How long could you survive without an income? What would the consequences be to you and all those who depend on you? "These are the questions that every breadwinner in each household across South Africa and anyone earning an income needs to ask," says FMI CEO Brad Toerien. How long could you survive without an income? What would the consequences be to you and all those who depend on you? "These are the questions that every breadwinner in each household across South Africa and anyone earning an income needs to ask," says FMI CEO Brad Toerien. 