 amendments are effective for fiscal years beginning after December 00, 0000, and interim periods within fiscal years. In November 0000, the FASB issued ASU 0000-00, Financial Instruments - Credit Losses (Topic 000), Derivatives and Hedging (Topic 000), and Leases (Topic 000). This Update defers the effective date of ASU 0000-00 for SEC filers that are eligible to be smaller reporting companies, non-SEC filers and all other companies to fiscal years beginning after December 00, 0000, including interim periods within those fiscal years. Furthermore, the ASU provides a one-year deferral of the effective dates of the ASUs on derivatives and hedging for companies that are not public business entities. The Company qualifies as a smaller reporting company and does not expect to early adopt these ASUs. In 