0 ) Ending ALLL Balance at March 00, 0000 $ 000 $ 00 $ 0 $ 00 $ 00 $ 00 $ 0 $ 000 Individually evaluated for impairment $ - $ - $ - $ - $ - $ - $ - $ - Collectively evaluated for impairment 000 00 0 00 00 00 0 000 $ 000 $ 00 $ 0 $ 00 $ 00 $ 00 $ 0 $ 000 00 Table of Contents For the nine months ended March 00, 0000 First Mortgage Loans 0 - 0 Family Construction Land Acquisition & Development Multi- family Commercial Consumer Loans Commercial Loans Total (Dollars in Thousands) Beginning ALLL Balance at June 00, 0000 $ 000 $ 00 $ 00 $ 00 $ 00 $ 00 $ 0 $ 000 Charge-offs - - - - - - - - Recoveries - - - - - - - - Provisions (0 ) (0