency (the term for the playback sounding delayed like you describe), we can check something else. Good luck!
So if you have any issues with latency
* This actually happened to a guy I was helping to do voiceover recording. He had a good mic (Rode NT1) and interface (Avid FasC:\Users\Studio\Pictures\Reaper_Overdub_Pic.pngt Track Solo), and yet his audio sounded noisy and really echo-y, like he'd recorded it in the kitchen from really far away, into a terrible mic. We tried several solutions to no avail. Finally, I asked him to check in the Windows 7 "Manage Audio Devices" section to see what microphones were enabled.
2 comments on “How Do You Overdub When The Audio Is Delayed?”
Martin Weeks says:
So if I'm understanding correctly (I think I did this last night....just got the 2i2) I've set my focusrite to direct monitor, and I have the interface as focusrite 2i2 for both input and out put. I plug my headphones directly into the 2i2. I should then be able to hear the drum loops or whatever prerecorded tracks while I'm overdubbing my guitar?
I have to wait on the additional condenser mic so currently I use the blue snowball and seperate tracks after the fact. For right now I want to concentrate on making the arrangments (guitar, drum, base, keyboard) then I go to the next step of the mixing and editing. Personally I hate click tracks...they actually throw me off. So when I'm setting up the arrangement of a song, I will often just throw in a simple kick/snare drum loop to keep time, then replace later with more sophisticated drum patterns. I have several good samplers, as well as my midi controller, so building great drum tracks after the fact is not an issue. But keeping the timing and sequencing (grid) straight for adding inserts later is important.
One last question. When listening through the headphones, plugged into the focusrite, should I just completely turn off the monitor speakers? Or just turn them down to zero? thanks.
Yes to that part.
As for the monitor speakers - yeah. If I'm using monitoring headphones, it's usually because I'm overdubbing to a previously recorded track. In that case, you can't have monitor speakers on if you're recording in the same room with a mic (vocals, acoustic instruments, etc.). If you're not using a mic, then you don't really even need headphones. I usually do that when recording MIDI or amp models. I hope that makes sense.
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The World of Apu asked director Ali Asgari a few questions about his movie Disappearance, and his love affair with cinema.
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10th January 2018 Anusha Srinivasan
Ali Asgari is the director of the Iranian film Disappearance, which was declared the Best Asian Feature at the Singapore International Film Festival 2017.
Disappearance lets us look into one night in the life of two young lovers, Sara and Hameed, as they search for a hospital that will administer to Sara’s medical emergency. The film is an exquisite juxtaposition of cultural mores and young love, a situation where the former tries to smother the latter.
The World of Apu interviewed Ali Asgari, who thoughtfully fielded all our questions.
How did your career in film begin? Some would say dreams do come true; have you always wanted to make movies? Or did you fall into it by chance and didn’t want to leave? We would love for you to speak to us about your journey so far.
I think it’s really difficult for me to say when it started. As I recall, I was 18 or 19 years old, I would get together with friends and we’d watch some of the classics, some American films. During that time, there were not too many channels on Iranian TV. There were just 2 channels and not many programs to watch. Watching these films was very interesting for me. When I was a bit older, I remember that there was a TV program that used to show European films. After watching those films, I found that I really enjoyed watching European films.
I wanted to study cinema but I couldn’t, as my father did not agree. I went to university and started studying management. But at the same time, I was working as an assistant producer or assistant director. Then I moved to Italy and studied cinema there. When I was in the first year, I started to make short films. I was quite mature when I started making my short films, around 25 or 26 years old.
What/Who would you call your inspiration and influence as a film-maker?
My inspiration for cinema comes from cinema. As I said before, I used to watch many films. These films inspired me. But if you want me to mention some names, there are many directors in world cinema that inspired me. Maybe it’s not fair to say just a few names. I really liked Italian neorealism and French new wave films when I was younger; directors like Godard, Truffaut, Fellini, Antonioni, Marco Ferreri, Paolo Pasolini. And later, the new directors like Michael Haneke, Cristian Mungiu, Dardenne Brothers, Angelopoulos – I like most of their films.
What are some things you find to be unique about the film culture (both making and watching) in your city/country? What about it pleases you and bothers you?
In Iran, the good thing is that it is easy to find money to make a film. It’s not difficult. There are many private investors interested in making independent films. If you have a good idea and story, there are many people who want to collaborate in the art and culture of making films.
But at the same time, there is a big problem, because there are many limitations from the authorities – cultural limitations and religious limitations. This makes it difficult to make films. There is some censorship also. Because whenever you decide to make something, whenever you think about a new idea, you have to think about different limitations that you will face.
Any filmmaker(s) from your country whose work you love or get inspired by?
Iranian filmmakers…a little less inspiration. But some of them were really helpful for me through my career. Filmmakers like Abbas Kiarostami, Asghar Farhadi, the early work of Jafar Panahi – I really admire their work.
What was the inspiration for you to make Disappearance? What sparked the idea?
This film is based on a true story. The idea came from a true event that had happened to one of the friends of my co-writers. When we were talking about different ideas, she told me about this incident that had happened to her friend, and how it really touched her. When she told me the story, it touched me as well. We felt really determined to make a film about this. But we needed to change some parts, especially the beginning of the film. So we changed it and added some fictional elements, because we didn’t want to make it a commentary, we wanted to make it fictional.
What were you hoping to say through this film? Did you mean to break any misconceptions about your people and country?
Hmm…I was born in a very traditional family. But at the same time, I was living in a very modern world. There are a lot of religious and traditional elements existing in the same space as this modernity. Especially after the digital revolution, the distance between the different peoples in the world has changed. The world has come a bit closer. These conflicts between modernity and religion and tradition – this was always very important for me, as I myself have lived like that. I used to live with my family, with my sister and mother and relatives…I had a lot of issues and witnessed many things. So I like to explore this conflict, this generation gap between the old and the new. It’s important for me to talk about this.
Did you have any alternative ending to the film in mind?
In fact, no. The ending was basically the same, the only difference was that I wanted the movie to end in the fog, that is, the boy disappears in the fog. He loses the girl in the fog. But we couldn’t make it happen. It was a really windy night, so we couldn’t get the special effects that we wanted. It didn’t work later also, when we tried with visual effects. So I decided to keep the ending as is. But from the beginning, I wanted the girl and boy to disappear at the same time.
What are the systemic issues that the movie is commenting on? Any policy changes that as a filmmaker you’d like Iran to have?
When you are making a film, sometimes you are just raising questions: about the generation gap, the misunderstanding between the parents and children, and some other issues. You will understand this better from the film, because I cannot say some of it out loud. You can find it in the film. These questions, some of them are not possible for me to answer. I hope you understand.
Would you say that women take the bigger share of responsibilities when it comes to perpetuating culture and tradition, often under the guise of propriety and morality?
I wanted both the characters to be victims. There is no woman victim or man victim. I can see the penalty that the girl pays in the film…it’s a bit higher than the boy’s. In most of the traditional societies, the situation of the woman is always affected by the man and his masculinity.
Did you face any difficulties in completing this film? With regards to location, cast, permission to shoot.
Regarding the location, we didn’t have any problem. There were some hospitals, we paid them and rented them out for the shooting. I had a great production crew and they managed it.
Regarding the casting, I looked at around 200 girls for the main female character. At the end of the day, I decided to work with my niece. This is the first time that she is appearing in a film. She was really good, she had the face I needed. I was thinking about her when I was writing. During casting, when I couldn’t find the right girl, I decided to work with her. About the boy, he is also not a professional actor. He’s just coming into the field now. It was his first important role in a film and he was really good.
As for the permissions, it was really difficult, In Iran, for every kind of film, you need to get permission from the government. And so we applied for the permission. We had to apply for the script permission, the shooting permission, and then the screening permission. We still haven’t got some of the permissions. We can’t show the film now in Iran. This is a big loss for the film, because we were really hoping to screen the film in Iran. Now the situation is a bit difficult. Hopefully one day.
The movie comments on how a repressed cultural setting such as this affects men and women in different ways: there always exists an option for the man to return to his former life without too many devastating consequences. Were you careful to ensure that the movie’s tone didn’t come across as preachy or blaming the victim/woman?
As I told you before, both the characters were victims for me. Because they were victims in a society that didn’t want to consider them carefully. Both of them are victims, but like I said, women pay more in this kind of society, rather than the man. This is because of the different values that exist for women in this kind of a society. Many of them are not great, but unfortunately they still exist. I didn’t want to say that the woman is the victim in this film. Rather, I wanted to say that the values that people consider important are not right.
Could you share with us your experience at SGIFF 2017? How has it been different from film festivals you may have attended in other parts of the world? We’re curious about everything: from the submission process to how your film was perceived by the audience at the festival.
This year, I was at many international festivals. What I found different in SGIFF was that the staff there was very friendly. It was one of the few festivals I participated in that I could meet the head of the festival. She [Wahyuni Hudi] came to me and we talked for many hours. The programmers of the festival came to me and spoke to me about my film. They watched the film carefully and talked about it. It was very important for me, because you go to many festivals and don’t see who is in charge of programming, who is the head of the festival. But here, we had time to go for lunch and dinner, we had a great time together. The quality of the films shown were really good too. The films were all from Asian countries. It was a really good platform for Asian films, and I can say I appreciated the film festival especially from this point of view.
Ali Asgari, Director of Disappearance
More photographs from behind the scenes:
The director and film stills have been provided by the media department at SGIFF. The production stills were provided by Habib Majidi. They may not be reproduced without permission.
Did you like what you read? Support us as we explore film cultures from around the world; experience cinema in new ways with us. Let us keep The World of Apu free for all!
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Interviews Ali Asgari, Asian films, Best Asian Feature, Director, Disappearance, English, Interview, Iranian cinema, Issue 2, SGIFF, Singapore International Film Festival
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Clinical trials involving cancer patients were seriously disrupted by the COVID pandemic, especially during the first wave, but have slowly regained momentum and returned to pre-pandemic levels of activity, a new analysis finds.
“The good news is that patient backlogs and trial activations gradually recovered over the subsequent period of the pandemic and have now returned to above normal levels, despite the ongoing nature of the pandemic,” commented first author Chris Labaki, PhD, Dana-Farber Cancer Institute, Boston, Massachusetts.
The finding comes from a study published online June 15 in the Annals of Oncology.
The study assessed clinical trial activities at two major cancer centers – the Dana-Farber Cancer Institute (DFCI), in Boston, Massachusetts, and the Tisch Cancer Institute at the Icahn School of Medicine at Mount Sinai (ISMMS) , At New York. Two cohorts were used in the study: an institution-wide cohort of all new patients enrolled in cancer trials, and a smaller, manually organized cohort of patients linked to a electronic data entry.
Facility-wide cohort
“The institution-wide cohort included all new patients enrolled in oncology clinical trials at DFCI and MSSM from December 2019 to June 2021,” explain the authors. It included 4756 newly enrolled patients with a median age of 58.2 years at enrollment.
The manually organized cohort consisted of patients with a current or past history of cancer who had an outpatient medical oncology visit at either center during the index week of March 2020.
Compared to the immediate pre-pandemic period between December 2019 and February 2020, there was a 46% decrease in the number of patients newly enrolled in clinical trials during the first pandemic period from March to May 2020.
This was followed by a gradual recovery over subsequent periods of the pandemic and a return to normal levels from March to May 2021, the authors note. In fact, the number of newly enrolled patients increased by 2.7% in the last period compared to pre-pandemic levels, and a similar trend was observed at the two cancer centers, the investigators report.
Among patients newly enrolled in DFCI, there was a statistically significant increase in the proportion of new patients enrolled in industry-sponsored trials between the pre-pandemic period (December 2019 to February 2020) and three of the pandemic periods (March to May 2020; June to August 2020 and March to May 2021).
This contrasts with a significant decrease in the proportion of new patients enrolled in academic-sponsored trials between the two study periods – June to August 2020 and March to May 2021. Similar to what was seen in new patients, trials Newly activated cancer surgeries at DFCI also saw a 23.6% drop at the start of the pandemic, from March to May 2020.
This was again followed by a gradual increase over the later periods of the pandemic and eventually increased by more than 30% from active trial levels before the pandemic began, the investigators note.
Industry-sponsored trials may have adapted better to the pandemic than academically-sponsored trials, they suggest.
“However, an important consideration is the fact that academic-sponsored trials might have been more prone to disruption during the pandemic as they can be more resource-intensive and often require research biopsies and frequent patient visits to the clinic. “, commented the co-author. Deborah Doroshow, MD, assistant professor of medicine at the Tisch Cancer Institute.
Manually organized cohort
The manually organized cohort consisted of patients with a current or past history of cancer who had an outpatient medical oncology visit at either center during the index week in March 2020. It included 2361 patients, although only 29 patients were newly enrolled in trials during the pandemic period, compared to 97 patients in the previous 3 months, the authors report.
Interestingly, among patients who were enrolled in trials during the baseline period, nonwhite patients were more than twice as likely to be withdrawn from the trial during the first wave, compared to white patients (adjusted odds ratio, 2.60), observe investigators. .
According to the researchers, this finding that more non-white patients were withdrawn from trials during the pandemic warrants further investigation.
“Patients can be withdrawn from the trial due to disease progression, toxicity, or the patient’s refusal to remain in a trial,” Labaki explained. “While bearing in mind that most patients were withdrawn from the trial due to disease progression, the fact that non-white patients appear to be withdrawn from the trial more frequently than white patients is consistent with to some of our previous findings, as part of the COVID-19 and Cancer Outcomes Study, where we identified that non-white patients were more likely to experience disruptions in cancer care, such as oncology visits in hospitalization and telehealth, during the pandemic,” he added.
The decline in the number of patients enrolled in clinical trials as well as the number of clinical trials themselves likely reflects the pressure placed on the healthcare system as resources have been diverted by the pandemic to the immediate needs of hospitals and patients. Nevertheless, valuable lessons have been learned from the experience on how to conduct clinical trials that can be applied to future clinical trials, the authors comment.
“The substantial development and implementation of telehealth appointments during the COVID-19 pandemic represents a potentially important step in facilitating clinician-patient encounters, monitoring and follow-up,” Labaki said in a statement. communicated,
“Mail delivery of investigational oral drugs can also reduce geographic barriers to clinical trial enrollment. However, it is still too early to tell if this will have a significant impact on clinical trials in the normal, non-pandemic setting. We will be following this since this summer,” he added.
No source of funding for the study has been disclosed. Labaki has received research support from Genentech/ImCore.
Anne Oncol. Published online June 15, 2022. Full text
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Our practice as designers can be seen to be explored, pushed and perhaps become something entirely new where it exists at the edges of our practice in the world of academia. Free from the constraints of commercial outcomes and clients, designers explore and challenge existing paradigms.
In this article, we talk with Aakifa Chida about pursuing a Masters in Communication Design at AUT and the catalyst behind her upcoming exhibition from 21-23 July, Will you notice?, which focuses on how communication design can be used to inform, educate, and create social awareness around Islamophobia.
Exhibition opening night is 5pm on 21 July , St Paul st. galleries 1, 2, 3. More details below.
This article is proudly sponsored by AUT
What is your background and how did you get to where you are now?
My academic and practice background is in communication design. Throughout my degree and my journey as a designer, I developed a strong passion for creating work that attempts to make a positive impact and contributes to change in the real world. I found that the design work that I am most proud of always aligned with topics that I hold close to my heart. The open brief for my final undergraduate project was what inspired me to pursue a masters degree, so that I could continue to develop my knowledge and practice in the realm of design activism.
Can you give us some background on your current project?
My masters project focuses on how communication design can be used to inform, educate and create social awareness around Islamophobia. Given the importance of visual language in twenty-first century activism – my project showcases the manner in which design can be used to heighten, emphasise and encourage social awareness through a variety of deliverables that span across print and digital mediums.
Growing up in Aotearoa; I was no stranger to discrimination. Facing prejudice from a young age exposed me to the realities of social intolerance and isolation that come with being a Muslim. It also exposed me to how unaware and desensitised people may be of the impact that their words and actions can have. The objective of the project is to bring attention to how serious a matter Islamophobia is and show how dangerous it can be if left unhindered.
What were the catalysts or inspirations for your Masters Degree in Design project?
The main inspiration for my Masters project originated from my experiences as a Muslim woman. For as long as I have known, my community has constantly been associated with negative qualities, attributes and behaviour. Although I often normalised the prejudice that I endured, not realising my own desensitisation, deep inside I knew I always wanted to try and make a difference. It is my personal connection to the subject matter that inspires me most.
The catalyst that gave me the biggest push towards the area of my research rooted from pain and loss. When I was in the second year of my bachelor’s degree, the Christchurch Mosque tragedy occurred and shook me, my family and all the Muslims in New Zealand to our core. Nothing could have prepared us for a horrific incident like that, in which I lost multiple people who I had known personally my whole life. The shooting itself made me realise that extreme cases of Islamophobia are, in fact, a lot closer to home than I had thought. It was this realisation that drove me to use design as best I could to counter the hateful ideologies and mindsets that prompted the attack in the first place.
What was the most challenging part of your research thus far, and how did you overcome this?
The most challenging part of my research was the heaviness and magnitude of my chosen subject. I found that collating research, stories and information about violent and genocidial forms of Islamophobia deeply affected my emotional well-being at times. I also found it difficult to maintain motivation when being reminded – by myself and others – that a problem of this size cannot be eradicated overnight. I tried my best to detach myself from time to time when feeling overwhelmed and affirmed to myself that although I cannot change the world on my own, making a difference to even one person’s mindset is a huge success in itself.
Why did you choose this particular program/AUT to complete your Masters?
Completing my undergraduate degree in communication design at AUT really opened my eyes to how fulfilling, energetic and enjoyable studying can be. Specifically the studio culture; the bond that I built with my classmates and cohort in the final year of my degree was one thing I will never forget. I chose to pursue my Masters at AUT because I knew that when it came to my supervisors, my peers and my support systems – I was in good hands.
How has your Masters Degree impacted upon your own design practice?
My Masters degree has opened my eyes to so many possibilities and new opportunities. I have learned new skills, techniques, software; I am currently working with materials and processes that I had never touched before. This project has shown me that even if an outcome takes months to resolve, every stage of development is incredibly crucial. It has made me realise that when I keep passion and purpose at the centre of my practice, the tireless nights and constant hard work becomes so worth it in the end.
What are your goals and aspirations for the future?
My main aspiration for the future is to continue practice in design activism. One day, I hope to collaborate with other designers and organisations to create more meaningful practice. I want to build my experience, continue learning and one day teach in the same classrooms and studios that I was taught in.
How can people follow you or where can we see more of your own work?
You can see more of my work on my online portfolio and linkedin!
From the Edges with . . . Renee Henry, Honours in Motion Graphics at Wintec
In our ‘From The Edges’ series we feature Aotearoa NZ Academic Design Projects. Our practice as designers can be seen to be explored, pushed and perhaps become something entirely new […]
5 months ago by Jess Lowcher
In our ‘From The Edges’ series we feature Aotearoa NZ Academic Design Projects. Our practice as designers can be seen to be explored, pushed and perhaps become something entirely new […]
5 months ago by Jess Lowcher
In our ‘From The Edges’ series we feature Aotearoa NZ Academic Design Projects. Our practice as designers can be seen to be explored, pushed and perhaps become something entirely new […]
5 months ago by Jess Lowcher
In our ‘From The Edges’ series we feature Aotearoa NZ Academic Design Projects. Our practice as designers can be seen to be explored, pushed and perhaps become something entirely new […]
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Viima's mission is to democratize innovation and help organizations everywhere make more innovation happen.
Innovation is more important than ever before, yet most organizations aren't very good at it.
The traditional R&D process as the lone source of innovation simply doesn't cut it anymore. The best innovators work relentlessly to come up with innovations, big and small, across every part of their organization.
Our uniquely visual and engaging innovation management software helps organizations collect, manage, and develop ideas together with their stakeholders. This helps them transform the way they turn ideas into innovations and to shape their culture to be more innovative.
Viima's story began back in 2013 at an accelerator program organized by the entrepreneurship society at Aalto University.
We've built our SaaS product completely in-house and were able to get our first paying customer within a couple of months from founding the company. We've developed the product in very close co-operation with our customers ever since.
As a result, our customers, which include some from the Global Fortune 500, have rated us as the best innovation management software in the world for three years in a row. According to Gartner, we're also the most widely used innovation management software in the world.
We're proud to have bootstrapped the company to this rapid, yet profitable, growth. This is, however, just the beginning. We'll keep innovating and getting better – and will help our customers do the same!
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We have a highly ambitious and driven team with expertise ranging from innovation management to UX and software engineering.
We are passionate about building cutting-edge, easy-to-use web software that meets the requirements of even the most demanding enterprise customers, at highly affordable prices to be able to help as many organizations as possible.
At Viima, we love working hard and enjoy carrying responsibility. Even though we're a small company, we aim to be the best in the world at whatever it is that we choose to do. We're always looking to learn new things and improve ourselves, and the way we work.
We value deep, meaningful and lasting relationships and put a lot of emphasis on sustainability and good governance. For example, Viima is proud to be a carbon negative company.
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June 12, 2020
Gardels: You emphasize in your work that different civilizations arose and are shaped by foundational cosmologies. What do you mean by “cosmotechnics”?
Hui: Because our technological creations are challenging historical limits through climate change, artificial intelligence and synthetic biology, it is critical to reexamine the diversity of cosmotechnics, or how technology is infused with a worldview. The modernizers of China during the last 150 years have enthusiastically embraced the Western meaning of technology — tools to establish human dominion over all else. However, in order to go beyond Western modernity and the current mode of global modernization, we have to reflect on how non-European thought and corollary ways of being can affect the development of technology.
This task demands a new interpretation of the history of both Eastern and Western thought in view of current technological development. I have attempted to understand Chinese cosmotechnics through the dynamic relationship between two major categories of traditional Chinese thought: “dao,” or the ethereal life force that circulates all things (commonly referred to as the way), and “qi,” which means tool or utensil. Together, dao and qi — the soul and the machine, so to speak — constitute an inseparable unity.
Throughout Chinese history, the understood unity of dao and qi constituted the morality and form of life proper to each successive epoch. This unity has both motivated and constrained the development of technology in China compared to the West, where technology has been driven by instrumental reason through which tools are fashioned as a means to overcome rather than to harmonize with nature.
One clear manifestation of this that remains today is the difference between traditional Chinese and modern Western medicine. Modern Western medicine heals by applying science to the body mechanistically. Traditional Chinese medicine heals by trying to foster harmony within the body. Traditional Chinese medicine uses the same vocabularies as traditional Chinese cosmology — the yin and yang of complementary opposites, for example, or the five elements of wood, fire, earth, metal and water, through which flows the healing energy, known as “ch’i” (or qi, which means energy, but we give the orthography ch’i so that we can distinguish it from the other qi, which means tool).
Gardels: When we hear the word “morality,” it implies a just and righteous code for how to live. Would you give me some concrete examples of what you mean by the morality that results from the unity of dao and qi?
Hui: What the ancient Chinese called morality wasn’t the obligation to follow rules governing behavior. For the ancients, morality — or in Chinese, “de” (virtue) in harmony with dao — means the affirmation and appreciation of the kindness of heaven and earth.
This is evident in the “Book of Changes,” where heaven and earth, or “qian” and “kun,” both condition and model a great personality. One way of interpreting the beginning of the “Book of Changes” is: “The Heavens are in motion ceaselessly, the enlightened exert themselves constantly. While the Earth is supportive and natural, only the virtuous can bear the utmost.”
For Confucians, to be a sage is to recognize the mandate of heaven because, despite heaven’s constant changes, the enlightened sage is able to interpret its moral connotations and thus recognize its mandate. Daoists affirm this creative antinomy as dao and de, which, for them, actually bespeaks innocence, as in the status of a newborn baby who has a kind of uncontaminated openness.
Dao is neither nothing nor being, but rather the principle according to which an oppositional continuity is maintained. It is a recursive movement that maintains the continuity between a set of oppositional pairs: in cosmology, the continuity between “wu” (nothing) and “you” (being/having); in metaphysics [1], that between “ti” (body) and “yong” (use); in the philosophy of life, that between “tian” (heaven) and “ren” (human); and in social and political life and cosmotechnics, that between dao and qi.
Like the Chinese, the ancient Greeks also saw these oppositions in existence. The fundamental difference, however, which still echoes all these centuries later, is that the Greeks saw a discontinuity or contradiction instead of continuity or harmony in these forces.
Gardels: So in Daoism and Confucianism, as well as in Japanese Shintoism, there is a relational sense between humans and the cosmos, or natural order — not humans apart from nature or each other but a fundamental unity in all things?
Hui: Yes. At risk of oversimplification, one may say that Chinese thought is fundamentally relational, while Western thought, beginning with the Greeks, is fundamentally about being as substance.
In Western philosophy, there is a tension between the essential and the accidental, which Aristotle announced in “Categories.” For Aristotle, if being is relative (which is also one of the accidents) — and thus being depends on other beings — then we will have difficulty defining its essence or substance.
Taking up this incompatibility, we may say that Eastern thought is rooted more in relationality than in the quest for the absolute or the essential. Indeed, in Jacques Derrida’s “Of Grammatology,” he compares the Western phonogram and the Chinese pictogram, concluding that a phonogram is correlated to substance, while the Chinese pictogram is relational.
The British biochemist and sinologist Joseph Needham, in his study of China and technology, translated this relational sensibility (“ganying”) as a “resonance.” This resonance between the subject and the cosmos is the ground of morality; if one doesn’t follow this resonance, then he or she is acting against nature. Here, nature doesn’t mean the environment outside of me but rather the way things are — the natural order. It is dao plus qi rather than either alone.
Some philosophers, notably the contemporary French thinker François Jullien, have argued that there is no ontology, or a metaphysics of the nature of being, in Chinese thought. Consequently, the question of being was never prioritized in the way it has been in the West.
To be sure, every generalization at this scale encounters exceptions. What we can say here is that, in Chinese philosophy, there is no search for being or eternal form that we see, for example, in Plato’s “eidos,” the permanent reality that makes a thing what it is, or Aristotle’s more empirical “morphe,” or form. It is all the relational flux of becoming, not an arrest into a defined form of some essential being.
In the West, we can think of the absolute as some kind of finality or ultimate reality. Accordingly, we can think that our knowledge progresses toward this end, this quasi-divine Hegelian “absolute spirit.” But it is difficult to find any such absolute in Chinese thought. The Daoists think that it makes no sense even to wonder what is the biggest, the smallest, the absolute, the endpoint, because there is always something beyond all this: the dao, the way, the constant creation and re-creation of something larger and smaller than what we can know.
Chinese thought is thus less teleological than Western thought — less teleological [2] in the sense that it is always subject to the change of heaven and earth. It is never something that can be realized as such. The end is in the noumena of the constantly regenerative cosmos, not in the defined phenomenal world that we can discover through our senses.
Gardels: Heidegger talked about cybernetics [3] as the end of Western metaphysics because, through feedback loops within a system, the organism and the machine, the objective and the subjective, were able to integrate. Henry Kissinger more recently argued that the advent of AI marks the “end of the Enlightenment,” of human-centered philosophy since, like humans, machines can now adapt to their environment by incorporating, through learning from experience, the unexpected events of contingency.
Where do you agree or disagree with these conclusions?
Hui: Because Heidegger read the works of the [American philosopher and mathematician] Norbert Wiener and other cybernetic thinkers, he understood the profound implications of uniting the organic mind with the machine through regenerative feedback loops. In this way, an ostensibly Western thinker may be seen to approach a Chinese cosmotechnics. When Heidegger talked about the end of metaphysics, he meant the end of Western philosophy as it has passed from Plato and Aristotle through Christianity to Hegel.
In his famous interview with “Der Spiegel” in 1966, “Only a God Can Save Us,” he was asked, what comes after philosophy? His answer: “Cybernetics.” In German, the word “end” can also be translated as “accomplishment,” “fulfillment” or “completion.” So for Heidegger, the modern technology of cybernetics was the fulfillment of Western metaphysics.
Technological prowess — ultimately manifested in cybernetics and later AI, which, through feedback loops and learning algorithms, can adapt to the environment like organisms — emerged from this metaphysics and overcame it by sublating the organism and the machine into each other as one.
The French philosopher Henri Bergson opposed mechanism with his notion of the “élan vital,” or vital impetus. Wiener’s cybernetics announced that this opposition is a false one, since cybernetic machines overcome this opposition. Or to put it another way, whereas modern philosophy used to rely on an organic, vitalist notion to position man’s capacity for thought against machines, the claim of cybernetics was to have overcome this dichotomy.
Why did cybernetics make such a difference and not the early automated machines that Karl Marx spoke of? For Heidegger, cybernetics was a more advanced, organic or organismic form for understanding being, one that represented the technological and mechanist triumph of modernity over nature. In this way, modern technology is the fulfillment of the history of metaphysics.
The recursivity of cybernetics and the learning loops of AI in fact represent this transcendence of metaphysics. Recursivity is not the mere mechanical repetition of Marx’s automation machines that he observed in the factories in Manchester; it is characterized by the looping movement of returning to itself in order to determine itself, while every movement is open to contingency, which in turn determines its uniqueness.
This idea of recursivity corresponds to what we have understood as the soul. The soul has the capacity of coming back to itself in order to know itself and determine itself. Every time it departs from itself through a new encounter, it actualizes itself in the traces we call memory. New information — contingency — triggers the process of individuation. As the anthropologist Gregory Bateson put it, information is “the difference which makes a difference.” That is why he spoke of “an ecology of the mind.” The uniqueness of every being is constituted by this play of recursivity and contingency.
Gardels: Speaking of contingency, I can’t help but mention here our present experience of the global coronavirus pandemic. It has put not only individuals but entire societies on a different trajectory, setting in motion a whole new set of recursive loops, from daily habits to the way we look at microbes.
Hui: Certainly, that is true. But to return to Kissinger, apart from understanding his statement from a geopolitical point of view, we can also look at it from the perspective of history of technology and thought. The Enlightenment is the age of mechanism, fueled by the Encyclopedists’ optimism of progress, which is reassured by the belief in the possibility of infinite improvement of mechanical tools. We are no longer in an age of mechanistic machines described by the Encyclopedists of the Enlightenment, or of the thermodynamic machines later described by Marx, but rather in a new machine age. Where mechanism presupposes a linear causality, with the “becoming organism” of cybernetics and AI, the end of every beginning is the beginning of another beginning.
Gardels: As Western metaphysics transcends itself, it would seem to grow distinctly Daoist. This suggests that the new beginning Heidegger was searching for already appeared in the East, where he did not want to look, planting his project in the earliest tradition of European thought.
Along with this pre-Socratic search, however, Heidegger’s thinking about an inner truth from the 1930s continued to echo in the 1960s. “Everything essential and of great magnitude,” he told his “Der Spiegel” interviewer, “has arisen only out of the fact that man had a home and was rooted in a tradition.”
This further suggests that the inner truth of being-as-such and being-in-totality can only be constituted, echoing [the German philosopher] Johann Gottfried Herder, within the context of the “heimat” (homeland) and “volksgeist” (spirit of a nation’s people). This corresponds with your idea of a diverse cosmotechnics and the Daoist cosmology from which it springs.
Hui: Yes. This is also why I wanted to associate Heidegger’s project with what I call cosmotechnics, especially when he wants to rearticulate the meaning of technē in ancient Greece as the unconcealment of being, which the Greeks call truth, “aletheia.” Thinking rooted in the earthy virtue of place is the motor of cosmotechnics. However, for me, this discourse on locality doesn’t mean a refusal of change and of progress, or any kind of homecoming or return to traditionalism; rather, it aims at a re-appropriation of technology from the perspective of the local and a new understanding of history.
Gardels: Does all this suggest we are entering a new “axial age,” as the German-Swiss philosopher Karl Jaspers named that period 2,000 years ago when all the great religions and ethical systems — Confucianism in China, the Upanishads and Buddhism in India, Homer’s Greece and the Hebrew prophets — emerged simultaneously in a de-synchronized and mostly unconnected world?
In history, the accomplishment of convergence yields a new divergence. As we’ve been discussing, the search for a new beginning after the triumph of modernity is now underway. The global conquest of the West and its philosophy has now reached its limits and is fragmenting. The dialectic is turning. The modern Tower of Babel is poised to crumble.
If we are in a “new condition of philosophizing,” what comes next?
Hui: We are at the beginning of what you call a “new axial age” as a result of this universalization and convergence. The question now is not “what will happen,” but “what can happen?” To philosophize, you need to start with the impossible before the possible.
To explore this, we need to return to the fundamental differences between the Western and Chinese cosmotechnics, which have been forgotten and assimilated to a universal mono-technology in the process of modernization. The consideration of Chinese cosmotechnics in the West has rarely gone beyond comparisons about the advancement of particular technologies in particular points in history.
I am opposed to the complete realization of a unified global system represented by transhumanists such as Ray Kurzweil and Peter Thiel. Rather than converging teleologically toward a quintessentially Western singularity [4], we need to envision alternative possibilities, bifurcations and fragmentations. The new beginning must have a multiplicity of starting points opened up by fragmentation.
Gardels: So instead of an accelerated competition to achieve the universalization of singularity, you see resistance to it as the only possibility of a new beginning? But what would a Chinese cosmotechnics look like? For now, its main manifestations seem to be CRISPR babies and the surveillance state.
Hui: The reason I have articulated cosmotechnics as the unification of the moral and cosmic order is that it is not purely a technical activity in the sense of the conquest of nature. Technology dwells in a reality that is much larger than it. The ignorance of this reality leads to the total domination of technology, hence the domination of a particular form of life and way of thinking. It is not just about whether China can develop a better algorithm for its social credit system or whether it can develop better 5G technology — both contribute to the mono-technological culture of the present. The more fundamental question is how a cosmotechnics rooted in Chinese thought could develop an entirely new framework for what has been understood in the West as scientific “progress.”
Some have quipped that what I am speaking about is Daoist robots or organic AI … that sounds really exotic. But on the other hand, we can understand these quips as invitations to reflect on how non-European thought can intervene in the technological acceleration that we have today and change course. Will rethinking and rearticulating the concept of technology allow us to develop a new direction? This does not necessarily mean more advanced technologies but discovering and inventing both new epistemologies and epistemes as a response to the crisis of the Anthropocene, not least climate change.
Hui: Let us conclude by going back to the Enlightenment. As the Enlightenment demonstrated, philosophy is fundamental to revolutions since it changes the basic principles of politics, society, morality, education, religion, international relations and law.
Such a notion of philosophy has to be turned toward the possibility of a new world history. Maybe we should aim for a goal that is the opposite of that of Enlightenment philosophy: to fragment the world according to difference instead of universalizing through a presumed absolute. A new world history has to emerge in the face of the meltdown of modernity.
1. Metaphysics is a branch of philosophy that uses broad, abstract concepts — such as being, knowing, space and time — to help define reality.
2. Teleology is the explanation of phenomena in terms of their purpose, goal or endpoint.
3. Cybernetics is the study of automatic control systems, such as the nervous system and brain and mechanical-electrical communication systems.
4. The singularity is the point at which artificially intelligent machines and/or cognitively enhanced biological intelligence surpass human intelligence.
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Admiral McRaven's commencement speech at the University of Texas proposes a program of life, starting with a simple thing.
Sometimes we have great dreams for the future, but don’t know where to start. Or perhaps we had dreams, but in the first round of life we got hit hard and had our dreams knocked out of us. Even so, we can keep hoping to improve things, to do something for others and make our mark on the world. Who among us has never thought, at least once, that we were called to do great things—even if only when we were children and wanted to be an astronaut, a doctor, or an artist?
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Try this daily habit for more creativity in your day
If you want to make those dreams (or a more realistic version of them) a reality, you might find this speech, offered by Admiral William H. McRaven to the students of the University of Texas at Austin in 2014, very useful. In just a few minutes, he summarizes his experiences and 10 lessons he learned during the training program for the U.S. Navy SEAL special forces—and the first lesson is one we can all practice daily.
The importance of the little things
Don’t worry; the speech doesn’t start with the number of sit-ups that we should do every morning to become a champion. It talks about beginning with a little thing that will get our day off to a good start: making our bed every day. That’s doable! In fact, a friend of mine, who was suffering from depression more than ten years ago, told me that her doctor had started with the same advice as Admiral McRaven: “Make your bed well every day.” If you do that, it’s already one victory for the day. Starting from there, you can do more and more, little by little.
We are all called to fulfill a mission in life, but our specific calling and the way we face it and carry it out can be very different. McRaven teaches us that starting our day with this simple task—along with teamwork, respect for others, and the other elements on his list of ten lessons—will help us reach our goal. Go ahead and listen to this extract from his speech; it can help encourage and motivate you on whatever road you must follow. (His full 20-minute speech is
.) If you made your bed this morning, you’re already on the right track!
This article was originally published in the Spanish edition of Aleteia, and has been translated and/or adapted here for English-speaking readers.
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