 Learn More about Nick Nick earned his B.S. in Business Management from Minnesota State University, Mankato, and graduated Cum Laude. Nick has helped over 0000 clients save over 00 million dollars in tax savings over his career. Nick is an expert when it comes to FSA, HSA, HRA, FHRA, COBRA, QSEHRA, Retiree Billing, FMLA, ERISA, HIPAA, PCORI, ACA, and other related tax and compliance plans relative to employee benefits. Dave Sherman Founder/Agent Follow Learn More about Dave Dave has a BA in economics/accounting from the University of Minnesota, an MBA from the University of St Thomas and a PhD from Pacific Coast University. He holds the designations of CMA (Certified Management Accountant), CPIA (Certified Professional Insurance Agent), 