s TechCrunch+ roundup: Singapore's fintech buzz, SaaS slump, amplified marketing strategies Why Pinduoduo is putting all its profit into agriculture Umamicart bags $0M to deliver traditional Asian ingredients right to your home Instant grocery delivery startup JOKR bags another huge round to enter unicorn status Mexican BNPL player Kueski secures $000M in debt & equity as it nears $000M+ in ARR 