I am getting breaking point error in this c++ program of mine,have a look. compiler visual c++ 2010
===

    error snapshot : http://www.google.com/url?q=https%3A%2F%2Frapidshare.com%2Ffiles%2F3201989698%2FCapture5.JPG&sa=D&sntz=1&usg=AFQjCNFzvedIUKljexIaQskqB5rgCEXQaA
    
    code :
    
    
    
    #include<fstream>
    #include<conio.h>
    //#include<string>
    #include<Windows.h>
    #include<iostream>
    //#include<process.h>
    //#include<ctype.h>
    
    using namespace std;
    int ch_m;
    
    HANDLE hConsole;
    
    class budget
    {
    public :
    	float balance;
    	
    	string due_name,loan_name;
    	int  year,month;
    	float due_pay,loan_given;//due_pay due to be paid 
    	
        
        budget()
    	{
    		balance=0;
    		month=1;
    		due_name="NO BODY";
    		loan_name="SAFE";
            year=0;            //		year(0); this nt working why?
    		balance = 0;
    		due_pay=0;
    		loan_given=0;
    
    	}
    	char get_data();
    	void show_data();
    	void budget_menu();
    	void balance_menu();
    
    	int yr()
    	{
    		return(year);
    
    	}
    
    	int mont()
    	{
    		return month;
    	}
    
    
    	
    
    };
    
    void gotoxy(int x,int y)
    {
    	HANDLE hConsoleOutput;
    	COORD dwCursorPosition;
    	cout.flush();
    	dwCursorPosition.X=x;
    	dwCursorPosition.Y=y;
    	hConsoleOutput=GetStdHandle(STD_OUTPUT_HANDLE);
    	SetConsoleCursorPosition
    	(hConsoleOutput,dwCursorPosition);
    }
    
    char budget :: get_data()
    {
      char ch_b;
    	gotoxy(5,2);
    	cout<<"Enter Month                                                           :";
        cin>>month;
    	gotoxy(5,4);
    	cout<<"Enter year                                                            :";
    	cin>>year;
    	gotoxy(5,6);
    	cout<<"Enter your balance for the current month and year in Rs               :"; 
    	cin>>balance;
         do
           {
    		   gotoxy(6,9);
    		   cout<<"Continue adding records?(y/n)\n";
    		   cin>>ch_b;
           }while(tolower(ch_b)!='n'&&tolower(ch_b)!='y');
    
    
    	   return ch_b;
    
    
    }
    
    
    
    void budget :: show_data()
    {
    	
    	gotoxy(5,2);
    	cout<<"Month                                                           :"<<month;
      	gotoxy(5,4);
    	cout<<"Year                                                            :"<<year;
    	
    	gotoxy(5,6);
    	cout<<"Your balance for the current month and year in RS               :"<<balance; 
    
      _getch();
    }
    	
    
    void budget:: budget_menu()
    {
    
    	
    	
        system("cls");
    	gotoxy(12,5);
    	
    	
    
    	cout<<"---------------------------------------";
        gotoxy(12,6);
    	cout<<"Budget Menu";
        gotoxy(12,7);
    	cout<<"---------------------------------------";
    	gotoxy(12,10);	
    	cout<<"1) Balance";
    	gotoxy(12,12);
    	cout<<"2) Loan Given";
    	gotoxy(12,14);
    	cout<<"3) Due to be paid";
    	gotoxy(12,16);
    	cout<<"4) Exit";
    
       gotoxy(14,17);
    	cout<<"Enter your choice\n";
    	cin>>ch_m;
    	
    
    	switch(ch_m)
    	{
    	case 1:  // check
    		balance_menu();
    		break;
    	default:
    		system("cls");
    	    gotoxy(15,8);
    		cout<<"Wrong Input!!";
    
    	}
    
    
    
    		
    }
    
    
    void write_balance()
     {
    system("cls");
     budget b;
     ofstream f1;
     f1.open("balance.dat",ios::app|ios::binary);
     char ch;
     do{
    	    ch = b.get_data();
    		f1.write((char*)&b,sizeof(b));
       }while(tolower(ch)=='y');
    
     f1.close();
    
     
     }
    
    
    
     void read_balance()
         {
    		 system("cls");
    	   budget b;
    	ifstream f1;
    	f1.open("balance.dat",ios::in|ios::binary);
    	while(f1.read((char*)&b,sizeof(b)))
    	{ b.show_data();
    	 }
    	
       system("cls");
           cout<<"No More Records To Display!!";
    	getch();
    	f1.close();
    	
         }
    
    
    
    void budget :: balance_menu()
    {
    	int ch_bm;//balance menu choice
    	
    	char coni;//continue?
    	system("cls");
    	gotoxy(12,6);
    	cout<<"1) Add current month and year balance";
    	gotoxy(12,7);
    	cout<<"2) Modify a balance";
    	gotoxy(12,8);
    	cout<<"3) Search a balance";
        gotoxy(12,9);
    	cout<<"4)Delete a Record";
    	gotoxy(12,10);
    	cout<<"5) Display all records";
    	gotoxy(12,11);
    	cout<<"6) Back to previous menu";
    	gotoxy(12,12);
    	cout<<"7) Exit";
    	gotoxy(14,15);
    	cout<<"Enter your choice\n";
    	cin>>ch_bm;
    	switch(ch_bm)
    	{
    	case 1 :write_balance();
    		break;
    	case 5:
    		read_balance();
    		break;
    	default :
    		system("cls");
    		gotoxy(15,8);
    		cout<<"Wrong Input!!";
    	}
    
    	if(ch_bm!=6)
    	{
    		system("cls");
    		gotoxy(15,8);
    		cout<<"Continue?";
    		cin>>coni;
        if(tolower(coni)=='y')
    	 {
    		balance_menu();
         }
    	}
    
    getch();
    }
    
    
    
    
    
    
    
    
    void main()
    
    {
       //void write_balance();
       //void read_balance();
    
    	system("cls");
    
    	budget b;
    	b.budget_menu();
    
    /*	hConsole=GetStdHandle(STD_OUTPUT_HANDLE);
    	
    
    	SetConsoleTextAttribute                  //just testing
    
    	(hConsole,FOREGROUND_BLUE|FOREGROUND_INTENSITY);
    	cout<<"Blue";
    
    	
    */	//gotoxy(5,3);
    //cout<<"Aditya";*/
    	_getch();
    }
    
    

first go to option 1/1 and then 1/5 where you will get breaking point error....
till now i have included only read and write option . 

It has been 3 weeks.. i m stuck here

i have tried a lot of things

My code is working fine in turbo c++ but not in vc+=
this code is to keep dAta of one;s budget,will add feautures such a remember ids and their passwords and things to remember...