. Logged lfritch0000 0 O'Clock Shadow Posts: 0 Re: How best to invest when there is a significant age difference with spouse " Reply #0 on: November 00, 0000, 00:00:00 AM " My goal is to retire when my husband does. I'd like to save enough so that we can live off his retirement and our investment funds. My 000k funds would just be a bonus once the time comes. I'm not opposed to contributing to my tax-deferred accounts, I just worry that we won't have enough to be FI if I don't put more into investments now. 